Secured Credit Card Processing From Exotic Locales?

Can secure credit card processing take place from exotic locations? Any credit card processing, whether secured or unsecured can take place from any location you can imagine. Whether that location is exotic (depending on your definition of exotic) or inexpensive, secured credit card process is simply a service provided by a company to assist a credit card company in processing transactions.

Locations for Secured Credit Card Processing

Credit card companies tend to hire companies located in places that are affordable to the credit card company for the amount of transactions they have. The higher the volume of transactions by the credit card company’s cardholders, the lower the cost they expect for these transactions. The lower the cost the higher the profit margin for the credit card company.

The types of locations that a credit card company may choose for the processing of their transactions can be in St Croix, or Jamaica or the West Indies or other Caribbean nation. These transactions can also take place in locations such as India or other Asian countries that provide low-cost labor. Again, depending on your definition of exotic the determinant for having processing done is the cost to the credit card company.

Security Concerns in Exotic Locations


A concern that a credit card company may have with respect to exotic location secured credit card processing is security. The protection of a cardholder’s private information is very important. Safeguards and other protections need to be in place and verified constantly to ensure that security breaches are kept to a minimum. A company that chooses cost over security in choosing an exotic location may find that they are in for a rude awakening when customers abandoned their accounts on account of security breaches.

Considering a Location’s Security System

A country or location that has serious lapses in security or unable to provide a security policy sufficient to protect data should not be considered by a secured credit card company. This lack of protection can cripple the reputation of a credit card company and end up costing it more in terms of public relations and damage control than the savings it derived from hiring cheap labor.

Protecting the integrity of the processor’s security system is a concern for every location that processes secured credit card transactions, not just those located in exotic areas. It is something that should be considered carefully by the credit card company and addressed as an important issue. If it is not, a credit card company will not remain in business for very long.

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