What criteria place a car in the sports car insurance bracket?

There are a number of criteria that an insurance company could potentially use to put cars in the sports car insurance bracket. Every insurance company will be different when it comes to determining which cars are sports cars. One of the most commonly used criteria is whether the car has only two doors. If it has two doors, it will most likely be a sports car. An insurance company may also have a limit for horsepower. The company might also go by any aftermarket modifications that you make to the car. Asking your insurance agent is the best way to determine this.

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