<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title><![CDATA[Finweb.com Recent Articles: Real Estate]]></title><link>http://www.finweb.com/real-estate/</link><description>General real estate financing can include a number of different lending vehicles and may come from a variety of sources. As it is with most forms of lending, real estate financing will hinge on the creditworthiness of the individual. It may also be impacted by the amount requested and the value of the property in question.
General real estate financing is provided by traditional banking institutions, mortgage companies and credit unions. Loans may also be backed up through federal programs.</description></channel>
<item><title>Finding Quality Investment Properties: Develop Your Strategy</title><link>http://www.finweb.com/real-estate/finding-quality-investment-properties-develop-your-strategy.html</link><description><![CDATA[When it comes to consider investment properties, there is money to be made. You need to know what you are doing and where you plan on going before you get in to this. It can be a risky venture, and you can stand to lose money if you don&amp;rsquo;t have a plan. Here are some things you should consider when you come up with a plan for yourself.What&amp;rsquo;s the Economic Climate?A great time to purchase investment property is when the economy is in a slump. Even though you can get great rates on homes this way, it may take you...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[4 Financial Advantages of Condo Ownership]]></title><link>http://www.finweb.com/real-estate/4-financial-advantages-of-condo-ownership.html</link><description><![CDATA[Condo ownership is generally thought of as a step to home ownership, and there are many reasons it can financially prepare you for the demands of later owning a home. Generally speaking, condos are less expensive than comparable single-family properties. By owning and maintaining a condo first, you can set yourself up for the next step of owning a single-family home. #1 Lower Down Payment First-time home buyers in particular have a challenge when it comes to putting down a down payment. They do not have a previous property sale to supply them with income to do this, and many...]]></description><pubDate>April  6, 2011 11:34 PM</pubDate></item><item><title><![CDATA[Before You Buy a Condo: Know the Costs of Ownership]]></title><link>http://www.finweb.com/real-estate/before-you-buy-a-condo-know-the-costs-of-ownership.html</link><description><![CDATA[Before you buy a condo, consider the financial costs added to the sales price through maintenance and other issues. While condos often appear to be cheaper than townhouses or single-family properties, the hidden costs can actually make the price of owning a condo higher than the price of owning comparable single-family properties.&amp;nbsp; #1 Condo Association Fees The first consideration is the association fee required by a condo or homeowner's association. In many areas of the country, these fees can be moderate, such as a few hundred dollars each month. If you are purchasing a condo in a highly desirable area,...]]></description><pubDate>April  6, 2011 11:33 PM</pubDate></item><item><title><![CDATA[4 Ways to Get Money for the Downpayment]]></title><link>http://www.finweb.com/real-estate/4-ways-to-get-money-for-the-downpayment.html</link><description><![CDATA[Coming up with a downpayment for a home purchase can be difficult at times. However, there are numerous ways that you could potentially get the money that you need for a downpayment. 1. Equity If you are an existing homeowner, one of the best ways to get the money for the down payment is through the equity in your home. When you sell your house, you will most likely have some equity left over. This will allow you to use that money to make a downpayment on your new home.&amp;nbsp; 2. 401k If you have a 401k, you may be...]]></description><pubDate>April  6, 2011 10:20 PM</pubDate></item><item><title><![CDATA[How to Buy a Rental Property]]></title><link>http://www.finweb.com/real-estate/how-to-buy-a-rental-property.html</link><description><![CDATA[Purchasing a rental property can provide you with a solid investment that brings in regular cash flow for you. Here are the basics of how to buy a rental property and what you should do once you purchase one. Locate a Property The first thing that you will need to do is locate a rental property. In most areas, there are a number of properties that you could consider purchasing. You want to purchase a property that is in fairly good condition in most cases. Sometimes, you may be willing to take on a project that requires a little more...]]></description><pubDate>April  6, 2011  9:49 PM</pubDate></item><item><title><![CDATA[What Moving Expenses are Tax Deductible?]]></title><link>http://www.finweb.com/real-estate/what-moving-expenses-are-tax-deductible.html</link><description><![CDATA[If you move more than 50 miles from your original location because of your job or to start a new business, your moving expenses are deductible for tax purposes in most cases. In order to qualify to take the moving expense tax deduction, you must meet certain criteria. Self-Employed If you are self-employed, you must work full time for most of the first 12 months (a minimum of 39 weeks) at your new location, with at least 78 weeks worked over the first 24 months. Certain exclusions for death, disability, and armed service workers are allowed. Deductible Expenses Moving expenses...]]></description><pubDate>April  6, 2011  7:36 PM</pubDate></item><item><title><![CDATA[3 Financial Risks of Home Ownership]]></title><link>http://www.finweb.com/real-estate/3-financial-risks-of-home-ownership.html</link><description><![CDATA[Home ownership&amp;nbsp;is generally thought of as a sound financial decision. When you buy a home, you are supposed to be making an investment in your future and your financial position. While in many cases, it is a good idea, there are some financial risks associated with home ownership. Here are a few risks that you will want to consider about home ownership before you go out and buy a house. 1. Risk of Default The biggest risk associated with home ownership is the risk of default. Buying a home is a very large financial obligation. In most cases, it is...]]></description><pubDate>April  6, 2011  7:35 PM</pubDate></item><item><title><![CDATA[How to Get a Mortgage After Repossession]]></title><link>http://www.finweb.com/real-estate/how-to-get-a-mortgage-after-repossession.html</link><description><![CDATA[Trying to obtain a mortgage, after repossession,&amp;nbsp;can be challenging. In fact, many people believe that they cannot get a mortgage at all because of their credit. They think that they are destined to rent forever. In order to get a mortgage, you will have to be patient and explore alternative methods, but it is possible. Here are a few things to keep in mind when shopping for a mortgage after repossession. Cosigner One of the best ways to get a mortgage after repossession is to find a cosigner. A cosigner with good credit can help you greatly in the approval...]]></description><pubDate>April  6, 2011  7:21 PM</pubDate></item><item><title><![CDATA[First Time Home Buyer Introduction to Real Estate]]></title><link>http://www.finweb.com/real-estate/first-time-home-buyer-introduction-to-real-estate.html</link><description><![CDATA[If you are a first time home buyer, the real estate market can be confusing because there is lots of information out there to make you feel overwhelmed. There are also a few things to watch out for and a few things to be informed about. Here are some things to keep in mind as a first time home buyer jumping into the market.&amp;nbsp; First Time Home Buyer Programs As a first time home buyer, the market is catered to you. You have several advantages that other buyers do not. Many lenders out there will have a first time home...]]></description><pubDate>April  6, 2011  6:49 PM</pubDate></item><item><title><![CDATA[3 Reasons to Sign a Land Contract]]></title><link>http://www.finweb.com/real-estate/3-reasons-to-sign-a-land-contract.html</link><description><![CDATA[There are at least 3 reasons why you should sign a land contract. If you are buying a piece of real estate that you really want to own, a land contract locks in your commitment to buy. A land contract keeps other buyers from taking the property from you. You do not have to make a large outlay of capital to purchase the land, since under the land contract the seller retains rights of ownership while you make installment payments to acquire the property. This results in an ideal arrangement for a seller looking to unload a piece of property...]]></description><pubDate>April  6, 2011  6:44 PM</pubDate></item><item><title><![CDATA[What Is a Bank Short Sale?]]></title><link>http://www.finweb.com/real-estate/what-is-a-bank-short-sale.html</link><description><![CDATA[ A bank short sale is an agreement between a mortgage lender and a homeowner that allows the homeowner to sell the home for an amount less than what is owed. In a straight bank short sale, the difference between the selling price and the original mortgage is written off by the lender. Qualification and Procedures Each lender has its own procedure to qualify a homeowner for a bank short sale. Although lenders are encouraged to approve short sales through the Home Affordable Foreclosure Alternatives Program, a lender is not required to accept a short sale request. It is advised...]]></description><pubDate>January  5, 2011  4:18 AM</pubDate></item><item><title><![CDATA[Foreclosed Homes for Sale: A Primer]]></title><link>http://www.finweb.com/real-estate/foreclosed-homes-for-sale-things-to-consider-before-purchasing.html</link><description><![CDATA[ Foreclosed homes present quite a temptation. They are cheaper than most other homes and, thanks to the fallout from the collapse of the housing bubble, your choices have never been broader.&amp;nbsp;You can find foreclosed homes of just about any size and design, and they can be found in an equally wide variety of locations.&amp;nbsp;But for all those advantages, foreclosed homes contain a number of potential problems. If you want to buy a foreclosed home, you need to make sure that you are fully prepared to deal with them. Understanding Foreclosures When you fall behind on your mortgage loan payments,...]]></description><pubDate>December 31, 2010  4:18 AM</pubDate></item><item><title><![CDATA[Flipping Properties for Maximum Profit]]></title><link>http://www.finweb.com/real-estate/flipping-properties-for-maximum-profit.html</link><description><![CDATA[ Flipping properties is the act of buying a home&amp;nbsp;property and selling it off for a higher price. In most cases, the flipper will renovate and improve properties to increase their value and make them more attractive to buyers. Flipping without Taking Ownership You can avoid the problems that can come with taking ownership but not finding a buyer by securing a buyer before you actually purchase the property you want to flip. In the current market, your best bet may be to try to find a developer or an investor who is willing to agree to this deal. Once...]]></description><pubDate>December 31, 2010  4:16 AM</pubDate></item><item><title><![CDATA[Buying a House after Foreclosure]]></title><link>http://www.finweb.com/real-estate/buying-a-house-after-foreclosure.html</link><description><![CDATA[ Buying a house after foreclosure can be a daunting and difficult task. Foreclosure leaves financial and psychic scars on homeowners, which can create a skittish future buyer. Prospective homeowners interested in re-entering the market should consider every aspect of their financial situation before attempting another home purchase. From the credit score to down payments; foreclosure changes the playing field for the future buyer. Waiting for the Right Time Because foreclosure damages your credit, it will be nearly impossible to borrow money from a qualified lender for up to seven or eight years. Foreclosure tarnishes the borrower&amp;rsquo;s credit report, which...]]></description><pubDate>December 31, 2010  4:13 AM</pubDate></item><item><title><![CDATA[What Is a Triple Net Lease?]]></title><link>http://www.finweb.com/real-estate/what-is-a-triple-net-lease.html</link><description><![CDATA[ Triple net lease is a type of commercial lease where the&amp;nbsp;tenant pays taxes, insurance and maintenance costs in addition to rent. This type of lease has advantages from both the landlord and the tenant.&amp;nbsp;The tenant gets flexibility to make changes and improvements to the property without having to consult the landlord. The landlord is able to save money and time that would otherwise be spent taking care of the tenants' problems. As the result, triple net leases tend to be popular with tenants and landlords alike. However, they do have some downsides that tenants should be aware of before...]]></description><pubDate>December 25, 2010  4:13 AM</pubDate></item><item><title><![CDATA[What Is a Like-Kind Property Exchange?]]></title><link>http://www.finweb.com/real-estate/what-is-a-like-kind-property-exchange.html</link><description><![CDATA[ A like-kind property exchange is a tool that many real estate investors use in order to get out of paying capital gains taxes. The like-kind property exchange is also sometimes referred to as a 1031 exchange. This process can help investors acquire different properties and delay paying capital gains taxes on their original properties. Here are a few things to consider about the like-kind property exchange. Property Exchange With this type of exchange, you have to make sure that the property that you are exchanging is of like kind. In most cases, people trade real estate, but you could...]]></description><pubDate>December 25, 2010  4:11 AM</pubDate></item><item><title><![CDATA[The Double Net Lease]]></title><link>http://www.finweb.com/real-estate/the-double-net-lease.html</link><description><![CDATA[ The double net lease is a type of lease agreement that is common with rental property in the market today. With this type of lease, the tenant and the landlord try to share some of the responsibilities and costs that come with the property. Here are a few things to consider about the double net lease. With the double net lease, the tenant will pay the landlord an agreed-upon amount of rent just like every other type of lease agreement. However, in addition to paying rent, they will also pay for other things as well. The tenant will pay...]]></description><pubDate>December 25, 2010  4:09 AM</pubDate></item><item><title><![CDATA[1031 Exchanges: The Three-Property Rule]]></title><link>http://www.finweb.com/real-estate/1031-exchanges-the-three-property-rule.html</link><description><![CDATA[ Real estate investors can use 1031 exchanges to minimize capital gains taxes when selling pieces of investment property. When using this technique, the seller must follow a number of rules. One of these rules is known as the three-property rule, and it is vital to the completion of the 1031 exchange. Here are the basics of the 1031 exchange and how the three-property rule applies to it. 1031 Exchange A 1031 exchange is a method an investor can use to sell a property and purchase another one without having to pay capital gains taxes on the first property. With...]]></description><pubDate>December 25, 2010  4:07 AM</pubDate></item><item><title><![CDATA[Guide to Buying a HUD Home]]></title><link>http://www.finweb.com/real-estate/guide-to-buying-a-hud-home.html</link><description><![CDATA[ Buying a HUD home is different from buying a regular home in several different ways. HUD homes are foreclosed homes that are acquired by the U.S. Department of Housing and Urban Development (HUD). While everyone can potentially qualify, certain types of home buyers get priority. HUD Homes tend to be cheaper than privately owned homes. However, the number of HUD homes are limited, and they may not necessarily be located in your area. So, if you are going to buy a HUD home, you will need to be properly prepared. Understanding HUD Homes Originally, HUD homes were private properties...]]></description><pubDate>December 23, 2010  4:51 AM</pubDate></item><item><title><![CDATA[The Pros and Cons of Fractional Condo Ownership]]></title><link>http://www.finweb.com/real-estate/the-pros-and-cons-of-fractional-condo-ownership.html</link><description><![CDATA[ Fractional condo ownership is a way that individuals can purchase a condo jointly with other people. When you engage in this activity, you will own a fraction of the condo and will use it for a specific amount of time every year. This is similar to a time share arrangement, except that it is with higher end properties. Here some of the pros and cons of fractional condo ownership. Better Properties One of the big benefits of fractional condo ownership is that you can purchase more expensive properties than you would be able to buy by yourself. If you...]]></description><pubDate>December 22, 2010  4:57 AM</pubDate></item><item><title><![CDATA[3 Advantages to Owning Investment Properties Abroad]]></title><link>http://www.finweb.com/real-estate/3-advantages-to-owning-investment-properties-abroad.html</link><description><![CDATA[ Owning investment properties abroad is a popular investment strategy for those that like to invest in real estate. There are distinct advantages to this type of investment because your money can be diversified, be a passive source of income and allows you to have a few vacation perks as well. 1. Diversification One of the big advantages of this strategy is that you can diversify your holdings. When you put money into domestic real estate, your investment might go well. However, there is a chance that the entire domestic real estate market could suffer. When this happens, all of...]]></description><pubDate>December 22, 2010  4:22 AM</pubDate></item><item><title><![CDATA[Can you buy a second home with IRA money?]]></title><link>http://www.finweb.com/real-estate/can-you-buy-a-second-home-with-ira-money.html</link><description><![CDATA[ The IRS has strict rules about how you may use IRA money if you are under 59 1/2. Early withdrawals may be made from your IRA for two reasons: to pay for a&amp;nbsp;college education and to buy your first home. If you choose to deduct money from your IRA to pay for your first home, you can use $10,000 penalty free. If you are looking to buy a second home, then you wouldn't qualify for an early withdrawal from your IRA since you are not a first-time home buyer. A home buyer must be purchasing&amp;nbsp;his or her first home...]]></description><pubDate>December 21, 2010  4:23 AM</pubDate></item><item><title><![CDATA[Can you buy a business with a 1031 exchange?]]></title><link>http://www.finweb.com/real-estate/can-you-buy-a-business-with-a-1031-exchange.html</link><description><![CDATA[ Under federal tax laws, you can buy a business with a 1031 exchange. The property that you're selling in order to buy the business must be a like-kind property, which can be investment property or another business. You cannot defer taxes on certain aspects of a business, such as inventory or stocks. These are not considered like-kind property, and you will have to pay the taxes on any gains for the tax year when the purchase is made. Read IRS Publication 544 for more details on buying a business with a 1031 exchange....]]></description><pubDate>December 21, 2010  4:20 AM</pubDate></item><item><title><![CDATA[What do 1031 exchange services do?]]></title><link>http://www.finweb.com/real-estate/what-do-1031-exchange-services-do.html</link><description><![CDATA[ A number of different functions are provided for clients by 1031 exchange services. The primary service that most of them provide is acting as a qualified intermediary during the exchange. In order to make the exchange official according to the IRS, the money from the sale of the original property has to go into the possession of a qualified intermediary. Then the intermediary has to use the money to purchase the new property once it is located. The service can also report the entire transaction to the IRS for you, which can save you a lot of time and...]]></description><pubDate>December 21, 2010  4:18 AM</pubDate></item><item><title><![CDATA[What Is a Short Sale?]]></title><link>http://www.finweb.com/real-estate/what-is-a-short-sale.html</link><description><![CDATA[ Because of their abundance in the credit crisis, many people are asking, &quot;what is a short sale?&quot; A short sale simply means the borrower on a mortgage is selling a home for less than what he or she owes on the mortgage. The result will be a loss for the bank. The bank approves the short sale before it occurs. In the end, all parties lose a little bit, but the strategy is designed to minimize losses. Why Enter a Short Sale? A borrower usually enters a short sale for two reasons. First, it is possible the home has...]]></description><pubDate>December 18, 2010  4:23 AM</pubDate></item><item><title><![CDATA[Taking Advantage of a Bank Foreclosure Auction]]></title><link>http://www.finweb.com/real-estate/taking-advantage-of-a-bank-foreclosure-auction.html</link><description><![CDATA[ Attending a bank foreclosure auction can be a good way to buy property because you can buy at a fraction of the normal price. An auction will offer excellent discounts. In most cases, banks will start the auction out at a price that is well below market value. They are hoping that the bidding will drive the price up to a normal range. However, if there are not many buyers at the auction, you might be able to get a great deal. Requirements When you choose to get involved in this type of auction, you need to make sure...]]></description><pubDate>December 10, 2010  4:25 AM</pubDate></item><item><title><![CDATA[How to Buy a Foreclosed Home]]></title><link>http://www.finweb.com/real-estate/how-to-buy-a-foreclosed-home.html</link><description><![CDATA[ Learning how to buy a foreclosed home can provide real estate investors with a way to gain quick appreciation and good investment decisions. There are a few different ways that you could buy a foreclosed home. Here are a few of the options that are available. Bank Owned Properties The easiest way to buy a foreclosed home is to work with bank owned properties. Banks hold their foreclosures in their portfolio. When you contact the bank, you can usually find many properties to choose from. These houses do not have any problems surrounding them, such as liens or outstanding...]]></description><pubDate>December 10, 2010  4:22 AM</pubDate></item><item><title><![CDATA[Sell Your House Yourself to Get the Maximum Sale Price]]></title><link>http://www.finweb.com/real-estate/sell-your-house-yourself-to-get-the-maximum-sale-price.html</link><description><![CDATA[ If you want to net more money after the sale of your house, then sell your house yourself and skip using an agent. There's a misconception that it is nearly impossible to sell your home without an agent, and that the more time you wait to hire an agent, the more money you'll lose. That marketing tactic has worked well for realtors, but it's not the reality of the market. Homeowners can be successful at selling their own homes, if they do some research and use many of the techniques and tools that they would hire a real estate...]]></description><pubDate>December  1, 2010  4:36 AM</pubDate></item><item><title><![CDATA[3 Things to Look out for when Buying a New Home]]></title><link>http://www.finweb.com/real-estate/3-things-to-look-out-for-when-buying-a-new-home.html</link><description><![CDATA[ It&amp;#8217;s important to have a checklist of things to look for when you&amp;#8217;re buying a new home. Understanding which repairs will have to be made will help you make an informed purchase offer. Here are 3 things to look for: 1 - Roof Replacing a roof can be costly. You need to know if that will be required within a few years of buying a new home. It&amp;#8217;s also a hassle to find a contractor who will do a good job. Find out if the house's roof needs maintenance or replacement before you make an offer, and adjust your...]]></description><pubDate>December  1, 2010  4:34 AM</pubDate></item><item><title><![CDATA[Pros and Cons of First-Time Home Buyer Loan Programs]]></title><link>http://www.finweb.com/real-estate/pros-and-cons-of-first-time-home-buyer-loan-programs.html</link><description><![CDATA[ First-time home buyer loan programs may be available at the federal or state level. They are designed to help credit worthy individuals deal with the unique issues surrounding buying a first place; namely, they help make the start up costs less expensive. While this is a significant advantage, it comes at the expense of other issues that may make the programs a bad idea for some people.&amp;nbsp; Pros of First-Time Home Buyer Loan Programs Low down payment - The main goal of these programs is to reduce the start up cost required to buy a home. They do this...]]></description><pubDate>November 20, 2010  4:23 AM</pubDate></item><item><title><![CDATA[Being a First Time Home Buyer with Bad Credit]]></title><link>http://www.finweb.com/real-estate/being-a-first-time-home-buyer-with-bad-credit.html</link><description><![CDATA[ If you are a potential first-time home buyer with bad credit, there are many things that you will need to consider before purchasing a home. While the process may be a little more difficult and more expensive, you can still purchase your first home if you are willing to complete the necessary steps. Here are a few things to consider about being a first-time home buyer with bad credit. Finding Lenders Perhaps your biggest obstacle will be finding a lender that wants to work with you. Typically, the market for first-time home buyers is very competitive with lenders. Lenders...]]></description><pubDate>November 20, 2010  4:21 AM</pubDate></item><item><title><![CDATA[Use Your Traditional IRA to Buy a House]]></title><link>http://www.finweb.com/real-estate/use-your-traditional-ira-to-buy-a-house.html</link><description><![CDATA[ Using an IRA for a house purchase can provide you with the funds that you need for a down payment. Even though you cannot raid your IRA for just anything, the IRS does allow you to take funds out of the account to purchase a home for the first time. Here are the basics of using your IRA to purchase a home. First-Time Home Buyer Provision As long as you are a first-time home buyer, you can use the money in your IRA to purchase a house. In order to qualify as a first-time home buyer, you have to...]]></description><pubDate>November 19, 2010  4:43 AM</pubDate></item><item><title><![CDATA[Buy vs Rent: The Ageless Argument]]></title><link>http://www.finweb.com/real-estate/buy-vs-rent-the-ageless-argument.html</link><description><![CDATA[ Buying vs renting is an argument that has continued for many years. Whenever you are moving, you either buy a home&amp;nbsp;or you can rent. Each approach has their advantages and disadvantages. In order to understand which decision is best for you, you need to consider all the factors that are involved. Advantages of Renting The biggest advantage of renting is flexibility. You can stay in your apartment for the duration of the lease. Once the lease expires, you can either renew your lease or move somewhere else. Another major advantage of renting is accessibility. Apartment buildings tend to be...]]></description><pubDate>November 19, 2010  4:41 AM</pubDate></item><item><title><![CDATA[Using a Roth Ira to Buy a House]]></title><link>http://www.finweb.com/real-estate/using-a-roth-ira-to-buy-a-house.html</link><description><![CDATA[ With a Roth IRA, house purchases can be a lot easier to complete. This type of retirement account has a provision that makes it simple for account holders to use their money to purchase a home. If you are going to raid your retirement funds to buy a house, the Roth IRA is definitely the best choice of retirement accounts to use. Here are the basics of buying a house with your Roth IRA. Roth IRA A Roth IRA is a type of individual retirement account that you fund with after-tax dollars. You can put up to $5,000 per...]]></description><pubDate>November 19, 2010  4:38 AM</pubDate></item><item><title><![CDATA[Why Buy a House? 3 Wealth-Building Reasons]]></title><link>http://www.finweb.com/real-estate/why-buy-a-house-3-wealth-building-reasons.html</link><description><![CDATA[ Many people ask themselves at some point, &quot;Why buy a house?&quot; While homeownership is not for everyone, there are definitely some benefits that you can realize by purchasing a home. Here are a few ways that buying a home can help you build wealth. 1. Equity One of the biggest benefits of buying a house is that you will accumulate equity. When you purchase a home, you will pay down the balance and the home will increase in value. The difference between the amount that you owe and the value of the house will be equity that you can...]]></description><pubDate>November 19, 2010  4:35 AM</pubDate></item><item><title><![CDATA[3 Questions to Ask when Purchasing a Condo]]></title><link>http://www.finweb.com/real-estate/3-questions-to-ask-when-purchasing-a-condo.html</link><description><![CDATA[ Before purchasing a condo, it's important to get as many of your financial concerns addressed as possible. Here are 3 questions to ask: 1 - Are There Any Pending Lawsuits? You need to know whether the development or the homeowners association is being sued, either by former owners or builders. It can affect the condo's value and your homeowner association fees when the lawsuits are over. 3 - What is the Financial Health of the Homeowners Association? Try to get information on whether the homeowners association is underfunded or in strong financial health. Purchasing a condo means you'll be...]]></description><pubDate>November 19, 2010  4:30 AM</pubDate></item><item><title><![CDATA[Is 'Buy to Let' Property a Solid Investment?]]></title><link>http://www.finweb.com/real-estate/is-buy-to-let-property-a-solid-investment.html</link><description><![CDATA[ 'Buy to let' property is a form of housing investment made in a home specifically to generate rental income. The investor has no intention of living in the home full time; instead, the investor will aim to let the house out to cover the mortgage cost and receive a profit. Historically, purchasing buy to let property has been a good investment since it is backed up by a hard asset and still provides a constant income source. However, buy to let strategies are not without risks, particularly in a volatile real estate market. Start up &amp;amp; maintenance costs The...]]></description><pubDate>November 11, 2010  4:07 AM</pubDate></item><item><title><![CDATA[Understanding (and Avoiding) a 1031 Exchange Boot]]></title><link>http://www.finweb.com/real-estate/understanding-and-avoiding-a-1031-exchange-boot.html</link><description><![CDATA[ A 1031 exchange boot can force you to pay capital gains taxes on your 1031 exchange. The point of a 1031 exchange is for you to be able to defer capital gains taxes well into the future. If you have to pay taxes on the transaction, you have basically defeated the purpose of entering into a 1031 exchange in the first place. Therefore, when you are getting ready to pursue a 1031 exchange, you should make sure that you understand the rules so that you can avoid a 1031 exchange boot. 1031 Exchange Boot A 1031 exchange is a...]]></description><pubDate>October 27, 2010  4:08 AM</pubDate></item><item><title><![CDATA[5 Types of 1031 Exchanges]]></title><link>http://www.finweb.com/real-estate/5-types-of-1031-exchanges.html</link><description><![CDATA[ Using 1031 exchanges can provide you with a way to save money on capital gains taxes when you sell a property. By using the money to purchase another property, you can defer taxes. Here are a few of the different types of 1031 exchanges that are available. 1. Simultaneous Exchange One of the options that you have is a simultaneous exchange. With this type of exchange, the property that you are getting rid of and the property that you are obtaining will be exchanged on the same day. 2. Delayed Exchange The delayed exchange is a situation in which...]]></description><pubDate>September 23, 2010  4:02 AM</pubDate></item><item><title><![CDATA[What Is a Reverse Exchange?]]></title><link>http://www.finweb.com/real-estate/what-is-a-reverse-exchange.html</link><description><![CDATA[ A reverse exchange, known as a reverse 1031 exchange, is a way to defer paying taxes on capital gains. The capital gains tax is incurred once there is a sale of real property. The seller finds new property, the replacement property, and then has time limitations on when to sell the old property. The old property is referred to as the relinquished property. Parking Legal Title The seller has to transfer legal title of the replacement property to an Exchange Accommodation Titleholder (EAT) until the relinquished property is sold. To qualify under the safe harbor rules outlined in Revenue...]]></description><pubDate>August 30, 2010  6:01 PM</pubDate></item><item><title><![CDATA[The Mortgage REIT]]></title><link>http://www.finweb.com/real-estate/the-mortgage-reit.html</link><description><![CDATA[ The mortgage REIT is a type of investment that allows you to purchase into a fund that owns a large number of mortgages. This type of investment can provide you with several advantages as an investor. The term mortgage REIT stands for mortgage real estate investment trust. With this type of trust, the manager invests in hundreds or thousands of different mortgages. This is much like a mutual fund that invests in mortgages.&amp;nbsp; How It Works The companies that issue this type of security make their money by borrowing on short-term securities and then lending long-term mortgages. The difference...]]></description><pubDate>August  3, 2010  4:18 AM</pubDate></item><item><title><![CDATA[Saving for a Home Down Payment? Where to Invest]]></title><link>http://www.finweb.com/real-estate/saving-for-a-home-down-payment-where-to-invest.html</link><description><![CDATA[ Saving for a home down payment can seem like a big job, but with the right approach, you should be able to do it fairly quickly. When you are saving your money, you may be confused as to where you should keep it. Here are a few things to consider about saving for a home down payment. Saving Even though there are some mortgage programs out there that will allow you to get 100 percent financing, these are fairly rare. Even if you can get one, you are going to have to pay private mortgage insurance. Private mortgage insurance...]]></description><pubDate>July 30, 2010  7:13 AM</pubDate></item><item><title><![CDATA[Different Categories of Equity REITs]]></title><link>http://www.finweb.com/real-estate/different-categories-of-equity-reits.html</link><description><![CDATA[ Equity REITs are type of investment that allows you to get involved in the real estate market without actually buying any real estate directly. There are several different types of equity REITs that are available for you to invest in. Here are a few of the different categories of equity REITs on the market. REIT REIT stands for real estate investment trust. This is an organization that collects money from investors and uses it to buy real estate with. This is essentially like a mutual fund that uses real estate as the underlying security. Residential One popular type of...]]></description><pubDate>July 30, 2010  7:10 AM</pubDate></item><item><title><![CDATA[Place Real Estate Investments in Professional Hands with REITs]]></title><link>http://www.finweb.com/real-estate/place-real-estate-investments-in-professional-hands-with-reits.html</link><description><![CDATA[ REITs provide a way for investors to get involved in the real estate market without actually purchasing any real estate themselves. One of the big advantages of putting money into an REIT is that you are going to be able to take advantage of professional money management. Here are a few things to consider about REITs and professional managers REITs An REIT is a type of investment that is similar to a mutual fund. Instead of investing in stocks or bonds, the fund is going to use the money from the investors to invest in real estate. The term...]]></description><pubDate>July 30, 2010  7:08 AM</pubDate></item><item><title><![CDATA[REIT vs Real Estate Ownership: The Illusion of Stability]]></title><link>http://www.finweb.com/real-estate/reit-vs-real-estate-ownership-the-illusion-of-stability.html</link><description><![CDATA[ If you are looking at investing in an REIT or real estate, there are several things that you will want to consider. Many people think that owning regular real estate is safer than investing in an REIT. However, this may not necessarily be the case. Here are a few things to consider about both types of investments. REIT The REIT is a type of investment that allows you to purchase partial ownership of an entire portfolio of real estate. It stands for real estate investment trust and it is similar to a mutual fund that deals with real estate.&amp;nbsp;...]]></description><pubDate>July 30, 2010  7:05 AM</pubDate></item><item><title><![CDATA[1031 Exchange: How to Determine if Your Vacation Home Is Eligible]]></title><link>http://www.finweb.com/real-estate/1031-exchange-how-to-determine-if-your-vacation-home-is-eligible.html</link><description><![CDATA[ You own a vacation home in Florida, and thinking about trading it up for a property in California when someone gives you the idea to 1031 Exchange your vacation home for another property. The section 1031 of the IRS code allows tax deferment on investment property when it is exchanged for another investment property. Sounds like a great plan, but the only catch is your vacation home may not qualify as an investment property. Here are a few questions to ask yourself if your vacation home can qualify for a 1031 Exchange. What Was Our Intent?The IRS is concerned...]]></description><pubDate>July 29, 2010  7:19 PM</pubDate></item><item><title><![CDATA[Benefits of Tenant in Common 1031 Exchanges]]></title><link>http://www.finweb.com/real-estate/benefits-of-tenant-in-common-1031-exchanges.html</link><description><![CDATA[ There are variations to the 1031 Exchange available such as the Tenant In Common 1031. The Tenant in Common 1031 allows the investor to defer their capital gain taxes as well as upgrade their investment property. The upgrade could incorporate additional properties. In addition, you will only have a certain amount of interest invested into the property. The Tenant In Common allows an investor to invest into a property that is already managed as a means to fulfill the 1031 Exchange requirement of similar type property to exchange. This type of arrangement has several benefits attached to it. Management...]]></description><pubDate>July 29, 2010  7:16 PM</pubDate></item><item><title><![CDATA[Top 4 1031 Exchange Considerations]]></title><link>http://www.finweb.com/real-estate/top-4-1031-exchange-considerations.html</link><description><![CDATA[ A 1031 exchange of real estate is popular mainly in investment circles but also among some homeowners because it allows you to avoid a taxable sale. The Internal Revenue Service (IRS) will not tax you on capital gains if all the rules and requirements are met for a legitimate 1031 exchange. If it was a perfect opportunity, many property owners would exchange property more often. Many don't, because there are some 1031 exchange considerations to keep in mind. Inflexible Time Lines The property that you transfer in a 1031 exchange is called the &amp;ldquo;relinquished property.&amp;rdquo; What you get in...]]></description><pubDate>July 29, 2010  7:13 PM</pubDate></item><item><title><![CDATA[1031 Exchanges: Top 4 Little-Known Uses]]></title><link>http://www.finweb.com/real-estate/1031-exchanges-top-4-little-known-uses.html</link><description><![CDATA[ The 1031 Exchange is the section of the IRS code that allows an owner to replace their investment real estate property for another investment property, while deferring the capital gains tax liability until the re-sale of the 2nd property.&amp;nbsp; This has given real estate investors the ability to shelter cash flow but that&amp;rsquo;s not its only benefit. Here are 4 strategies investors can use the with the 1031 Exchange to secure their investments and diversify portfolios. Reverse Exchanges For most 1031 Exchange transactions, a property is sold and an investor has 45 days to locate another property with a...]]></description><pubDate>July 29, 2010  7:10 PM</pubDate></item><item><title><![CDATA[1031 Exchanges: What Is a Qualified Intermediary?]]></title><link>http://www.finweb.com/real-estate/1031-exchanges-what-is-a-qualified-intermediary.html</link><description><![CDATA[ When doing a 1031 exchange, you will have to work with a qualified intermediary. The qualified intermediary serves the facilitator. They will sign an agreement to help you purchase and transfer the property, and then acquire the replacement property and transfer it for you. The Duties of a Qualified Intermediary The qualified intermediary has several duties that they complete on your behalf. The main duty is that they coordinate the sale of your existing property and use the funds from the sale to acquire the new property and transfer it to you. These acquisitions require the qualified intermediary to...]]></description><pubDate>July 29, 2010  7:07 PM</pubDate></item><item><title><![CDATA[What Is a 1031 Exchange?]]></title><link>http://www.finweb.com/real-estate/what-is-a-1031-exchange.html</link><description><![CDATA[ A 1031 Exchange is a tax deferral method used when an investment property is sold and exchanged for another investment property of equal or greater value. The 1031 section of the IRS code states that any capital gains tax that would be realized on the sale of the relinquished property is deferred until the re-sale of their replacement property. An investor has 45 days to locate a replacement property once their initial investment is sold. If the owner fails to identify the replacement within that time frame they will be taxed on the property. The replacement property must be...]]></description><pubDate>July 29, 2010  7:05 PM</pubDate></item><item><title><![CDATA[Qualities to Look for in a 1031 Exchange Facilitator]]></title><link>http://www.finweb.com/real-estate/qualities-to-look-for-in-a-1031-exchange-facilitator.html</link><description><![CDATA[ A 1031 exchange facilitator is a third-party liaison required to complete an exchange of investment properties with the intention to defer capital gains tax. The exchange facilitator must hold the proceeds from sale of the original investment until the replacement property is identified. Doing your due diligence when selecting an exchange facilitator is important since most states have no licensing requirements to become one. An inexperienced facilitator can compromise the 1031 exchange and you could lose out on your tax deferment, or worse, the proceeds from the sale of the relinquished property.&amp;nbsp;Here are some qualities an investor should look...]]