Motorbike Insurance Simplified: What You Need To Know

Unlike auto insurance, motorbike insurance, in order to be effective and appropriate, needs to have specific provisions. When shopping for a motorbike policy, be sure to make sure your insurance provider can offer you the following options.

Medical Coverage

Injuries stemming from motorbike accidents can be extremely serious. Make sure your bike insurance has adequate medical coverage, whether you are at fault for the accident or not.


Several bike models are targets, particularly in larger populations, for theft. Not only should you be sure that your insurance has a theft coverage policy, but you should have a secure storage location for your bike, like a locked garage.

Multiple Riders

When comparing policies, don't forget to pay attention to the number of people covered for riding the bike.  Many insurance companies cap the coverage at two or four riders.

Pay As You Go

Many areas of the country have only short bike seasons; finding motorbike insurance that lets you pay only for the months the bike is in use can save you money.

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