How Much Will My Payments Be?

Use this calculator to compute your monthly mortgage payments with relevant finance charges, property taxes, hazard insurance and PMI. Simple and easy to use; just enter your basic mortgage information.
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Mortgage Principal Calculator

This calculator will calculate the future balance of your existing mortgage after a few months or years of payments. It can help to give you an idea of how much you will still owe after a specified period of time.
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Mortgage Length Calculator

Use this calculator to see how much faster you could pay off your mortgage if you decided to increase your monthly mortgage payments. Paying off your debt sooner helps to save on your total loan cost (be sure to check your mortgage for any prepayment penalties).
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What if I Pay More Every Month?

This calculator shows you how much your total mortgage will be decreased, just by paying additional principal per month. By paying off your debt sooner you can reap substantial savings, since you will be paying less interest over the life of the mortgage (be sure to check your mortgage for any prepayment penalties).
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Payment per Thousand Financed

This calculator will show you how much you pay for every $1,000 of your mortgage loan. Very easy to use; just enter your information into the fields provided.
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What is The Real APR for That Loan?

Compute your estimated real Annual Percentage Rate with points by using this calculator. For example, even though you may borrow at an interest rate of 4.75%, when you factor in any points paid the actual APR may be a bit higher.
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Affordability Calculator

Use this calculator to determine how much you can afford to borrow from a lender’s point of view based on factors like income, existing debt, etc. Historically a lending tool, you can now use it in your own financial planning.
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Tax Benefits Calculator

This simple-to-use calculator helps you determine the tax advantages of owning a home, showing your tax savings after the first year as well as your total tax savings over the life of the mortgage.
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Should I Refinance?

If your current APR seems too high, use this calculator to estimate the advantages of refinancing.
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Should I Pay Points to Lower My Interest Rate?

Purchasing points can help you reduce your mortgage payments, but at a price. Use this calculator to compute how much your purchased points will affect your monthly payments and how quickly they will pay for themselves.
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Should I Use a HELOC to Lower My Debt Payments?

Use this calculator to determine the financial and tax advantages of consolidating your debt with a Home Equity Line of Credit (HELOC). It's simple and easy to use.
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How Much Income do I Need in Order to Qualify?

This calculator will help you determine how much income you must have in order to purchase a particular home. Simply enter the value of the home that you’re interested in along with the loan information.
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What’s Best: Take a Second Loan or Pay PMI?

Use this calculator to compare head-to-head the financial advantages and disadvantages of PMI versus a second mortgage loan.
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Interest-Only Calculator

This calculator shows you the monthly payments of an interest-only mortgage loan. It displays monthly principal and interest as well as total payments over the life of the loan.
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Interest-Only with Additional Payments Calculator

Use this calculator to determine the financial benefits of applying additional principal payments to your interest-only loan.
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Canadian Mortgage Calculator

This calculator will determine the required annual income that Canadian homebuyers need in order to purchase a home. It uses conventional Canadian mortgage financing which is compounded semi-annually.
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Which Loan is Better?

You can use this calculator to determine which loan offer is best for you. Just enter the numbers and it will help to determine your best deal by comparing loans head-to-head.
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Standard vs. Bi-Weekly

Use this calculator to determine how much you can save by making bi-weekly instead of standard monthly payments (be sure to check your mortgage for any prepayment penalties). The interest savings over the life of the loan can be substantial.
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Rent vs. Buy

Use this calculator to determine head-to-head costs and advantages of buying versus renting your home. A great tool to help you decide which direction is best for you financially.
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