></description><pubDate>July 29, 2010  7:02 PM</pubDate></item><item><title><![CDATA[1031 Exchange Requirements]]></title><link>http://www.finweb.com/real-estate/1031-exchange-requirements.html</link><description><![CDATA[ If you are looking to exchange your investment property and acquiring another, you may be interested in the 1031 exchange requirements. The 1031 exchange allows you to defer taxes because you have invested into a property that was similar to the one you sold using the profits from the sell. The 1031 exchange can be beneficial, however, in order to participate there are requirements. Transfer In order to qualify for the 1031 exchange, you must transfer your property in exchange for another. Your investment cannot be sold. Timeline If you are going to be an exchanger, you will have...]]></description><pubDate>July 29, 2010  6:59 PM</pubDate></item><item><title><![CDATA[Benefits of 1031 Exchanges]]></title><link>http://www.finweb.com/real-estate/benefits-of-1031-exchanges.html</link><description><![CDATA[ 1031 exchanges allow you to apply the profit from the sale of one qualified property to the purchase of another qualified property. By selling within a narrow window of time, you can defer taxes on the sale until a later date. This presents you with many benefits. Value of New Property If you were to immediately pay taxes on your sale, you would have a smaller amount of capital available to purchase your next investment. By forgoing tax payments for a period of time, you can afford more in the current year. This allows you to purchase an even...]]></description><pubDate>July 29, 2010  6:56 PM</pubDate></item><item><title><![CDATA[When to Consider a 1031 Reverse Exchange]]></title><link>http://www.finweb.com/real-estate/when-to-consider-a-1031-reverse-exchange.html</link><description><![CDATA[ A 1031 Reverse Exchange allows real estate investors to acquire investment property prior to relinquishing their current investment and to defer any capital gains taxes. The 1031 section of the IRS code states that an investment property can be exchanged for a like-kind property and the deferred tax will not be due until the purchased property is re-sold. In a typical 1031 exchange a property is sold and the owner, or taxpayer, has 45 days to locate a replacement property of equal or greater value and 180 days total to complete the exchange. However, these timeframes have created a...]]></description><pubDate>July 29, 2010  6:54 PM</pubDate></item><item><title><![CDATA[Top 5 Reasons Timeshares Make Horrible Investments]]></title><link>http://www.finweb.com/real-estate/top-5-reasons-timeshares-make-horrible-investments.html</link><description><![CDATA[ Timeshares are a popular type of real estate investment. Many people believe that this can be a good form of investment to put your money into. In reality, timeshares make terrible investments. Here are a few reasons that you will want to avoid investing in a timeshare. 1. Time Value of Money One reason that timeshares make horrible investments is because of the time value of money. With a timeshare, you are essentially paying for your vacation in advance. It is going to take several years of vacationing to equal the purchase price of your timeshare. Many people do...]]></description><pubDate>July 29, 2010  6:51 PM</pubDate></item><item><title><![CDATA[RV Parks Could Be a Better Investment than Single-Family Homes]]></title><link>http://www.finweb.com/real-estate/rv-parks-could-be-a-better-investment-than-single-family-homes.html</link><description><![CDATA[ Investing in RV parks is a type of investment that often is overshadowed by putting money into single-family homes. While single-family homes can be profitable, RV parks could be a better investment in the long run. Here are a few things to consider about why you might want to consider putting money into an RV park. Repairs One of the best things about investing in an RV park is that you are not actually going to have to take care of any physical structures. When you own a single-family home, you have a property that is continually going to...]]></description><pubDate>July 29, 2010  6:24 PM</pubDate></item><item><title><![CDATA[How to Get Competitive Holiday Timeshare Locations]]></title><link>http://www.finweb.com/real-estate/how-to-get-competitive-holiday-timeshare-locations.html</link><description><![CDATA[ Finding a holiday timeshare in a competitive location can be a difficult task. With so many people competing for real estate in the area, you will have to be creative in order to get what you want. As you begin your search for a holiday timeshare you may get frustrated with the process and how it is unfolding. It is not uncommon to get shutout time and time again, before you finally find the right timeshare in the right place. The Search To increase your chance of success, you should be searching with many different types of media. This...]]></description><pubDate>July 20, 2010 12:33 PM</pubDate></item><item><title><![CDATA[How Does the Federal Fair Housing Act Affect You?]]></title><link>http://www.finweb.com/real-estate/how-does-the-federal-fair-housing-act-affect-you.html</link><description><![CDATA[ The Fair Housing Act was passed in 1968 to make it illegal to discriminate in the rental or purchase of a house. The Fair Housing Act was included in the Civil Rights Act of 1968. The act was passed to prevent landlords and sellers from discriminating against individuals based on certain characteristics. With this law, every applicant or buyer should be judged solely on the criteria to rent or purchase a home instead of as being part of a protected group. Original Protection The Fair Housing Act was originally designed to protect buyers or renters. The protection offered was...]]></description><pubDate>July 12, 2010  4:06 AM</pubDate></item><item><title><![CDATA[Don't Sink a Deal with an Unfair Repair Request]]></title><link>http://www.finweb.com/real-estate/dont-sink-a-deal-with-an-unfair-repair-request.html</link><description><![CDATA[ Making a repair request as a buyer is a fairly common practice. When you make a request, you want to make sure that you are not out of line and end up costing yourself a good deal. Here are a few things to consider about repair requests and when you should make one. When a buyer is making an offer on a house, often they will make a contingent offer based on a report from a building inspector. If the inspector finds anything that is not acceptable, they will put it in a report that the buyer and seller...]]></description><pubDate>July 12, 2010  4:04 AM</pubDate></item><item><title><![CDATA[Save on the Cost of Home Inspection Now--Pay Later]]></title><link>http://www.finweb.com/real-estate/save-on-the-cost-of-home-inspection-now--pay-later.html</link><description><![CDATA[ The cost of a home inspection often scares many home buyers away from getting one done. If you are thinking about skipping a home inspection so that you can save money, it could end up costing you more money in the long run. Here are a few things to consider about the importance of home inspections. Home Inspection In many cases, a buyer will require a home inspection on a potential property before they close a deal. By doing this, you are going to get information from an expert about your house. The building inspector is going to go...]]></description><pubDate>July 12, 2010  4:02 AM</pubDate></item><item><title><![CDATA[Qualities of a Top Selling Agent]]></title><link>http://www.finweb.com/real-estate/qualities-of-a-top-selling-agent.html</link><description><![CDATA[ Picking the right selling agent could mean the difference between your house selling or not. Many of the best real estate agents are also the top selling agents. They come highly recommended and usually have many clients and current listings. A top selling agent should have the expertise needed to sell your home even in a down market. Availability A good selling agent has to be available to you. Once you start the process they should be able to meet with you quickly, take photos and list the house immediately. An agent that takes two days to respond to...]]></description><pubDate>July  9, 2010  4:20 AM</pubDate></item><item><title><![CDATA[4 Ways to Succesfully Barter for Real Estate]]></title><link>http://www.finweb.com/real-estate/4-ways-to-succesfully-barter-for-real-estate.html</link><description><![CDATA[ If you are short of cash, it is possible to barter for real estate. You may not qualify for a mortgage that covers the purchase price, or you may not have enough cash for the down payment. In these scenarios, you may be able to barter for the real estate you want to purchase. Step 1: Determine What Part of Deal to Barter There are many different parts of the transaction that you will be able to barter including the down payment or a discount on price, commissions or closing costs. You can barter for part or all of...]]></description><pubDate>June 24, 2010  4:00 AM</pubDate></item><item><title><![CDATA[3 Property Auction Rules You Should Be Aware of]]></title><link>http://www.finweb.com/real-estate/3-property-auction-rules-you-should-be-aware-of.html</link><description><![CDATA[ If you are planning on attending a property auction, you will want to make sure that you understand how the process works. Here are a few property auction rules that you might want to be aware of. 1. Registration If you plan on being involved in the auction, you are going to need to register when you get there. You will need to provide the auction company with your information and they will tell you how the auction is going to work. If you do not do this, you will not be able to bid on the property. 2....]]></description><pubDate>June  7, 2010  4:02 AM</pubDate></item><item><title><![CDATA[Guide to Buying Probate Properties]]></title><link>http://www.finweb.com/real-estate/guide-to-buying-probate-properties.html</link><description><![CDATA[ Buying probate properties is a method of purchasing real estate that is often overlooked in the area of real estate investment. This technique can produce positive results if you know what you are doing. Here are a few things to consider about buying probate properties. Time to Complete Before you get involved in the business of buying probate properties, you need to understand how long the process can take. This is typically not one of those processes that you can complete in a very short period of time. In most cases, the minimum amount of time that is going...]]></description><pubDate>June  3, 2010  4:39 AM</pubDate></item><item><title><![CDATA[Renting vs Buying a Home]]></title><link>http://www.finweb.com/real-estate/renting-vs-buying-a-home.html</link><description><![CDATA[ If you are looking at renting vs buying a home, there are a number of different variables that you will need to examine. Both of these options can present you with some definite advantages and disadvantages. Here are a few things to consider about renting vs buying a home. Maintenance One of the big differences between renting and buying is the maintenance. With a rental property, you are not going to have to worry about maintenance. If something breaks, you simply call your landlord and they will have to handle it for you. If you are the homeowner, you...]]></description><pubDate>May 30, 2010  4:11 AM</pubDate></item><item><title><![CDATA[Timeshare Promotions: Save Money on Your Vacation]]></title><link>http://www.finweb.com/real-estate/timeshare-promotions-save-money-on-your-vacation.html</link><description><![CDATA[ With the economy where it is, many families with less disposable income are trying to figure out how to take advantage of timeshare promotions on vacation to get more bang for their buck.&amp;nbsp; Timeshare Marketing Packages&amp;nbsp; Timeshare companies have recently increased the value of their promotions to attract more potential customers to buy into their timeshares. Couples and families can often get a free vacation with hotel and attraction tickets included just for watching a timeshare presentation. Timeshare promotions are available to many popular destinations such as Disney World and even exotic locations outside of the United States. To...]]></description><pubDate>May 27, 2010  4:02 AM</pubDate></item><item><title><![CDATA[Buying a House with a Home Warranty Can Provide Peace of Mind]]></title><link>http://www.finweb.com/real-estate/buying-a-house-with-a-home-warranty-can-provide-peace-of-mind.html</link><description><![CDATA[ If you are purchasing a house, getting a home warranty can provide you with a lot of peace of mind. Many sellers will offer a home warranty as an incentive to bring in potential buyers. When you end up purchasing a house with this type of warranty, you will be able to benefit in a number of different ways. Protect Your Cash Flow One of the biggest benefits of purchasing a home with a home warranty is that you will be able to protect your cash flow. Whenever you move into a new house, you will most likely be...]]></description><pubDate>May  3, 2010  4:08 AM</pubDate></item><item><title><![CDATA[How Vacation Home Rentals Can Pay for Themselves]]></title><link>http://www.finweb.com/real-estate/how-vacation-home-rentals-can-pay-for-themselves.html</link><description><![CDATA[ Many people consider purchasing vacation home rentals but cannot find a way to make it work financially. In reality, if you do it right, a vacation home rental can actually pay for itself. Here are the basics of how to make a home rental pay for itself. Determine the Break-even Point Before you can do anything, you need to determine your break-even point with this venture. You need to figure out how many weeks out of the year you need to rent the property in order to compensate its expenses. Calculate how much this house is costing you on...]]></description><pubDate>April 29, 2010  4:52 AM</pubDate></item><item><title><![CDATA[Advantages of Buying a for Sale by Owner Home]]></title><link>http://www.finweb.com/real-estate/advantages-of-buying-a-for-sale-by-owner-home.html</link><description><![CDATA[ Purchasing a for sale by owner home can provide you with a number of unique benefits. Many buyers do not consider for sale by owner homes because they are working with a real estate agent. However, if you do not consider them, you could potentially be missing out on a great opportunity. Here are some of the advantages of buying a for sale by owner home. No Commission Perhaps the biggest advantage of purchasing a for sale by owner home is the lack of commission. When you purchase a home through the typical route, you will end up paying...]]></description><pubDate>April 27, 2010  4:43 AM</pubDate></item><item><title><![CDATA[Buying a Second Home as a Primary Residence]]></title><link>http://www.finweb.com/real-estate/buying-a-second-home-as-a-primary-residence.html</link><description><![CDATA[ In today's real estate market, some people are buying a second home to use as a primary residence. Low housing prices, low interest rates and tax incentives all have some homeowners jumping in for another home. The buyers' market can make it difficult for people to sell their first homes. There are options for those who want to purchase a new home to live in and rent out their current home. Renting Your Home Renters are on the rise since so many have lost their homes due to foreclosure and bankruptcy. These families are looking for a home to...]]></description><pubDate>April 17, 2010  4:00 AM</pubDate></item><item><title><![CDATA[Is a Custom Home Worth the Cost?]]></title><link>http://www.finweb.com/real-estate/is-a-custom-home-worth-the-cost.html</link><description><![CDATA[ Building or buying a custom home carries with it a lot of appeal for potential home buyers. While this does sound attractive to most people, you need to consider whether it is actually worth the investment. Here are a few factors to think about when it comes to buying a custom home. Extra Cost When you buy a custom home, you are going to be paying a premium for the property. Builders of custom homes like to charge high prices for their services. Whether it actually costs them a substantial amount more than it normally would have or not,...]]></description><pubDate>April 15, 2010  4:04 AM</pubDate></item><item><title><![CDATA[4 Tips when Shopping for a Second Home Mortgage Loan]]></title><link>http://www.finweb.com/real-estate/4-tips-when-shopping-for-a-second-home-mortgage-loan.html</link><description><![CDATA[ Getting a second home mortgage loan can sometimes be more difficult than people realize. However, people get mortgages for second homes all the time. Here are a few tips to keep in mind when shopping for a second home mortgage loan. 1. Pay Down Credit Cards If you have any credit card balances, you might want to think about paying them off before you start shopping for a second home mortgage loan. Lenders are much more strict about how much debt you can have with a second home mortgage. Therefore, you should do everything that you can in order...]]></description><pubDate>April  9, 2010  4:04 AM</pubDate></item><item><title><![CDATA[Buying a Second Home as an Investment Property]]></title><link>http://www.finweb.com/real-estate/buying-a-second-home-as-an-investment-property.html</link><description><![CDATA[ Buying a second home as investment property can provide you with many benefits. However, before doing so, you need to consider many different factors. Here are a few things to think about when buying a second home as an investment property. Time Considerations When purchasing a second home, you will need to determine how long you plan on holding the property. This will help you in evaluating several different financial decisions. If you know how long you will be holding the property, you can get some idea of how much money you need to invest. For example, if you...]]></description><pubDate>April  8, 2010  4:20 AM</pubDate></item><item><title><![CDATA[How to Avoid Investment Home Purchase Mistakes]]></title><link>http://www.finweb.com/real-estate/how-to-avoid-investment-home-purchase-mistakes.html</link><description><![CDATA[ An investment home purchase is a big step in your financial life. During this process, it is important to avoid making any mistakes when you purchase a home. Here are a few things to consider about how to avoid making a mistake when purchasing an investment home. Consider the Area The old saying about &quot;location, location, location&quot; in real estate has some truth to it. When looking at purchasing an investment property, you should take great care in choosing the proper location. If you are planning to resell the house, it will be much easier to sell if you...]]></description><pubDate>April  8, 2010  4:18 AM</pubDate></item><item><title><![CDATA[A Guide to Home Downsizing]]></title><link>http://www.finweb.com/real-estate/a-guide-to-home-downsizing.html</link><description><![CDATA[ Home downsizing is the process of moving to a smaller residence, be it a smaller house, condominium or apartment. People downsize for a number of reasons--to save money, to live closer to urban centers, to get rid of space they don't need after their children move out, etc. While home downsizing has many benefits, it also has its share of pitfalls. This document will explain how to avoid some of those trouble spots and make the transition to a smaller home as smooth and as pleasant as possible. Downsizing in a Post-Boom Market If you are thinking about downsizing...]]></description><pubDate>April  8, 2010  4:16 AM</pubDate></item><item><title><![CDATA[A Guide to Fractional Ownership for a Vacation Home]]></title><link>http://www.finweb.com/real-estate/a-guide-to-fractional-ownership-for-a-vacation-home.html</link><description><![CDATA[ Fractional ownership vacation homes provide an alternative for investors to purchase a vacation property. Fractional ownership is a relatively new form of purchasing real estate that many people are considering. Here are a few things to consider about using fractional ownership to purchase a vacation home. Fractional Ownership Fractional ownership is a method of purchasing a property that involves several different owners. A property is sold, and the deed to the property is divided equally among the owners. This option makes vacation home ownership much more practical for many people. Since you are getting only a fraction of the...]]></description><pubDate>April  8, 2010  4:14 AM</pubDate></item><item><title><![CDATA[Fractional Ownership vs Timeshare]]></title><link>http://www.finweb.com/real-estate/fractional-ownership-vs-timeshare.html</link><description><![CDATA[ The main difference between fractional ownership and a timeshare is in the way actual equity is distributed. In a fractional ownership arrangement, the purchaser actual owns a piece of equity in the property. If the property goes up in value, the fractional owner's share of the pie also becomes more valuable. With a timeshare, ownership is not distributed. The owner purchases only weeks or months of enjoyment in a property, and these weeks or months do not rise and fall in value with the value of the property. The title is still owned by the principal owner. Benefits of...]]></description><pubDate>April  8, 2010  4:12 AM</pubDate></item><item><title><![CDATA[What is Fractional Ownership?]]></title><link>http://www.finweb.com/real-estate/what-is-fractional-ownership.html</link><description><![CDATA[ Fractional ownership provides a unique way to purchase real estate. Here are the basics of fractional ownership and how it works. Fractional Ownership Fractional ownership is a method of purchasing real estate that involves several buyers. With this technique, you are actually buying a portion of a piece of property with several other buyers. The deed to the property is split into several different pieces with one for each individual owner. Each owner will have equal access to the property throughout the year. Vacation Homes Fractional ownership is commonly used in order to purchase vacation homes. Many people love...]]></description><pubDate>April  8, 2010  4:10 AM</pubDate></item><item><title><![CDATA[Is Downsizing Your Home a Good Idea?]]></title><link>http://www.finweb.com/real-estate/is-downsizing-your-home-a-good-idea.html</link><description><![CDATA[ If you are thinking about downsizing your home, there are many different things that you will need to consider. Many people are tempted to downsize in order to save money and live within their means. However, it might not always save you as much money as you think. Here are a few things to consider about downsizing your home. Selling Your Existing Home The first thing that you will have to do in order to downsize is sell your existing home. Many people fail to consider all of the variables that are involved with this transaction. You will need...]]></description><pubDate>April  8, 2010  4:08 AM</pubDate></item><item><title><![CDATA[5 Questions to Ask Before Buying an Investment Home]]></title><link>http://www.finweb.com/real-estate/5-questions-to-ask-before-buying-an-investment-home.html</link><description><![CDATA[ If you are considering buying investment home property, there are several things that you will need to take into consideration. Investment homes can provide you with a number of benefits as an investor. However, if you want to make sure that you get the best deal, you will need to ask the proper questions first. Here are a few questions to ask before buying an investment home. 1. Will I Be Able To Sell This Property? When getting involved with an investment property, you need to consider your exit strategy in the future. Even if you plan on holding...]]></description><pubDate>April  8, 2010  4:06 AM</pubDate></item><item><title><![CDATA[Are You Ready to Buy a Second Home?]]></title><link>http://www.finweb.com/real-estate/are-you-ready-to-buy-a-second-home.html</link><description><![CDATA[ If you want to buy a second home, you will first need to determine if you are ready for it financially. Purchasing a second home is a big financial step and not one everyone can afford. Here are a few things to consider to determine whether you are ready to buy a second home. Different Requirements You need to understand that buying a second home is not quite as easy as purchasing a primary residence. Many lenders make it very simple for people to get involved in the real estate market when purchasing a home that they plan on...]]></description><pubDate>April  8, 2010  4:04 AM</pubDate></item><item><title><![CDATA[How to Time Your Real Estate Offer]]></title><link>http://www.finweb.com/real-estate/how-to-time-your-real-estate-offer.html</link><description><![CDATA[ Making a real estate offer is a very important part of the process of buying a home. The timing with which you make this offer can mean the difference between getting a great deal and overpaying. Here are the basics of how to time your real estate offer in the most effective manner.&amp;nbsp; Watch Interest Rates Before making an offer on a property, you should consider how you will pay for it. When interest rates are low in the market, this would be the best time to make an offer on a property. This will allow you to save...]]></description><pubDate>April  2, 2010  4:02 AM</pubDate></item><item><title><![CDATA[Investment Properties Abroad - Factoring in Currency Risk]]></title><link>http://www.finweb.com/real-estate/investment-properties-abroad---factoring-in-currency-risk.html</link><description><![CDATA[ Purchasing investment properties abroad is an investment strategy that many people utilize at some point. The foreign real estate market can present you with great opportunity under the right circumstances. However, you will need to be aware of the currency risks that are associated with this type of investment. Currency Risk Investing in a foreign property can provide a regular source of rental income, as well as appreciation in the property value. However, when taking on this type of investment, you should consider how currency values contribute to your profit level. You might think that you are making a...]]></description><pubDate>March 12, 2010  4:04 AM</pubDate></item><item><title><![CDATA[2 Types of Property You Can Flip]]></title><link>http://www.finweb.com/real-estate/2-types-of-property-you-can-flip.html</link><description><![CDATA[ In order to flip a property effectively, you must be able to make simple changes to greatly increase the value of the property. If the property needs major overhaul, you may end up spending more money in the improvements than they will be immediately worth. Since flipping a property means buying and selling in a compressed time schedule, the changes need to happen fast and the value needs to climb immediately. #1 Foreclosure Properties Foreclosure properties are often undervalued and not properly cared for. If you can step in and make cosmetic adjustments to improve the condition of the...]]></description><pubDate>February 28, 2010  4:00 AM</pubDate></item><item><title><![CDATA[3 Tips to Investing in a Deeded Timeshare]]></title><link>http://www.finweb.com/real-estate/3-tips-to-investing-in-a-deeded-timeshare.html</link><description><![CDATA[ Buying a deeded timeshare could be a good investment for you and your family. However, there are certain things that you will want to keep in mind before going through with a purchase. Here are a few tips to investing in a deeded timeshare.&amp;nbsp; 1. Buy in Popular Destinations There are many places all over the world that offer deeded timeshares. When you purchase, you want to focus on popular travel destinations. If you purchase a timeshare in an area that no one wants to visit, you will have a hard time reselling it. If you participate in a...]]></description><pubDate>February 25, 2010  4:02 AM</pubDate></item><item><title><![CDATA[How to Purchase a Timeshare Foreclosure]]></title><link>http://www.finweb.com/real-estate/how-to-purchase-a-timeshare-foreclosure.html</link><description><![CDATA[ Purchasing a timeshare foreclosure&amp;nbsp;can allow you to get a great deal on a vacation property. Here are a few things that you need to know about how to buy a timeshare foreclosure.&amp;nbsp; Locating a Timeshare Foreclosure First of all, you will have to locate a timeshare foreclosure that you like. One place to look is with the developer of the property. Take a tour of the property, and then at the end, ask if the developer is selling any foreclosures. Another way to find a foreclosure is on a timeshare resale website. These sites will often have a section...]]></description><pubDate>February  3, 2010  4:00 PM</pubDate></item><item><title><![CDATA[3 Reasons to Pass on a Cheap Timeshare]]></title><link>http://www.finweb.com/real-estate/3-reasons-to-pass-on-a-cheap-timeshare.html</link><description><![CDATA[ When you look at a cheap timeshare, you might be tempted to buy. Here are a few reasons that you should consider passing on a cheap timeshare. 1. Resale Trouble Although many believe that getting a cheap timeshare could help you make a nice sum of money upon resale, this might not be the case. Timeshare resales traditionally go for less than 50% of the purchase price for a new unit. Therefore, it would be difficult to turn a profit.&amp;nbsp; 2. No Financial Benefit Even if the deal that you are getting on a timeshare seems fantastic, it still...]]></description><pubDate>January 29, 2010  4:20 PM</pubDate></item><item><title><![CDATA[How to Preview a Timeshare in a Specific Location]]></title><link>http://www.finweb.com/real-estate/how-to-preview-a-timeshare-in-a-specific-location.html</link><description><![CDATA[ Many times, you will want to find a timeshare preview&amp;nbsp;of a particular location. However, the timeshare process is often meant to be vague. You are often signed up for a tour of a resort by one company, and then another company actually gives you the tour. The entire process can be very confusing. Therefore, you may find it difficult to find any actual information about the place you are planning on visiting. Here are a few tips on previewing a timeshare in a specific location before you go. Timeshare Resale Websites The best way to preview a specific timeshare...]]></description><pubDate>January 29, 2010  4:13 PM</pubDate></item><item><title><![CDATA[3 Options to Getting Timeshare Financing]]></title><link>http://www.finweb.com/real-estate/3-options-to-getting-timeshare-financing.html</link><description><![CDATA[ Timeshare financing&amp;nbsp;can help get you the vacation of your dreams every year for the rest of your life. Here are a few different options that you have in order to secure timeshare financing.&amp;nbsp; 1. Timeshare Seller The easiest way to finance your timeshare purchase is through the timeshare seller. When they start negotiating with you about the purchase price, they will present you a financing option with a monthly payment. Timeshare companies are typically very lenient with their credit decisions. As long as you have decent credit and a source of income, they will usually finance you. They will...]]></description><pubDate>January 26, 2010  4:21 PM</pubDate></item><item><title><![CDATA[The Potential Savings from an Owner Finance Property]]></title><link>http://www.finweb.com/real-estate/the-potential-savings-from-an-owner-finance-property.html</link><description><![CDATA[ Buying an owner finance property&amp;nbsp;can present you with a number of advantages over buying other types of property. When you can find someone that is willing to sell a property with owner financing, it is usually for your financial advantage. If you are trying to decide whether or not to go through with an owner finance deal, here are a few potential ways that you can save.&amp;nbsp; Interest Rate One of the best things about owner financing is that the interest rate offered is not directly tied to the market. The owner of the property can choose whatever interest...]]></description><pubDate>January 24, 2010  4:27 PM</pubDate></item><item><title><![CDATA[Negotiating a Home Purchase: When to Draw a Line]]></title><link>http://www.finweb.com/real-estate/negotiating-a-home-purchase-when-to-draw-a-line.html</link><description><![CDATA[ The process of negotiating a home purchase&amp;nbsp;price can be challenging, depending on who you are working with. Sometimes, the other party involved just does wants to keep negotiating and keep negotiating. Regardless of what you give up, it never seems like it is enough. However, at some point, you need to know when to draw the line. You need to decide that enough is enough. They either take your offer or you walk. Here are a few tips on knowing when to draw the line in a home purchase negotiation. Use Your Budget Going into a house negotiation, you...]]></description><pubDate>January 23, 2010  5:04 PM</pubDate></item><item><title><![CDATA[Real Estate Investing: Interest Only Mortgage Benefits]]></title><link>http://www.finweb.com/real-estate/real-estate-investing-interest-only-mortgage-benefits.html</link><description><![CDATA[ As a real estate investor, an interest only mortgage&amp;nbsp;can present you with several advantages over other types of mortgages. If you are a real estate investor, you are going to need to take advantage of every benefit you can get your hands on and interest only mortgages could be something that make a big difference for you. Here are a few reasons that you might want to consider getting an interest only mortgage as a real estate investor.&amp;nbsp; Lower Payments The great thing about having an interest only mortgage on an investment property is that it gives you a...]]></description><pubDate>January 23, 2010  4:23 PM</pubDate></item><item><title><![CDATA[How to Search for Better Timeshare Deals]]></title><link>http://www.finweb.com/real-estate/how-to-search-for-better-timeshare-deals.html</link><description><![CDATA[ Many people try to find better timeshare deals than what they are being offered a primary seller. After much negotiation, it gets to a point that you have to take it or leave it. If the price that they are offering you is still too much for your budget, you might be happy to know that there are cheaper options out there for you. Here are a few tips on searching for a better timeshare deal. Timeshare Resellers One thing that you should definitely look into is timeshare resellers. There are a number of companies out there that actually...]]></description><pubDate>January 22, 2010  5:15 PM</pubDate></item><item><title><![CDATA[Is Renting a Timeshare Vacation a Worthwhile Investment?]]></title><link>http://www.finweb.com/real-estate/is-renting-a-timeshare-vacation-a-worthwhile-investment.html</link><description><![CDATA[ Many people have purchased a timeshare vacation&amp;nbsp;at some point in their lives. Many people own timeshares that they never use, or rarely use. Many of these same people will also try to rent out their timeshare to someone that needs a vacation. While this can be a beneficial strategy under the right circumstances, it may not always be your best bet. Here are a few things to consider if you are thinking about renting a timeshare vacation out to someone else.&amp;nbsp; Numbers Must Make Sense If you are buying a timeshare just for the sole purpose of renting out,...]]></description><pubDate>January 22, 2010  5:12 PM</pubDate></item><item><title><![CDATA[Understanding the Risks When You Flip a Home]]></title><link>http://www.finweb.com/real-estate/understanding-the-risks-when-you-flip-a-home.html</link><description><![CDATA[ If you want to flip a home, there are certain risks you need to be aware of before you get started. Understanding these risks will help you make more educated purchasing decisions when you are looking for a property to flip.&amp;nbsp; &amp;nbsp; Damage Under the Surface Some homes may have more damage under the surface, such as mold in the walls, which makes them even more expensive to repair. While the repair is necessary to sell the home, the cost of paying for the labor and materials will cut into your profit margin. The repairs will also affect the...]]></description><pubDate>January 22, 2010  4:57 PM</pubDate></item><item><title><![CDATA[A Guide to Investing in Mini Storage Units]]></title><link>http://www.finweb.com/real-estate/a-guide-to-investing-in-mini-storage-units.html</link><description><![CDATA[ Buying storage units can be a confusing process. If you follow the simple steps of finding potential investment opportunities, a broker you trust and learning how to make an offer while remaining within your financial limitations, you will be purchasing mini storage units quickly. Finding the Opportunities Once you have decided to become a mini self storage investor, the first step to take is finding the potential investment opportunities. Since investing in mini storage units has increased in popularity, there has also been an increase in investment opportunities. These investment opportunities can easily be highly rewarding as long as...]]></description><pubDate>January 22, 2010  4:41 PM</pubDate></item><item><title><![CDATA[A Buyer's Guide to Conducting a House Survey]]></title><link>http://www.finweb.com/real-estate/a-buyers-guide-to-conducting-a-house-survey.html</link><description><![CDATA[ You should request the opportunity for a house survey prior to finalizing a real estate contract. A house survey is essentially the same thing as a home inspection. The surveyor will check certain areas of the home to assure it has been properly built and maintained. After the survey is complete, the house will receive a grade that indicates how many repairs need to be done and how much these repairs will cost. If you would like to conduct the survey yourself, you will save between $300 and $400 in closing costs. This can be risky if you are...]]></description><pubDate>January 22, 2010  4:13 PM</pubDate></item><item><title><![CDATA[How to Avoid Using a Timeshare Broker]]></title><link>http://www.finweb.com/real-estate/how-to-avoid-using-a-timeshare-broker.html</link><description><![CDATA[ Using a timeshare broker&amp;nbsp;is one way that people successfully resell their timeshares. Timeshare brokers have a network set up that allows them to find timeshares and sell them efficiently. While you could use a timeshare broker to sell your timeshare property, you will usually not make as much money if you use one. Therefore, you may want to consider another option to avoid using a timeshare broker. Here are a few things to consider about avoiding timeshare brokers. Do It Yourself When you use a timeshare broker, you will have to sell the timeshare for a fraction of the...]]></description><pubDate>January 21, 2010  4:45 PM</pubDate></item><item><title><![CDATA[A Guide to Navigating Cheap Real Estate]]></title><link>http://www.finweb.com/real-estate/a-guide-to-navigating-cheap-real-estate.html</link><description><![CDATA[ Many buyers will try to find cheap real estate in order to save a bundle on the purchase. They think that all they have to do is look for the lowest prices on the market and they are bound to find a good deal. While it is possible to save some money on real estate, you could also make some serious mistakes in the process. If you are trying to navigate the cheap real estate market, here are a few tips to keep in mind.&amp;nbsp; Cheap is Not Always Better Just because you find a cheaper house than the...]]></description><pubDate>January 21, 2010  4:13 PM</pubDate></item><item><title><![CDATA[How to Research Resort Timeshare Resales]]></title><link>http://www.finweb.com/real-estate/how-to-research-resort-timeshare-resales.html</link><description><![CDATA[ Many people look at resort timeshare resales&amp;nbsp;as a way to save some significant money off of the purchase price of a timeshare unit. These timeshare resellers buy timeshares from owners that no longer have a use for them. They buy them at a deep discount and then try to resell them to the public. While it can be a good way to go if you need a timeshare, you want to be able to thoroughly research the unit you are thinking about buying before you pull the trigger. Here are a few tips on researching resort timeshare resales.&amp;nbsp; Online...]]></description><pubDate>January 20, 2010  5:11 PM</pubDate></item><item><title><![CDATA[How to Find Quality Timeshare Resale Companies]]></title><link>http://www.finweb.com/real-estate/how-to-find-quality-timeshare-resale-companies.html</link><description><![CDATA[ Many people with timeshares use timeshare resale companies&amp;nbsp;to help them with the sale of their timeshares. There are many timeshare resale companies out there that would be willing to help you. However, some are better than others. Here are a few tips on finding a quality timeshare resale company.&amp;nbsp; Referrals One of the best ways to find a timeshare resale company is to ask around. Word-of-mouth will often net you the best results. Many timeshare owners bought their timeshare through a timeshare reseller. Therefore, if you walk around and talk to a few people at your timeshare resort while...]]></description><pubDate>January 20, 2010  5:08 PM</pubDate></item><item><title><![CDATA[How to Spot Common Means of Timeshare Fraud]]></title><link>http://www.finweb.com/real-estate/how-to-spot-common-means-of-timeshare-fraud.html</link><description><![CDATA[ Timeshare fraud&amp;nbsp;is a very common problem. Many things are misrepresented along the way and customers are frequently taken advantage of. If you are planning on getting involved in timeshare ownership, there are a few things that you will want to watch out for. Here are a few tips on spotting common means of timeshare fraud. Misrepresenting Accomodations Many times, the unit that you are shown as part of the timeshare tour is nothing like the unit that you get when you buy. You need to make sure that you know exactly what your unit is going to look like...]]></description><pubDate>January 20, 2010  5:04 PM</pubDate></item><item><title><![CDATA[How to Find Cheap Timeshare Villas]]></title><link>http://www.finweb.com/real-estate/how-to-find-cheap-timeshare-villas.html</link><description><![CDATA[ Looking for cheap timeshare villas&amp;nbsp;might seem like a lost cause at some point. You might have toured several different timeshare properties and determined that you just can not afford any of them. If it gets to that point, you might consider giving up and moving on to another idea. However, there are a few ways that you can find cheap timeshare villas, if you know where to look. Here are a few ways to find cheap timeshare villas.&amp;nbsp; Timeshare Resellers One of the best ways to find a cheap timeshare is to check out timeshare resellers. These companies do...]]></description><pubDate>January 20, 2010  5:02 PM</pubDate></item><item><title><![CDATA[Are Timeshare Resellers the Best Option for a Bargain?]]></title><link>http://www.finweb.com/real-estate/are-timeshare-resellers-the-best-option-for-a-bargain.html</link><description><![CDATA[ Timeshare resellers&amp;nbsp;are companies that buy timeshares from those that want to unload them and sell them to new customers. With this method, they can usually save buyers a significant amount of money, as they buy the timeshares at a fraction of the cost. This is a very popular way to get rid of a timeshare that you do not want. While it can be beneficial, it may not be your best option for finding a timeshare bargain.