Take Advantage Of The Free Credit History Check

Your annual free credit history check is one of those good deals you can’t afford to miss. The catch? Just be sure you are using the official, authorized web site to request it.

Requesting Your Report

The Fair Credit Reporting Act requires that you be given one free credit history check each year.

The official web site is www.annualcreditreport.com. It is the only authorized site. Through it you approach one of the three primary credit reporting bureaus, Equifax, Experian or TransUnion. You then provide proof that you are who you say you are with Social Security number and account numbers. Once accepted in the system, you can see your credit history and credit score.

This valuable tool lets you check for mistakes in your credit history and see exactly what lenders see when they request a report on you.

What to Watch Out For

While the authorized site is the only way to request a “no strings” free credit history check, there are other sites with similar names that will let you get your free credit history check but will also offer you other products for sale or request information from you.

View all 3 of your FREE Credit Scores

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