A Few Reputable Online Motorcycle Insurance Companies

There are a few online motorcycle insurance companies that are reputable. These include GEICO and Progressive Insurance. These 2 companies provide the majority of motorcycle insurance for riders in the United States. They are highly rated insurers and have very good reputations.

GEICO

GEICO was founded in 1936. It is a wholly owned subsidiary of Berkshire-Hathaway, Inc., which is owned by Warren Buffet. The company has $15 billion in assets and enjoy A++ ratings from A.M. Best and AAA ratings from Standard and Poor’s.

The company provides insurance for homeowners, car owners, motorcycle, RV, ATV and boat owners. GEICO Insurance has been in the business of offering motorcycle insurance since 1978. Quotes for GEICO motorcycle insurance can be obtained online or through a GEICO agent.

Types of GEICO Motorcycle Insurance Coverage

The types of coverage provided to motorcycle owners by GEICO include:

Accessories coverage provides coverage for motorcycle accessories that include saddlebags, backrests, seats, chrome pieces and CB radios. Additional coverage can also be purchased by a motorcyclists.


Bodily injury liability coverage insures a motorcyclists against certain damages if injuring or death occurs while operating the motorcycle.  It also provides legal defense if another party in the accident files a lawsuit.  

Collision coverage pays for covered damage for a motorcycle involved in an accident.

Comprehensive physical damage coverage covers losses resulting from such risks as theft, fire or vandalism.

Medical payments, No-Fault or Personal injury protection coverage provides coverage for medical payments for a motorcyclist and their passenger.

Property damage liability coverage insures a cyclist against damages caused to an individual’s property while operating their motorcycle.

Uninsured/Underinsured motorists coverage  pays for injuries caused by an uninsured motorcyclist involved in a crash, where the motorcyclist is not at fault.

Progressive Insurance

Progressive Insurance began in 1937.  The company’s products are sold online, by telephone and through independent agents and brokers.  The company began offering motorcycle insurance in 1974 and has become the number 1 seller of motorcycle insurance.
Progressive Motorcycle Insurance Coverage

Progressive offers the following types of motorcycle insurance coverage:

Custom Parts and Equipment (CPE)/Accessory coverage provides coverage up to $30,000 for equipment and parts that have been added other than what the manufacturer installed.  This includes electronic equipment, antennas and other devices used exclusively to send or receive audio, visual or data signals or play back recorded media. Also included are attached sidecars trailers, trike conversion kits, custom paint, custom plating or custom exhaust, mower blades, plow blades or winches and safety riding apparel, including helmets.

Comprehensive and Collision coverage pays to repair or replace the motorcycle that is stolen or damaged in an accident, regardless of fault.

Bodily Injury and Property Damage Liability covers legal liability for a covered accident that involves injury to another person or damage to property, up to the limit of liability.

Medical Payments coverage pays the cost of required medical care a motorcyclists receives as a result of a motorcycle accident.

Roadside Assistance will tow a motorcyclists motorcycle to a nearest qualified repair facility and pay for the necessary labor for breakdowns, mechanical or electrical failures and other maintenance related issues.

 

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