How do Disability Medicaid Benefits Work?

Disability Medicaid benefits provide a benefit that pays for medical care to those who qualify for benefits.  Medicaid is available to certain low-income individuals and their family members. Since Medicaid is jointly funded by the federal government and the states, a qualified individual must also meet their state’s requirements for Medicaid. The list of qualified individuals for Medicaid includes persons who are disabled.

Definition of Social Security Disability

Medicaid uses the same definition for disability that social security disability does. To be considered disabled the worker must be unable to perform any type of gainful employment for a period of at least 12 months or where the nature of the disability leads to the person’s early death.

Benefits Payable under Medicaid Disability

Unlike a private insurance, disability or social security disability, benefit payable under Medicaid are never paid directly paid to an individual. The benefits are paid to the provider of medical services that qualify for reimbursement. The services that a disabled person can receive payment for is set by the federal government and the disabled person’s state of residence. To understand what those qualified expenses are, because they vary greatly from state-to-state, you need to check with the agency in your state that administers Medicaid benefits.

blog comments powered by Disqus