How Sport Bike Insurance Can Protect You

Sport bike insurance can protect you from having legal liability as a result of an accident or injury. Coverage can cover the cost of repairs, doctor and hospital charges and repairs to property that is damaged by an accident as well as coverage for theft. 

Choosing the Right Policy

The type of policy you choose will depend on how you use your bike. If you compete, you will want a special policy or rider on your existing policy to cover competition racing. If you have a customized sport bike, you will want to make sure your policy has an adequate replacement value for your bike.

The Importance of Insurance

Without insurance, if you are in an accident or your bike is stolen, you are responsible for all of the cost yourself. If you have a loan against the sport bike, your lienholder may require you to carry insurance, as do some states. Insurance provides you with peace of mind, knowing that if something unexpected happens, you will be able to file a claim and recoup some of your cost or replace your bike.

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