&amp;nbsp; How They Work Timeshare resellers advertise heavily in areas that have a lot of timeshares. They bring in people that have timeshares...]]></description><pubDate>January 20, 2010  5:00 PM</pubDate></item><item><title><![CDATA[Timeshare Information for First Time Buyers]]></title><link>http://www.finweb.com/real-estate/timeshare-information-for-first-time-buyers.html</link><description><![CDATA[ As a first time buyer, you might need timeshare information. Timeshares are a very popular way to convey vacation hours. There are many companies that offer free services if you attend a timeshare information seminar. These companies conduct the seminars to spark interest, but if you have never been on one before, there are a few things that you need to know about timeshares before you get involved.&amp;nbsp; Co-Owners When you buy a timeshare, you are basically buying the right to vacation hours on the property, with other people. In most cases, you will be buying one week out...]]></description><pubDate>January 20, 2010  4:57 PM</pubDate></item><item><title><![CDATA[Timeshare Auctions Bidding Strategies]]></title><link>http://www.finweb.com/real-estate/timeshare-auctions-bidding-strategies.html</link><description><![CDATA[ Timeshare auctions&amp;nbsp;can be a great way to score a timeshare at a fraction of the cost. You can save some money and get a great place to vacation all at the same time. You may even be able to invest in the properties and resell them again down the road. Regardless of what you plan on doing with the properties, successfully bidding on them at the auction is important. Here are a few timeshare auction bidding strategies. Bid High Immediately One strategy that you could use is to bid somewhat high, right off the bat. When people bid in...]]></description><pubDate>January 20, 2010  4:49 PM</pubDate></item><item><title><![CDATA[How Much Do Title Search Companies Typically Cost?]]></title><link>http://www.finweb.com/real-estate/how-much-do-title-search-companies-typically-cost.html</link><description><![CDATA[ Title search companies will perform the work of researching the history of a title on a piece of real estate. This fee is typically included in the closing costs for a mortgage. It is a necessary step in purchasing a piece of property. The fee is typically $75 to $100. Why Title Search Fees are Required? A title search is necessary to discover any hidden problems concerning the ownership of a piece of property. For example, a search will uncover an outstanding tax lien, which is actually connected to the property and not to the previous owner. A title...]]></description><pubDate>January 20, 2010  4:21 PM</pubDate></item><item><title><![CDATA[List of Assumable Loan Credit Requirements]]></title><link>http://www.finweb.com/real-estate/list-of-assumable-loan-credit-requirements.html</link><description><![CDATA[ One of the unique lending instruments in the mortgage world is the assumable loan. With an assumable loan, you can actually take over the loan from someone else. This can be to your advantage as it allows you to get an interest rate other than what is currently in the market. While it can be to your benefit, you will still have to meet the credit guidelines that are set forth by the lender. You can not just take over the loan unless the lender says that you can take it over. With that in mind, here are a...]]></description><pubDate>January 20, 2010  4:02 PM</pubDate></item><item><title><![CDATA[Resources to Invest in Real Estate with No Money]]></title><link>http://www.finweb.com/real-estate/resources-to-invest-in-real-estate-with-no-money.html</link><description><![CDATA[ If you want to invest in real estate no money&amp;nbsp;can be a big problem. The old expression &quot;It takes money to make money&quot; seems to be true for the most part in real estate. It seems like everyone wants some kind of a down payment in order to make the deals work. However, there are some ways that you can get involved in real estate with no money down. Here are a few resources to consider if you want to get started without any money out of pocket. Seller Financing Sometimes you will run across sellers that are willing...]]></description><pubDate>January 19, 2010  5:12 PM</pubDate></item><item><title><![CDATA[3 Unique House Plans that are Gaining Popularity]]></title><link>http://www.finweb.com/real-estate/3-unique-house-plans-that-are-gaining-popularity.html</link><description><![CDATA[ Unique hose plans are often designed to solve functional challenges instead of just appealing to style. These plans reflect the growing desire to design a home that fits the needs of users instead of just looking nice. #1 Open Floor Plans Open floor plans combine kitchens, dining areas and living rooms into one &quot;great room&quot; or large space without dividing walls. This is popular for families who like to entertain. It is also popular with young families so parents can keep their eyes on children at play while in multiple spaces in the house. #2 Reverse Stories Instead of...]]></description><pubDate>January 19, 2010  4:50 PM</pubDate></item><item><title><![CDATA[3 Signs It's Time to Flip Real Estate]]></title><link>http://www.finweb.com/real-estate/3-signs-its-time-to-flip-real-estate.html</link><description><![CDATA[ It is not always profitable to attempt to flip real estate. Flipping real estate means buying a property at a low price, making repairs, and selling the property for a large profit. While gains can be high, choosing the right time to engage in the practice is key. #1 Purchase Prices are Low The first element you need is a low purchase price on a property. It is rare to get enough gains through your improvements if you cannot get into a property at a deal price. Many individuals who flip property look for foreclosure and short sale listings....]]></description><pubDate>January 19, 2010  4:24 PM</pubDate></item><item><title><![CDATA[3 Real Estate Tricks Your Agent Might Pull]]></title><link>http://www.finweb.com/real-estate/3-real-estate-tricks-your-agent-might-pull.html</link><description><![CDATA[ There are not many real estate tricks an agent can use on an informed borrower. You should do independent research on the housing market so you can be better aware of the logic behind any realtor's suggestions. Then, take note of a few red flags:&amp;nbsp; #1 Pushing for a Fast Decision A real estate agent may try to get you to put down an offer before you are prepared to do so. The agent may say there are &quot;several other interested borrowers.&quot; Even if this is true, there should be no real rush. There are hundreds of homes on...]]></description><pubDate>January 18, 2010  5:10 PM</pubDate></item><item><title><![CDATA[How to Read a Home Inspection Report]]></title><link>http://www.finweb.com/real-estate/how-to-read-a-home-inspection-report.html</link><description><![CDATA[ If you are buying or selling a home, there is a good chance that you will have to read a home inspection report&amp;nbsp;at some point. A home inspection is usually part of the process of selling a home, as it alerts buyers to potential problems with the property. A home inspection can only be performed by a certified home inspector. Here are the basics of how to read a home inspection report.&amp;nbsp; Confirm Information The beginning of the report will outline all of the basics, like the property address and homeowner information. Make sure this is correct so that...]]></description><pubDate>January 17, 2010  4:21 PM</pubDate></item><item><title><![CDATA[Where Do You Look for a Tax Sale Property?]]></title><link>http://www.finweb.com/real-estate/where-do-you-look-for-a-tax-sale-property.html</link><description><![CDATA[ Finding a tax sale property is a matter of keeping your eyes open and knowing where to look.&amp;nbsp;Once you know the following two places to look for tax sales, finding tax sale properties will be a cinch. Find&amp;nbsp;a Tax Sale Property in the Newspaper Many times you can&amp;nbsp;check out&amp;nbsp;the legal notices section of your local newspaper to learn about tax sales. More than that, many times you can learn about the individual&amp;nbsp;properties that will be for sale within this announcement.&amp;nbsp;These listings tend to be placed anywhere from 2 to 4 weeks before the tax sale will occur. Go to...]]></description><pubDate>January 17, 2010  4:07 PM</pubDate></item><item><title><![CDATA[Qualifications for Home Buyer Government Grants]]></title><link>http://www.finweb.com/real-estate/qualifications-for-home-buyer-government-grants.html</link><description><![CDATA[ With home buyer government grants&amp;nbsp;many people can get help buying the house they have always wanted. There are a number of government grant programs out there to help you with your home purchase. In order to get involved with one of these programs, you will have to meet certain qualifications. Every program is a little different, but many of them have similar qualifications. Here are a few things that you will run into with these programs. Maximum Income Requirements With almost every government grant program, they will have maximum income limits. If you make more money than the limit,...]]></description><pubDate>January 17, 2010  4:00 PM</pubDate></item><item><title><![CDATA[3 Principles of Buy-to-Let Property]]></title><link>http://www.finweb.com/real-estate/3-principles-of-buy-to-let-property.html</link><description><![CDATA[ Buy to let property is a concept that originated in the United Kingdom (U.K.). Understanding the principles behind buy to let is important if you intend to purchase property overseas and plan to use this process to make money. The three basic principles behind buy to let include borrowing money to property owners to make available rents for tenants of the property, using the rents to cover the mortgage and lowering the required capital needed to purchase a building. The concept of buy to let has been around the U.K. since the 1990s and has grown in popularity as...]]></description><pubDate>January 15, 2010  5:01 PM</pubDate></item><item><title><![CDATA[How to Compare Overseas Property Finance Rates]]></title><link>http://www.finweb.com/real-estate/how-to-compare-overseas-property-finance-rates.html</link><description><![CDATA[ Dealing with overseas property finance&amp;nbsp;rates is something that is difficult and rare. A very small percentage of people can afford to buy a home overseas, and those that can rarely shop for an overseas mortgage. When you are buying a house overseas, you will usually spend money to get what you want so the more money you save on the finance rate, the better off you will be overall. Here are a few tips to consider when comparing overseas property finance rates.&amp;nbsp; Narrow it Down Many of us have a tendency to look at many different lenders when we...]]></description><pubDate>January 15, 2010  4:58 PM</pubDate></item><item><title><![CDATA[Making an Offer on Overseas Property for Sale]]></title><link>http://www.finweb.com/real-estate/making-an-offer-on-overseas-property-for-sale.html</link><description><![CDATA[ You should consider making an offer on property for sale overseas if the property fits in your overall investment plan and financial goals and objectives. The property should be well researched as in many cases you should rely on a third-party broker or other intermediary to authenticate the value of the investment. You should have an idea of what the property will do for you as part of your investment portfolio and be comfortable with the terms of the offer that you make in order to acquire the property. Considerations for Making an Offer Although profit is certainly a...]]></description><pubDate>January 15, 2010  4:39 PM</pubDate></item><item><title><![CDATA[Getting a High Return on Overseas Investment Property]]></title><link>http://www.finweb.com/real-estate/getting-a-high-return-on-overseas-investment-property.html</link><description><![CDATA[ It is possible to get a high return on investment property overseas. It is also just as easy to lose a lot of money investing in overseas investment property. Getting a high return on overseas investment property involves work, research and a sense of timing and to some degree a little luck. Any program or person who writes or promises you a guaranteed program for making money in any type of investment including investments in areas of the world that you may not be familiar with are setting you up for a catastrophic failure as you watch your money...]]></description><pubDate>January 15, 2010  4:36 PM</pubDate></item><item><title><![CDATA[Home Builder Marketing Avenues to Aid Your Selection]]></title><link>http://www.finweb.com/real-estate/home-builder-marketing-avenues-to-aid-your-selection.html</link><description><![CDATA[ If you are considering buying a new home, there are several home builder marketing&amp;nbsp;avenues that you could look at. When a builder has a collection of new homes that they are trying to market, they usually want to expose them to the masses. Therefore, if you are in the market, you should have no trouble finding a new home to fit your needs. Here are a few of the more popular marketing avenues that home builders use to advertise their homes.&amp;nbsp; Builder Website With the power of the internet, home builders are creating their own websites in order to...]]></description><pubDate>January 15, 2010  4:21 PM</pubDate></item><item><title><![CDATA[3 Tips to Getting a Home in a Desirable Area]]></title><link>http://www.finweb.com/real-estate/3-tips-to-getting-a-home-in-a-desirable-area.html</link><description><![CDATA[ Everyone wants to buy a home in a desirable area&amp;nbsp;when they enter the real estate market. Buying a new home can be a confusing and overwhelming time for most of us so here are a few things to keep in mind if you want to buy a home in a desirable area.&amp;nbsp;The first thing that you need to do is identify exactly what would be desirable for you. 1. Identify Desirable Areas You need to visit the area at different times of the day to establish where things are and what the neighborhood is like at night. Ask people...]]></description><pubDate>January 14, 2010  5:02 PM</pubDate></item><item><title><![CDATA[General Information Regarding Wholesale Real Estate]]></title><link>http://www.finweb.com/real-estate/general-information-regarding-wholesale-real-estate.html</link><description><![CDATA[ Wholesale real estate is real estate purchased from the property manufacturer and sold to a retailer. The retailer may be a real estate agent or independent buyer. Today, wholesale real estate is a term used to describe the business of property investment whereby property is purchased not to be used, but to be sold in the near future for a profit. This can mean &quot;flipping&quot; a property, or quickly repairing it to list it for sale, or purchasing property in bulk from a home builder or bank.&amp;nbsp; Many real estate investors consider themselves to be in the business of...]]></description><pubDate>January 14, 2010  4:58 PM</pubDate></item><item><title><![CDATA[Important features of a Home Inspection Report]]></title><link>http://www.finweb.com/real-estate/important-features-of-a-home-inspection-report.html</link><description><![CDATA[ A home inspection report is designed to give insight into the quality of construction and maintenance on a property. The inspection is not intended to value the property or consider design issues. Instead, it should cue a potential owner into the behind the scenes workings of a home and estimated maintenance costs. The most important features, then, are those that are potentially the most costly. Roofs - Roofs can cost $10,000 or more to replace depending on the materials used. Knowing when the roof was last replaced and when it will need replaced again is key to understanding the...]]></description><pubDate>January 13, 2010  4:45 PM</pubDate></item><item><title><![CDATA[How to Weigh Real Estate Statistics and Crime]]></title><link>http://www.finweb.com/real-estate/how-to-weigh-real-estate-statistics-and-crime.html</link><description><![CDATA[ Real estate statistics on crime need to be considered when buying a home or property. The rate of crime for a given location, or zip code, will have an impact on the value of the property and whether or not it is a good investment or good place to live and raise a family. This goes not only for the overall rate of crime for the area where the real estate is located but also the specific types of crimes that are being committed for the particular area. Reading Crime Statistics Robbery and theft statistics for a given geographic...]]></description><pubDate>January 13, 2010  4:38 PM</pubDate></item><item><title><![CDATA[3 Tips when Considering Copurchasing a Home]]></title><link>http://www.finweb.com/real-estate/3-tips-when-considering-copurchasing-a-home.html</link><description><![CDATA[ When you are considering co-purchasing a home&amp;nbsp;with someone, there are a few things that you need to keep in mind. Buying a home is a big step for anyone so you need to make sure that you are equipped with the information you need for a purchase decision. 1. Consider the Relationship The biggest factor in the success of this arrangement is the strength of the relationship. When you are going to get involved in a financial arrangement with someone, you need to make sure that your relationship is strong. If you have only known the person for a...]]></description><pubDate>January 13, 2010  4:34 PM</pubDate></item><item><title><![CDATA[3 Common Contingencies in Home Offers]]></title><link>http://www.finweb.com/real-estate/3-common-contingencies-in-home-offers.html</link><description><![CDATA[ Dealing with home offers&amp;nbsp;is something that you are going to have to do when you sell your house. There are certain contingencies that people may put in a home offer. If you know what to expect, you could possibly take care of the problems sooner. Here are a few common contingencies that you will frequently see in home offers.&amp;nbsp; 1. Repairs Many people will request that certain repairs be made before the offer is official. They may offer $150,000 for the house, as long as the roof is fixed before closing and passes inspection. These types of offers are...]]></description><pubDate>January 13, 2010  4:31 PM</pubDate></item><item><title><![CDATA[Neg Am Loan 101]]></title><link>http://www.finweb.com/real-estate/neg-am-loan-101.html</link><description><![CDATA[ A Neg Am loan is a type of loan that defers interest payments.&amp;nbsp;Also called a deferred interest loan, it is a type of loan that&amp;nbsp;should be thoroughly understood before even being considered. A negative amortization loan allows you to make monthly payments that add up&amp;nbsp;to an amount that is less than that of&amp;nbsp;the accrued interest. The amount that is not paid is then added back into the total balance of the loan.&amp;nbsp;This is continued until a predetermined level or amortization cap is reached. These types of loans are also called &quot;upside down loans&quot; because you can end up owing...]]></description><pubDate>January 12, 2010  4:23 PM</pubDate></item><item><title><![CDATA[What is a Mortgage Rate Sheet?]]></title><link>http://www.finweb.com/real-estate/what-is-a-mortgage-rate-sheet.html</link><description><![CDATA[ A &amp;nbsp;mortgage rate sheet provides daily information on the wholesale cost of loans. All loan brokers, your mortgage representative included, will have access to a mortgage rate sheet each day. You can ask to see this sheet in order to find how much the lender is up-selling the loan, called the &quot;yield spread premium.&quot; Yield Spread Premium A yield spread premium is basically just a markup on a loan so the broker can make money on the deal. All brokers will have to charge a markup so they can earn a salary and stay in business. Ethical brokers will...]]></description><pubDate>January 12, 2010  4:20 PM</pubDate></item><item><title><![CDATA[How to Establish Your Bank Auction Bid Amount]]></title><link>http://www.finweb.com/real-estate/how-to-establish-your-bank-auction-bid-amount.html</link><description><![CDATA[ Establishing your bid amount at a bank auction is a matter of having a feel for your financial resources and a feel for the other bidders.&amp;nbsp;By combining these two factors, you can come up with the ideal bank auction bids. How Much Can You Afford to Spend at&amp;nbsp;a Bank Auction? You need to know exactly how much you have to bid at a bank auction. You will also be restricted by the amount you want to spend for a property. If nothing else, you want to make sure that you do not go beyond your financial means when participating...]]></description><pubDate>January 12, 2010  4:13 PM</pubDate></item><item><title><![CDATA[Real Estate Investment - 2 Unconventional Lease Option Terms]]></title><link>http://www.finweb.com/real-estate/real-estate-investment---2-unconventional-lease-option-terms.html</link><description><![CDATA[ If you are looking to invest in real estate, you can structure a lease option that can accomplish the benefits of ownership over time. There are at least 2 unconventional lease options that can be used by a buyer to invest. The first unconventional option is the use of a seller&amp;rsquo;s option under a land contract. The other is a lease with the option to buy at the end of the contract. Both of these unconventional options are ways in which a buyer or real estate investor can buy or invest in property without the use of traditional methods....]]></description><pubDate>January 12, 2010  3:33 PM</pubDate></item><item><title><![CDATA[Details of a Timeshare Resort Ownership]]></title><link>http://www.finweb.com/real-estate/details-of-a-timeshare-resort-ownership.html</link><description><![CDATA[ Many people consider buying into a timeshare resort&amp;nbsp;at some point in their lifetimes. While each program is a little bit different, most of the basics are the same between all of them. If you are considering buying into a timeshare resort in the near future, you need to understand the basics of how they work. Here are a few things to keep in mind before you sign up for a timeshare. Timeshares Basics The idea behind a timeshare is pretty basic. The owners of a resort property choose to use the timeshare method of selling their units instead of...]]></description><pubDate>January  8, 2010  4:41 PM</pubDate></item><item><title><![CDATA[How to Buy a Specific Timeshare from the Owner]]></title><link>http://www.finweb.com/real-estate/how-to-buy-a-specific-timeshare-from-the-owner.html</link><description><![CDATA[ Buying a timeshare from an individual timeshare owner&amp;nbsp;might seem like a difficult process. If you have been to a timeshare resort and see a specific unit that you like, you might not know how to get it. If you just buy a timeshare from the resort itself, you will get whatever unit is available at the time. Therefore, it may be necessary to deal with an individual timeshare owner. Here are a few tips to make sure that you get the unit that you want. Locate the Owner The first step that you have to take is finding the...]]></description><pubDate>January  8, 2010  4:38 PM</pubDate></item><item><title><![CDATA[How to Consider Location in Overseas Homes]]></title><link>http://www.finweb.com/real-estate/how-to-consider-location-in-overseas-homes-1.html</link><description><![CDATA[ When you are looking at overseas homes&amp;nbsp;you will want to consider a number of factors. You want to make sure that the house is within your budget, that it meets your family's needs, and that it fits a number of other criteria. However, one criteria that you will want to look at in depth is the location of the house. The one thing that you can not change about a property is its location. Therefore, you will want to make sure that the house is exactly where you want it to be before you buy. Here are a few...]]></description><pubDate>January  7, 2010  4:19 PM</pubDate></item><item><title><![CDATA[Guide to Judging Community Market Growth Potential]]></title><link>http://www.finweb.com/real-estate/guide-to-judging-community-market-growth-potential.html</link><description><![CDATA[ When you are looking at growth potential of different communities, there are several factors that you will want to consider. As a prospective buyer, you want to make sure that the community that you are thinking of buying in is growing. If you want the investment in your home to pay off someday, you will want to make sure that things are on the way up. Here are a few tips to judge the market growth potential of a community.&amp;nbsp; People Moving In One of the easiest ways to judge market growth potential is to see if people are...]]></description><pubDate>January  7, 2010  3:47 PM</pubDate></item><item><title><![CDATA[How to Find Corporate Housing]]></title><link>http://www.finweb.com/real-estate/how-to-find-corporate-housing.html</link><description><![CDATA[ At some point in your career, you may find the need to get corporate housing. Corporate housing can come in very handy when you are in between permanent locations. Corporate housing usually includes all of the furniture and utilities that you will need while living somewhere on a temporary basis. You may be moving to an area for the first time and you are unsure of where to buy a house or you may be waiting on a house to be built for you. Regardless of the reason, you need to find corporate housing and find it quickly. Here...]]></description><pubDate>January  7, 2010  3:44 PM</pubDate></item><item><title><![CDATA[How to Find Good Real Estate in Property Hotspots]]></title><link>http://www.finweb.com/real-estate/how-to-find-good-real-estate-in-property-hotspots.html</link><description><![CDATA[ If you desire to find a good deal in property hotspots&amp;nbsp;you may have your work cut out for you. When a certain location becomes a hotspot for property investors, properties can get snatched up in a hurry. While it may be more difficult than you first anticipated it is definitely not impossible. Here are a few things that you can keep in mind if you are looking for property in a hot property market.&amp;nbsp; Hire a Great Realtor Seek out the best Realtor in the market and hire them as your buyer's agent. A good agent will be able...]]></description><pubDate>January  6, 2010  4:20 PM</pubDate></item><item><title><![CDATA[A Guide to Online Home Builders Marketing]]></title><link>http://www.finweb.com/real-estate/a-guide-to-online-home-builders-marketing.html</link><description><![CDATA[ For many home builders, marketing&amp;nbsp;is like a foreign language. They are very proficient at building a house and making it attractive, but they have no idea how to market it once it is built. While many builders do not understand online marketing, it is actually one of the most important aspects of being a builder. The most successful builders are great at marketing themselves and their product. Therefore, if you are a home builder, you need to pay special attention to the online marketing aspect of your business and learn everything that you can about it. Here are a...]]></description><pubDate>January  6, 2010  3:52 PM</pubDate></item><item><title><![CDATA[How to Consider Location in Overseas Homes]]></title><link>http://www.finweb.com/real-estate/how-to-consider-location-in-overseas-homes.html</link><description><![CDATA[ When you are looking at overseas homes&amp;nbsp;you will want to consider a number of factors. You want to make sure that the house is within your budget, that it meets your family's needs, and that it fits a number of other criteria. However, one criteria that you will want to look at in depth is the location of the house. The one thing that you can not change about a property is its location. Therefore, you will want to make sure that the house is exactly where you want it to be before you buy. Here are a few...]]></description><pubDate>January  6, 2010  3:42 PM</pubDate></item><item><title><![CDATA[How to Get into the Asian Property Market]]></title><link>http://www.finweb.com/real-estate/how-to-get-into-the-asian-property-market.html</link><description><![CDATA[ The Asian property market is one of the fastest growing markets in the world. Many investors have started flocking to this region to find investment deals on property. With so much potential, there is still room for many others to get involved. If you have been thinking of getting into the Asian property market, here are a few things to keep in mind. Get EducatedThe first thing that you should do is educate yourself about the market. It is very different from other property markets and it may take some study on your part to understand it. They have...]]></description><pubDate>January  6, 2010  3:39 PM</pubDate></item><item><title><![CDATA[How to Bid on a Land Parcel]]></title><link>http://www.finweb.com/real-estate/how-to-bid-on-a-land-parcel.html</link><description><![CDATA[ A land parcel is offered either by a state land department or a federal land department. Most parcels were previously used by the government but are no longer considered necessary. These are available through public auction. The Bureau of Land Management sells any protected lands, and there you will need to follow a separate system. To purchase land by bidding on a land parcel, follow these steps: Visit the U.S. General Service Administration website to research land for sale. If you locate a parcel you are interested in, you can find a name of a &quot;point of contact&quot; on...]]></description><pubDate>January  5, 2010  3:51 PM</pubDate></item><item><title><![CDATA[Is Property on the Moon a Crazy Idea?]]></title><link>http://www.finweb.com/real-estate/is-property-on-the-moon-a-crazy-idea.html</link><description><![CDATA[ Amazingly, you really can buy property on the moon. Some entrepreneurs are selling single acres of lunar real estate for only about fifty dollars. However, even they admit you should take the value of their&amp;nbsp;offer with a grain of salt. Is Selling Property on the Moon Legal? Most vendors offering property on the moon point to a 1967 United Nations treaty which ruled that no government could own the moon. However, this UN treaty didn't say anything about whether a private corporation could own the moon.&amp;nbsp;At least one&amp;nbsp;entrepreneur then filed a claim for property rights on the moon, so...]]></description><pubDate>January  4, 2010  3:58 PM</pubDate></item><item><title><![CDATA[3 Reasons Getting Mortgages Overseas May Be Difficult]]></title><link>http://www.finweb.com/real-estate/3-reasons-getting-mortgages-overseas-may-be-difficult.html</link><description><![CDATA[ Obtaining mortgage overseas&amp;nbsp;is usually a lot more difficult than finding a property that you would like to buy overseas. Other countries do not have the same rules and regulations that we have. As a result of this, it becomes more difficult for Americans to obtain a mortgage in those countries. With that being said, there are mortgages out there under the right circumstances. You will just have to overcome a few barriers and look in the right places. Here are a few reasons that getting a mortgage overseas might be more difficult than you anticipated.1. Odd Rules When you...]]></description><pubDate>January  4, 2010  3:42 PM</pubDate></item><item><title><![CDATA[4 Equity Boosters when You Build a Home]]></title><link>http://www.finweb.com/real-estate/4-equity-boosters-when-you-build-a-home.html</link><description><![CDATA[ When you elect to build a home, you can ultimately determine how much real value you add to the residence with several key choices. Building equity in a property provides for financial stability in the long-run. Your home equity is typically the single largest factor affecting your net worth, which leads to your ability to finance new purchases, protect yourself from bankruptcy and even retire at a reasonable age. Try implementing these steps into the building process in order to gain the most equity possible in the end.#1 Focus on Location FirstThe location where you choose to build is...]]></description><pubDate>January  3, 2010  3:30 PM</pubDate></item><item><title><![CDATA[5 Steps to Getting a Great Real Estate Deal]]></title><link>http://www.finweb.com/real-estate/5-steps-to-getting-a-great-real-estate-deal.html</link><description><![CDATA[ Getting a real estate deal does not mean finding the cheapest house on the market. You should be looking for the best value, which means the property that offers the greatest potential for profit in the future. You cannot get a deal on a piece of property without following careful steps first.#1 Research Comparable SalesIt is hard to determine the value of a home based on only factors about the home itself. Instead, you need to know what properties in the area are selling for and how this home compares. You also need to understand the advantages and disadvantages...]]></description><pubDate>January  2, 2010  4:01 PM</pubDate></item><item><title><![CDATA[How to Research a Prospective Foreign Property]]></title><link>http://www.finweb.com/real-estate/how-to-research-a-prospective-foreign-property.html</link><description><![CDATA[ Purchasing property in a foreign country can be a great investment. The challenge is finding the right property that will meet your needs and financial goals. Part of the problem is that other countries have different economies, varying tax and property laws, and unique financial circumstances. Below are a few suggestions on how to research a prospective foreign property. The Country First, determine the country where you want to purchase property. You should understand its foreign purchasing laws and property ownership liabilities. You may or may not even be able to legally purchase property in certain countries. You will...]]></description><pubDate>January  2, 2010  3:43 PM</pubDate></item><item><title><![CDATA[3 Costs Associated with Owning Villas Abroad]]></title><link>http://www.finweb.com/real-estate/3-costs-associated-with-owning-villas-abroad.html</link><description><![CDATA[ Owning villas abroad&amp;nbsp;is something that many people find rewarding, if done correctly. When you can afford to buy your own villa, worlds of opportunities are available to you. You can travel and have a place to stay. You will never have to make reservations or worry about black-out dates. With your own private villa, you really can travel in style. However, owning a villa can be expensive and if you are not prepared for them, they can catch you off guard. Here are a few costs associated with owning a villa abroad that you should consider before you buy.&amp;nbsp;...]]></description><pubDate>January  2, 2010  3:40 PM</pubDate></item><item><title><![CDATA[How to Make Strategic Offers on Residential Property]]></title><link>http://www.finweb.com/real-estate/how-to-make-strategic-offers-on-residential-property.html</link><description><![CDATA[ For most people, buying residential property represents their largest single financial commitment. It is important to approach your residential property purchase strategically. A well-considered, well-prepared offer can help you find the best deal on the most appropriate residential property for you. Take Your Time Strategic moves are carefully considered moves. Residential properties range in price from tens of thousands to millions of dollars. The value of your purchase will swing with local, regional and national economic conditions. Additionally, the condition of the home will affect its current value and the potential for increased value. It is important to enter...]]></description><pubDate>January  1, 2010  3:50 PM</pubDate></item><item><title><![CDATA[4 Disadvantages of a Property Leaseback to Consider]]></title><link>http://www.finweb.com/real-estate/4-disadvantages-of-a-property-leaseback-to-consider.html</link><description><![CDATA[ A property leaseback allows a seller to relinquish ownership of a property to a buyer then lease the space back in order to continue using it. This process was most common with commercial real estate properties for many years in the United States. In France and the United Kingdom, individual home owners used this model to obtain vacation property. Today, some persons facing foreclosure may be tempted to pursue the option. They can sell their home and home loan to an investor, and then they pay the new investor a lease sum each month to continue living in the...]]></description><pubDate>December 30, 2009  5:11 PM</pubDate></item><item><title><![CDATA[Five Tips for Choosing Holiday Homes Abroad]]></title><link>http://www.finweb.com/real-estate/five-tips-for-choosing-holiday-homes-abroad.html</link><description><![CDATA[ Buying holiday homes abroad can be a difficult choice because there is so much to consider. &amp;nbsp;Here are five tips that will help you choose the right home: 1. Determine the country where you want to purchase. Consider places you familiar with. You should know that you enjoy spending time there. 2. Know the economy and the culture of the selected country. The housing market in the country may or may not be favorable to buying. Researching the country's current economic situation can help you determine when the best time to buy is. 3. Decide what type of holiday...]]></description><pubDate>December 30, 2009  5:08 PM</pubDate></item><item><title><![CDATA[How to Choose an Overseas Property Agent]]></title><link>http://www.finweb.com/real-estate/how-to-choose-an-overseas-property-agent.html</link><description><![CDATA[ If you are searching for overseas property agents&amp;nbsp;you might come to realize that it is difficult to find a good one. There are many property agents out there, but not all of them are worth your time. When you are looking to buy a house overseas, you need to find someone that knows what they are doing. Here are a few things to keep in mind when looking for an overseas property agent. ExperienceOne key thing that you will want to look for in an agent is experience. Real estate can be a cruel business. If you are a...]]></description><pubDate>December 30, 2009  5:01 PM</pubDate></item><item><title><![CDATA[Tips for Safely Buying Property Overseas]]></title><link>http://www.finweb.com/real-estate/tips-for-safely-buying-property-overseas.html</link><description><![CDATA[ In these tough economic times, many people are trying to hedge their bets by buying property overseas. If done properly and after sufficient and adequate research this is a good strategy to maximize returns form real estate investments. Also, if you live abroad because of your work commitments, it makes sense to invest in real estate in the country of your residence.How to Buy Property Abroad SafelyWhen choosing to invest in property overseas, please do keep the following points in mind. First check if you are legally allowed to purchase property in the country of your choice. Many countries...]]></description><pubDate>December 30, 2009  4:57 PM</pubDate></item><item><title><![CDATA[First Time Buyers - Finding a New Home Community]]></title><link>http://www.finweb.com/real-estate/first-time-buyers---finding-a-new-home-community.html</link><description><![CDATA[ Buying into a new home community&amp;nbsp;can be a very good idea if you are a first time home buyer. New home communities can offer a lot of things that older subdivisions can not. However, you want to make sure that you do not invest in the wrong community with your money. Buying a home is a big financial step and you need to make certain that you will be happy with wherever you decide to buy a house. Here are a few tips to finding the right new home community for you. Realtors One great way that you can...]]></description><pubDate>December 30, 2009  4:08 PM</pubDate></item><item><title><![CDATA[When Should You Choose for Sale By Owner?]]></title><link>http://www.finweb.com/real-estate/when-should-you-choose-for-sale-by-owner.html</link><description><![CDATA[ When selling a home most people rely on the expertise and assistance of a real estate agent, but there are many occasions when a for sale by owner option is worthy of consideration. When you choose to sell your home without the help of a real estate agent, there are both advantages and disadvantages. Advantages A real estate agent generally charges a 5 to 8% commission on the sale of the property. That means on a $100,000 home, up to $8,000 of the sale price will go as a fee to the agent helping you sell the property. If...]]></description><pubDate>December 30, 2009  4:04 PM</pubDate></item><item><title><![CDATA[How to Factor in Local Schools to Home Value]]></title><link>http://www.finweb.com/real-estate/how-to-factor-in-local-schools-to-home-value.html</link><description><![CDATA[ When determining the value of your potential new home, there are is one important consideration that adds value, local schools. Finding a home in an area with good local schools offers selling advantages. The appraiser may not factor in the value, but a good local school system will make your home a high demand home. Schools are required to post an annual online report. A good score is an excellent selling point for any buyer with children. Be careful how you approach the local school angle, particularly if you live in a larger school district where boundaries can shift...]]></description><pubDate>December 30, 2009  3:30 PM</pubDate></item><item><title><![CDATA[How to Successfully Conduct a Move In Walk Through]]></title><link>http://www.finweb.com/real-estate/how-to-successfully-conduct-a-move-in-walk-through.html</link><description><![CDATA[ Once you purchase or lease a home, you will need to complete a move in walk through. By the end of the walk through you should know whether or not your property is ready for you to move in and what repairs are required. Below, are a few tips to help you complete your walk through: 1. Take a pen and paper with you for the walk through. You will need this to note any issues, defects or concerns you may have. Be sure that you have a list handy of all the major issues in a house. Sometimes,...]]></description><pubDate>December 29, 2009  4:08 PM</pubDate></item><item><title><![CDATA[How to Solicit a House Swap]]></title><link>http://www.finweb.com/real-estate/how-to-solicit-a-house-swap.html</link><description><![CDATA[ House swap is an act of exchanging a house for another house of equal or similar value. It can be done on either temporary or permanent basis. In recent years, this method of selling is becoming more and more common, as more people struggle to sell their homes. While the idea seems fairly straight-forward, house-swapping is actually a complicated process. You need to find a house that suits you needs. You need to find a person you can trust. You need to find a house that you would be willing to live in. And, most importantly, you have to...]]></description><pubDate>December 28, 2009  4:23 PM</pubDate></item><item><title><![CDATA[Real Estate - When Should You Use Blanket Mortgages?]]