How To Buy Personal Injury Protection

Personal injury protection is a form of auto insurance that is also referred to as no-fault insurance. Personal injury protection is found in some states and provides benefits for medical expenses, lost wages and damages that occur as a result of an accident. In some states where personal injury protection is found, it is mandatory for the motorists in that state.

The following states have mandatory requirement for personal injury protection:

  • Delaware
  • Florida
  • Hawaii
  • Kansas
  • Kentucky
  • Massachusetts
  • Michigan
  • Minnesota
  • New Jersey
  • New York
  • North Dakota
  • Oregon
  • Pennsylvania
  • Utah
  • Texas

To buy personal injury protection, a motorist who is required or interested in obtaining coverage should contact an agent that sells personal injury protection. Finding an agent can be done easily via the internet and more challenging by looking up local agents in the phonebook. When a qualified agent is found, buying personal injury protection is as easy as completing an application for insurance, paying the required premium and once this has been done, a policy should be issued. The whole process for acquiring or buying personal injury protection insurance is pretty straightforward.

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