How to Qualify for Federal Low Income Housing

Low income housing, also known as affordable housing, is rental housing that is provided specifically to aid low income families. It can be divided into two categories: subsidized housing and public housing. The former is private rental housing where the US government pays a portion of the low-income individual's rent, allowing them to live in apartments that they would otherwise be unable to afford. The latter is run and financed entirely by the government. The individuals who live there still have to pay rent, but the government keeps them reasonably affordable.

Low-Income Housing Requirements

In order to be eligible for either type of low-income housing, applicants must meet the following requirements:

  • Income Requirements - the applicant's gross annual income must be between 50% and 80% of the area median income of his or her metropolitan area of residence.

  • Residential Status Requirements - the applicant must be a US citizen or a lawful resident alien.

In addition, every city, town and other municipality where low-income housing may be located will have their own, area-specific requirements.

Many municipalities, especially large cities, maintain waiting lists and availability is provided on a need-basis. Therefore, those with large families, those who are homeless or children will move to the top of the list before others.



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