How to Avoid Becoming a Victim of Identity Theft on Vacation

When it comes to identity theft, knowing how to avoid becoming a victim on vacation is very important. Many identity theft cases occur when people are away from their homes on trips. Here are the basics of how to successfully avoid becoming a victim of identity theft while you are on vacation.

Pin-Based ATM

When you are traveling, you should consider using only a pin-based ATM card. By taking your pin-based ATM card, you will provide yourself with an extra layer of protection against identity theft. You are going to be the only one who knows your pin number. Therefore, even if someone steals your card while you are on vacation, he or she will not be able to use it without your pin number.

Using Cash

Although you do not want to keep a large amount of cash on you while you are on vacation, having some cash can be helpful. If you know that you are going to go out, you might want to stop by the ATM and use your card to get some cash. This way, you will not have to make as many purchases with your debit card. In a restaurant, you may have to give your card to a waiter in order for a payment to be processed. When this happens, the waiter will be alone with your card for a certain period. This is a prime opportunity for him or her to commit identity theft. If you have cash on hand to purchase your meals with, this is not going to be an issue. You can simply give the waiter enough cash for the meal and be on your way.

Pay Bills Prior to Departure

Something else that you will want to consider is paying for as many vacation expenses as you can before you leave. You should be able to pay for your airline tickets, your hotel room and certain activities beforehand. This will limit the number of transactions that you have to conduct while you are gone and limit the number of opportunities for someone to commit identity theft.

Leave Extras at Home

Many people get in the habit of carrying multiple cards around with them while they are on vacation. If you are going to be going on a trip, you should probably choose one or two cards to take and leave the rest at home. This way, you will not have extra cards in your wallet or lying around your hotel room. One card is going to be much easier for you to keep track of, lowering the chances for identity theft.

You should consider leaving your checkbook at home as well. When you are away on vacation, most merchants are not going to take an out-of-town check anyway. A checkbook potentially provides strangers with information about your checking account. Simply leave the checkbook at home, and you will be able to avoid related problems.

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