How To Make A Credit Card Payment By Phone

Making a credit card payment by phone is one of the easiest ways to stay on top of credit card payments and avoid late payment fees and charges.

Making a Payment

Unlike in the past, most credit card companies offer several different ways for payments to be made other than mailing a payment through the postal system. Today, you can make payments over the phone, with your cell phone, using a 3G mobile device and even through automatic payments set up on your bank account.

If you decide that you want to make a payment over the phone, have your credit card account number available and your payment information, including your bank account number. Usually, the entire process is automated and you can go through the automated telephone menu and make your entire payment without talking to a customer service person. However, if there is a problem, make sure that you enlist the help of someone from customer service. Also take note of the payment verification number in case there is a question about the payment. Usually, credit card payments made over the telephone are posted within a few hours of completion.

Making credit card payment over the telephone is one way to make sure payments are not late and are easy to complete.

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