If I have major medical insurance, what Medicare plan should I enroll in?

If you have major medical insurance, you could potentially choose any of the four parts of Medicare depending on what you need. Most people would simply choose Plan A, as this provides hospital coverage, and you will not have to pay a monthly premium, as you would with the other plans. Plan D is another option that you may consider if you frequently need medication. If you have Plan A and have to go into the hospital, the chances of having to pay anything out-of-pocket are slim. Medicare and your insurance will work together to cover the bill.

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