http://www.finweb.com/retirement/General retirement investing involves using standard vehicles to put aside money for non-working years. Ideally, retirement investments will offer tax-free earnings or at least tax deferments until the time of withdrawal. The idea behind retirement investing is to bolster available income in post-employment years to go beyond Social Security and even pensions. General retirement investing vehicles can vary greatly. Those that can offer tax breaks include 401ks and IRAs. 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