></title><link>http://www.finweb.com/real-estate/real-estate---when-should-you-use-blanket-mortgages.html</link><description><![CDATA[ A blanket mortgage is a loan facility that can be used by a homeowner or homebuyer to finance two or more real properties. The properties can be used as collateral, but each may be sold separately without necessarily retiring the entire loan. Below are some instances when you can use blanket mortgages.You Want to RefinanceMultiple properties owned by an investor and are purchased at different times and terms can be grouped together for refinancing via a blanket mortgage. If the loan rates are low, payments for the properties may be less when aggregated and can allow the owner to...]]></description><pubDate>December 28, 2009  3:30 PM</pubDate></item><item><title><![CDATA[How to Find a Reliable Vacation Home Realtor]]></title><link>http://www.finweb.com/real-estate/how-to-find-a-reliable-vacation-home-realtor.html</link><description><![CDATA[ If you are looking for a reliable vacation home Realtor there are a few things that you will want to keep in mind. Looking for a vacation home can be a very exciting experience. You have worked hard for the right to purchase a vacation home and you want to make sure that you do it correctly. Finding a good Realtor can make the process a lot easier on you as they have a wealth of experience to offer you. Here are a few things that you will want to remember when you are looking for a vacation home...]]></description><pubDate>December 25, 2009  3:32 PM</pubDate></item><item><title><![CDATA[Common First-Time Home-Buying Mistakes]]></title><link>http://www.finweb.com/real-estate/common-first-time-home-buying-mistakes.html</link><description><![CDATA[ Making home buying mistakes is something that you will want to avoid as a first-time home buyer. Many first-time home buyers tend to ignore traditional advice and end up making mistakes in the process. Buying a home is a very big financial commitment and you want to make sure that you do it right the first time. Here are a few things common mistakes that you will want to avoid at all costs. Spending Too Much One of the most common mistakes that first time home buyers make is to purchase a house that it more than they can...]]></description><pubDate>December 24, 2009  4:03 PM</pubDate></item><item><title><![CDATA[How to for a Smooth Real Estate Closing]]></title><link>http://www.finweb.com/real-estate/how-to-for-a-smooth-real-estate-closing.html</link><description><![CDATA[ If you are about to go through a real estate closing,&amp;nbsp;there are a few things that you will want to keep in mind. You will want to make sure that everything runs smoothly. Here are a few things that you will want to do in preparation for closing.&amp;nbsp; Plan Ahead Once the closing day is approaching, you will need to make a few plans. First, you will want to plan the closing around the end of your lease, if you are renting. Planning for a smooth transition helps avoid living arrangement gaps. You will also need to take off...]]></description><pubDate>December 21, 2009  3:46 PM</pubDate></item><item><title><![CDATA[3 Tips to a Successful Vacation Home Coinvestment]]></title><link>http://www.finweb.com/real-estate/3-tips-to-a-successful-vacation-home-coinvestment.html</link><description><![CDATA[ Buying a vacation home can be one of the most rewarding experiences in life. The thought of having your own place to go and unwind is a welcome notion for most people. While it can be difficult to purchase one on your own merit, buying one with someone else is quite a bit easier. The shared purchase means that the bank gets to see more income and multiple credit histories on the loan. This increases the likelihood of approval. In order to make this arrangement work, here are a few tips to keep in mind. 1. Set the Ground...]]></description><pubDate>December 18, 2009  3:47 PM</pubDate></item><item><title><![CDATA[3 Tips to a Rental Property Search - Buying]]></title><link>http://www.finweb.com/real-estate/3-tips-to-a-rental-property-search---buying.html</link><description><![CDATA[ Buying an income property requires a specific rental property search. It is not necessary to consider only those buildings currently being used as rental properties, but you should have a list of needs that will make the property profitable for you. For example, consider these items. #1 Legal Rental Requirements You should look into the legal requirements to rent in the area you are researching. Some rental laws have very high safety standards. If the property you are considering is not up to these standards, it can cost a lot of money to make the adjustments.&amp;nbsp; #2 Rental Market&amp;nbsp;...]]></description><pubDate>December 17, 2009  4:32 PM</pubDate></item><item><title><![CDATA[How to Check the Quality of a Manufactured Home]]></title><link>http://www.finweb.com/real-estate/how-to-check-the-quality-of-a-manufactured-home.html</link><description><![CDATA[ When you buy a manufactured home, you can build equity faster and potentially own your own home within 10 years. This can actually be a faster method to accumulate equity than by using a stick-built home. The payments are lower and therefore it is easier to survive with a manufactured home than with other options. However, if you buy a low-quality manufactured home, you can create more problems in the long run. Buying a low-quality manufactured home could end up costing you more money down the road than just spending a little extra on a nicer one now. It...]]></description><pubDate>December 17, 2009  4:15 PM</pubDate></item><item><title><![CDATA[Mexican Real Estate: What You Should Know]]></title><link>http://www.finweb.com/real-estate/mexican-real-estate-what-you-should-know.html</link><description><![CDATA[ Buying Mexican real estate&amp;nbsp;is a dream situation for many people because having a house in a tropical climate in a location that has a low cost of living, makes for a great place to get away from it all. Many Americans look at Mexican real estate every year. If you are considering purchasing real estate in Mexico, there are several things that you will want to keep in mind. Here are a few tips for buying real estate in Mexico. Mortgages are Rare When houses are bought and sold in Mexico, most of the houses are bought and sold...]]></description><pubDate>December 17, 2009  3:47 PM</pubDate></item><item><title><![CDATA[Where to find Discount Real Estate Agents]]></title><link>http://www.finweb.com/real-estate/where-to-find-discount-real-estate-agents.html</link><description><![CDATA[ Using discount real estate agents&amp;nbsp;can be a great way to save money on your home listing. Using a typical real estate agent can run you several thousand dollars by the time they are paid their commission on the house. They may or may not sell the house, but they will still receive their money. With discount real estate agents, they will do the work for a flat fee. They will get your house on the MLS database and they will help you get potential buyers in front of it. Therefore, if you can find a good agent that will...]]></description><pubDate>December 16, 2009  4:32 PM</pubDate></item><item><title><![CDATA[What does a Home Warranty Cover?]]></title><link>http://www.finweb.com/real-estate/what-does-a-home-warranty-cover.html</link><description><![CDATA[ Getting a home warranty with a new home purchase is becoming more and more common in today's real estate market. Many sellers are purchasing these home warranties to use as a selling feature. There is a certain amount of assurance that comes with having a warranty on the house that you are about to buy. However, they do not cover every single contingency that might come up. Here are a few things that a home warranty will most likely cover.&amp;nbsp; HVAC System Your heating, ventilation and air conditioning system should be covered by the home warranty, for a period...]]></description><pubDate>December 16, 2009  4:26 PM</pubDate></item><item><title><![CDATA[A Guide to Buying Federal Land]]></title><link>http://www.finweb.com/real-estate/a-guide-to-buying-federal-land.html</link><description><![CDATA[ Buying federal land on the cheap is a thing of the past if you are looking for quality property. While the Homestead Act of 1862 made it possible to buy parcels of land from the government at a low expense, the Act was abolished by the Federal Land Policy and Management Act of 1976. Then, all lands were made into public property. The Bureau of Land Management is authorized to sell parts of this property under three conditions only: The property is isolated, making it costly to manage at the federal level The land was acquired for a specific...]]></description><pubDate>December 16, 2009  3:36 PM</pubDate></item><item><title><![CDATA[Should You Get a House from a Relocation Company?]]></title><link>http://www.finweb.com/real-estate/should-you-get-a-house-from-a-relocation-company.html</link><description><![CDATA[ Buying a house from a relocation company could possibly net you a great deal. Relocation companies deal with real estate purchases on a daily basis. They are designed to help people get in and out quickly. However, just because they are a relocation company, does not mean that you will necessarily benefit from doing business with them. Here are a few things to keep in mind when dealing with a relocation company.&amp;nbsp; Timing Is Everything The timing of your purchase is everything when it comes to dealing with a relocation company. If you are trying to buy a house...]]></description><pubDate>December 15, 2009  4:30 PM</pubDate></item><item><title><![CDATA[What is a Pre-Foreclosure Purchase?]]></title><link>http://www.finweb.com/real-estate/what-is-a-pre-foreclosure-purchase.html</link><description><![CDATA[ Utilizing a pre-foreclosure purchase&amp;nbsp;could be very beneficial for you as a buyer. Purchasing a home at this time can help keep a seller out of the foreclosure process. Therefore, you can sometimes get a great deal on this type of transaction. Here are a few things that you will need to know about a pre-foreclosure purchase.&amp;nbsp; Desperate Sellers The one common thread that you will find when buying a home in the pre-foreclosure process is desperate sellers. As such desperate sellers, they will often accept any offer that you throw at them. This might be a great opportunity for...]]></description><pubDate>December 15, 2009  4:24 PM</pubDate></item><item><title><![CDATA[Real Estate - Getting a Home Inspector]]></title><link>http://www.finweb.com/real-estate/real-estate---getting-a-home-inspector.html</link><description><![CDATA[ When purchasing a new home, it is necessary to find a good home inspector. A home inspector can help you avoid a lot of problems as a result of your home purchase. Here are a few things to consider when looking for a home inspector. Reputation for the Area You will want to find a home inspector that has a good reputation in your area of interest. Many times, your real estate agent can recommend someone that they frequently use. You want the inspector to be familiar with the area where you are interested in buying so they can...]]></description><pubDate>December 15, 2009  4:11 PM</pubDate></item><item><title><![CDATA[3 Unconventional Foreclosure Buying Tactics]]></title><link>http://www.finweb.com/real-estate/3-unconventional-foreclosure-buying-tactics.html</link><description><![CDATA[ There are many different kinds of foreclosure buying tactics out there that investors use. Buying a foreclosure can be one of the most profitable investments that you ever make if you do it correctly. However, if you do not buy it at the right price, you could actually end up losing money on the deal. The point of buying foreclosures is to make money. Therefore, you need to keep this in mind when buying one. Here are a few unconventional foreclosure buying tactics.&amp;nbsp; 1. Strike Quickly One great way to buy foreclosures is to get them before they even...]]></description><pubDate>December 15, 2009  4:07 PM</pubDate></item><item><title><![CDATA[4 Tips for Comparing Efficiency Apartments]]></title><link>http://www.finweb.com/real-estate/4-tips-for-comparing-efficiency-apartments.html</link><description><![CDATA[ If you are looking at several different efficiency apartments&amp;nbsp;you might be having trouble deciding between them. After a while, they all seem to run together. While they are usually all very similar, there are a few things that you will want to compare. Here are a few tips for comparing efficiency apartments.&amp;nbsp; 1. Rent Payment One of the most important factors to compare is the rent that each unit costs. If all other things are similar, then you should go with the more affordable option in most cases. Staying within your budget is essential for most people. 2. Amenities...]]></description><pubDate>December 15, 2009  4:01 PM</pubDate></item><item><title><![CDATA[How to Choose a Vacation Home Broker]]></title><link>http://www.finweb.com/real-estate/how-to-choose-a-vacation-home-broker.html</link><description><![CDATA[ When you are in the market for a new vacation home&amp;nbsp;there are a number of things that you will want to look at. You need to treat the process with some care to make sure that you get a home that is worthy of you. You need to make sure that you find the house that you have always wanted instead of settling for something just to have a vacation house. Hiring a good vacation home broker can help you accomplish this goal much easier than if you take it on yourself. Here are a few things to keep...]]></description><pubDate>December 14, 2009  4:22 PM</pubDate></item><item><title><![CDATA[How to Make a Low Bid Home Offer]]></title><link>http://www.finweb.com/real-estate/how-to-make-a-low-bid-home-offer.html</link><description><![CDATA[ If you are going to place a low home bid, you should come to the table prepared to back up your offer. Buyers who fail to show the reasons for their low bids are likely to see sellers simply sign back the offer at a much higher rate. Instead, be ready for negotiation. Use Market Comparables You should have a list of other homes in the market and the prices they sold for. Your realtor will be able to provide you with this information in order to give you a clearer picture of the market you are placing a...]]></description><pubDate>December 14, 2009  4:18 PM</pubDate></item><item><title><![CDATA[How to Compare Vacation Properties]]></title><link>http://www.finweb.com/real-estate/how-to-compare-vacation-properties.html</link><description><![CDATA[ Looking at potential vacation properties&amp;nbsp; can be one of the most exciting times in your life. There are millions of different places that you could buy a vacation property. At each location, there are many houses to choose from. If you are going to choose the best property for you and your family, you need to compare them accurately. Here is how to compare vacation properties and choose the best one for you.&amp;nbsp; Features Before you start to look at vacation properties, you should make a list of all of the features that you want. Write down the number...]]></description><pubDate>December  9, 2009  4:05 PM</pubDate></item><item><title><![CDATA[3 REO Property Examples of What to Avoid]]></title><link>http://www.finweb.com/real-estate/3-reo-property-examples-of-what-to-avoid.html</link><description><![CDATA[ When dealing with REO property&amp;nbsp;you can sometimes get a great deal. The last thing that the bank wants anything to do with is real estate. Therefore, if they have any real estate in their portfolio, there is a good chance that they would like to get rid of it. Therefore, you have a fantastic opportunity before you with REO property. However, just because it is REO property does not necessarily make it a good deal for you. Here are a few things to watch out for when dealing with REO property. 1. Too Much Work Some work is to...]]></description><pubDate>December  9, 2009  3:33 PM</pubDate></item><item><title><![CDATA[3 Factors to Choosing A Vacation Home Location]]></title><link>http://www.finweb.com/real-estate/3-factors-to-choosing-a-vacation-home-location.html</link><description><![CDATA[ Choosing a vacation home&amp;nbsp;can be a very enjoyable experience. Having a vacation home is a great privilege that many people never get to enjoy. Therefore, having a second home to call your own can be very exciting. While it can be a great time, choosing the right home could prove to be difficult. Here are a few factors that you need to consider when choosing a vacation home.&amp;nbsp; 1. Price Most of the time, you will be working within a budget that cannot be exceeded. A vacation home does not have to be as large and elaborate as your...]]></description><pubDate>December  8, 2009  4:44 PM</pubDate></item><item><title><![CDATA[Real Estate - 3 Tips on Cutting Costs When Buying]]></title><link>http://www.finweb.com/real-estate/real-estate---3-tips-on-cutting-costs-when-buying.html</link><description><![CDATA[ When purchasing&amp;nbsp;real estate&amp;nbsp;everyone wants to save as much money as possible. Buying a house is a big financial step and you want to make sure that you can afford the transaction. Most people need to use a mortgage in order to buy the house they want and this represents a 30 year commitment in most cases. Therefore, the more you can save on the purchase of the property, the more you save on your monthly payment for 30 years. Here are a few tips to keep in mind when trying to cut costs on a real estate purchase. 1....]]></description><pubDate>December  8, 2009  3:47 PM</pubDate></item><item><title><![CDATA[The Benefits of Owning Student Housing Property]]></title><link>http://www.finweb.com/real-estate/the-benefits-of-owning-student-housing-property.html</link><description><![CDATA[ Owning student housing&amp;nbsp;can be a very good investment if you do it properly. While many investors are scared about allowing students to live in their units, a smart investor will realize the income potential. Here are a few benefits of owning student housing property. Consistency When you own a property near campus, you can rest assured that there will always be someone that needs a place to stay. A major university will bring thousands of students from all around the country. This means that there is a huge need for student housing. You will never have to worry about...]]></description><pubDate>December  7, 2009  4:43 PM</pubDate></item><item><title><![CDATA[How to Make an Offer for Seller Financing]]></title><link>http://www.finweb.com/real-estate/how-to-make-an-offer-for-seller-financing.html</link><description><![CDATA[ Seller financing is a tool that can be used to move a tough-to-sell property. If you are a buyer looking for a good deal, seller financing could help you. While most people understand what seller financing is, they have no idea how to go about getting it. Here is how you can make an offer for seller financing and secure a fantastic deal for yourself. Find a Property To find a property that you can obtain seller financing for, you need to know where to look. The first place you should look is the newspaper. Many sellers that are...]]></description><pubDate>December  7, 2009  4:40 PM</pubDate></item><item><title><![CDATA[Is Rental Property Investing Considered Risky?]]></title><link>http://www.finweb.com/real-estate/is-rental-property-investing-considered-risky.html</link><description><![CDATA[ Rental property investing can be considered risky for a number of reasons. When you've invested in a home, you are responsible for the mortgage regardless of whether or not you have renters in the home. If there are no renters, you may be costing yourself money instead of making it. If you have renters in the home, there isn't always a guarantee that they will be able to pay their rent, there again, making you responsible for any mortgage payment and removing any potential profit there was to be made. If the renters cannot pay their rent for an...]]></description><pubDate>December  7, 2009  4:36 PM</pubDate></item><item><title><![CDATA[How to Compensate for Poor Credit - Home Loans]]></title><link>http://www.finweb.com/real-estate/how-to-compensate-for-poor-credit---home-loans.html</link><description><![CDATA[ When you have poor credit, home loans can be hard to get approved for. The best way to compensate for poor credit is through a large amount of money used for down payment and &amp;nbsp;reserves. You can also use the money to pay down the debt to achieve a higher credit score, or buy down interest points or use as a down payment on the loan. The more you can pay initially, the less the loan will be for, which means there is less risk involved for the bank. When there is less risk involved for the bank they...]]></description><pubDate>December  7, 2009  4:33 PM</pubDate></item><item><title><![CDATA[Is Your Loan-to-Value Ratio Healthy?]]></title><link>http://www.finweb.com/real-estate/is-your-loan-to-value-ratio-healthy.html</link><description><![CDATA[ It is important to know about the loan to value ratio, otherwise known as LTV, when you are making a large purchase. It is important to know what the ratio is to know if you can qualify for purchases and establish your overall financial picture. For example, in a mortgage scenario, a healthy loan to value ratio is necessary to refinance the mortgage. If you owe more on the home than it is worth, you have a poor LTV ratio. Lenders will look at this when trying to decide if they should refinance any credit, or extend more credit....]]></description><pubDate>December  7, 2009  4:29 PM</pubDate></item><item><title><![CDATA[Top 4 Investments, According to the Experts]]></title><link>http://www.finweb.com/real-estate/top-4-investments-according-to-the-experts.html</link><description><![CDATA[ Finding the best investments&amp;nbsp;in the real estate market can be the difference between your success and failure. When you get started in real estate investment, you will find yourself with many options. While it is possible to succeed in many ways, you can increase your chances of success by sticking to what the experts recommend. 1. Buy and Hold The buy and hold strategy of real estate is a time-tested method that still works today. This is definitely a long-term investment strategy. With this method, you are going to buy the property and plan on holding it for the...]]></description><pubDate>December  7, 2009  3:35 PM</pubDate></item><item><title><![CDATA[2 Pitfalls of Seller Financing]]></title><link>http://www.finweb.com/real-estate/2-pitfalls-of-seller-financing.html</link><description><![CDATA[ Seller financing is not always the best option when buying real estate. There are several pitfalls for buyers and sellers to consider. Here are just 2: Over Priced Real Estate Relying on seller financing means that you won't have much wiggle room to cut deals on the purchase price. You may have to pay full price, or just below the asking price in order to get the seller to agree to provide you with financing. On the other hand, if you bought the property with cash, you could ask for a significantly lower price. Cash can have a huge...]]></description><pubDate>December  6, 2009  4:36 PM</pubDate></item><item><title><![CDATA[3 Tips on Picking Rural Land Investments]]></title><link>http://www.finweb.com/real-estate/3-tips-on-picking-rural-land-investments.html</link><description><![CDATA[ Investors can make a good profit from rural land investments. The trick is to&amp;nbsp; know how to pick the right land, in the right location. Your investment options vary, but typically land owners rent rural land to hunters and farmers, or they subdivide and resell land lots. Whatever option you choose for your rural land investments, you should use these tips for choosing land to maximize your profits. 1. Water Having access to water on rural land is very attractive to buyers and renters alike. Whether it's a spring, stream, lake or creek, future buyers and renters want to...]]></description><pubDate>December  6, 2009  4:33 PM</pubDate></item><item><title><![CDATA[How to Find an Owner who wants to Sell]]></title><link>http://www.finweb.com/real-estate/how-to-find-an-owner-who-wants-to-sell.html</link><description><![CDATA[ When trying to determine how an owner sell will go, you need to look at a few things. When you are buying a property, you need to find an owner that really wants to sell. If you can locate one, you stand to save a substantial amount of money. However, sometimes, locating an owner that really wants to sell can be difficult. Here are a few ways that you can find an owner that wants to sell.&amp;nbsp; Long-Term Listings The first thing that will usually tip you off as to how bad an owner wants to sell is the...]]></description><pubDate>December  6, 2009  4:09 PM</pubDate></item><item><title><![CDATA[2 Things to Remember about Real Estate Agents]]></title><link>http://www.finweb.com/real-estate/2-things-to-remember-about-real-estate-agents.html</link><description><![CDATA[ Real estate agents can help you close a deal on your home, find a land contract, and negotiate a good purchase price on a piece of property.&amp;nbsp; Every professional brings their own unique skills and experiences to the table, but there are 2 main things you need to remember about real estate agents when working with them. They Work on Commission The real estate agent gets paid a commission. The higher the purchase price, the more they'll earn in commissions. Keep this in mind if you&amp;rsquo;re a buyer, and don&amp;rsquo;t be afraid to stand firm on the price you&amp;rsquo;re...]]></description><pubDate>December  6, 2009  3:55 PM</pubDate></item><item><title><![CDATA[3 Ways to Make Moving Cheaper]]></title><link>http://www.finweb.com/real-estate/3-ways-to-make-moving-cheaper.html</link><description><![CDATA[ If you need to move in the near future, finding ways to make moving, cheaper is important. Moving expenses are expensive. There are a few things that you can do to help lower the cost. Here are a few ways to make moving cheaper. 1. Avoid a Moving Crew Hiring a moving company to do everything for you is great if you do not mind paying for it. However, if you can do the work yourself, you will save quite a bit of money. A moving crew usually has two or three people on it and they all have...]]></description><pubDate>December  6, 2009  3:52 PM</pubDate></item><item><title><![CDATA[How to Shop For Homes Online]]></title><link>http://www.finweb.com/real-estate/how-to-shop-for-homes-online.html</link><description><![CDATA[ Shopping for homes online&amp;nbsp;can open a lot of possibilities for you. When you shop online, you can accomplish a lot in a short amount of time. You can see a plethora of houses from the comfort of your own home. While anyone can get online and look at a few houses, there are a few ways that you can do it more efficiently. Here are a few things to keep in mind when shopping for a home online. Plan Ahead When you are ready to buy a house, you need to plan ahead. The first thing that you need...]]></description><pubDate>December  5, 2009  4:23 PM</pubDate></item><item><title><![CDATA[5 Things Home Owners can do to Cut Costs]]></title><link>http://www.finweb.com/real-estate/5-things-home-owners-can-do-to-cut-costs.html</link><description><![CDATA[ There are a number of things home owners can do to cut costs. Some changes will require a whole new mindset, while others are simple adjustments that you can make right away. If you're looking for help to trim your budget, consider reducing your expenses in these 5 areas. Homeowners Insurance Do everything you can to reduce the cost of homeowners insurance. One way to get the best possible rate on your premiums is to combine your auto and home insurance policies. Insurance companies can and often do reward you with discounts when you purchase multiple insurance policies. Staying...]]></description><pubDate>December  5, 2009  4:04 PM</pubDate></item><item><title><![CDATA[3 Avoidable Closing Costs]]></title><link>http://www.finweb.com/real-estate/3-avoidable-closing-costs.html</link><description><![CDATA[ Ask your lender for a good faith estimate of closing costs before starting the process of securing a loan. You do not want to be surprised with fees up to 8% of your mortgage loan unexpectedly. Once you get the estimate, see where you can provide your own services in order to reduce costs. Credit Reports If you subscribe to a credit report service, offer to supply your own three bureau report, sealed, to the lender. Since you already pay the monthly fee to be a member, you can save $50 to $80 in fees for the report. Inspection...]]></description><pubDate>December  5, 2009  3:57 PM</pubDate></item><item><title><![CDATA[How to Buy and Sell Simultaneously]]></title><link>http://www.finweb.com/real-estate/how-to-buy-and-sell-simultaneously.html</link><description><![CDATA[ Pulling off the simultaneous buy sell&amp;nbsp;in real estate can be tricky. If you are currently a home owner and you are thinking about moving, you will undoubtedly be aiming for this. You want to eliminate the possibility of paying two mortgage payments at once. You also do not want to be without a place to move in between houses. Therefore, you have to walk a delicate balance between selling your house quickly and finding the home you want to buy. Here are a few things that you need to keep in mind if you are trying to sell and...]]></description><pubDate>December  5, 2009  3:50 PM</pubDate></item><item><title><![CDATA[4 Tips to Building your Real Estate Portfolio]]></title><link>http://www.finweb.com/real-estate/4-tips-to-building-your-real-estate-portfolio.html</link><description><![CDATA[ Getting involved in real estate investment and learning how to build your portfolio is important. While it might seem difficult to build a portfolio at first, with a little discipline, it can be done quickly. You do not have to be independently wealthy in order to make it work either. 1. Start Small Real estate is not a game that you can win overnight. You are going to have to be in this for the long haul. Therefore, you should most likely start out on a small scale and work your way up to bigger things. You could start...]]></description><pubDate>December  5, 2009  3:37 PM</pubDate></item><item><title><![CDATA[3 Tips to Determining Your Real Estate Price Limits]]></title><link>http://www.finweb.com/real-estate/3-tips-to-determining-your-real-estate-price-limits.html</link><description><![CDATA[ Establishing your real estate price limits is an important part of the buying process. Before you get too far involved, you need to sit down and determine a definite limit to your purchase. Nothing can be more crippling financially than getting in over your head with a mortgage. It can cost you your credit, your financial future, and make things much more difficult on you. Here are a few tips to help you determine your real estate price limits. 1. Look at Your Budget The first part of the process is to determine exactly how much you can spend....]]></description><pubDate>December  3, 2009  4:11 PM</pubDate></item><item><title><![CDATA[3 Tips on Foreclosure Public Auction Bidding Strategies]]></title><link>http://www.finweb.com/real-estate/3-tips-on-foreclosure-public-auction-bidding-strategies.html</link><description><![CDATA[ A foreclosure public auction&amp;nbsp;can be a great way to save some money on real estate. Foreclosures that are sold through auction can be some of the best deals around. However, if you do not bid correctly, you might not get as good of a deal as you should. Here are a few tips on how to bid at public auctions. 1. Do Not Get Involved Early Sometimes it can be helpful to feel out the crowd a bit before you start bidding. Let those that are eager to bid get in and get involved first. This can give you...]]></description><pubDate>December  3, 2009  3:50 PM</pubDate></item><item><title><![CDATA[3 Helpful Metaphors to Better Understand Mortgage Payments]]></title><link>http://www.finweb.com/real-estate/3-helpful-metaphors-to-better-understand-mortgage-payments.html</link><description><![CDATA[ Mortgage payments will be the biggest chunk of your monthly expenses once you own a home. While it can be stressful to write that huge check each month, you should think of a mortgage in terms of what it means for your long term financial stability in order to help you understand why it is necessary. In the end, your mortgage payment is truly a check you write to your future self. #1 The American Dream The mortgage market exploded with the expansion of the American Dream. The notion was once that all well-to-do people should own property; today,...]]></description><pubDate>December  3, 2009  3:33 PM</pubDate></item><item><title><![CDATA[How to Make a Short Sale Work for You]]></title><link>http://www.finweb.com/real-estate/how-to-make-a-short-sale-work-for-you.html</link><description><![CDATA[ When considering purchasing a short sale,&amp;nbsp;there are several things that you have to take into consideration. While you can save a substantial amount of money on some short sales, they are not for every buyer. If you do not work the short sale properly, you will not save as much money as you could and go through a lot of hassle in the process. Here are a few things to think about before you get involved in a short sale.&amp;nbsp; Consult an Agent Before you make an offer on a short sale, it would be a good idea to...]]></description><pubDate>December  2, 2009  4:00 PM</pubDate></item><item><title><![CDATA[What to Look for in a Home Inspection]]></title><link>http://www.finweb.com/real-estate/what-to-look-for-in-a-home-inspection.html</link><description><![CDATA[ You should plan on having a home inspection before you close on the sale of any home. If possible, always look to have this written into any offer you make on a home. That way, if the inspection turns up a major problem, you can walk away from the deal without incurring a penalty. The items you should be aware of will be different depending on whether you are considering an older home or a new home. Older Homes Older homes are more likely to need structural and safety repairs. You should ask when the roof was last replaced...]]></description><pubDate>December  2, 2009  3:46 PM</pubDate></item><item><title><![CDATA[Get a Real Estate Agent for Foreclosure Properties]]></title><link>http://www.finweb.com/real-estate/get-a-real-estate-agent-for-foreclosure-properties.html</link><description><![CDATA[ When looking to buy foreclosure properties you might be considering doing it by yourself because you see all of the late night commercials about how easy it is to buy foreclosures for no money down and think that you can go it alone. While it might seem easy, in reality, you would probably be better off with the help of a real estate agent. If you have not considered a real estate agent for your foreclosure property needs, here are a few reasons to do so. Experience A good real estate agent can present you with a wealth of...]]></description><pubDate>December  2, 2009  3:42 PM</pubDate></item><item><title><![CDATA[Guide to Researching a Specific Property]]></title><link>http://www.finweb.com/real-estate/guide-to-researching-a-specific-property.html</link><description><![CDATA[ When you&amp;rsquo;re researching a specific property, it&amp;rsquo;s important to keep in mind certain factors that will impact your finances and quality of life.&amp;nbsp; Here&amp;rsquo;s a quick guide to get you started: Job Real estate is all about location. When researching a specific property, you should make sure that you&amp;rsquo;ll be able to make a living at (or from) that location. For example, can you get a job there or within a reasonable distance? If you&amp;rsquo;re looking at property located in a rural area, it can be hard to get a job in that community if you&amp;rsquo;re not from there,...]]></description><pubDate>December  1, 2009  3:55 PM</pubDate></item><item><title><![CDATA[3 Principles of Passive Income - Home Rentals]]></title><link>http://www.finweb.com/real-estate/3-principles-of-passive-income---home-rentals.html</link><description><![CDATA[ Investors use passive income to broaden their portfolios. There are certain principles that you must keep in mind in order to achieve success in this investment arena. One of the most common passive income investment tools is real estate.&amp;nbsp; Here are 3 principles of passive income that you can apply to renting homes: 1. Work Hard on the Front End It's true that you can earn passive income from renting homes. However, if you don't put in the time and effort on the front end, you may earn income, but you will have to work for it. You'll end...]]></description><pubDate>December  1, 2009  3:44 PM</pubDate></item><item><title><![CDATA[Non-Traditional Investment Property Financing Sources]]></title><link>http://www.finweb.com/real-estate/non-traditional-investment-property-financing-sources.html</link><description><![CDATA[ Locating investment property financing&amp;nbsp;might seem difficult at times. If you are consistently being turned down by traditional lenders, it may be time to look at non-traditional lending methods. While it might seem impossible at times, you can still find the financing that you need. Sometimes, it just requires that you look in some other places to find it. Here are a few of the better non-traditional ways to finance investment property.&amp;nbsp; Seller Financing One often overlooked method of getting the money you need is seller financing. With seller financing, the seller will allow you to pay them for the...]]></description><pubDate>December  1, 2009  3:41 PM</pubDate></item><item><title><![CDATA[The Pros and Cons of a Timeshare]]></title><link>http://www.finweb.com/real-estate/the-pros-and-cons-of-a-timeshare.html</link><description><![CDATA[ A timeshare is one of the most popular ways to take a vacation. Timeshares have been sold for a number of years now and they are not showing any signs of slowing down. A timeshare involves getting a certain amount of time per year in a condominium that is usually located on a resort. While it does have some advantages over other forms of travel, it is not without its disadvantages. Pros Vacation budgeting- With a timeshare, you can budget your money for a vacation every year. Having something to fall back on every year, is a great asset....]]></description><pubDate>November 28, 2009  3:36 PM</pubDate></item><item><title><![CDATA[Comparing Square Feet and Property Value]]></title><link>http://www.finweb.com/real-estate/comparing-square-feet-and-property-value.html</link><description><![CDATA[ When you are shopping for a home, the square feet of the property and the lot should both be of principal concern. There are three main reasons to pay attention to square footage: to know the space you are purchasing, to estimate maintenance costs and to understand price per square foot. Space for Sale You should have an idea of how much square footage you need in a home based on your current living situation. The floor plan will also affect your ability to live in the given space, but there is typically a minimum square footage that will...]]></description><pubDate>November 28, 2009  3:35 PM</pubDate></item><item><title><![CDATA[How to Apply for Section 8]]></title><link>http://www.finweb.com/real-estate/how-to-apply-for-section-8.html</link><description><![CDATA[ Section 8 is a form of government assistance to help those struggling financially pay for their housing expenses. The program allows the recipients to pay a maximum of 30% of their income toward rent. There are certain rules and requirements that must be met and followed in order for people to receive Section 8 benefits, but the most important one lies in making sure the application is filed correctly. Start with the Local Housing Authority Section 8 involves the federal, state, and local governments. Starting with the county is the only way to get the ball rolling. For those...]]></description><pubDate>November 28, 2009  3:33 PM</pubDate></item><item><title><![CDATA[Real Estate Investing - When is Bankruptcy Best?]]></title><link>http://www.finweb.com/real-estate/real-estate-investing---when-is-bankruptcy-best.html</link><description><![CDATA[ In the area of real estate investing sometimes it is necessary to make tough decisions. One common decision is whether or not you should file bankruptcy. When the real estate market falls, investors are faced with declining property values and large losses. Here are a few things to think about when facing bankruptcy. Look At Entire Situation When you are facing tough times, you have to look at the entire situation. You cannot base your decision on only one area of your business. When you have multiple properties, they will perform at different rates. Some properties might do well,...]]></description><pubDate>November 27, 2009  4:16 PM</pubDate></item><item><title><![CDATA[3 Questions to Ask Your Real Estate Agent]]></title><link>http://www.finweb.com/real-estate/3-questions-to-ask-your-real-estate-agent.html</link><description><![CDATA[ A real estate agent can be a very valuable asset to you when you are buying a home. Their expertise in the industry can be extremely beneficial to you. Here are a few important questions that you may want to consider asking: 1. Is this a good neighborhood? If you are unfamiliar with a city that you are moving to, it is important that you know where the good neighborhoods are. If you have kids, you want to ask about the neighborhood schools. If you do not, ask about the values of the homes in the area, public transportation...]]></description><pubDate>November 27, 2009  4:15 PM</pubDate></item><item><title><![CDATA[How to Be Your Own Real Estate Agent]]></title><link>http://www.finweb.com/real-estate/how-to-be-your-own-real-estate-agent.html</link><description><![CDATA[ A real estate agent can help you sell your home in a timely manner. While there is definitely a time and a place for real estate agents, sometimes you might be better off to sell your own home. Being your own real estate agent will take a little work on your part. However, hanging onto the commission from your house can save you thousands of dollars. Here are a few things that you can do to be your own real estate agent.&amp;nbsp; Evaluate Your House The first thing that you will need to do is evaluate your house from...]]></description><pubDate>November 27, 2009  4:13 PM</pubDate></item><item><title><![CDATA[Real Estate - What does a Foreclosure Entail?]]></title><link>http://www.finweb.com/real-estate/real-estate---what-does-a-foreclosure-entail.html</link><description><![CDATA[ In the field of real estate&amp;nbsp;there is a lot of information to absorb. One thing that you will need to become familiar with is the topic of foreclosure. Foreclosure is a natural part of real estate and it can happen to anyone. While you have likely heard of foreclosure, you might not be familiar with how it works. Here are a few things that you need to understand about foreclosure. The Process Foreclosure is how the bank keeps those that buy real estate honest. When you fail to make your payments, the bank will usually send you a warning....]]></description><pubDate>November 27, 2009  4:11 PM</pubDate></item><item><title><![CDATA[Real Estate - Deciding on Your Down Payment Amount]]></title><link>http://www.finweb.com/real-estate/real-estate---deciding-on-your-down-payment-amount.html</link><description><![CDATA[ When purchasing real estate you will need to decide on your down payment amount. The down payment that you select will have a large effect on your mortgage, and your future financial life as a whole. Here are a few things to consider when deciding on your down payment amount. Lender Requirements The first thing that you will have to look at is what the lender requires of you. Many times, they will have a minimum that you have to put down regardless of what you want to do. In order to qualify for the loan, you will have...]]