What is Private Dental Insurance?

Private dental insurance is a type of insurance policy that is designed to help you with many of your dental bills. Here are the basics of private dental insurance and how it works.

Private Dental Insurance

If you do not have access to a group dental plan through your place of work, private dental insurance might be something that you want to consider purchasing. This is a contract that you make directly with a dental insurance provider for your dental care. You can purchase individual private dental insurance or you can purchase a plan that will cover your entire family.


This type of dental insurance is going to be more expensive than what you could get through a group dental plan. Since you are not purchasing insurance in bulk, you are going to have to pay a higher amount for your premiums. Because of this, many people choose not to purchase private dental insurance because it is too expensive.


Every private dental insurance plan is going to cover different things. Some plans will only cover basic procedures such as routine cleanings or fillings. Other private dental insurance plans are going to be more comprehensive in their coverages and cover larger procedures.

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