It is usually hard to find cheap, kit car insurance. The biggest reason is that owners assemble kit cars themselves and kit cars rarely qualify for the basic safety checks recommended by the car insurance companies.

Reasons of High Premiums for the Kit Car Insurance

The same reasons that make a kit car popular make it an unfavorable choice for most car insurers. Some of them include:

  • Absence of the modern safety features, like high impact crumple zones and airbags, make the kit cars vulnerable.
  • Presence of large engines in smaller frames makes the kit cars a lucrative bet for the car thieves.
  • Lack of security features, like alarms and immobilizers, further increases the chance of theft.

How to keep the Premiums down for Your Kit Car Insurance

  • Name only one driver for the insurance policy.
  • Reduce the size of the engine as much as possible.
  • Try to incorporate some immobilizer and alarm in your kit car.
  • Always use a garage for keeping your car and don’t forget to mention it in your policy too.

Always be honest with the insurance company about the specifications of your kit car. This will ensure that you get your money smoothly at the time of claiming the kit car insurance policy.

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