></description><pubDate>November 27, 2009  4:10 PM</pubDate></item><item><title><![CDATA[Real Estate - 3 Things to Remember when Buying]]></title><link>http://www.finweb.com/real-estate/real-estate---3-things-to-remember-when-buying.html</link><description><![CDATA[ When dealing with real estate there is a lot of information to process and the process can seem like a foreign language. If you are in the process of buying, there are a few important things to keep in mind. 1. Do Not Rush When you are a buyer, you are in a position of strength. You are holding all of the cards and you need to keep that in mind. Because of this fact, you should never rush into a deal that you feel uncertain about. Take your time to make a good decision before you put down...]]></description><pubDate>November 27, 2009  4:08 PM</pubDate></item><item><title><![CDATA[3 Tips for Moving Day]]></title><link>http://www.finweb.com/real-estate/3-tips-for-moving-day.html</link><description><![CDATA[ Moving day can be a stressful occurrence for you and your family. When it comes time to pack up all of your belongings and move on to another house, there are a lot of things that you can overlook. Making sure that you cover all of the bases will help you have a much more stress-free day. Here are a few tips for moving day to help make your day run smoother. 1. Have a Plan One of the best ways to minimize problems on moving day is to plan ahead. If you have a designated plan for everything...]]></description><pubDate>November 27, 2009  4:00 PM</pubDate></item><item><title><![CDATA[3 Tips to Reducing Your Moving Costs]]></title><link>http://www.finweb.com/real-estate/3-tips-to-reducing-your-moving-costs.html</link><description><![CDATA[ Moving costs can add up quickly. There are a lot of unexpected things that come up along the way. While it can get expensive, there are several ways that you can lower your moving costs. Here are a few tips to reduce your costs.&amp;nbsp; 1. Plan Ahead Planning ahead for your move can cut down on many unexpected things that might come up. When you just rush into everything, you have a tendency to overlook certain things that may come up. With a plan intact, you can budget for everything accordingly. 2. Call Around Before your moving day arrives,...]]></description><pubDate>November 27, 2009  3:58 PM</pubDate></item><item><title><![CDATA[3 Steps to Estimating Your Moving Costs]]></title><link>http://www.finweb.com/real-estate/3-steps-to-estimating-your-moving-costs.html</link><description><![CDATA[ When you are moving to a new house, the moving costs can really add up in a hurry. There are many things that you might not even consider. Moving to a new house can be stressful. You need to make sure that you take everything into consideration before moving day. Here are a few ways to help estimate your moving costs. 1. Call the Moving Company One of the biggest costs that you will incur is the moving company that you use. Costs of moving companies can vary widely. Much of it will depend on how much you are...]]></description><pubDate>November 27, 2009  3:57 PM</pubDate></item><item><title><![CDATA[How to Find a Good Mortgage Broker]]></title><link>http://www.finweb.com/real-estate/how-to-find-a-good-mortgage-broker.html</link><description><![CDATA[ Finding a good mortgage broker might seem difficult at times because of all the scandals and stories that are surrounding them lately. Although it may seem they are all out to help themselves, it is not the truth. There are quality mortgage brokers that can help you find a great deal on a mortgage. Here are a few ways that you can locate a good mortgage broker. Ask Around One of the first things that you should do is ask your friends and family if they know a good mortgage broker. Ask them where they have their mortgage at....]]></description><pubDate>November 27, 2009  3:52 PM</pubDate></item><item><title><![CDATA[How Your Home is an Investment]]></title><link>http://www.finweb.com/real-estate/how-your-home-is-an-investment.html</link><description><![CDATA[ A home investment is a big financial step for most people. Spending many thousand dollars is not something that you do very often. Therefore, when you make the step, you should understand why a home is a good investment, besides simply providing you with shelter. Here are a few ways that your house can be a productive investment for your financial future. Forced Savings When you buy&amp;nbsp;a house, you are basically forcing yourself to save money. The value of real estate will never be zero. Therefore, your house will always be worth something. When you make your monthly mortgage...]]></description><pubDate>November 27, 2009  3:49 PM</pubDate></item><item><title><![CDATA[3 Common Pitfalls - Foreclosure Properties]]></title><link>http://www.finweb.com/real-estate/3-common-pitfalls---foreclosure-properties.html</link><description><![CDATA[ Foreclosure properties often present themselves as the best deals on the market. Many times, the reduced prices come because the previous borrower already paid off part of the mortgage and the bank is strictly looking to recover from the loss of the outstanding mortgage payments, which can be a very small sum compared to the original price of the property. Especially in an expensive market, foreclosure properties offer more for your dollar than other comparables. However, you should be aware there are also reasons to avoid these properties. #1 &quot;As Is&quot; Purchases The vast majority of purchase agreements on...]]></description><pubDate>November 27, 2009  3:45 PM</pubDate></item><item><title><![CDATA[Is &quot;Free Land&quot; Really Available for Purchase Somewhere?]]></title><link>http://www.finweb.com/real-estate/is-free-land-really-available-for-purchase-somewhere.html</link><description><![CDATA[ Finding free land is possible, but legitimate offers are rare and always come with specific requirements you must perform to take possession. Scams and misinformation are prevalent with this possibility. Consider the following information about land giveaway programs before making any commitments.&amp;nbsp; The Homestead Myth The concept of homesteading is appealing - stake a claim on land, stay there and you own it. There are many claims and online ads that advertise free government land and many people believe homesteading federal land is still a possibility. It is not, the federal Homestead Act was repealed by Congress in 1976....]]></description><pubDate>November 24, 2009  3:30 PM</pubDate></item><item><title><![CDATA[3 Tips for Purchasing Repossessed Houses]]></title><link>http://www.finweb.com/real-estate/3-tips-for-purchasing-repossessed-houses.html</link><description><![CDATA[ Purchasing repossessed houses can be a great way to make a great return on your investment. With more and more competition out there for repossessed homes, it has become increasingly difficult to find the good deals. Here are a few tips to keep in mind if you are in the market for repossessed homes. 1. Make Money Upfront Many new investors mistakenly believe that the money is made on the back end of the deal. If you can just sell the house for full price, you'll be alright. While you do want to sell it for full price, this...]]></description><pubDate>November 21, 2009  3:40 PM</pubDate></item><item><title><![CDATA[How do Pros Find Relatively Cheap Land?]]></title><link>http://www.finweb.com/real-estate/how-do-pros-find-relatively-cheap-land.html</link><description><![CDATA[ Finding cheap land seems like an easy thing for professional developers and other real estate professionals. The important thing to realize is that developers often go after property that is not on the market. They approach landowners before they have even thought about selling. Bird Dogs Real estate developers use what they call &quot;bird dogs&quot; to go out and secure land for them. These bird dogs are individuals that have a very good record of dealing with people. They are good sales people, but they do not come across as pushy. Many times, they are picked because they fit...]]></description><pubDate>November 20, 2009  4:22 PM</pubDate></item><item><title><![CDATA[Step-by-Step: Applying for a Home Grant]]></title><link>http://www.finweb.com/real-estate/step-by-step-applying-for-a-home-grant.html</link><description><![CDATA[ The Department of Housing and Development provides various home grants to eligible individuals. There are four major steps involve when you want to apply for this program. Home Grant Search The first thing you need to do is find for home grand opportunities at the Grant.gov website. Go to the website and click the &quot;find grant opportunities&quot; button. There are five options to search a home grant funding. If you do not know the Funding Opportunity Number (FON) or the Catalog of Federal Domestic Assistance Number, click either the &quot;browse by category&quot; or &quot;browse by agency&quot; button. If you...]]></description><pubDate>November 20, 2009  4:12 PM</pubDate></item><item><title><![CDATA[Details for Federal First-Time Home Grants]]></title><link>http://www.finweb.com/real-estate/details-for-federal-first-time-home-grants.html</link><description><![CDATA[ Federal first-time home grants are issued by states and funded by the federal government. Individual states will determine how to distribute the funds to qualified buyers. It is common for the state to distribute the funds to municipalities first, meaning you may actual get your federal grant from your local housing office. Local programs will have a large impact on your grant, but there are some items that are true across the board. Grants are not Repaid The biggest advantage of a grant is you never have to repay the proceeds. Unlike loans, these grants are completely free money...]]></description><pubDate>November 20, 2009  4:06 PM</pubDate></item><item><title><![CDATA[3 Ways to Benefit from Subprime Mortgage Lenders]]></title><link>http://www.finweb.com/real-estate/3-ways-to-benefit-from-subprime-mortgage-lenders.html</link><description><![CDATA[ Subprime mortgage lenders have taken a lot of heat because of the lending crisis. While they have their drawbacks and limitations, if you know what you are doing, you can benefit from them. There are a number of products that subprime mortgage lenders offer that can help you buy a home: 1. Get Approved With Bad Credit The biggest way that a subprime mortgage lender can help you is to approve you regardless of your credit. If you have a low credit score, many traditional lenders will not offer financing. They will refer you to someone else or just...]]></description><pubDate>November 20, 2009  4:04 PM</pubDate></item><item><title><![CDATA[5 Tips on Getting a Second Mortgage]]></title><link>http://www.finweb.com/real-estate/5-tips-on-getting-a-second-mortgage.html</link><description><![CDATA[ A second mortgage allows homeowners to tap into their home equity and receive much-needed cash. A second mortgage is known as a secured loan, because it requires borrowers to put their home up as collateral for the loan. Borrowers can use the extra money to pay for home renovations, student loans, medical bills, or basic living expenses. Since the interest rate of a second mortgage is lower than most consumer loans or credit cards, many borrowers also use a second mortgage to consolidate debt. Understand Potential Consequences A second mortgage is a great way to borrow extra cash at...]]></description><pubDate>November 20, 2009  4:01 PM</pubDate></item><item><title><![CDATA[Where Should You Look for a Home Foreclosure?]]></title><link>http://www.finweb.com/real-estate/where-should-you-look-for-a-home-foreclosure.html</link><description><![CDATA[ Finding a good deal on a home foreclosure is sometimes difficult if you do not know where to look. In recent years, the competition for foreclosures has grown. Thanks to a plethora of late night infomercials, people believe that you can get rich overnight with the help of a few foreclosures. While it might not be as easy as it looks, home foreclosures are still a good place to invest if you do it correctly. Real Estate Agents Although real estate agents might seem like an obvious place to look, many people do not use them effectively. If you...]]></description><pubDate>November 20, 2009  4:00 PM</pubDate></item><item><title><![CDATA[A List of Qualifications for a Home Equity Loan]]></title><link>http://www.finweb.com/real-estate/a-list-of-qualifications-for-a-home-equity-loan.html</link><description><![CDATA[ A home equity loan allows you to tap into the asset base you have built up thus far in your mortgage. You will be able to use your home as collateral on a new loan. This new loan adds a second lien to your property. The second lien is subordinate to your senior loan, but it still works to place your home deed on the line. Sufficient Equity in your Home The primary factor that will determine how much of an equity loan you can achieve, if any, is how much equity you have built in your own home....]]></description><pubDate>November 20, 2009  3:58 PM</pubDate></item><item><title><![CDATA[4 Places to Get Moving Boxes]]></title><link>http://www.finweb.com/real-estate/4-places-to-get-moving-boxes.html</link><description><![CDATA[ One often overlooked part of the moving process is getting moving boxes to put all of your things in. Many people forget about the moving boxes until they need them and it usually makes them hard to find. If you wait until the last minute for them, you might have trouble finding enough to make the move. If you are having trouble finding moving boxes, here are a few of the more popular places that you can look for them. 1. Grocery Stores One of the first places to check with is your local grocery store. They have boxes...]]></description><pubDate>November 20, 2009  3:48 PM</pubDate></item><item><title><![CDATA[A Foreclosure Auction Guide to Buying Property]]></title><link>http://www.finweb.com/real-estate/a-foreclosure-auction-guide-to-buying-property.html</link><description><![CDATA[ Buying property at a foreclosure auction can be one of the most invigorating experiences for an investor. While there are great deals out there, if you don't know what you are doing you can spend more money than you need. Knowing the ins and outs of the foreclosure auction market is essential. Here are a few things to keep in mind when you are going to try your hand at the foreclosure auction market.&amp;nbsp; Do Your Homework Start out by looking at possible auction properties ahead of time. In most areas, they will publish upcoming auctions in the classified...]]></description><pubDate>November 20, 2009  3:44 PM</pubDate></item><item><title><![CDATA[What Factors Affect Your Mortgage Refinance Rate?]]></title><link>http://www.finweb.com/real-estate/what-factors-affect-your-mortgage-refinance-rate.html</link><description><![CDATA[ The mortgage refinance rate that you pay is affected by many different factors. When you are shopping around, you will find that rates vary and understanding why they vary can help you in your journey. Here are a few factors that cause your mortgage refinance rate to vary. Credit Score Your credit score is one of the biggest factors that affect your refinance rate. If you have a great credit score, you will be able to secure the lowest possible interest rate available. If your credit score is low, you will have to pay&amp;nbsp;a higher interest rate. Your credit...]]></description><pubDate>November 20, 2009  3:39 PM</pubDate></item><item><title><![CDATA[Investing in Raw Land]]></title><link>http://www.finweb.com/real-estate/investing-in-raw-land.html</link><description><![CDATA[If you were to take a poll of one hundred or even a thousand real estate investors, you'd likely come up with just about that many ways of doing things. This drives home the point that real estate investing is not an exact science; indeed, there are laws, procedures, theories and probabilities to contend with, but a concept just as important as all these that must be factored in is the human element. However, there's one line of thinking that virtually all of those investors would probably agree on, which is that undeveloped land is the riskiest of all the...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Buying Larger Real Estate Properties]]></title><link>http://www.finweb.com/real-estate/buying-larger-real-estate-properties.html</link><description><![CDATA[Although it's generally true that the best place for new investors to begin in real estate is with single-family homes (they are by far the easiest type of property to buy or sell, plus you can hold onto them and realistically expect their value to increase; even if markets are down, they've historically always rebounded), they are certainly not your only options. Many investors decide to move up to other kinds of investment properties. Of course, it's not a requisite; you could, as many real estate investors do, spend your entire career dealing only in single-family residential properties, and you...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Investing in Multifamily Houses]]></title><link>http://www.finweb.com/real-estate/investing-in-multifamily-houses.html</link><description><![CDATA[What exactly is a multifamily house? For the purposes of the real estate industry, a multifamily house is a freestanding building composed of from two to four separate living units, with each unit having its own bedroom, kitchen, and bathroom facilities. Some are structured with all of the units on a single ground level, while others may have one or more units on multiple floors. Still other types of multiplexes, as they're sometimes called, are made up of multi-floor units built side-by-side under one roof. These are commonly known as townhouses.Many real estate investors, especially those new to the marketplace,...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Things to Remember When Making Your Purchase Offer]]></title><link>http://www.finweb.com/real-estate/things-to-remember-when-making-your-offer.html</link><description><![CDATA[Just as with retail merchandise, bargains can be found in investment real estate, but you must know where and what to look for. When you've located a property that you think will meet your investment needs, you'll want to make a purchase offer for it. But in order to position yourself to get the best deal possible, there are some things that you would do well to keep in mind. First of all, you should remain aware that a &quot;firm&quot; price is actually seldom truly firm; indeed, at least some bargaining is almost always possible. Even when a seller refuses...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Buying Investment Real Estate with little or no Cash]]></title><link>http://www.finweb.com/real-estate/buying-investment-real-estate-with-little-or-no-cash.html</link><description><![CDATA[What can you do if, after taking stock of the more &amp;quot;traditional&amp;quot; means of generating funds to purchase investment real estate, you find that none of them is right for you? There are, indeed, ways to buy property with very little or no money down. It's quite likely that you've seen a late-night infomercial or two touting the ease of these concepts. Well, the truth is that they can be done. The further truth, however, is that they are not easy. No-money-down deals typically involve a considerable amount of risk and, as such, deserve a great deal of evaluation and...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Investing in Tax Deeds and Certificates]]></title><link>http://www.finweb.com/real-estate/investing-in-tax-deeds-and-certificates.html</link><description><![CDATA[You've no doubt heard of property being sold for the back taxes owed on it, often for pennies on the dollar. If you haven't, simply stay up late one evening and keep your television on; you'll probably run across at least three or four infomercials touting someone's secret method of quickly getting rich by buying and selling such properties. This method of real estate investment - just one of many ways available to invest in real estate &quot;paper&quot; -- as you probably suspected, is not quite as easy or risk-free as they so confidently make it seem.Paper real estate investment...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Real Estate - Investing]]></title><link>http://www.finweb.com/real-estate/real-estate.html</link><description><![CDATA[Real estate! Over 95% of the world's millionaires are millionaires because of real estate. It makes you want to run out and start buying, doesn't it? After all, people are always going to need places to live, work, shop, eat, get sick, get old, manufacture, vacation, and entertain the masses in. And with the national and world populations continually growing, real estate prices can only be expected to rise with them, right? Well, yes, that's true; but be careful nevertheless. Real estate, like all other investments, has its periods of peaks and valleys, its good and bad times. Although the...]]></description><pubDate>October 20, 2009  6:19 PM</pubDate></item><item><title><![CDATA[To Own or Rent a Condo?]]></title><link>http://www.finweb.com/real-estate/to-own-or-rent-a-condo.html</link><description><![CDATA[The decision to own or rent a condo comes down to two matters: financial feasibility and personal desires. You must prioritize these concerns in order to determine whether renting or buying is a better option. Financial Considerations Affordability is the first priority. If you cannot afford to buy a condo, then you must decide to rent the condo. Stretching your budget just to own is very risky, particularly in light of mortgage and housing market uncertainties.&amp;nbsp; Comparable investments should be considered. If you were to rent and invest an amount equal to a housing down payment, how much growth could...]]></description><pubDate>April  6, 2011 11:38 PM</pubDate></item><item><title><![CDATA[Condo Foreclosure: The Process Explained]]></title><link>http://www.finweb.com/real-estate/condo-foreclosure-the-process-explained.html</link><description><![CDATA[Condo foreclosure follows the same general process as any mortgage foreclosure. That process can take many years to complete, and it can result in substantial financial loss to both the borrower and the lender. Step 1: Missed Payments Your mortgage lender must notify you of their intent to foreclose on your property. You cannot speed up this process, and you cannot instigate a foreclosure on your end. As a result, it is first necessary to miss payments for at least 90 days. During this time frame, you will watch your credit score drop. You may receive attempts to collect from...]]></description><pubDate>April  6, 2011 11:36 PM</pubDate></item><item><title><![CDATA[Overview of a Real Estate Contract]]></title><link>http://www.finweb.com/real-estate/overview-of-a-real-estate-contract.html</link><description><![CDATA[A real estate contract is a written agreement for the purchase, sale or exchange of real property between a buyer and a seller.A real estate contract must contain the following in order for it to be legally enforceable:&amp;nbsp;&amp;bull;&amp;nbsp;Buyer/seller identification--The legal name of each party must be on the contract. If the transaction involves an intermediary such as a real estate agent, her name and broker information must also be included on the contract for her to receive commission on the sale of the property.&amp;nbsp;&amp;bull;&amp;nbsp;Property address--The property address must be included on the contract. Along with the address, the contract will...]]></description><pubDate>April  6, 2011 11:22 PM</pubDate></item><item><title><![CDATA[Property Inspection Report: 4 Common Errors]]></title><link>http://www.finweb.com/real-estate/property-inspection-report-4-common-errors.html</link><description><![CDATA[A property inspection report is an important part of buying a house. It allows you to check the house for any structural problems before you actually buy it. The inspectors handle all the legwork and give you a report. Unfortunately, every once in a while, errors crop in to home inspection reports. That is why you should be especially careful when it comes to accepting results of certain aspects of home inspection. Roof Many inspectors will not consider roof damaged, unless the signs are obvious. The problem is that, as the roof ages, it starts to gradually break down. The...]]></description><pubDate>April  6, 2011  7:44 PM</pubDate></item><item><title><![CDATA[Quitclaim Deeds: 4 Things to Know Before Signing]]></title><link>http://www.finweb.com/real-estate/quitclaim-deeds-4-things-to-know-before-signing.html</link><description><![CDATA[Quitclaim deeds are a very common type of legal document that deals with the rights associated with a property. The forms are commonly used for divorce or joint mortgages. While you may be considering signing a quitclaim deed, you need to fully understand what you are signing before you do. Here are a few things that you need to know before signing a quitclaim deed. 1. Immediately Relinquishes Rights When you sign a quitclaim deed, you are immediately giving up any rights that you have in a property. For example, let's say that you and your spouse own a piece...]]></description><pubDate>April  6, 2011  7:24 PM</pubDate></item><item><title><![CDATA[Your Rights during a Foreclosure]]></title><link>http://www.finweb.com/real-estate/your-rights-during-a-foreclosure.html</link><description><![CDATA[You will find you have limited foreclosure rights, but the few provisions protecting you are very strong. Your rights during a foreclosure generally give you a chance to repair the situation in a very limited window of time. Right of written notice - Some loans require little to no notice before an asset is seized. Since a mortgage is a residence, however, you will have the right to be informed of a pending foreclosure in writing long before it occurs. Right to repurchase the property - You will have 180 days to purchase the home out of foreclosure by paying...]]></description><pubDate>April  6, 2011  7:19 PM</pubDate></item><item><title><![CDATA[An Introduction to the Commercial Real Estate Business]]></title><link>http://www.finweb.com/real-estate/an-introduction-to-the-commercial-real-estate-business.html</link><description><![CDATA[Dealing with commercial real estate is very different than working with residential real estate. With residential real estate you deal with single family homes, duplexes and small&amp;nbsp;apartments. With commercial real estate you will be dealing with office buildings, retail stores, warehouses, and more. Here are a few basics involving commercial real estate. Value One of the most important things in any area of real estate is the value of the property that you are dealing with. The way that you value residential property is drastically different from commercial property. When dealing with residential property, you will come up with value...]]></description><pubDate>April  6, 2011  7:17 PM</pubDate></item><item><title><![CDATA[Property Owners Rights - Easement]]></title><link>http://www.finweb.com/real-estate/property-owners-rights---easement.html</link><description><![CDATA[An easement is the right to use all, or part, of a property owned by someone else, for a stated purpose. Almost every home has an easement of some kind or another. Easements can be established through contracts, wills or deeds. Basics A right-of-way easement&amp;nbsp; gives someone the legal right to use the land involved for travel-through purposes. For example, Mr. Johnson owns a large beach front property, but not the beach itself, and his neighbor wants to access the beach but does not&amp;nbsp; want to travel all the way to a public access point to get to the beach....]]></description><pubDate>April  6, 2011  6:51 PM</pubDate></item><item><title><![CDATA[Where to Get a Reliable and Cheap Home Appraisal]]></title><link>http://www.finweb.com/real-estate/where-to-get-a-reliable-and-cheap-home-appraisal.html</link><description><![CDATA[Part of the process of buying a new house is the home appraisal. If you want to buy a house, at some point, the property is going to have to be appraised. Sometimes an appraisal can be very expensive and just add that much more on to the closing costs. When you buy a home, closing costs are expensive enough. Therefore, you need to do whatever you can to lower the closing costs and save money. You also need to find an appraiser that is reliable and does what they say they will do. Here are a few tips to...]]></description><pubDate>April  6, 2011  6:48 PM</pubDate></item><item><title><![CDATA[5 Forms of Foreclosure Assistance]]></title><link>http://www.finweb.com/real-estate/5-forms-of-foreclosure-assistance.html</link><description><![CDATA[Depending on the reason why you need foreclosure assistance, you will have different options available. For example, if you were the victim of predatory lending, there may be federal options to assist you in avoiding foreclosure. If you have lost your job or suffered other hardships, your lender may be willing to work with you. If you simply mismanaged your money, though, you will need to take more drastic steps to avoid foreclosure. #1 Loan Modification The first step any borrower should take if he or she cannot continue to make loan payments is to speak directly with the lender....]]></description><pubDate>April  6, 2011  6:47 PM</pubDate></item><item><title><![CDATA[[#] Options to Stop Foreclosure on Your Home]]></title><link>http://www.finweb.com/real-estate/-options-to-stop-foreclosure-on-your-home.html</link><description><![CDATA[Trying to stop foreclosure can be overwhelming if you have already received a letter that says the entire balance of the loan is due. You may even start to believe that there is not really anything you can do at this point. While it might feel bleak, you do have options in front of you to stop foreclosure. Here are a few things that you can try to stop foreclosure and save your credit. 1. Loan Modification Although the bank has led you to believe that you are destined for foreclosure, in most cases, they are still willing to work...]]></description><pubDate>April  6, 2011  6:45 PM</pubDate></item><item><title><![CDATA[A Look at the Tenancy Deposit Scheme]]></title><link>http://www.finweb.com/real-estate/a-look-at-the-tenancy-deposit-scheme.html</link><description><![CDATA[ The Tenancy Deposit Scheme was created for use in England and Wales as a way to properly govern deposit agreements on a lease between landlord and tenant. Prior to the adoption of this scheme, common disputes would arise between the two parties when it came time to return, or not return, the security deposit used to rent a space. When a scheme is in place, the goal is to prevent disputes or at least keep the disputes out of courts. Forming a Tenancy Deposit Scheme Upon agreement between a landlord and tenant to rent a property, the landlord presents...]]></description><pubDate>February 26, 2011  4:02 AM</pubDate></item><item><title><![CDATA[Assessing Condo Value: What to Look For]]></title><link>http://www.finweb.com/real-estate/assessing-condo-value-what-to-look-for.html</link><description><![CDATA[ Condo value is an important consideration when buying a condominium unit. This type of property requires a big investment, and you want to make sure that it will continue to have good financial value in the years to come. It is true that price is an important factor in buying a unit, but it should not be the only thing that you should consider. Here are some of the things that can affect the present value and future saleability of the condo you are interested in.1. LocationLocation is crucial for all types of properties. You need to ensure that...]]></description><pubDate>December 22, 2010  4:55 AM</pubDate></item><item><title><![CDATA[Co-Op or Condo: What's What?]]></title><link>http://www.finweb.com/real-estate/co-op-or-condo-whats-what.html</link><description><![CDATA[ Co-op and condo are two types of collective home ownership that are popular in the United States. While the two have some similarities, they are very different. In a co-op, you buy a share in the company that owns the building where you want to live. In a condominium, you buy a portion of the building. Both co-ops and condos have their advantages and disadvantages, Understanding Co-Ops The term &quot;co-op&quot; is short for &quot;cooperative.&quot; In real estate, a housing cooperative is an apartment&amp;nbsp;building or a group of apartment buildings&amp;nbsp;that's collectively owned by all of it's residents. Each resident buys...]]></description><pubDate>December 22, 2010  4:52 AM</pubDate></item><item><title><![CDATA[5 Things You Didn't Know about Mortgage Escrow]]></title><link>http://www.finweb.com/real-estate/5-things-you-didnt-know-about-mortgage-escrow.html</link><description><![CDATA[ A mortgage escrow is a third party holding account that collects money from a homeowner and allocates it to fees associated with owning a home. These fees, such as&amp;nbsp;homeowner's insurance and property tax, are placed into the mortgage escrow account on a monthly basis to be paid on behalf of the homeowner. Although lenders require a borrower to maintain a mortgage escrow account, there are 5 things you may not know about a mortgage escrow that can help you in the long&amp;nbsp;run.&amp;nbsp; 1. Escrow Accounts Are Not Required by Law If less than a 20 percent&amp;nbsp;down payment&amp;nbsp;for the home&amp;nbsp;price...]]></description><pubDate>November 20, 2010  4:18 AM</pubDate></item><item><title><![CDATA[Real Estate Basics: What Is Escrow?]]></title><link>http://www.finweb.com/real-estate/real-estate-basics-what-is-escrow.html</link><description><![CDATA[ What is escrow? For real estate purposes, the term &quot;escrow&quot; signifies&amp;nbsp;an account&amp;nbsp;used to&amp;nbsp;pay real estate taxes and hazard insurance. The charges are split into monthly installments and included in the borrower's mortgage payments along with principal and interest. Some mortgage lenders automatically add escrows to their policies, while others give borrowers a choice in the matter. Having an escrow on a mortgage has its advantages and disadvantages. Borrowers must decide for themselves whether the advantages make the escrows&amp;nbsp;worthwhile. Understanding Escrows When a borrower takes out a mortgage loan, he or she will have to make monthly payments until the...]]></description><pubDate>November 20, 2010  4:16 AM</pubDate></item><item><title><![CDATA[4 Indicators of an Escrow Scam]]></title><link>http://www.finweb.com/real-estate/4-indicators-of-an-escrow-scam.html</link><description><![CDATA[ Escrow scam is a ploy that involves a scam artist setting up a fake escrow company and ripping off the customers. This deception has been around in some form of another for as long as escrow companies existed. Nonetheless, with the advent of the Internet, the escrow scams prolifirated like never before. The Internet makes it easy to create a fake company, and it allows con artists to reach millions of potential victims without much effort. You can avoid becoming a victim of an escrow scam if you watch out for the indicators below. 1. Sloppy Content In many...]]></description><pubDate>November 20, 2010  4:14 AM</pubDate></item><item><title><![CDATA[Financial Intricacies of a Co-Op to Condo Conversion]]></title><link>http://www.finweb.com/real-estate/financial-intricacies-of-a-co-op-to-condo-conversion.html</link><description><![CDATA[ Converting a co-op into a condo may be a good idea because you will be able to own your residencial areas. This will make it easier for you to rent it out and make rennovations any time you please. If you have to move, selling a condo would be easier than transferring your shares. However, converting a co-op into a condo is a complex process that carries sizable costs and has long-term financial impications for everyone involved. This is why you and your fellow co-op residents will need to make sure you understand exactly what you are getting into....]]></description><pubDate>November 18, 2010  4:09 AM</pubDate></item><item><title><![CDATA[What Is a Short Pay?]]></title><link>http://www.finweb.com/real-estate/what-is-a-short-pay.html</link><description><![CDATA[ A short pay occurs when the market value of a property is not enough to cover the mortgage or loan secured against that same property. In essence, the bank or lending institution will be forced to accept a payment that is significantly lower than the total amount owed by the property owner. For this reason, this type of financial transaction is also referred to as a discounted payoff. How This Payment Plan WorksFor many homeowners, short pay offers a better alternative than going through foreclosure. When you opt to use this method to pay off your loan or mortgage,...]]></description><pubDate>November 15, 2010  4:34 AM</pubDate></item><item><title><![CDATA[Grantee]]></title><link>http://www.finweb.com/real-estate/grantee.html</link><description><![CDATA[ A grantee is the recipient, or beneficiary, of a property. They are assigned to the property by a grantor, or the creator of the trust. Once a transaction is complete, the grantee becomes the owner of the property. Trusts are created for the purposes of gifts, or donations. A beneficiary is another way that someone can own a property, although a beneficiary may receive benefits from the trust, they may not always have ownership interests that are equal to a grantee....]]></description><pubDate>October 20, 2010  4:36 AM</pubDate></item><item><title><![CDATA[Construction Lien]]></title><link>http://www.finweb.com/real-estate/construction-lien.html</link><description><![CDATA[ If you are a construction owner and owe money to a contractor or supplier, a construction lien may be placed against your business. A construction lien is utilized to recoup payment for services provided by the contractor, materials that have been supplied, or labor for site improvements when the construction owner has failed to compensate. The refusal to make payments as agreed allows the payee to make the lien against the property until the debt is settled per the agreement and any other liabilities that may have arisen from nonpayment of services. To avoid a lien, verify payment of...]]></description><pubDate>October 20, 2010  4:33 AM</pubDate></item><item><title><![CDATA[The Basics of a Restrictive Covenant]]></title><link>http://www.finweb.com/real-estate/the-basics-of-a-restrictive-covenant.html</link><description><![CDATA[ A restrictive covenant can cast a shadow on real estate transactions to the point where buyers are not interested in the property or lease. These covenants restrict the property owner from freely using the property the way they want to. Where the restrictive covenant is in a lease, there may be a restriction on occupancy, as well as use. Impact on Real Estate Transactions Let&amp;rsquo;s say there&amp;rsquo;s a vacant land for sale in a rural area that is reasonably priced. It has no water, needs to be cleared, but the price is appealing to buyers. If there&amp;rsquo;s a restrictive...]]></description><pubDate>October 17, 2010  4:37 AM</pubDate></item><item><title><![CDATA[Maintenance Bond Definition]]></title><link>http://www.finweb.com/real-estate/maintenance-bond-definition.html</link><description><![CDATA[ A maintenance bond is a type of bond that is used in the construction industry. Contractors can purchase this type of bond in order to protect themselves against liability after a project is completed. This type of bond is designed to protect the contractor from having to come up with any money after the fact. Maintenance Bonds This type of bond is valid for a limited time after a project is complete. The contractor will purchase a bond for a certain amount of money, and it will protect the contractor for a specific time period. If anything goes wrong...]]></description><pubDate>October 17, 2010  4:04 AM</pubDate></item><item><title><![CDATA[What Is Jingle Mail?]]></title><link>http://www.finweb.com/real-estate/what-is-jingle-mail.html</link><description><![CDATA[ &quot;Jingle mail&quot; is a term that is used to describe a situation in which a homeowner mails the keys to their house back to the mortgage lender. When this occurs, the individual is typically behind on their mortgage payments and does not have much equity in the property. The homeowner most likely views the home as a &quot;lost cause&quot; and does not want to try to continue making the mortgage payments any longer.&amp;nbsp; When a homeowner is upside down on their home mortgage, one of the options that they have is to walk away from the deal. When you...]]></description><pubDate>October 17, 2010  4:02 AM</pubDate></item><item><title><![CDATA[Affidavit of Title ]]></title><link>http://www.finweb.com/real-estate/affidavit-of-title-definition.html</link><description><![CDATA[ An affidavit of title is a document that proves the legal ownership of a property that is being sold. When a property is put up for sale, this document is provided to ensure that the individual who is selling the property is in fact the valid owner. State laws vary regarding what information the affidavit of title must contain, but there is certain information that is typically noted. This includes the full name and address of the seller and several legally binding statements: the seller owns the property there are currently no outstanding sales contracts with other buyers no...]]></description><pubDate>October 17, 2010  4:00 AM</pubDate></item><item><title><![CDATA[What Is a Special Warranty Deed?]]></title><link>http://www.finweb.com/real-estate/what-is-a-special-warranty-deed.html</link><description><![CDATA[ A special warranty deed is a type of deed that can be used to convey ownership of a piece of property to another individual. With this type of deed, the seller of the property is providing only a limited number of assurances to the buyer. Here are the basics of the special warranty deed. Special Warranty Deed When a seller uses a special warranty deed, it is because she is providing a guarantee that she has had full ownership of the property with no encumbrances during the period that she has held the property. At the same time, the...]]></description><pubDate>October 12, 2010  4:00 AM</pubDate></item><item><title><![CDATA[The Basics of a Warranty Deed]]></title><link>http://www.finweb.com/real-estate/the-basics-of-a-warranty-deed.html</link><description><![CDATA[ A warranty deed is a type of deed that conveys full ownership of a piece of property to another individual. This type of deed guarantees that the property is free from any types of encumbrances or liens. This is one of the most comprehensive types of deeds that can be issued on a piece of property.