Saving Money on Auto Insurance as a Senior

Seniors can save money with their auto insurance coverage if they only know how. Here are some tips.

Shop Around for Good Rates

The first step to lowering your car insurance cost is by shopping around and comparing rates from different auto insurance providers in your area. There are several companies that offer auto coverage specifically designed for seniors. You do not have to look far and wide because your home insurance provider may also be offering auto coverage plus discounts to go with multiple policies.

Get Driver Discounts for Seniors

A ten percent discount on auto insurance is mandatory for drivers aged 55 years and above who attend safe driving courses in 35 states, which include Florida, California, Nevada, and Arizona. Before you attend a defensive driving class, however, you should ask about discounts from your car insurance provider. There are some insurers that offer discounts to seniors who are not even residents of the mentioned 35 states.

Mind Your Vehicle’s Address

Auto insurance rates differ from one state to another. If you have two or more houses in different states and you frequent all those properties, it would be a good idea to list your vehicle in the home address that can give you the best auto insurance offer.


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