For most people, buying a home is the largest purchase and investment that they will make in their lives. Unless your pockets are extremely deep, you’re probably going to have to obtain a mortgage to facilitate that purchase. One of the wisest decisions that you could make would be to educate yourself on the entire home-buying process before you dive into it. Our focus is in the area of mortgage loan education, and hopefully, that’s why you’re here. Whether you’re a first-time home buyer, looking to refinance your existing mortgage, or in the market for a second home or investment property, inform yourself about the many options you can choose from.

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Understanding Assumptions
Q. What is an assumption?A. An assumption is just what the name implies: it occurs when a... »
More FHA Loan Programs
In addition to the standard single-family home loan known as the 203(b), the Federal Housing Administration (FHA)... »
Should You Buy with Cash or with a Mortgage?
We all know about the great tax benefits that are a result of financing your home. But,... »
Special Mortgage Loan Programs
The federal government, through the Community Reinvestment Act, has mandated that lenders make loan programs available to... »
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