&amp;nbsp; Warranty Deed With the warranty deed, the owner of the property ensures not only the interest in the property while he has owned it. Instead, he also offers assurances that there are no encumbrances on the property all the way back to the...]]></description><pubDate>October  8, 2010  4:05 AM</pubDate></item><item><title><![CDATA[Title Searches Explained]]></title><link>http://www.finweb.com/real-estate/title-searches-explained.html</link><description><![CDATA[ Title searches are a vital part of the process of buying a piece of real estate. When you buy a piece of property, a title search will be performed in order to check out the interests in the property. This process is typically done by a title company, but it could be potentially completed by anyone. Here are the basics of title searches. Title Search When an individual is about to buy a piece of property, they will typically work with a title company to run a title search on the subject property. The title company will go back...]]></description><pubDate>October  5, 2010  4:12 AM</pubDate></item><item><title><![CDATA[What Is a Good Faith Estimate?]]></title><link>http://www.finweb.com/real-estate/what-is-a-good-faith-estimate.html</link><description><![CDATA[ The good faith estimate is a document that a mortgage lender will provide to a potential borrower before a mortgage loan takes place. This document outlines all of the fees and costs associated with getting a mortgage. This is a very important document for individuals who are shopping for mortgage loans. Here are the basics of the good-faith estimate that is provided by mortgage lenders. Good-Faith Estimate Mortgage lenders are required to provide a good-faith estimate to a potential borrower within three days of applying for a mortgage. This is required by law and the potential borrower has to...]]></description><pubDate>October  2, 2010  4:34 AM</pubDate></item><item><title><![CDATA[What Is an Abstract of Title?]]></title><link>http://www.finweb.com/real-estate/what-is-an-abstract-of-title.html</link><description><![CDATA[ An abstract of title is a document that is used to record information about a particular piece of property. When a real estate transaction takes place, the abstract of title plays a vital role in the process of the sale.&amp;nbsp; Abstract of Title From the time that a piece of land was originally granted to the first owner, the abstract of title keeps track off all of the owners of that property. It keeps track of how may times the property has changed hands and any pertinent information about those transactions. It also keeps track of any liens or...]]></description><pubDate>October  2, 2010  4:32 AM</pubDate></item><item><title><![CDATA[What Is a Leasehold Property?]]></title><link>http://www.finweb.com/real-estate/what-is-a-leasehold-property.html</link><description><![CDATA[ Leasehold property is a type of real estate that is leased to another individual. With this type of real estate transaction, there will be a lessee and a lessor. The lessor is the individual that is the owner of the property, and is offering it for lease. The lessee is the entity that is leasing the property from the lessor. Rental arrangements With this type of arrangement, the lessee agrees to rent the property from the lessor for a specific amount of time. They will also agree to pay a certain amount of rent on a monthly basis in...]]></description><pubDate>October  2, 2010  4:30 AM</pubDate></item><item><title><![CDATA[Understanding Fee Simple Ownership]]></title><link>http://www.finweb.com/real-estate/understanding-fee-simple-ownership.html</link><description><![CDATA[ Fee simple ownership means that the title owners are unrestricted in their ability to transfer property. If you&amp;rsquo;re a fee simple owner, you also have the right to possess the property. Most home buyers own property with fee simple ownership and the ownership rights are theoretically infinite. Payments Due All payments associated with keeping the property falls on the shoulders of the fee simple owner. You have to pay property taxes and any associated debt, such as a mortgage. If you live in a condominium,you will also have to share in the costs of maintenance fees for the common...]]></description><pubDate>October  2, 2010  4:27 AM</pubDate></item><item><title><![CDATA[What Is a Marketable Title?]]></title><link>http://www.finweb.com/real-estate/what-is-a-marketable-title.html</link><description><![CDATA[ Marketable title is a type of title that an individual has on a piece of property that has been determined to be reasonably free of defect. If the issue were brought up in court, a court would expect the buyer to accept the title as is because there have not been any reasons to believe that the title has any issues associated with it. Title Search The first part of determining whether a title is marketable is running a title search. Typically, when a buyer is ready to purchase a piece of property, they will hire a title company...]]></description><pubDate>October  1, 2010  4:11 AM</pubDate></item><item><title><![CDATA[What is the GSE Mortgage Backed Securities Purchase Program?]]></title><link>http://www.finweb.com/real-estate/what-is-the-gse-mortgage-backed-securities-purchase-program.html</link><description><![CDATA[ The GSE Mortgage-Backed Securities Purchase Program is a government program that was enacted as a result of the financial crisis of 2008 in the United States. This program is designed to provide financial relief to mortgage industry and help the general public as a whole. The basic idea behind this program is that the United States Treasury will invest in mortgage-backed securities that are owned by government-sponsored enterprises. These enterprises could be Fannie Mae, Freddie Mac or other similar entities that were sponsored by the United States government. These mortgage-backed securities are a type of investment that use mortgages...]]></description><pubDate>September 28, 2010  4:18 AM</pubDate></item><item><title><![CDATA[3 Ways Easements Are Created]]></title><link>http://www.finweb.com/real-estate/3-ways-easements-are-created.html</link><description><![CDATA[ Easements are interests in property that are not owned or possessed by the owner. If you're the holder of an easement, you have the right to use the property, but you don't have the right to occupy someone else's land. If your land is next to the land where the easement is created, you own the dominant estate. It is possible to hold an estate &quot;in gross,&quot; which means you don't have a dominant estate. The land with the easement on it is the servient estate. Here are 3 ways that easements are created. 1 - By a Written...]]></description><pubDate>September 26, 2010  4:04 AM</pubDate></item><item><title><![CDATA[4 Types of Leasehold Estates]]></title><link>http://www.finweb.com/real-estate/4-types-of-leasehold-estates.html</link><description><![CDATA[ A leasehold agreement gives rise to a situation where the lessee gets a temporary right of ownership to a property. In effect, the lessee can exclusively occupy and make use of the leased property. Lease agreements can have different terms. Some can extend for several years, while others last only for a few weeks. Here are the basic types of leases that you should know about.1. Tenancy for YearsThis type of leasehold arrangement has a fixed term and often lasts for several years. In a tenancy for years, the lease is set for the long term, but there are...]]></description><pubDate>September 26, 2010  4:02 AM</pubDate></item><item><title><![CDATA[5 Requirements of Comparables]]></title><link>http://www.finweb.com/real-estate/5-requirements-of-comparables.html</link><description><![CDATA[ Finding comparables is an important part of the valuation process for real estate. In order to properly evaluate any property, you will need to compare it to other properties in the area. This comparison provides you with an estimated value. I order for a property to be considered a 'comparable,' it must meet a few criteria. Here are some of the requirements of comparables when dealing with real estate. 1. Local Comparability One of the criteria that have to be met is that the comparable properties have to be local. When you are doing a comparison, you need to...]]></description><pubDate>September 22, 2010  5:17 AM</pubDate></item><item><title><![CDATA[6 Steps Involved in a TIC 1031 Exchange]]></title><link>http://www.finweb.com/real-estate/6-steps-involved-in-a-tic-1031-exchange.html</link><description><![CDATA[ A TIC 1031 exchange, or tenant in common 1031 exchange, is a type of property exchange that is designed to eliminate the burden of capital gains taxes for the property owner. With this type of property exchange, the owners have an equal share of ownership in the property. Here are the basic steps involved in completing a TIC 1031 exchange. 1. Qualified Intermediary Agreement The first part of the process involves the owners of the investment property deciding to sell it. Once they make the decision to sell, they have to enter into an agreement with a qualified intermediary....]]></description><pubDate>September 22, 2010  5:03 AM</pubDate></item><item><title><![CDATA[3 Disadvantages of First Time Home Buyer Grants]]></title><link>http://www.finweb.com/real-estate/3-disadvantages-of-first-time-home-buyer-grants.html</link><description><![CDATA[ First time home buyer grants can be beneficial because they essentially give you free money that you can use for the down payment on your first home. While this can be nice, there are also some disadvantages that you should be aware of. 1. Lower Value Homes One of the disadvantages of this type of grant is that it must be used on lower value homes in most cases. These grants are generally not for individuals that can afford to get higher-end homes. Therefore, you may find yourself buying a house that you do not really want. 2. Recapture...]]></description><pubDate>September 18, 2010  4:49 AM</pubDate></item><item><title><![CDATA[The Basics of a Quitclaim Deed]]></title><link>http://www.finweb.com/real-estate/the-basics-of-a-quitclaim-deed.html</link><description><![CDATA[ A quitclaim deed is used when an owner of a piece of property wants to eliminate his or her ownership interest in it immediately. As the name implies, the owner immediately quits his or her claim to the property.&amp;nbsp; The quitclaim deed is commonly used when couples file for a divorce. For example, if one of the individuals is going to leave, while the other spouse is going to continue living in the house, the one that is leaving could sign a quitclaim deed. This will immediately take the departing spouse off of the deed to the property. He...]]></description><pubDate>September 12, 2010  4:02 AM</pubDate></item><item><title><![CDATA[What Is a Credit Tenant Lease?]]></title><link>http://www.finweb.com/real-estate/what-is-a-credit-tenant-lease.html</link><description><![CDATA[ A credit tenant lease is a type of financial transaction that is used by landlords in order to purchase rental property. With this type of arrangement, landlords typically have to locate investment grade tenants to make the transaction work. With a credit tenant lease, a landlord will borrow money from a commercial lender for the purpose of purchasing a rental property. They will use the money to buy the property and will negotiate a lease with an investment grade tenant. The landlord will then start to collect rent from the tenant and will use that rent to pay for...]]></description><pubDate>September 12, 2010  4:00 AM</pubDate></item><item><title><![CDATA[Can You Find Problems after Escrow?]]></title><link>http://www.finweb.com/real-estate/can-you-find-problems-after-escrow.html</link><description><![CDATA[ An escrow account is used in the completion of a real estate transaction. The escrow agent is responsible for verifying that the seller has a clear title to the property being sold. It is possible to find problems in the title after escrow. Liens It is possible to have a lien placed on the property that is being sold. In order for the title to transfer to the buyer, a lien must be satisfied by the seller. Liens can be for back taxes owed or for payment to contractors that worked on the property. Unsatisfied Mortgages A seller could...]]></description><pubDate>September 10, 2010  4:02 AM</pubDate></item><item><title><![CDATA[Explanation of a Leveraged Lease]]></title><link>http://www.finweb.com/real-estate/explanation-of-a-leveraged-lease.html</link><description><![CDATA[ A leveraged lease is an agreement where the lessor finances the lease by taking a loan from a lender. The party leasing the asset pays the lessor monthly. The lessor, in turn, remits the payments to the financing company. This allows the lessor to provide a lease and profit from the lease even if the individual leasing the asset does not have the income to obtain the lease outright. In the perfect leveraged lease, all parties benefit from the arrangement. Benefit to the Asset Holder The individual purchasing the asset obtains low cost financing. This financing comes directly from...]]></description><pubDate>September  4, 2010  4:02 AM</pubDate></item><item><title><![CDATA[Overview of the Income Approach]]></title><link>http://www.finweb.com/real-estate/overview-of-the-income-approach.html</link><description><![CDATA[ The income approach is a common strategy used in order to value real estate. An appraiser can use one of three strategies to come up with the value of a piece of property, and the income approach is one of those methods. Here are the basics of the income approach. Income Approach With this valuation strategy, a real estate appraiser is going to look at the value of a property in relation to the income that it can produce instead of how much it would cost to actually build a piece of property. This approach is most commonly used...]]></description><pubDate>August 29, 2010  4:00 AM</pubDate></item><item><title><![CDATA[What Is a Tax Lien Sale?]]></title><link>http://www.finweb.com/real-estate/what-is-a-tax-lien-sale.html</link><description><![CDATA[ A tax lien sale is a sale through which the county government tries to recoup unpaid property taxes by selling tax lien certificates.&amp;nbsp;When you&amp;nbsp;buy tax lien certificates, you will assume the responsibility for recovering the unpaid taxes. The property owner will have to repay everything he or she owes to you. If&amp;nbsp;the property owner fails to repay the&amp;nbsp;property taxes, you have a right to initiate foreclosure proceedings against&amp;nbsp;the property. If the proceedings are successful, you will be able either to keep the property or sell it to the highest bidder. While buying tax lien certificates can wind up a...]]></description><pubDate>August 29, 2010  4:00 AM</pubDate></item><item><title><![CDATA[What Days on Market (DOM) Means to You]]></title><link>http://www.finweb.com/real-estate/what-days-on-market-dom-means-to-you.html</link><description><![CDATA[ Days on market is a real estate term that describes how long a home for sale has been on the market. The number of days a home sits on the market has a direct effect on the price the home will eventually sell for.&amp;nbsp;Whether it&amp;rsquo;s a positive or negative economy, a home may sit on the market for a longer amount of time than normal. If there is an excessive supply of homes on the market for an extended period, it could signal that the economy has taken a downturn and there is less money flowing throughout a community....]]></description><pubDate>August 29, 2010  4:00 AM</pubDate></item><item><title><![CDATA[The Real Estate Cost Approach]]></title><link>http://www.finweb.com/real-estate/the-real-estate-cost-approach.html</link><description><![CDATA[ Cost approach is an approach to real estate appraisal that requires appraisers to evaluate the property's worth by adding together the value of the land, the value of the property itself and the value of the improvements and then subtracting the value of accrued depreciation. While this approach works well with newer properties, it is less reliable with older properties. In fact, the older the building is, the less reliable this approach becomes. Furthermore, it tends to work best with public and municipal buildings. Estimating the Value of the Land The cost approach uses a number of variables. First...]]></description><pubDate>August 29, 2010  4:00 AM</pubDate></item><item><title><![CDATA[5 Ways to Improve Curb Appeal]]></title><link>http://www.finweb.com/real-estate/5-ways-to-improve-curb-appeal.html</link><description><![CDATA[ If you are trying to sell a house, improving the curb appeal of the property can go a long way toward getting your house sold. The outside of the property is the first thing that prospective buyers will see and you only get one chance to make a first impression. When doing this, there are several things that you could potentially do to improve the curb appeal. Here are a few ways to improve curb appeal at your house. 1. Paint One of the best ways to improve the current deal of your house is to apply some fresh...]]></description><pubDate>August 29, 2010  4:00 AM</pubDate></item><item><title><![CDATA[4 Types of Net Leases]]></title><link>http://www.finweb.com/real-estate/4-types-of-net-leases.html</link><description><![CDATA[ Net leases usually apply to commercial real estate tenants or lessees. In this type of arrangement, the renter agrees to pay not only the rental cost but also the maintenance, property taxes, repairs, insurance and other expenses pertaining to the space or unit being leased. In a residential type of lease, the landlord or owner of the property usually pays for the incidental costs mentioned above. There are many types of net leases applicable to commercial real estate tenants, but the ones below are the most common.1. Single Net LeaseThe single net lease, more commonly known as the net...]]></description><pubDate>August 29, 2010  4:00 AM</pubDate></item><item><title><![CDATA[A Look at the Tax Deed Sale Process]]></title><link>http://www.finweb.com/real-estate/a-look-at-the-tax-deed-sale-process.html</link><description><![CDATA[ &amp;nbsp; A tax deed sale is a public auction to sell a property that is tax delinquent. The investor who purchases the tax deed, may have to wait for a period of time to allow the property owner a right of redemption. However, after that period expires, the investor will be given a clear and marketable title to the property. State Variation The tax deed sale process varies with every state. Before you invest your money at a tax sale auction, it would be wise to get the facts from your local municipal or county tax collector. Learn the...]]></description><pubDate>August 29, 2010  4:00 AM</pubDate></item><item><title><![CDATA[The Basics of the Home Investment Partnerships Program]]></title><link>http://www.finweb.com/real-estate/the-basics-of-the-home-investment-partnerships-program.html</link><description><![CDATA[ The Home Investment Partnerships Program is a program that is offered by the United States Department of Housing and Urban Development or HUD. This program is designed to provide federal dollars to state and local government in order to help people who are less fortunate purchase real estate. Home Investment Partnerships Program This program is sometimes referred to as the Home Partnership Program. Through this program, HUD provides over $2 billion every year to state governments. With this program, low-income families can use part of the funds to help purchase a home. The funds from this program are not...]]></description><pubDate>August 28, 2010  4:00 AM</pubDate></item><item><title><![CDATA[What the Landlord Tenant Law Means to the Renter]]></title><link>http://www.finweb.com/real-estate/what-the-landlord-tenant-law-means-to-the-renter.html</link><description><![CDATA[ Landlord tenant law is a general term for any that governs&amp;nbsp;how landlords and tenants&amp;nbsp;should behave in a renter-tenant relationship. Most of those laws are either local or state laws. The Uniform Residential Landlord and Tenant Act (URLTA)&amp;nbsp;is a federal law that provides a basic template for landlord tenant laws.&amp;nbsp;All state&amp;nbsp;landlord tenant laws contain at least some provisions of this legislation. This means that while landlord tenant laws vary between states, and in some cases, between different parts of the same state, there are certain common features that apply everywhere in United States. Landlord Tenant Law and the Landlord-Tenant Relationship...]]></description><pubDate>August 28, 2010  4:00 AM</pubDate></item><item><title><![CDATA[How to Secure a Land Patent]]></title><link>http://www.finweb.com/real-estate/how-to-secure-a-land-patent.html</link><description><![CDATA[ A land patent is a record of transfer of ownership of federal land to a private individual.&amp;nbsp;Land patents were originally created as a way for the federal government to distribute land either inherited or acquired by treaty to the private individuals who wanted to claim it. Land patents can be transferred from owner to owner, but they remain in force for as long as the American government exists. Owning a land patent gives you the ultimate proof that you lawfully own your land, ensuring that it will not be repossessed to pay back mortgage debts and/or tax obligations. So,...]]></description><pubDate>August 28, 2010  4:00 AM</pubDate></item><item><title><![CDATA[Explanation of Life Estates]]></title><link>http://www.finweb.com/real-estate/explanation-of-life-estates.html</link><description><![CDATA[ Life estates are limited interests in real estate. The person with a life estate has the right to live in the property, use it and enjoy it for as long as he lives. It&amp;rsquo;s a temporary ownership until the holder of the life estate dies. The property then reverts to the grantor of the life estate or to someone else, who can then dispose of the property or hold on to it. Duration of Life Estates There are two ways in which the duration of life estates is determined: the life of the estate holder or by order of...]]></description><pubDate>August 28, 2010  4:00 AM</pubDate></item><item><title><![CDATA[A Look at the Sales Comparison Approach]]></title><link>http://www.finweb.com/real-estate/a-look-at-the-sales-comparison-approach.html</link><description><![CDATA[ The Sales Comparison Approach (SCA) is a method for measuring the value of a piece of real estate on the market. This approach is used by real estate agents or homeowners seeking to learn the appropriate list price for their properties. It relies on using an index of comparable properties in the area that have recently sold. By comparing a current property to these, the listing agent can determine where the current property is likely to fall along the price range. Comparison Matrix The SCA relies on a comparison matrix to approximate value. This matrix lists major factors affecting...]]></description><pubDate>August 28, 2010  4:00 AM</pubDate></item><item><title><![CDATA[What Is Real Estate Benchmarking?]]></title><link>http://www.finweb.com/real-estate/what-is-real-estate-benchmarking.html</link><description><![CDATA[ Real estate benchmarking is the standard of measurements for real estate properties' financial characteristics.&amp;nbsp;Each financial&amp;nbsp;characteristic represents a way it can earn income for its owner. A real estate investor will set his or her ideal number for each indicator and use the numbers to evaluate whether a real estate property is worth investing in. Real estate benchmarking was designed to help real estate investors avoid the kind of reckless speculation that ultimately caused the real estate bubble to burst in the late 2000s.&amp;nbsp;While indicators are not infallible, they&amp;nbsp;go a long way towards ensuring&amp;nbsp;that investors will earn some profit on...]]></description><pubDate>August 28, 2010  4:00 AM</pubDate></item><item><title><![CDATA[4 Types of Creative Financing in Real Estate]]></title><link>http://www.finweb.com/real-estate/4-types-of-creative-financing-in-real-estate.html</link><description><![CDATA[ Creative financing can provide a way to purchase a property even if your credit is bad. In some cases, individuals have to turn to creative financing in order to close a real estate transaction when other methods have failed. Here are some of the most popular types of creative financing available in the real estate world. 1. Subject-to Transactions One type of creative financing is known as a subject-to transaction. With this type of financing, the buyer of a piece of real estate will take over the existing mortgage on the property. This is not done as an assumption...]]></description><pubDate>August 28, 2010  4:00 AM</pubDate></item><item><title><![CDATA[What Is a Marketable Title?]]></title><link>http://www.finweb.com/real-estate/explanation-of-marketable-title.html</link><description><![CDATA[ Marketable title is a legal term to describe the condition of the title to be transferred in a real estate transaction. In simple terms, it means that the title is free of encumbrances and that a legal action brought against you will more than likely be unsuccessful. It&amp;#8217;s referred to as marketable, because there are no liens or clouds on the title, and buyers can reasonably expect to own the property without concerns of litigation over title. How to Determine Marketable Title A real estate attorney or you can conduct a property title search to ensure a proper chain...]]></description><pubDate>August 27, 2010  4:01 AM</pubDate></item><item><title><![CDATA[Understanding the Uniform Residential Appraisal Report]]></title><link>http://www.finweb.com/real-estate/understanding-the-uniform-residential-appraisal-report.html</link><description><![CDATA[ When a property is sold, a Uniform Residential Appraisal Report is completed. A Uniform Residential Appraisal Report, or URAR, is one of the most common forms utilized in real estate. The report is used to appraise properties and provide reporting on and analysis of single-family dwellings. Lenders will utilize the URAR anytime a property is purchased or refinanced. Everything about the property is detailed on the URAR and is used to appraise the value of the property. If you are unfamiliar with the URAR, here is a breakdown of what to expect on and how to understand the report....]]></description><pubDate>July 31, 2010  7:15 AM</pubDate></item><item><title><![CDATA[The Home Star Program Explained]]></title><link>http://www.finweb.com/real-estate/the-home-star-program-explained.html</link><description><![CDATA[ The Home Star program is a government program that is designed to stimulate jobs and growth in the real estate industry. This program covers several different facets and it could potentially make a difference in the building industry. Here are the basics of the Home Star program and how it works. Home Star Program The Home Star program has $6 billion available to give to the public in incentives. This program is designed to stimulate the real estate industry and in turn, the economy as a whole. With this program, consumers are going to be able to get incentives...]]></description><pubDate>July 30, 2010  5:27 AM</pubDate></item><item><title><![CDATA[Common State and Federal Restrictions on Lease Options]]></title><link>http://www.finweb.com/real-estate/common-state-and-federal-restrictions-on-lease-options.html</link><description><![CDATA[ For those who are not quite ready to purchase a home, there may be a lease option available. A lease option allows you and the seller to structure a contract&amp;nbsp;under which you will rent a property with the option to purchase it in the future with agreed-upon terms. You can make an option fee payment to secure your intent to purchase the property. The option fee is non-refundable. This type of arrangement allows you time to get your financing secured to purchase the property and enjoy the property prior to its becoming yours. Before you agree to a lease...]]></description><pubDate>July  2, 2010  4:02 AM</pubDate></item><item><title><![CDATA[Real Estate Problems: Seller Backs out after Escrow]]></title><link>http://www.finweb.com/real-estate/real-estate-problems-seller-backs-out-after-escrow.html</link><description><![CDATA[ In a real estate transaction, a buyer and seller agree to terms, and then the escrow process begins. Once a real estate transaction enters escrow, it is expected that both parties will complete the transaction. Sometimes a seller changes her mind after entering escrow and decides to back out of the transaction. The failure to complete the transaction can create problems for other parties besides the seller and buyer. Commissions and Fees Any real estate agent involved in the transaction expects to be paid a commission for his services. He will expect to be paid even if the transaction...]]></description><pubDate>June 29, 2010  4:17 AM</pubDate></item><item><title><![CDATA[What Are Standard Real Estate Agent Licensing Options?]]></title><link>http://www.finweb.com/real-estate/what-are-standard-real-estate-agent-licensing-options.html</link><description><![CDATA[ There are three options for a real estate agent to&amp;nbsp;receive licensing. Licenses are given by the state in which you want to practice. Here are the options available. Option 1: Real Estate Salesperson License The starting point in real estate is the salesperson license. In order to get this license, an individual must be at least 18 years of age, attend a sanctioned class or complete an online course, and pass an examination. Once she obtains the license, the salesperson must list her license with a registered broker before she is legally able to buy or sell real estate....]]></description><pubDate>June 23, 2010  4:02 AM</pubDate></item><item><title><![CDATA[Real Estate Tips: Building an Excel Mortgage Calculator]]></title><link>http://www.finweb.com/real-estate/real-estate-tips-building-an-excel-mortgage-calculator.html</link><description><![CDATA[ Microsoft Excel can be used to create a mortgage calculator. The mortgage calculator can be used to calculate the monthly payment on a mortgage based on different variables for loan amount, interest rate and the term of the loan. Here are the steps to create a mortgage calculator in Excel: Step 1: Create Headings Create headings in different cells for loan amount, interest rate, loan term, payments per term and payment amount. Headings should be placed in column 1 in the order listed. Step 2: Format Cells The cells containing values go in column 2. The cells containing loan...]]></description><pubDate>June 22, 2010  4:00 AM</pubDate></item><item><title><![CDATA[What Is a Mortgage Commitment?]]></title><link>http://www.finweb.com/real-estate/what-is-a-mortgage-commitment.html</link><description><![CDATA[ A mortgage commitment is a legal document issued by a lender stating that they have agreed to issue the borrower the funds requested.The Conditional Loan Commitment Most lenders issue conditional loan commitments once the loan has been approved. The conditional commitment is only binding as long as the borrower meets all the conditions stated on the commitment issued by the lender. An example of a condition that might be listed on the commitment is a copy of the borrowers most recent pay stubs, and an appraisal report stating a specific value on the property. Once the borrower has met...]]></description><pubDate>June 19, 2010  4:41 AM</pubDate></item><item><title><![CDATA[Where Are there Opportunities for a Real Estate Grant?]]></title><link>http://www.finweb.com/real-estate/where-are-there-opportunities-for-a-real-estate-grant.html</link><description><![CDATA[ Getting a real estate grant can provide you with free money for the purchase of a piece of property. Here are the basics of real estate grants and when you can gain access to one. Real Estate Grants A real estate grant is a certain amount of money that can be given to you to help with the purchase of real estate. This money is not like a loan because you do not have to pay it back. The money might be enough to help make your down payment, or it could pay for a significant part of the...]]></description><pubDate>June 15, 2010  4:00 AM</pubDate></item><item><title><![CDATA[Abstract of Title vs Chain of Title]]></title><link>http://www.finweb.com/real-estate/abstract-of-title-vs-chain-of-title.html</link><description><![CDATA[ Many people get the terms &quot;abstract of title&quot; and &quot;chain of title&quot; mixed up. When you are dealing with real estate, these two terms are similar but they do have different unique meanings. Here are the basics of the abstract of title vs. the chain of title.&amp;nbsp; Abstract of Title The abstract of title is basically a summary of the history of a property. It is much smaller than the actual full version of the history of ownership of a particular property. All of the important information about a particular property is going to be included in the abstract...]]></description><pubDate>June 13, 2010  4:25 AM</pubDate></item><item><title><![CDATA[What Information is on a Title Report?]]></title><link>http://www.finweb.com/real-estate/what-information-is-on-a-title-report.html</link><description><![CDATA[ The title report is a document that is commonly used in the real estate industry today. Here are the basics of the title report and what information you can find on one. Title Report Whenever a property is sold, a title report is going to be generated. Typically, a title company is going to be the one that will generate this report. In some cases, an attorney or escrow company will be the ones to come up with the title report. Information You should be able to find an abundance of information on the title report about a particular...]]></description><pubDate>June 13, 2010  4:09 AM</pubDate></item><item><title><![CDATA[Real Estate: Understanding Fiduciary Responsibility]]></title><link>http://www.finweb.com/real-estate/real-estate-understanding-fiduciary-responsibility.html</link><description><![CDATA[ When it comes to real estate, real estate agents have to deal with fiduciary responsibility. There are many different things that fall under the category of fiduciary responsibility. Here are a few things that make up this set of responsibilities. Confidentiality Your real estate agent has a fiduciary responsibility of confidentiality. This means that anything that they learn in private from their clients cannot be disclosed to anyone else. They have to keep everything they discuss with their clients private. Disclosure The real estate agent also has the duty of full disclosure. This means that they have to disclose...]]></description><pubDate>June 12, 2010  4:20 AM</pubDate></item><item><title><![CDATA[What Is a 'Time Is of the Essence' Clause?]]></title><link>http://www.finweb.com/real-estate/what-is-a-time-is-of-the-essence-clause.html</link><description><![CDATA[ In the area of real estate, you will sometimes see a &quot;time is of the essence&quot; clause in a contract. Here are the basics of the &quot;time is of the essence&quot; clause and what it means to you. Time is of the Essence When this clause is included in a real estate contract, it means that things have to be accomplished in a reasonable amount of time. If the seller includes this clause, it means that the buyer has to act quickly when it comes to acquiring financing for the property and moving forward with the purchase. Implications Whenever...]]></description><pubDate>June  9, 2010  4:09 AM</pubDate></item><item><title><![CDATA[When Should You Accept a Net Lease?]]></title><link>http://www.finweb.com/real-estate/when-should-you-accept-a-net-lease.html</link><description><![CDATA[ A net lease is a type of lease that is commonly used in commercial property applications. Here are the basics of the net lease and whether you should consider agreeing to one. Net Lease The net lease is a type of lease that requires the tenant to pay for additional expenses on top of their rent payment. Most of the time, these additional expenses are things that are paid for by the property owner with a traditional lease agreement. For example, you might have to pay for property taxes, insurance, property repairs, and maintenance expenses. Considerations If you are...]]></description><pubDate>June  8, 2010  4:41 AM</pubDate></item><item><title><![CDATA[Common Terms in a Subletting Agreement]]></title><link>http://www.finweb.com/real-estate/common-terms-in-a-subletting-agreement.html</link><description><![CDATA[ Subletting your rental home or apartment allows you to move somewhere else without formally breaking the lease and incurring penalties for doing so. When you sublet, you find another qualified renter to take your place until the original lease expires. Payment of Rent One common feature of subletting agreements is that, like standard leases, they dictate the amount of rent the tenant must pay and to whom. Some renters prefer the tenant to pay the rent directly to the landlord while others would prefer their tenants to submit the rent to them so that they may pay the landlord...]]></description><pubDate>June  6, 2010  4:42 AM</pubDate></item><item><title><![CDATA[What is a Sublease?]]></title><link>http://www.finweb.com/real-estate/what-is-a-sublease.html</link><description><![CDATA[ A sublease is a type of arrangement that commonly takes place in the real estate world. Here are the basics of the sublease and how it can impact those in rental agreements. Sublease The sublease is an arrangement in which someone that is renting a piece of property turns around and leases it to someone else. In some situations this is called a sublet. At that point, the individual that was leasing the property moves out and starts collecting rent payments from the new renter. The original renter is going to continue making rent payments to the owner of...]]></description><pubDate>June  6, 2010  4:40 AM</pubDate></item><item><title><![CDATA[What Is a Planned Unit Development (PUD)?]]></title><link>http://www.finweb.com/real-estate/what-is-a-planned-unit-development-pud.html</link><description><![CDATA[ Planned unit development is a type of real estate development that is becoming very common. Here are the basics of the planned unit development. Planned Unit Development The planned unit development is a type of real estate development that combines multiple types of property into one area. In order to accomplish this, developers have to acquire the proper zoning for a piece of property. The zoning will often include residential property, as well as commercial property. How They Work Many people prefer PUDs because they combine many different types of properties into a single location. For example, you will...]]></description><pubDate>June  6, 2010  4:38 AM</pubDate></item><item><title><![CDATA[Understanding Non-Conforming Use]]></title><link>http://www.finweb.com/real-estate/understanding-non-conforming-use.html</link><description><![CDATA[ Non-conforming use is a term that is often used when talking about zoning in real estate. Here are the basics of non-conforming use and what it means.&amp;nbsp; Non-Conforming Use Typically when you are dealing with zoning requirements, all of the buildings within a specific area are going to have to be for the same use. For example, residential zoning requires that all of the structures in that area be residential properties. With commercial zoning, you have to have businesses. With a non-conforming use property, you are dealing with a property that does not meet the zoning requirements of the...]]></description><pubDate>June  6, 2010  4:36 AM</pubDate></item><item><title><![CDATA[How to Draft a Fractional Ownership Agreement]]></title><link>http://www.finweb.com/real-estate/how-to-draft-a-fractional-ownership-agreement.html</link><description><![CDATA[ A fractional ownership agreement is a legal document that permits multiple persons to share in the ownership of a property. These agreements are common with vacation homes, timeshares and other seasonal rental properties. If you are considering entering a fractional ownership agreement with another party, you should consider these potential questions not just for today but for the future of your ownership in the property. Is the Contract Legal in the State? The first thing you must do when creating any ownership agreement for a piece of property is assure the city, county and state provide for this option....]]></description><pubDate>May 26, 2010  4:02 AM</pubDate></item><item><title><![CDATA[List of Important Real Estate Terms]]></title><link>http://www.finweb.com/real-estate/list-of-important-real-estate-terms.html</link><description><![CDATA[ When you purchase, sell or refinance a home, you&amp;rsquo;ll likely hear real estate terms from your loan officer and realtor that you aren&amp;rsquo;t familiar with. Understanding these terms can ease your confusion and help the loan transfer process go more smoothly. Mechanic&amp;rsquo;s LienA mechanic&amp;rsquo;s lien is an encumbrance placed against a property to compensate builders or other workers who participated in construction or improvements on the home. If you have a mechanic&amp;rsquo;s lien against your property, you cannot obtain a clear title until you pay off the debt to the builder who applied the lien.Acceleration ClauseAn acceleration clause in...]]></description><pubDate>May 12, 2010  4:00 AM</pubDate></item><item><title><![CDATA[Should You Choose Escrow?]]></title><link>http://www.finweb.com/real-estate/should-you-choose-escrow.html</link><description><![CDATA[ Whenever you are going through a real estate transaction, you will have the choice to utilize an escrow service. If you are considering using escrow, there are a number of things that you will need to consider.&amp;nbsp; Escrow Whenever you get a mortgage on a piece of real estate, your mortgage lender is going to give you the option of using an escrow account. This means that they are going to add a certain amount of money to your mortgage payment and put it into an escrow account. This money will then be used to pay for taxes and...]]></description><pubDate>May  8, 2010  4:35 AM</pubDate></item><item><title><![CDATA[Guide to Flipping Houses]]></title><link>http://www.finweb.com/real-estate/guide-to-flipping-houses.html</link><description><![CDATA[ Flipping houses has become a popular means of real estate investment since it has received attention on many television programs. Although more people are using this technique now than they ever have in the past, it is still a valuable investment strategy. Here are the basics of flipping houses and a few tips on doing it yourself. What Is House Flipping? The basic idea behind flipping houses is that you want to purchase a property, fix it up, and then quickly resell it for a profit. In practice, this is often easier said than done. However, if you do...]]></description><pubDate>April 29, 2010  5:05 AM</pubDate></item><item><title><![CDATA[4 Mistakes to Watch Out for when Flipping Houses]]></title><link>http://www.finweb.com/real-estate/4-mistakes-to-watch-out-for-when-flipping-houses.html</link><description><![CDATA[ The process of flipping houses can be very rewarding for real estate investors. If you do it correctly, this opportunity can offer you some great potential. When flipping houses, here are some of the most common mistakes that you will want to watch out for. 1. Buying Too Many Properties Many new investors find themselves purchasing property after property before they sell any. Although there is nothing necessarily wrong with working on multiple properties, you can spread yourself too thin if you purchase more than you can handle. Start out slowly and once you feel comfortable with the process,...]]