Physician Disability Insurance Options

Physician disability insurance is specialized insurance that can help protect you if you are unable to work due to health or disability concerns.

Regular disability insurance may not provide enough coverage to meet the needs of physicians. There are certain considerations, like maintaining malpractice coverage and replacing your income when you cannot work, that simply cannot be met without specialized physician disability insurance.

When you are shopping for a physician disability policy, there are different options available for those in private practices versus those in group practices. You can obtain additional coverage to pay your business expenses (like rent and salaries) when you are unable to pay them. Be sure to carefully read your agreement and understand any exclusions that may apply or offsets to the amounts they are required to pay. Make sure you obtain enough coverage to meet your practice's needs.

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