Safeguard Your Trip With Holiday Insurance: Policy Options

Trip holiday insurance safeguards the traveler from incurring unexpected expenses should an emergency happen while on vacation or before the would-be traveler is out the door. When you plan a vacation, consider your holiday insurance options.

Common Policy Coverage

Make sure your trip holiday insurance covers the following:

  • emergency medical treatment – Should you become hospitalized due to an accident or a sudden illness, your hospital bills will be covered by your holiday insurance.
  • theft and damage – If your vehicle, luggage, or possessions are stolen or damaged, you will be reimbursed the fair value.
  • trip cancellation – If you must cancel your trip at the last minute or leave early, you will be reimbursed for non-refundable travel and accommodation fees.
More Specialized Policy Options

There’s no “one size fits all” trip holiday insurance policy. Inquire about the following optional policy terms to get the best coverage for you.
  • Multi trip insurance – If you travel more than once a year, you can save by covering both trips at once. Or, if you tend to extend your vacations unplanned, multi trip will cover the extra days you stay.
  • Backpackers insurance – If you’re going camping or backpacking, inquire about travel insurance designed especially for the outdoor traveler.
  • Accidental death coverage – Although no one likes to think about dying while on vacation, this coverage can cover the hospitalization, funeral, and cancellation expenses involved in the accidental death of a traveler, saving the traveler’s loved ones from additional grief and anguish.


 

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