></description><pubDate>April 29, 2010  5:02 AM</pubDate></item><item><title><![CDATA[What Happens to Property in a Divorce Settlement?]]></title><link>http://www.finweb.com/real-estate/what-happens-to-property-in-a-divorce-settlement.html</link><description><![CDATA[ Different things can happen to property in a divorce settlement. Every divorce case is different, and the terms of divorce settlements will vary depending on which state you live in. Out of Court Settlement The first option that you have is to come up with a settlement between you and your spouse. This can be done between the two of you or with the assistance of your lawyers. This will involve you and your spouse determining what is fair when it comes to dividing your property. Many times, this cannot be done because there is too much emotion involved....]]></description><pubDate>April 28, 2010  5:25 AM</pubDate></item><item><title><![CDATA[The Challenges of Getting a Mortgage Loan for a Second Home]]></title><link>http://www.finweb.com/real-estate/the-challenges-of-getting-a-mortgage-loan-for-a-second-home.html</link><description><![CDATA[ When getting a mortgage loan, second home purchases make the process much more difficult. While it is relatively easy to get a mortgage for your primary residence, there are more challenges getting a mortgage for a second home. Here are a few things to consider when trying to get a mortgage for a second home. Credit Score In order to be able to secure a mortgage loan for a second home, you will need to have a very good credit score. In most cases, lenders will require you to have a better credit score than if you were just...]]></description><pubDate>April 27, 2010  4:06 AM</pubDate></item><item><title><![CDATA[Buying and Selling Vacation Property: A Guide]]></title><link>http://www.finweb.com/real-estate/buying-and-selling-vacation-property-a-guide.html</link><description><![CDATA[ Vacation property is residential property that serves as a second residence during vacations and holidays. Its owners can either use it for themselves or rent it out to other vacationers. If you buy a vacation home for yourself, the process isn't much different from what you went through to buy your primary home. But if you are looking to buy it so you can rent it out, the process can get a bit more complicated. But so long as you understand the ins and outs of buying and selling rental vacation properties, you shouldn't have too much trouble. Vacation...]]></description><pubDate>April 10, 2010  4:04 AM</pubDate></item><item><title><![CDATA[Buying a Vacation Home Abroad]]></title><link>http://www.finweb.com/real-estate/buying-a-vacation-home-abroad.html</link><description><![CDATA[ Many people dream of owning a vacation home in a foreign country. The thought of having a secondary home in a tropical destination can be very appealing. However, there are some things that you need to take into consideration before purchasing. Real Estate Prices One of the major draws when considering purchasing a home abroad is the price of real estate. In many foreign countries, you can find real estate markets that are substantially cheaper than what you can find in the United States. You may be able to purchase a great home for a fraction of the price...]]></description><pubDate>April  8, 2010  4:29 AM</pubDate></item><item><title><![CDATA[When does a Home Sales Contract become Binding?]]></title><link>http://www.finweb.com/real-estate/when-does-a-home-sales-contract-become-binding.html</link><description><![CDATA[ A home sales contract is binding when it has been signed by both the buyer and seller. At that point, both parties must fulfill the terms of the contract or be subject to lawsuit from the other party. Buyer Backs Out If you, as a seller, have held up your end of the contract on all terms and conditions, the buyer must do the same. If a buyer is unable to move forward with a purchase, the buyer has a chance to show that certain terms of the contract were not satisfactory. As the seller, you can sue the...]]></description><pubDate>March 20, 2010  4:00 AM</pubDate></item><item><title><![CDATA[The Importance of the Yield Spread Premium]]></title><link>http://www.finweb.com/real-estate/the-importance-of-the-yield-spread-premium.html</link><description><![CDATA[ Yield spread premium is a term that many homeowners do not know about because it is a fee that many mortgage that brokers do not share with borrowers. Knowing what this means, and how it effects your wallet, will help you negotiate the best terms for your loan. What is Yield Spread Premium? Yield spread premium refers to the difference in fees paid to a broker for rates. For example, a 5.50% rate may offer a broker a payment of 1% of the loan amount for their services. A 6.00% rate, on the other hand, may offer 2% of...]]></description><pubDate>March 10, 2010  4:00 AM</pubDate></item><item><title><![CDATA[When to Opt for a Flat Rate Moving Company]]></title><link>http://www.finweb.com/real-estate/when-to-opt-for-a-flat-rate-moving-company.html</link><description><![CDATA[ Using a flat rate moving company could be to your advantage in a few situations. You could choose a moving company that has variable charges, or one that charges a flat fee. Here are the basics of when to choose a flat rate moving company. Charges Different moving companies charge for their services in a variety of different ways. Some of them charge by the hour, some by the total weight of contents to be moved, and some charge a flat fee. You should start the planning stage for moving about 4 to 8 weeks in advance and get...]]></description><pubDate>February 26, 2010  4:07 AM</pubDate></item><item><title><![CDATA[How Often is a House Condition Survey Done?]]></title><link>http://www.finweb.com/real-estate/how-often-is-a-house-condition-survey-done.html</link><description><![CDATA[ A house condition survey is not completed very often on a typical home. Usually, this is done only when a home is up for sale or being assessed as collateral on a loan. This means there can be large gaps of time between home assessments. During these periods, the home can experience normal wear and tear that calls for repair. Have a house condition survey done if any of these conditions is present: You will be renting out the home. You may be exposed to liabilities if there are any safety hazards in the home, and a house survey...]]></description><pubDate>February 12, 2010  4:06 PM</pubDate></item><item><title><![CDATA[What Liability Insurance Do Small Moving Companies Have?]]></title><link>http://www.finweb.com/real-estate/what-liability-insurance-do-small-moving-companies-have.html</link><description><![CDATA[ Small moving companies are required to carry liability insurance by the laws of the state they operate in. Each state will set minimum insurance requirements. You should look for a company that is licensed, bonded and insured in order to know your company meets state requirements. Moving Liability Insurance A moving company is exposed to two primary risks with liability: first, there may be losses due to damage of your property; second, the moving company may damage other property or persons in the process of moving. In both cases, the claim could be too high for the company to...]]></description><pubDate>February  5, 2010  4:05 PM</pubDate></item><item><title><![CDATA[How to Determine Typical Timeshare Association Fees?]]></title><link>http://www.finweb.com/real-estate/how-to-determine-typical-timeshare-association-fees.html</link><description><![CDATA[ Being involved with a timeshare association&amp;nbsp;is part of the process of owning a timeshare. Regardless of where you decide to buy into, you will have to pay maintenance fees as a part owner of the property. If you did not have a maintenance fee, the property would not be worth visiting. If you have never purchased a timeshare before, it may be difficult to determine how much a typical timeshare association fee is. Consider trying these tactics to determine what a typical timeshare association fee is. Timeshare Resale Sites There are many timeshare resale websites out there for you...]]></description><pubDate>January 29, 2010  4:17 PM</pubDate></item><item><title><![CDATA[3 Mistakes in Choosing a Full Service Moving Company]]></title><link>http://www.finweb.com/real-estate/3-mistakes-in-choosing-a-full-service-moving-company.html</link><description><![CDATA[ A full service moving company&amp;nbsp;can be a huge help when it comes time to move. However, people have been known to make mistakes when choosing which company to use. Here are a few mistakes to avoid when choosing a full service moving company.&amp;nbsp; 1. Not Getting Referrals Getting a referral from a friend is one of the best ways to make sure that you are getting a good company. Ask your friend if the company handled their belongings carefully or if there was any damage involved. Ask them if the company charged a reasonable price as well.&amp;nbsp; 2. Hiring...]]></description><pubDate>January 26, 2010  4:29 PM</pubDate></item><item><title><![CDATA[Where to Find Public Information on Property]]></title><link>http://www.finweb.com/real-estate/where-to-find-public-information-on-property.html</link><description><![CDATA[ Local, state and/or federal governments maintain public information on property. Below is information about where and how to locate such public records. Public records pertaining to a particular property can be accessed at a state or local agency, such as the County Clerk office in the county where the property is located. Most records are kept in books and given file numbers, making it possible for you to access the information easily. The procedure can be time-consuming if you lack key information pertaining to the record. It is very important to have at least a docket and file number...]]></description><pubDate>January 26, 2010  4:07 PM</pubDate></item><item><title><![CDATA[How to Spot the Next Real Estate Bubble]]></title><link>http://www.finweb.com/real-estate/how-to-spot-the-next-real-estate-bubble.html</link><description><![CDATA[ Spotting the next real estate bubble is a tricky thing to do. If it were possible, people would be better at avoiding when the bubble pops. In order to spot the next real estate bubble, it is important to first know what it is. A real estate bubble is an increase in housing prices that is fueled by demand. Housing bubbles typically start with an increase in demand, while there is a limited supply. The cycle takes a long period of time to replenish and increase.&amp;nbsp;A few ways to spot the next real estate bubble is to pay attention...]]></description><pubDate>January 24, 2010  4:41 PM</pubDate></item><item><title><![CDATA[Property Inspection Service: Understanding Your Rights]]></title><link>http://www.finweb.com/real-estate/property-inspection-service-understanding-your-rights.html</link><description><![CDATA[ The external appearance of a property should not be the criteria to consider in deciding to purchase your dream house until a property inspection is conducted. The exterior and interior physical examination of the residential building you plan to own must be thoroughly performed using the service of a home inspection professional. Doing this gives you the assurance that what you put your money into is worth it.It is advisable that you educate yourself first about your rights before hiring a property inspection service, especially if you do not know anything about the practice. As a client, you have...]]></description><pubDate>January 24, 2010  4:38 PM</pubDate></item><item><title><![CDATA[How to Find Property Values that are Comparable]]></title><link>http://www.finweb.com/real-estate/how-to-find-property-values-that-are-comparable.html</link><description><![CDATA[ If you want to find property values&amp;nbsp;that are comparable to what you have, there are a number of ways that you could do so. There are several situations that you may need to estimate your property value. This can be done by finding comparable properties. If you need to find some comparable properties, here are a few steps that you could take.&amp;nbsp; MLS Database Most of the time, you should be able to access the local MLS database through a Realtor's website. With these websites, you can usually zero in on a specific type of house. You can choose...]]></description><pubDate>January 23, 2010  5:15 PM</pubDate></item><item><title><![CDATA[The Best Timeshare Properties for Resale Value]]></title><link>http://www.finweb.com/real-estate/the-best-timeshare-properties-for-resale-value.html</link><description><![CDATA[ Timeshare properties&amp;nbsp;are some of the most popular types of vacation properties in the world today. At nearly every vacation destination in the world, you will be able to find timeshares of some kind. The popular vacation arrangement is at an all-time high in popularity. But, not every timeshare you can buy is a good one. If you purchase a timeshare in a bad location, it could end up being a costly mistake. At some point, you may want to try and resell the timeshare to someone else, so you want to make sure that you find the best resale...]]></description><pubDate>January 23, 2010  4:09 PM</pubDate></item><item><title><![CDATA[Advice on Spotting International Timeshare Scams]]></title><link>http://www.finweb.com/real-estate/advice-on-spotting-international-timeshare-scams.html</link><description><![CDATA[ Buying an international timeshare&amp;nbsp;is something that many people are doing these days. Owning a piece of property in another country is a great opportunity and buying a timeshare makes it extremely convenient because there is less commitment than buying property. You do not have to worry about upkeep or managing the property when you are not there. Sometimes, the timeshare company that you are dealing with is involved in scams, avoiding an international timeshare scam could save you thousands of dollars and many legal problems. Here are a few things that you will want to keep in mind when...]]></description><pubDate>January 22, 2010  5:04 PM</pubDate></item><item><title><![CDATA[Finding Reputable Moving Companies in Unfamiliar Places]]></title><link>http://www.finweb.com/real-estate/finding-reputable-moving-companies-in-unfamiliar-places.html</link><description><![CDATA[ Locating reputable moving companies&amp;nbsp;is something that many people have to worry about when moving to a new location. If you are unfamiliar with an area, you might find yourself with a moving company that you are not comfortable with. Here are a few tips for finding a reputable moving company in an unfamiliar place.&amp;nbsp; Better Business Bureau When you are in an area that you are not familiar with, the Better Business Bureau will have records of a local businesses. You can check out their website and look up a profile on any company in the area. If they...]]></description><pubDate>January 22, 2010  4:38 PM</pubDate></item><item><title><![CDATA[How to Read and Compare Moving Company Reviews]]></title><link>http://www.finweb.com/real-estate/how-to-read-and-compare-moving-company-reviews.html</link><description><![CDATA[ Reading moving company reviews&amp;nbsp;can help you properly assess your moving company options before you make a decision. Choosing the right moving company can go a long way towards making the moving process go smoothly. You need to deal with someone that you can trust and know that they are not going to damage your possessions. Therefore, you need to be able to read and compare the moving company reviews that you find. Here are a few tips on reading moving company reviews.&amp;nbsp; Stay Away From Affiliates When reading a moving company review, you need to be aware of affiliates...]]></description><pubDate>January 22, 2010  4:34 PM</pubDate></item><item><title><![CDATA[Responding to Moving Company Damages to Furniture]]></title><link>http://www.finweb.com/real-estate/responding-to-moving-company-damages-to-furniture-1.html</link><description><![CDATA[ When you hire a moving company, there is always a chance that something could be damaged. How you choose to respond to this damage can go a long way towards actually fixing the problem. Here are a few tips on responding to moving company damages to furniture. Be Calm Do not let your temper get the best of you. Many people notice the smallest dent in a piece of furniture and start yelling at someone that works for the moving company. While it might make you feel better immediately, it is not the best way to handle the situation....]]></description><pubDate>January 22, 2010  4:31 PM</pubDate></item><item><title><![CDATA[Distinguishing a Professional Moving Company from a Rogue]]></title><link>http://www.finweb.com/real-estate/distinguishing-a-professional-moving-company-from-a-rogue-1.html</link><description><![CDATA[ When you need to move, a professional moving company&amp;nbsp;is usually one of the most important things to find. You want someone that can handle the entire situation for you. However, you do not want to just let anyone off the street handle possessions and don't want to get mixed up with a rogue moving company that has no idea what they are doing. If you are looking for a good mover, here are a few ways that you can distinguish a professional moving company from a rogue.&amp;nbsp; Proper Qualifications One thing that you will want to look for is...]]></description><pubDate>January 22, 2010  4:27 PM</pubDate></item><item><title><![CDATA[What is the Mortgage Cancellation and Debt Relief Act]]></title><link>http://www.finweb.com/real-estate/what-is-the-mortgage-cancellation-and-debt-relief-act.html</link><description><![CDATA[ The Mortgage Cancellation and Debt Relief Act was a Federal law passed in 2007 to assist borrowers who have had their mortgage cancelled. The act saved these borrowers from additional tax penalties.&amp;nbsp; How the Mortgage Debt Relief Act Works&amp;nbsp; Ordinarily, if a lender cancels or forgives any of your loans before they are fully repaid, you have to report the remaining balance of that debt as income on your next tax return and pay taxes on this extra income. The Mortgage Cancellation and Debt Relief Act exempts any cancelled debts for a mortgage or a major home improvement loan...]]></description><pubDate>January 22, 2010  4:05 PM</pubDate></item><item><title><![CDATA[Protecting Against Damages from an Office Moving Company]]></title><link>http://www.finweb.com/real-estate/protecting-against-damages-from-an-office-moving-company.html</link><description><![CDATA[ If you are moving locations with your business, there is a good chance that an office moving company will be involved. If your company has a lot of things to move, it is simply not feasible to do everything by yourself. You will lose valuable man-hours during a move like that and your business needs to focus on what it does best. While using an office moving company is usually necessary, you want to make sure that you protect yourself from damage during the move. Here are a few things that you will want to keep in mind before...]]></description><pubDate>January 21, 2010  5:21 PM</pubDate></item><item><title><![CDATA[How do Alternative Methods Compare to Moving Companies?]]></title><link>http://www.finweb.com/real-estate/how-do-alternative-methods-compare-to-moving-companies.html</link><description><![CDATA[ If you want to compare moving companies&amp;nbsp;to alternative methods, there are a few things that you need to keep in mind. A moving company definitely has some advantages, but sometimes you just do not feel comfortable with putting your possessions in the hands of strangers. If that is the case, there are a few alternative methods that you could use.&amp;nbsp; Do it Yourself One of the simplest alternatives that you have to hiring a moving company is just to do everything yourself. Most of the time, this will require renting a truck big enough to haul everything. This method...]]></description><pubDate>January 21, 2010  5:17 PM</pubDate></item><item><title><![CDATA[How to Find Discount Moving Companies]]></title><link>http://www.finweb.com/real-estate/how-to-find-discount-moving-companies.html</link><description><![CDATA[ If you plan on moving in the near future, discount moving companies&amp;nbsp;could help you get everything moved on a budget. The costs associated with moving these days can be a lot more than you have to spend. Therefore, it is essential that you find a company that will give you a great rate on moving expenses. Here are a few ways that you can find discount moving companies in your area. Referrals One way to find the best company is to ask around for referrals. If you are working with a real estate agent, they can usually direct you...]]></description><pubDate>January 21, 2010  5:14 PM</pubDate></item><item><title><![CDATA[Getting a Safe Moving Company for your Piano]]></title><link>http://www.finweb.com/real-estate/getting-a-safe-moving-company-for-your-piano.html</link><description><![CDATA[ Using a good piano moving company&amp;nbsp;is essential when you have a piano you are moving to a new location. Pianos can be very delicate and if you do not move them properly, it could cause significant damage. Therefore, you will want to make sure that you find a moving company that is safe enough to handle your piano without the chance of damaging it. Here are a few tips to keep in mind when looking for a safe piano moving company.&amp;nbsp; Insured When you are evaluating moving companies, you will want to make sure that they are insured to...]]></description><pubDate>January 21, 2010  5:10 PM</pubDate></item><item><title><![CDATA[Responding to Moving Company Damages to Furniture]]></title><link>http://www.finweb.com/real-estate/responding-to-moving-company-damages-to-furniture.html</link><description><![CDATA[ When you hire a moving company, there is always a chance that something could be damaged. How you choose to respond to this damage can go a long way towards actually fixing the problem. Here are a few tips on responding to moving company damages to furniture. Be Calm Do not let your temper get the best of you. Many people notice the smallest dent in a piece of furniture and start yelling at someone that works for the moving company. While it might make you feel better immediately, it is not the best way to handle the situation....]]></description><pubDate>January 21, 2010  5:08 PM</pubDate></item><item><title><![CDATA[Distinguishing a Professional Moving Company from a Rogue]]></title><link>http://www.finweb.com/real-estate/distinguishing-a-professional-moving-company-from-a-rogue.html</link><description><![CDATA[ When you need to move, a professional moving company&amp;nbsp;is usually one of the most important things to find. You want someone that can handle the entire situation for you. However, you do not want to just let anyone off the street handle possessions and don't want to get mixed up with a rogue moving company that has no idea what they are doing. If you are looking for a good mover, here are a few ways that you can distinguish a professional moving company from a rogue.&amp;nbsp; Proper Qualifications One thing that you will want to look for is...]]></description><pubDate>January 21, 2010  5:06 PM</pubDate></item><item><title><![CDATA[Reducing Safety Concerns with a Residential Moving Company]]></title><link>http://www.finweb.com/real-estate/reducing-safety-concerns-with-a-residential-moving-company.html</link><description><![CDATA[ When dealing with a residential moving company, there are usually safety concerns that come up. We fear that they will damage our prized possessions in the moving process and nothing will be done to remedy the problem. While this has happened to many people in the past, there are measures that you can take to ease your fears. Here are a few ways to reduce safety concerns with a residential moving company.&amp;nbsp; Choose the Best While any company can potentially cause damage, if you choose one of the best companies in the area, the chances of damage decrease. You...]]></description><pubDate>January 21, 2010  5:04 PM</pubDate></item><item><title><![CDATA[Estimating Costs when Hiring Local Moving Companies]]></title><link>http://www.finweb.com/real-estate/estimating-costs-when-hiring-local-moving-companies.html</link><description><![CDATA[ Dealing with local moving companies&amp;nbsp;is something that you may have to do when the opportunity to move comes up. Moving into a new house can be an exciting and overwhelming. &amp;nbsp;The process of getting everything moved , especially if you have been living somewhere for a number of years, can be difficult. Moving all of this yourself can be a bigger job than you want to take on. This is where a moving company comes into the equation. A moving company can make your life a lot easier and save you time on your move. While they can be...]]></description><pubDate>January 21, 2010  5:02 PM</pubDate></item><item><title><![CDATA[How to Find a Local Moving Company]]></title><link>http://www.finweb.com/real-estate/how-to-find-a-local-moving-company.html</link><description><![CDATA[ One of the many challenges of relocating to another city or state is the demand of finding a local moving company. If you plan to transfer to another place, looking for a reliable moving service should a priority because the care and safety of your personal belongings lie on the dependability of the company you hired. Tips to Find a Moving Company You can find local moving companies using a telephone directory, advertisements on the newspapers, or searching on the internet. However, picking a service provider with random search is not a good idea. Consider these tips when looking...]]></description><pubDate>January 21, 2010  5:00 PM</pubDate></item><item><title><![CDATA[3 Ways to Compare a Commercial Moving Company]]></title><link>http://www.finweb.com/real-estate/3-ways-to-compare-a-commercial-moving-company.html</link><description><![CDATA[ When you are moving a business, you will most likely deal with a commercial moving company&amp;nbsp;at some point. Most businesses require a commercial moving company to help with everything. When you are shopping around for the best company, you want to find a company that will do the best job for you. Here are a few ways to compare a commercial moving company.&amp;nbsp; 1. Price While price should not be the only area of comparison for a commercial moving company, it should definitely play a role. You should not always go with the cheapest option out there but will...]]></description><pubDate>January 21, 2010  4:56 PM</pubDate></item><item><title><![CDATA[4 Ways to Save with Home Moving Companies]]></title><link>http://www.finweb.com/real-estate/4-ways-to-save-with-home-moving-companies.html</link><description><![CDATA[ Many people use home moving companies&amp;nbsp;when they need to move. With the hectic schedules that we live in today, most people do not have time to move the entire contents of their house by themselves. For this reason, many people are turning to professional moving companies to fill the need. While they can be very beneficial, the expense of a good moving company could be high. Therefore, it is sometimes necessary to try and get the best deal that you can with a moving company. Here are a few things to keep in mind if you are trying to...]]></description><pubDate>January 21, 2010  4:53 PM</pubDate></item><item><title><![CDATA[How are Management Fees for Timeshare Condos Calculated?]]></title><link>http://www.finweb.com/real-estate/how-are-management-fees-for-timeshare-condos-calculated.html</link><description><![CDATA[ Timeshare condos offer maintenance free living to those who purchase a part of the residence. The maintenance fees are divided by the number of people splitting the property, though not all fees are shared equally. Some residents will carry a bigger portion of the bill according to several factors. Time Purchased If one party purchases a greater share of the equity in a timeshare than another, that party will spend more on maintenance fees. This is because timeshares are typically divided by week. It makes sense for a person using the property for 3 weeks to pay more than...]]></description><pubDate>January 20, 2010  4:53 PM</pubDate></item><item><title><![CDATA[How Timeshare Exchanges Work]]></title><link>http://www.finweb.com/real-estate/how-timeshare-exchanges-work.html</link><description><![CDATA[ If you are the owner of a timeshare, there is a good chance that you will have to deal with timeshare exchanges at some point. A timeshare exchange is offered by the company that sold it to you in most cases. There are also other places that you can trade your timeshare that you can use. Here are a few things about how timeshare exchanges work. Trading With Owners With a timeshare exchange, you are essentially trading the week that you own at your resort for a week that someone else owns at another resort. This can enable you...]]></description><pubDate>January 20, 2010  4:46 PM</pubDate></item><item><title><![CDATA[Timeshare Ownership Explained]]></title><link>http://www.finweb.com/real-estate/timeshare-ownership-explained.html</link><description><![CDATA[ Timeshare ownership&amp;nbsp;is a unique arrangement that many people get involved with at some point in their lives. There are millions of timeshare properties around the world that you could potentially buy into. Wherever people like to travel, you can rest assured that timeshare ownership is an option. If you are considering getting involved in the process, here are a few things that you will want to know about timeshare ownership. Costs When you buy a timeshare, there will usually be a few different costs involved. You will usually have to make a down payment on the property and then...]]></description><pubDate>January 20, 2010  4:42 PM</pubDate></item><item><title><![CDATA[How Popular Are European Design Homes?]]></title><link>http://www.finweb.com/real-estate/how-popular-are-european-design-homes.html</link><description><![CDATA[ European design offers a more classic look for homes, including stone work, brick work, archways and other classic elements. A number of different design features may qualify as &quot;European,&quot; but the main appearance is one of old world charm. European design homes are more popular in some areas than others. Require a lot of land - These homes are reminiscent of &quot;villas&quot; or &quot;manors,&quot; meaning they are fairly substantial in size. In Europe, the homes are designed to be set back some distance from the road. A European home on a parcel of land that is too small can...]]></description><pubDate>January 20, 2010  4:17 PM</pubDate></item><item><title><![CDATA[3 Avoidable Closing Costs in Real Estate]]></title><link>http://www.finweb.com/real-estate/3-avoidable-closing-costs-in-real-estate.html</link><description><![CDATA[ Closing costs are assessed by the mortgage company in order to officially close the sale of a home and title it in the name of the new owner. While many of these fees are unavoidable, there are some ways to save on closing costs. #1 Titling Fee You can go to the city or town registrar yourself to submit all the documents needed to re-title your property and arrange the lien. The lines can be long, and you need to have enough time to handle the process correctly. You can save about $100 by doing this yourself. #2 Background...]]></description><pubDate>January 20, 2010  4:13 PM</pubDate></item><item><title><![CDATA[3 Reasons to Change Your Real Estate Agent]]></title><link>http://www.finweb.com/real-estate/3-reasons-to-change-your-real-estate-agent.html</link><description><![CDATA[ If you are trying to buy or sell a house, a big part of your success is the real estate agent&amp;nbsp;that you have. Having a good real estate agent can make things a lot easier on you. They can handle all of the details of a home purchase or sale for you and all you have to worry about is moving in. However, if the real estate agent is not very good, they can cause a lot of problems for you. Here are a few reasons that you should consider changing your real estate agent. 1. No Communication When...]]></description><pubDate>January 19, 2010  5:15 PM</pubDate></item><item><title><![CDATA[How to Negotiate Like a Real Estate Pro]]></title><link>http://www.finweb.com/real-estate/how-to-negotiate-like-a-real-estate-pro.html</link><description><![CDATA[ If you want to negotiate like a real estate pro, there are a few things that you need to keep in mind. There are many times in the real estate business that you will need to negotiate. Anytime you are buying or selling a piece of property, you will have to negotiate the purchase price. You will have to negotiate closing costs and possibly many other conditions. Here are a few tips to remember when you want to negotiate successfully.&amp;nbsp; Stop Speaking One of the best tricks in the book is to make an offer and then do not...]]></description><pubDate>January 19, 2010  5:08 PM</pubDate></item><item><title><![CDATA[Property Moves - Writing a Change of Address Letter]]></title><link>http://www.finweb.com/real-estate/property-moves---writing-a-change-of-address-letter.html</link><description><![CDATA[ Writing a change of address letter&amp;nbsp;is part of the process of moving. Remembering to change your address with everyone that needs it may be difficult. M...]]></description><pubDate>January 19, 2010  5:02 PM</pubDate></item><item><title><![CDATA[How Do Water Rights Affect Real Estate Value?]]></title><link>http://www.finweb.com/real-estate/how-do-water-rights-affect-real-estate-value.html</link><description><![CDATA[ Many people never consider the impact that water rights have on the value of a property. When you buy a piece of property, you want to know that you own it without any restrictions. However, sometimes the water rights can belong to someone else. Here are the basics of water rights and how they affect real estate value.&amp;nbsp; Water Rights Water rights represent the legal right to use the physical supply of the water. This can include the ground water underneath the property, as well as any surface water such as lakes and rivers. When you have water rights...]]></description><pubDate>January 19, 2010  5:00 PM</pubDate></item><item><title><![CDATA[A List of Real Estate Contract Types]]></title><link>http://www.finweb.com/real-estate/a-list-of-real-estate-contract-types.html</link><description><![CDATA[ If you do any real estate investing, or are looking to purchase your first home, you're likely going to review and sign a real estate contract. Knowing general information about several types of contracts can help you navigate the world of real estate much smoother. However, when it comes to the fine print, you may need to have a good real estate lawyer on board, especially if you're going to be signing many contracts. Here's a list of real estate contract types to familiarize yourself with: Residential Purchase Contracts One of the most used real estate contracts is the...]]></description><pubDate>January 19, 2010  4:20 PM</pubDate></item><item><title><![CDATA[A Guide to Locating Cost-Effective Mini Storage]]></title><link>http://www.finweb.com/real-estate/a-guide-to-locating-cost-effective-mini-storage.html</link><description><![CDATA[ Mini storage can be a necessary expense when you need extra space for property. Instead of cluttering your closets and garage, a mini storage locker can be rented at a fairly low cost. It can also be necessary to rent these lockers when you are in the process of moving or taking extended vacation. Some mini storage options will significantly add to your monthly bills, though, so finding cost effective options is best. Look in Rural Areas You are not likely to find cheap options down the street from your current house. This is particularly true if you live...]]></description><pubDate>January 18, 2010  5:17 PM</pubDate></item><item><title><![CDATA[Moving Storage Company: A Solution to Storage Needs]]></title><link>http://www.finweb.com/real-estate/moving-storage-company-a-solution-to-storage-needs.html</link><description><![CDATA[ Instead of renting a standard storage garage, you may consider renting from a moving storage company that will allow you to take your space with you if you ever leave the area. Moving storage companies use portable containers to store and transport your belongings. There are many advantages to this option, as well as a few disadvantages. Advantages of Moving Storage You can elect a longer lease term with a moving storage company. Longer leases tend to be less expensive. The portable containers are usually very durable and weather resistant. While storage companies claim to be the same, some...]]></description><pubDate>January 18, 2010  4:36 PM</pubDate></item><item><title><![CDATA[How to Choose an International Moving Company]]></title><link>http://www.finweb.com/real-estate/how-to-choose-an-international-moving-company.html</link><description><![CDATA[ Due to increasing globalization, the need for international moving companies to relocate is becoming more and more common. As corporations increasingly go global and shift manufacturing facilities around the world, they also relocate key employees. The same holds good for key marketing personnel as well. Many are forced to relocate to new countries in the emerging markets. At such times, it makes eminent sense to use an international moving company to help move your possessions. Such companies will have both the transport facilities and the local rules and regulations tied up. This will save you a lot of hassle...]]></description><pubDate>January 18, 2010  4:32 PM</pubDate></item><item><title><![CDATA[How to Read Your Uniform Residential Appraisal Report]]></title><link>http://www.finweb.com/real-estate/how-to-read-your-uniform-residential-appraisal-report.html</link><description><![CDATA[ The uniform residential appraisal report is the industry standard for appraisers and the lending industry. Whenever a home is sold or refinanced, a residential appraisal will usually have to be completed. The form that most lenders prefer is the uniform residential appraisal report. When an appraiser does this for the bank, you should also get a copy of it. If you have never looked at a report before, it may seem confusing. Here is how to read your uniform residential appraisal report.&amp;nbsp; Report Basics The first page of the report is usually just an introductory look at the report....]]></description><pubDate>January 18, 2010  4:11 PM</pubDate></item><item><title><![CDATA[How Much Should Residential Appraisal Services Cost?]]></title><link>http://www.finweb.com/real-estate/how-much-should-residential-appraisal-services-cost.html</link><description><![CDATA[ Using residential appraisal services&amp;nbsp;will be necessary for almost everyone at some point. If you are buying or selling a property, you will most likely have to have your property appraised by a lender. If you are refinancing the property or getting a home equity loan, the property will also have to be appraised. If the lender orders the appraisal, many people pay for the appraisal in the closing costs. If you order the appraisal for your own purposes, you will have to pay for it. Regardless of who orders it, you are essentially paying for it in one way...]]></description><pubDate>January 18, 2010  4:07 PM</pubDate></item><item><title><![CDATA[The Details of Overseas Property Insurance]]></title><link>http://www.finweb.com/real-estate/the-details-of-overseas-property-insurance.html</link><description><![CDATA[ Dealing with overseas property insurance&amp;nbsp;is not something that a lot of people have to worry about. However, if you own a piece of property overseas, it is a very important part of the process. Owning insurance on your overseas property is essential to protect yourself financially. Here are some things to keep in mind when dealing with overseas property insurance.&amp;nbsp; Variations The thing that you have to keep in mind with overseas property insurance is that it is going to be different than what you are used to in the United States. Each country will have their own rules...]]></description><pubDate>January 18, 2010  4:03 PM</pubDate></item><item><title><![CDATA[What are the Legal Liabilities of Moving Companies?]]></title><link>http://www.finweb.com/real-estate/what-are-the-legal-liabilities-of-moving-companies.html</link><description><![CDATA[ When moving companies deliver the goods they were contracted to in bad condition or lost some items under their care, the company is obligated by law to answer its legal liabilities to the person who hired their services. However, the company's accountability depends on the type of liability options the customer chose on the contract. Legal Liabilities of Moving Companies There are two basic types of liabilities a mover is answerable for when the items shipped are lost or damaged. Based on the valuation coverage that the customer agreed on the contract, the moving company will be subject to...]]></description><pubDate>January 18, 2010  4:00 PM</pubDate></item><item><title><![CDATA[Understanding the Political Implications of Holding Property Abroad]]></title><link>http://www.finweb.com/real-estate/understanding-the-political-implications-of-holding-property-abroad.html</link><description><![CDATA[ If you are looking to hold&amp;nbsp;property abroad, there are political implications to this decision that must be examined before going forward with the decision. These political implications are as important a part of the decision to hold a property as any other decisions made to invest in overseas property. The risk of political unrest or turmoil can have a significant impact on your title rights to the property and should be examined closely before making any investment in a property overseas or for you to continue to hold the property. Concerns Regarding Overseas Property Holdings Aside from property holdings...]]></description><pubDate>January 15, 2010  4:54 PM</pubDate></item><item><title><![CDATA[3 Steps to Interpreting a Residential Appraisal Report]]></title><link>http://www.finweb.com/real-estate/3-steps-to-interpreting-a-residential-appraisal-report-1.html</link><description><![CDATA[ Many people look at a residential appraisal report&amp;nbsp;and do not completely understand what they are looking at. A residential appraisal report is necessary anytime someone buys a property with a mortgage. If you ever go through that process, you may need to understand what the appraisal report says. Here are a few steps to interpreting a residential appraisal report. Page 1: Information The first page of the report will tell you the basic ownership of the property, property taxes, type of property, etc. Although the information may seem to be standard, it is critical information because it is what...]]