Manufactured Home Insurance: Discover Your Best Options

Manufactured home insurance protects the owner against numerous types of losses. The policy should cover damage from fire, water, glass breakage, vandalism, landscaping, explosion, and storms. It can be structured to include tenants. The best policies include accidental damage. Sometimes liability and medical coverage are available with the policy.

If the manufactured home insurance is bought from a specialty company there will be coverage for personal items available. Adjacent structure coverage can be bought for the garage or tool shed. Additional coverage that is available includes a personal property floater and identity theft coverage; the limits can be increased to make sure there is sufficient coverage.

Purchasing manufactured home insurance from a specialty company insures the coverage is focused on this niche. It doesn’t compete with regular large homeowners insurance companies. The claims adjusters have a better knowledge of the unique needs of manufactured home owners.

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