Could a Prepaid Cell Phone Save You Money?

A prepaid cellphone could potentially save you money. Although they are not for everyone, some people could definitely benefit from utilizing a prepaid cell phone. Here are the basics of the prepaid cell phone and whether or not it would be a good choice for you.

How They Work

The idea of a prepaid cell phone is quite simple. You are going to pay a cell phone company a certain amount of money upfront. They will then provide you with a phone that has a certain amount of minutes on it. You are then free to utilize the cell phone as you normally would. As you talk, the minutes are subtracted from your total balance. Once you run out of minutes, you will not be able to make any phone calls on the phone. To start using it again, you will have to pay the cell phone company more money.

Infrequent Talkers

If you are an infrequent talker, you could potentially benefit greatly from a prepaid cell phone. Many individuals utilize a traditional cell phone plan and do not use all of the minutes that they are paying for every month. When you do this, you are essentially throwing money out the window. Some people get the smallest plan that is available at their wireless carrier and still do not use all of the minutes every month. Even though some wireless carriers allow you to keep your unused minutes, they will do you no good if you continue to talk infrequently. By utilizing a prepaid cell phone, you will be able to purchase a small amount of minutes to work with. If you do not use them over the course of a month, you will still have the same minutes to use next month. A new batch of cell phone minutes is not going to be added to your total at the beginning of every month regardless of whether you need them or not.

Avoid Overages

Another group of cell phone users includes those that talk too much and frequently get overage charges. If you have ever went over your cell phone minutes for the month, you know just how painful this can be. Overage minutes are substantially more expensive than traditional cell phone minutes. By using a prepaid cell phone, you will have a certain amount of minutes to work with. Once you run out of those minutes, you will not be able to make any more phone calls. This can be a good way to budget your resources and avoid making calls after you run out of minutes.

Smart Phones

For those individuals that utilize other features on their phone, this may not be the best route to take. For example, if you are one of those people that love to use a smart phone and surf the Internet, this will not be an option for you. Most prepaid cell phones only allow you to make phone calls and text message.

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