Comprehensive Auto Insurance; It's Covered Here

Comprehensive auto insurance is the coverage that pays for damage to your vehicle, in the event of anything other than a collision. It covers damage if the vehicle is stolen, damaged by the elements or damaged by animals.

The amount of coverage and specific terms and conditions of the coverage will vary on the particular policy you have chosen. The insurance will pay to fix your vehicle after you pay the deductible chosen for your policy. The higher the deductible, the lower the premium will be, and if you have a low deductible, you should expect to pay a higher premium.

This kind of coverage is not mandated at the state level in order to get a license and tag a vehicle; however, if you are making payments on or leasing a vehicle, the lien holder will require comprehensive auto insurance to ensure the car is in perfect condition if they need to repossess it.

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