></description><pubDate>January 15, 2010  4:10 PM</pubDate></item><item><title><![CDATA[3 Steps to Interpreting a Residential Appraisal Report]]></title><link>http://www.finweb.com/real-estate/3-steps-to-interpreting-a-residential-appraisal-report.html</link><description><![CDATA[ Many people look at a residential appraisal report&amp;nbsp;and do not completely understand what they are looking at. A residential appraisal report is necessary anytime someone buys a property with a mortgage. If you ever go through that process, you may need to understand what the appraisal report says. Here are a few steps to interpreting a residential appraisal report. Page 1: Information The first page of the report will tell you the basic ownership of the property, property taxes, type of property, etc. Although the information may seem to be standard, it is critical information because it is what...]]></description><pubDate>January 14, 2010  5:04 PM</pubDate></item><item><title><![CDATA[How to Recover Your Home from a Public Auction]]></title><link>http://www.finweb.com/real-estate/how-to-recover-your-home-from-a-public-auction.html</link><description><![CDATA[ The rules of your state will govern how and when you will be notified of a foreclosure of your property, and if it will be sold at public auction. A public auction typically only takes place if the foreclosure on your home was the result of a tax lien. This happens when taxes go unpaid on a property or by a homeowner for a long period of time and the IRS holds the home as collateral until the taxes are repaid. In this case, you will be notified of when the auction will take place and where it will...]]></description><pubDate>January 13, 2010  4:13 PM</pubDate></item><item><title><![CDATA[What Is Lis Pendens?]]></title><link>http://www.finweb.com/real-estate/real-estate-property-law---what-is-lis-pendens.html</link><description><![CDATA[ Lis pendens is a Latin term for &quot;suit pending.&quot; In a modern application, it is typically used to inform a potential buyer for a piece of real estate that the title to that real estate is in question. There are several reasons a title may be in question. Foreclosure dispute - If the property was previously foreclosed on, the borrower who lost the property may file a lawsuit if he or she thinks the foreclosure was not legal. Divorce dispute - In a divorce, a jointly owned property will be given to one of the two parties involved as...]]></description><pubDate>January 11, 2010  4:31 PM</pubDate></item><item><title><![CDATA[How to Work With Real Estate Notes]]></title><link>http://www.finweb.com/real-estate/how-to-work-with-real-estate-notes.html</link><description><![CDATA[ Real estate notes can provide you with additional income. You can deal with financial, commercial or residential notes. Real estate notes come in many different forms. They can be land sale contracts, promissory notes, contracts for deeds, deeds of trust and other real estate related debt instruments. Residential notes, commercial notes, and vacant land notes are very popular because of the minimal risk involved. There are many advantages to dealing in real estate notes. They are highly flexible, with regards to location. You can purchase notes from your area or any other location. Once you post a real estate...]]></description><pubDate>January 11, 2010  4:09 PM</pubDate></item><item><title><![CDATA[How do Homestead Tax Credits Work?]]></title><link>http://www.finweb.com/real-estate/how-do-homestead-tax-credits-work.html</link><description><![CDATA[ Homestead Tax Credits are designed to benefit renters and homeowners with low to middle incomes. They are designed to soften the blow of property taxes and rent. Those that qualify will see a return either through income tax credit or a direct refund. If you own a home, homestead tax credits will reduce the taxable value of your home by reducing the amount you have to pay in property taxes. Who Qualifies for Homestead Tax Credits? Individuals are judged on their household income, which includes all taxable income, as well as Social Security, Unemployment Compensation &amp;nbsp;IRA contributions and child...]]></description><pubDate>January 11, 2010  4:02 PM</pubDate></item><item><title><![CDATA[Controlling Costs with a Long Distance Moving Company]]></title><link>http://www.finweb.com/real-estate/controlling-costs-with-a-long-distance-moving-company.html</link><description><![CDATA[ Dealing with a long distance moving company&amp;nbsp;is something that many people have to do at some point in their lives. When you move across the country, it usually requires more than what you can do on your own. You will most likely need some help from the professionals. Dealing with a long distance moving company can also be a great way to control your moving costs overall. Easier to BudgetThe great thing about using a long distance moving company is that you can budget your expenses more easily. When you talk to a moving company, they should be able...]]></description><pubDate>January 10, 2010  3:44 PM</pubDate></item><item><title><![CDATA[Moving Company Rates: How to Compare]]></title><link>http://www.finweb.com/real-estate/moving-company-rates-how-to-compare.html</link><description><![CDATA[ Looking at moving company rates&amp;nbsp;is something that you will have to deal with as moving day approaches. Moving everything yourself is a huge job that is not for everyone. That necessitates the need for a good moving company to help you get everything into your new house. You need to start calling some different moving companies and getting quotes on the services that you need. However, comparing costs is not as simple as going with the cheapest option available. Compare Apples to ApplesThe biggest thing that you have to do when comparing moving company rates is to make sure...]]></description><pubDate>January 10, 2010  3:40 PM</pubDate></item><item><title><![CDATA[Is a Cheap Moving Company Worth the Savings?]]></title><link>http://www.finweb.com/real-estate/is-a-cheap-moving-company-worth-the-savings.html</link><description><![CDATA[ If you are considering going with a cheap moving company, you need to determine whether or not they are worth the savings. Moving can be an exciting time in your life. However, it can also get very expensive quickly. As a result, many people are tempted to try and go with a budget moving company instead of one of the best. Here are a few things to consider when you are considering going cheap.&amp;nbsp; Damage Costs One thing that you have to assess when deciding between moving companies is the quality of furniture that you have. If you have...]]></description><pubDate>January 10, 2010  3:37 PM</pubDate></item><item><title><![CDATA[How to Negotiate a Moving Company Estimate]]></title><link>http://www.finweb.com/real-estate/how-to-negotiate-a-moving-company-estimate.html</link><description><![CDATA[ If you want to negotiate a moving company estimate, there are a few ways that you can do so effectively. Moving can be a lot more expensive than many people realize. Therefore, you need to do whatever you can to make sure that you save as much money as possible on moving costs. Here are a few ways to negotiate a moving company estimate down to a price that you can afford.&amp;nbsp; Get Multiple Estimates If you want to negotiate with a moving company, you are first going to need to get some leverage. When you shop around and...]]></description><pubDate>January 10, 2010  3:33 PM</pubDate></item><item><title><![CDATA[What are Fair Costs for an Interstate Moving Company?]]></title><link>http://www.finweb.com/real-estate/what-are-fair-costs-for-an-interstate-moving-company.html</link><description><![CDATA[ When selecting an interstate moving company, most consumers are primarily concerned with price. Unfortunately, the process is expensive no matter which company you choose. Costs of fuel and other concerns have raised the cost of moving. Still, you should be aware of fair market costs. Compare to Shipping Cost One way to estimate a fair cost is to get a quote for shipping all of your boxes through the mail. You can do this by using the USPS online or another shipping company's website. Estimate items like size and weight of your boxes over the distance you need them...]]></description><pubDate>January  8, 2010  4:59 PM</pubDate></item><item><title><![CDATA[How Do Typical Timeshare Scams Work?]]></title><link>http://www.finweb.com/real-estate/how-do-typical-timeshare-scams-work.html</link><description><![CDATA[ Timeshare scams&amp;nbsp;are very common in the travel industry, fooling many people every year. If you want to avoid the scams, here are some things to keep in mind. Unrealistic Prizes Some of the scam timeshare companies offer very unrealistic prizes or incentives just to get you in the door. For example, if they offer to give you a free boat or car just for attending, there is a chance that it is a scam. The odds that you actually taking something like that home are slim. If the prize seems too good to be true, it probably is.&amp;nbsp; Pushy...]]></description><pubDate>January  8, 2010  4:49 PM</pubDate></item><item><title><![CDATA[The Legal Consequences of Entering a Property Partnership]]></title><link>http://www.finweb.com/real-estate/the-legal-consequences-of-entering-a-property-partnership.html</link><description><![CDATA[ Entering a property partnership&amp;nbsp;can be very beneficial to help you get into the real estate business. Many times, people do not have all the money, or the credit, necessary to buy a piece of property on their own. With a property partnership, you can still get involved with the property you want. While it can be beneficial financially, there are legal consequences that you need to be aware of. Many people get into a partnership without thinking about the potential consequences that lie ahead. Here are a few things to consider. Partner Leaves When you own a property in...]]></description><pubDate>January  8, 2010  4:10 PM</pubDate></item><item><title><![CDATA[How to Take Advantage of Residential Appraisal Software]]></title><link>http://www.finweb.com/real-estate/how-to-take-advantage-of-residential-appraisal-software.html</link><description><![CDATA[ Using residential appraisal software&amp;nbsp;is something that has recently become more popular in the real estate industry. Many people that are not trained appraisers can use this type of software to ascertain a value of a property in a relatively short period of time. If you are considering using residential appraisal so...]]></description><pubDate>January  8, 2010  3:40 PM</pubDate></item><item><title><![CDATA[3 Non-Traditional Real Estate Investing Techniques]]></title><link>http://www.finweb.com/real-estate/3-non-traditional-real-estate-investing-techniques.html</link><description><![CDATA[ If you are looking for non-traditional real estate investing&amp;nbsp;techniques, you are definitely not short on options. Many investors think that the only way that you can invest in real estate is to save up money and buy a house to rent. While that is one option, it is only one of many options available. Here are a few non-traditional real estate investing techniques.&amp;nbsp; 1. REIT An REIT is an alternative way to invest in the real estate market. REIT stands for real estate investment trust and it can give you a safer way to invest in the real estate...]]></description><pubDate>January  7, 2010  4:30 PM</pubDate></item><item><title><![CDATA[How Qualified is a Certified Residential Appraiser?]]></title><link>http://www.finweb.com/real-estate/how-qualified-is-a-certified-residential-appraiser.html</link><description><![CDATA[ At some point in your life, you will most likely have to deal with a certified residential appraiser&amp;nbsp;for a real estate transaction. When you buy or sell a house, it will have to be appraised in order to complete the process. Banks require an appraisal of the property before they will lend against a house. This makes certified residential appraisers an integral part of the real estate process. Without them, everything would be a big guessing game in real estate. Many people wonder just how qualified these appraisers really are to shoulder such a big responsibility. Here are the...]]></description><pubDate>January  6, 2010  4:09 PM</pubDate></item><item><title><![CDATA[A Guide to Researching an Overseas Residential Property]]></title><link>http://www.finweb.com/real-estate/a-guide-to-researching-an-overseas-residential-property.html</link><description><![CDATA[ When you are considering purchasing residential property overseas,&amp;nbsp;it can be a very exciting time. The thought of owning your own vacation home is something that a lot of people do not get to enjoy. You will need to do everything that you can to make sure that you choose the right property for you. Here are a few tips for researching a residential property overseas. Visit in Person While an ad might sound tempting, you need to actually see the property for yourself. Make sure that you are looking at pictures that are up-to-date as well. You do not...]]></description><pubDate>January  6, 2010  3:44 PM</pubDate></item><item><title><![CDATA[How to Evict your Tenants Quickly]]></title><link>http://www.finweb.com/real-estate/how-to-evict-your-tenants-quickly.html</link><description><![CDATA[ It is sometimes necessary for a landlord to evict tenants quickly. To ensure a smooth and swift eviction it is important to go be familiar with the appropriate legal process. Lawful Tenant Evictions First, you must be sure that the eviction complies with local laws. Whether the tenant's rent is overdue or frequent contract disagreements are the concern, it is necessary to have a valid legal reason for an eviction. Notice to Pay or Quit The next step is to let the tenant know of your eviction intention by sending them a written notice to quit. Make sure the...]]></description><pubDate>January  5, 2010  3:40 PM</pubDate></item><item><title><![CDATA[3 Ways to Evaluate Prospective Moving Companies]]></title><link>http://www.finweb.com/real-estate/3-ways-to-evaluate-prospective-moving-companies.html</link><description><![CDATA[ Evaluating moving companies&amp;nbsp;is something that almost everyone has to do at some point. You get to a certain point in life where it just makes more sense to hire someone to help you move than to do it yourself. Your family has so much stuff that it would take way too much work to move everything. Therefore, you start to consider the many moving company options that you have in your local market. A good moving company can make the process so much easier and stress-free for you. A bad company can ruin everything and make you wish that...]]></description><pubDate>January  4, 2010  4:10 PM</pubDate></item><item><title><![CDATA[How to Find Qualified Residential Appraisers]]></title><link>http://www.finweb.com/real-estate/how-to-find-qualified-residential-appraisers.html</link><description><![CDATA[ Finding well qualified residential appraisers may seem simple, but it is often not as easy as it appears to be. You need to know that the person appraising your property is familiar with the area and can make informed decisions about what differentiates the value of your property from other properties in the area. Word of Mouth The best way to find a good appraiser is to talk to a trusted mortgage lender or real estate agent and find out who they recommend. You can also talk to friends and family who have recently purchased or refinanced a home...]]></description><pubDate>January  2, 2010  3:33 PM</pubDate></item><item><title><![CDATA[Property Foreclosure - How Long Can You Remain There?]]></title><link>http://www.finweb.com/real-estate/property-foreclosure---how-long-can-you-remain-there.html</link><description><![CDATA[ A property foreclosure occurs when you fall behind on mortgage payments. By foreclosing on your house, the bank will take back their collateral. They sell the house and recoup some of the payments it would not be able to recover from you. Most banks will wait until you miss payments for three consecutive months, but they have a right to begin foreclosure proceedings as early as 30 days after you miss a payment. The bank will give you time to catch on your payments, this is known as the redemption period. However, if you fail to catch up on...]]></description><pubDate>January  1, 2010  3:47 PM</pubDate></item><item><title><![CDATA[How are Grant Deeds Prepared?]]></title><link>http://www.finweb.com/real-estate/how-are-grant-deeds-prepared.html</link><description><![CDATA[ Grant deeds are created when an individual transfers the ownership of a real estate to another person. This legal document is very common in transactions where someone sells his property to another individual. All property deeds are recorded in the local recording office. Preparing Grant Deeds A grantor is responsible for making and preparing the deed. He can either secure a pre-formatted form available at the local courthouse or can make one, provided that his version meets the county's recording criteria. A grantor's signature is affixed to the document and the document is notarized to make it legal and...]]></description><pubDate>January  1, 2010  3:43 PM</pubDate></item><item><title><![CDATA[Common Problems Dealing with an Overseas Property Tax]]></title><link>http://www.finweb.com/real-estate/common-problems-dealing-with-an-overseas-property-tax.html</link><description><![CDATA[ Overseas property tax can be a pain and most of the issues are due to a limited understanding of the law for the country. There are two common problems that occur when dealing with overseas taxes and that is the law itself and how to process claims. Tax laws Few foreign property owners rarely understand the tax laws of a new property. Not knowing these laws can lead to many penalties and fees. The fees can be assessed both at home, and abroad. There are different laws that apply for purchasing and selling property. To avoid getting overwhelmed with...]]></description><pubDate>December 30, 2009  5:04 PM</pubDate></item><item><title><![CDATA[Standards of the Safe Drinking Water Act]]></title><link>http://www.finweb.com/real-estate/standards-of-the-safe-drinking-water-act.html</link><description><![CDATA[ The Safe Drinking Water Act is a bill that safeguards the quality of drinking water to ensure&amp;nbsp;the safety and health of the public. This law is closely monitored by the U.S. Environmental Protection Agency. In order to maintain public safety, drinking water standards are strictly enforced with the following standards: Treatment of raw water - Treatment is applied to water sources that are found contaminated with harmful compounds and organisms. The treatment is applied because the source is a threat to the safety of the community's health. The application of the process includes sedimentation, filtration, flocculation, chlorination and more....]]></description><pubDate>December 30, 2009  4:15 PM</pubDate></item><item><title><![CDATA[What Should a Real Estate Disclosure Form Cover?]]></title><link>http://www.finweb.com/real-estate/what-should-a-real-estate-disclosure-form-cover.html</link><description><![CDATA[ A real estate disclosure form is a document that describes in detail the physical condition of a property. The seller is required, by law, to produce the document to the buyer of the property before entering any purchase agreement. This form details the condition of the property, age, quality and other important factors of a property. Features Covered There are a number of elements that must be included on a real estate disclosure form. Conditions of the following components should be disclosed on the document: Water system - Includes water treatment, sewer, septic tank, plumbing, well and pump, water...]]></description><pubDate>December 30, 2009  4:12 PM</pubDate></item><item><title><![CDATA[Real Estate - 3 Ways to Defer Capital Gains]]></title><link>http://www.finweb.com/real-estate/real-estate---3-ways-to-defer-capital-gains.html</link><description><![CDATA[ If you are considering selling your real estate, you may be interested in deferring capital gains&amp;nbsp;taxes on the sale. When you sell a property for a big profit, there is a chance that you will have to pay a large portion of that money to the government in taxes. Therefore, you need to do what you can to minimize or defer the capital gains taxes that you have to pay. Here are a few tips to keep in mind. Seller Financing If you use seller financing to sell the property, it can be help you avoid a lot of...]]></description><pubDate>December 30, 2009  4:01 PM</pubDate></item><item><title><![CDATA[What is a Shared Appreciation Mortgage?]]></title><link>http://www.finweb.com/real-estate/what-is-a-shared-appreciation-mortgage.html</link><description><![CDATA[ A shared appreciation mortgage, or SAM, is a mortgage that allows a borrower to obtain a lower interest rate in return for sharing the value of the home with the lender for a pre-determined number of years. If the borrower does not want to sell the home at the end of the pre-determined time period, the lender is entitled to its share of the increased property value in cash. Risk The risk to borrowers is that if they do not have the funds to satisfy the lenders share of the property value increases, they may be forced to sell...]]></description><pubDate>December 30, 2009  3:44 PM</pubDate></item><item><title><![CDATA[How does a Real Estate Property Title Function?]]></title><link>http://www.finweb.com/real-estate/how-does-a-real-estate-property-title-function.html</link><description><![CDATA[ A real estate property title is a document that provides evidence of ownership of a piece of land or property. A clear title is a title in which the ownership is clearly identifiable, while a cloudy title indicates that there may be more than one claim to a particular property. A cloud on title can also mean that there are unresolved issues regarding the property, like a mechanic&amp;rsquo;s lien or contractor&amp;rsquo;s liens. Before completing a real estate transaction, a title search is typically required to insure that the property you are purchasing or selling has a clear title. Within...]]></description><pubDate>December 30, 2009  3:40 PM</pubDate></item><item><title><![CDATA[When is a Real Estate Lawyer Worth the Cost?]]></title><link>http://www.finweb.com/real-estate/when-is-a-real-estate-lawyer-worth-the-cost.html</link><description><![CDATA[ A real estate lawyer is a lawyer who provides legal advice and assistance to you during the process of buying or selling a home. While it may seem like an expense that is not worth including in the cost of your property transaction, the assistance of a lawyer can often save you money and protect your interests. In some states, including New York, having a real estate lawyer is required in order to complete the transaction. When choosing an attorney to represent you, be sure to choose someone who specializes in real estate law. It is the best way...]]></description><pubDate>December 30, 2009  3:36 PM</pubDate></item><item><title><![CDATA[What is a Land Contract?]]></title><link>http://www.finweb.com/real-estate/what-is-a-land-contract.html</link><description><![CDATA[ A land contract is an agreement arranged between a seller and a buyer for the purchase of land or property. Typically, the seller dispenses the capital to finance the purchase of a property. The buyer has monthly installments and pays until the loan is paid off in full. This type of agreement is also known as Contract for Deed, Installment Land Contract, or Deed of Trust. Features of a Land Contract The following describe the characteristics of a land contract: Payments are made in installments based on agreed schedules. The seller retains the ownership of the property while the...]]></description><pubDate>December 29, 2009  4:05 PM</pubDate></item><item><title><![CDATA[How Fannie Mae and Freddie Mac Refinances Work]]></title><link>http://www.finweb.com/real-estate/how-fannie-mae-and-freddie-mac-refinances-work.html</link><description><![CDATA[ Many people are interested in finding out more information about how a Freddie Mac or Fannie Mae refinances work and whether or not it will work for them. Due to the Obama Administration&amp;rsquo;s efforts to making homes affordable, they have put a plan into place to help homeowners lower their monthly payments. You might just be eligible for this assistance if your home is guaranteed or owned by Freddie Mac or Fannie Mae. In order to find this out, verify your eligibility, gather appropriate documentation and contact your lender. Verify Your Eligibility In order to qualify for a refinance...]]></description><pubDate>December 21, 2009  3:42 PM</pubDate></item><item><title><![CDATA[What is a Wraparound Mortgage?]]></title><link>http://www.finweb.com/real-estate/what-is-a-wraparound-mortgage.html</link><description><![CDATA[ A wraparound mortgage is a mortgage that &quot;wraps around&quot; an existing mortgage. The lender is responsible for the first mortgage, and the borrower is responsible for the other. For example: Sally has a home with a mortgage of $60,000 that she sells to Bob for $95,000. Bob puts $5,000 down on the home and gets a mortgage for $90,000. The lending bank wraps Bob's $90,000 loan around the $60,000 Sally still owed on the home. Bob's lender will make the payments on the old mortgage from Sally.&amp;nbsp; Lenders go with this mortgage type because it makes them money. They...]]></description><pubDate>December 18, 2009  3:50 PM</pubDate></item><item><title><![CDATA[Short Sale - How Does It Affect Credit?]]></title><link>http://www.finweb.com/real-estate/short-sale---how-does-it-affect-credit.html</link><description><![CDATA[ The prospect of a short sale&amp;nbsp;might sound very enticing to you if you get behind on your mortgage payments. Selling the property for less than is owed against it could be beneficial to you. However, the affect that it can have on your credit can be pretty painful. Here are a few things to consider before you go through with a short sale. Foreclosure or Short Sale Many people think that they would be better off as far as their credit is concerned by going with a short sale. However, in reality, this is not always the case. A...]]></description><pubDate>December 16, 2009  4:13 PM</pubDate></item><item><title><![CDATA[Short Sale Requirements - 5 Documents to Bring]]></title><link>http://www.finweb.com/real-estate/short-sale-requirements---5-documents-to-bring.html</link><description><![CDATA[ When you are about to go through the short sale process, there are a number of documents that you will need to bring. Since the short sale process is fairly complicated and involves multiple parties, there are a few different things that you will need to bring. Here are a few of the more important documents to bring.&amp;nbsp; 1. Sale Agreement The sale agreement is necessary during the closing process. It will require your signature, the buyer's signature, as well as the terms of the sale.&amp;nbsp; 2. Hardship Letter The hardship letter is an integral part of the short...]]></description><pubDate>December 16, 2009  4:10 PM</pubDate></item><item><title><![CDATA[Real Estate Financing Tips for a Second Home]]></title><link>http://www.finweb.com/real-estate/real-estate-financing-tips-for-a-second-home.html</link><description><![CDATA[ There are different real estate financing&amp;nbsp;methods that can help you purchase a second home. If you are in the market for a second home, you are undoubtedly excited to get started shopping, however, it is not in your best interest to rush in and get the first loan that you can get. Here are a few things that you will want to consider before you jump in. Home Equity Loan Using a home equity loan on your existing home could be one of the best options that you have. If you have a low mortgage balance or your home...]]></description><pubDate>December 15, 2009  4:27 PM</pubDate></item><item><title><![CDATA[What is a HUD Foreclosure?]]></title><link>http://www.finweb.com/real-estate/what-is-a-hud-foreclosure.html</link><description><![CDATA[ Buying a HUD foreclosure&amp;nbsp;could be one of the best financial decisions that you make in the area of real estate. A HUD foreclosure is a house that was foreclosed upon as part of the FHA loan programs. Every year the FHA in association with HUD insures many mortgage loans for the general public. When these mortgages go into default, HUD actually can take over the house. Here are a few things that you will want to know about HUD foreclosures before you get involved.&amp;nbsp; Substantial Savings Since HUD has actually foreclosed on these houses that were guaranteed by FHA...]]></description><pubDate>December 15, 2009  4:14 PM</pubDate></item><item><title><![CDATA[3 Tips for a Fast Escrow]]></title><link>http://www.finweb.com/real-estate/3-tips-for-a-fast-escrow.html</link><description><![CDATA[ Getting through a fast escrow is usually at the top of the priority list for both the buyer and the seller in a transaction. However, sometimes, the escrow portion of the sale seems to drag on and on. If you want to speed up the escrow process, there are a number of things that you can do to help out. Here are a few tips for a fast escrow process. 1. Get a Good Broker Hiring a great real estate broker to help you through the process can help quite a bit. Real estate brokers go through this process...]]></description><pubDate>December 15, 2009  4:04 PM</pubDate></item><item><title><![CDATA[Financial Considerations when You Change a City]]></title><link>http://www.finweb.com/real-estate/financial-considerations-when-you-change-a-city.html</link><description><![CDATA[ Changing cities can cost a single individual thousands of dollars within a few months. Many people factor in the cost of movers or gas to drive across the country, but few people truly understand all of the implications that come with a major, out-of-state move. Car titling - If you are taking a vehicle, you should consider the cost to title your car in your new state. If you have recently purchased the car, you may also need to pay a sales tax difference in the new state.&amp;nbsp;Those not moving states do not need to worry about this issue.&amp;nbsp;...]]></description><pubDate>December 14, 2009  4:15 PM</pubDate></item><item><title><![CDATA[Real Estate - How does Road Infrastructure Affect Value?]]></title><link>http://www.finweb.com/real-estate/real-estate---how-does-road-infrastructure-affect-value.html</link><description><![CDATA[ A real estate topic that many people do not often think about is road infrastructure. Many people that are dealing with real estate think about the layout of the house, the location, and many other factors. However, one of the most important factors in the value of a home could be the infrastructure of the roads around it. Therefore, you need to have a basic understanding of the way road infrastructure can affect home value.&amp;nbsp; Ease of Transportation A house that is somewhat close to a good route will have an improved value as a result. People like to...]]></description><pubDate>December 14, 2009  3:47 PM</pubDate></item><item><title><![CDATA[How to Study for a Real Estate Exam]]></title><link>http://www.finweb.com/real-estate/how-to-study-for-a-real-estate-exam.html</link><description><![CDATA[ If you are trying to pass your real estate exam&amp;nbsp;there are many pieces of information you need to know. Learning all of that information in a short period of time can be overwhelming. It becomes necessary to study in the correct way if you are going to succeed. Here are a few tips for studying for the real estate exam and passing it successfully.&amp;nbsp; Get Current Information Many prospective real estate agents seek help from the most experienced person in the office. While this is usually a good idea for &quot;real life&quot; training, it does not always apply to...]]></description><pubDate>December 14, 2009  3:43 PM</pubDate></item><item><title><![CDATA[How to Read Your Mortgage Statement]]></title><link>http://www.finweb.com/real-estate/how-to-read-your-mortgage-statement.html</link><description><![CDATA[ Every month or quarter your loan servicer will send you a mortgage statement. If you have not paid much attention to this document, watch for the next one to come in the mail and take a closer look at it. Why? It contains important information you should know about the mortgage. At first glance, the statement may be overwhelming and appear complicated because of the amount of information it contains, but it is actually very simple to break down. There are eight main parts to the typical mortgage statement. Customer Service Information This provides information about how to get...]]></description><pubDate>December 14, 2009  3:40 PM</pubDate></item><item><title><![CDATA[An Overview of Procedures in Property Ownership Taxes]]></title><link>http://www.finweb.com/real-estate/an-overview-of-procedures-in-property-ownership-taxes.html</link><description><![CDATA[ Property taxes generate income for many things in your local economy. Local governments rely on property taxes for a huge percentage of their operating expenses. They use this money to build roads, pay law enforcement and fire fighters and provide local government. There are many uses for the money and without property owners paying taxes, none of this would be possible. If you are new to real estate, you are probably unfamiliar with how real estate property taxes work. While each county does it a little bit differently, here are some general things to know about how the property...]]></description><pubDate>December 11, 2009  4:12 PM</pubDate></item><item><title><![CDATA[What Neighborhoods do Small Families Prefer?]]></title><link>http://www.finweb.com/real-estate/what-neighborhoods-do-small-families-prefer.html</link><description><![CDATA[ Small families are families that have no more than two children. Regardless of their income level and ethnicity, most small families try to settle in safe, accessible neighborhoods that have good schools and plenty of recreational venues.&amp;nbsp; Safety All parents want their children to be safe. That is why they look for neighborhoods that have low levels of crime, especially violent crime. The families also try to gauge safety based on appearance - if a neighborhood looks run down and neglected, they will try to avoid it, even if the neighborhood's crime rates are low. Accessibility Small families prefer...]]></description><pubDate>December 10, 2009  4:07 PM</pubDate></item><item><title><![CDATA[3 Cities with Population Growth over Ten Years]]></title><link>http://www.finweb.com/real-estate/3-cities-with-population-growth-over-ten-years.html</link><description><![CDATA[ Purchasing real estate in an area that has shown population growth over a decade generally means you will see growth in your home's value. Instead of focusing on cities that have sharp rises, such as Las Vegas or New Orleans, focus on cities with constant, slow growth over time. #1 Fort Worth, Texas A sister city to Dallas, Fort Worth capitalizes on the neighboring job market. Texas has one of the most sustainable and largest economies of any state in the country, and Dallas is a large part of that. Purchasing in Ft. Worth gives you a piece of...]]></description><pubDate>December 10, 2009  4:04 PM</pubDate></item><item><title><![CDATA[How to Refinance with Poor Credit and Low Income]]></title><link>http://www.finweb.com/real-estate/how-to-refinance-with-poor-credit-and-low-income.html</link><description><![CDATA[ If you have poor credit and a low income, refinancing a debt will be challenging. Lenders typically only offer you a better deal on a loan if your credit and income have gone up. Knowing this will be a challenge, you have a few options to get a better deal. Opt for Variable Rates Variable rates can be expensive over time and are highly risky. However, they do allow you to get a low interest rate and low monthly payments in the beginning of the loan when you need the assistance most. If you have reason to believe your...]]></description><pubDate>December 10, 2009  3:46 PM</pubDate></item><item><title><![CDATA[How to Refinance while in Divorce]]></title><link>http://www.finweb.com/real-estate/how-to-refinance-while-in-divorce.html</link><description><![CDATA[ Divorce refinancing is complicated because you may need to split the debts into single loans at the same time you refinance. This allows you to end the formal obligation you share on any joint debt with your soon-to-be ex-spouse. While the step is necessary, it is rarely simple. Refinancing to Single Debt Holder If you have a joint mortgage, joint car loan or other joint debt, you will want to move to a single borrower on each loan during your divorce. The individual who will retain the asset in the divorce would typically assume the debt as well. However,...]]></description><pubDate>December 10, 2009  3:39 PM</pubDate></item><item><title><![CDATA[How to Apply for a Reverse Mortgage]]></title><link>http://www.finweb.com/real-estate/how-to-apply-for-a-reverse-mortgage.html</link><description><![CDATA[ The Home Equity Conversion Mortgage or simply known as the reverse mortgage is a federal government program offered to senior citizens of the United States who wish to get a cash out of their home equity. If you wish to apply for this program, the following steps will help you achieve your goal: Find a certified HUD counselor in your local area to discuss your plan. These free counseling services will help broaden your understanding regarding all aspects related to reverse mortgage including its pros and cons. Secure a counseling certificate from the counseling agency. The certificate should be...]]></description><pubDate>December  8, 2009  4:26 PM</pubDate></item><item><title><![CDATA[How to Identify Potential Condominium Foreclosure Properties]]></title><link>http://www.finweb.com/real-estate/how-to-identify-potential-condominium-foreclosure-properties.html</link><description><![CDATA[ If you are in the market for a condominium foreclosure&amp;nbsp;there are a lot of places that you could potentially look. Condominiums are all over the place and people are losing them to foreclosure every single day. Therefore, it becomes difficult to separate the good deals from the deals that are not so good. Doing a little bit or research and taking your time can help you find a great deal on a condominium foreclosure. There are several factors that go into a good foreclosure deal. Here is how you can identify potential condominium foreclosure properties. Location The first thing...]]></description><pubDate>December  8, 2009  3:58 PM</pubDate></item><item><title><![CDATA[How does the Tax Lien Market Work?]]></title><link>http://www.finweb.com/real-estate/how-does-the-tax-lien-market-work.html</link><description><![CDATA[ The tax lien real estate market is a very dynamic with huge return potential. Many investors make substantial sums of money in this market. While it is a prominent source of success for many investors, the majority of people do not even realize that it exists. If you are looking for an alternative way to invest your money and potentially receive a huge return, the tax lien market could be for you. Here is how the tax lien market works and how it could help you as an investor. What Are Tax Liens? In the United States, everyone that...]]></description><pubDate>December  7, 2009  3:49 PM</pubDate></item><item><title><![CDATA[3 Tips to Recovering Your Home Value]]></title><link>http://www.finweb.com/real-estate/3-tips-to-recovering-your-home-value.html</link><description><![CDATA[ When selling your home, recovering your home value is the most important factor. If you fail to do so, you will lose money on the investment and potentially be unable to pay off your mortgage with the sale. To recover the value, consider these tips. #1 Avoid Taste Specific Changes If you plan on making changes to your home while you live there, avoid anything too taste specific. Putting in a hot tub, adding a bright colored counter top or choosing artistic wood work are all examples of taste-specific changes. You will not get your investment back in this...]]></description><pubDate>December  6, 2009  4:16 PM</pubDate></item><item><title><![CDATA[3 Signs your Mortgage is too Big]]></title><link>http://www.finweb.com/real-estate/3-signs-your-mortgage-is-too-big.html</link><description><![CDATA[ A big mortgage can be used to get a much pricier home without a larger down payment. There is some merit to taking a big mortgage. You can keep cash in your pocket longer, allowing it to grow through investment. You can also grow into the home over time instead of moving out in a few years. While there are financial merits to a big mortgage, a mortgage that is too large can put you at risk for foreclosure. #1 You Meet Jumbo Loan Standards Mortgage limits are set at the national level on a yearly basis. These limits...]]></description><pubDate>December  6, 2009  3:49 PM</pubDate></item><item><title><![CDATA[What is a Listing Agreement?]]></title><link>http://www.finweb.com/real-estate/what-is-a-listing-agreement.html</link><description><![CDATA[ If you decide to hire a real estate agent to sell your property, you'll be asked to sign a listing agreement. This is a contract between you and the real estate agency that details everything from how much they'll get paid in commissions to how long you'll hire them to sell the property. Commission It's expected that a real estate agent will earn a commission on the sale. However, it's important to make sure that the listing agreement states that they'll only get that commission if they close the deal on the sale. Some agents try to broaden the...]]></description><pubDate>December  6, 2009  3:38 PM</pubDate></item><item><title><![CDATA[How to Choose a House Plan]]></title><link>http://www.finweb.com/real-estate/how-to-choose-a-house-plan.html</link><description><![CDATA[ Choosing a house plan&amp;nbsp;can be an exciting time in your life. For possibly the first time ever, you get to decide down to the last detail what your house will look like. While it can be a great time, it can also be challenging. With millions of floor plans out there already, you might find it difficult to settle on just one single plan. With so many choices to look at, you might find it a little overwhelming. Here are a few tips to help you settle on a floor plan for your next house.&amp;nbsp; List Features The first...]]></description><pubDate>December  5, 2009  4:26 PM</pubDate></item><item><title><![CDATA[Moving Forward After a Chapter 7]]></title><link>http://www.finweb.com/real-estate/moving-forward-after-a-chapter-7.html</link><description><![CDATA[ Moving on after you have filed a Chapter 7 bankruptcy can be a difficult thing to do. Many people who have been filed for bankruptcy become afraid to finance and shy away from credit cards. While the fear of failure is natural, you will have to learn how to move on and build up your financial picture once again. Here are a few things that you should consider if you have filed for Chapter 7. Make Payments on Time Rebuilding your credit after a bankruptcy will not be easy. However, there are many things that you can do to...]]></description><pubDate>December  3, 2009  3:47 PM</pubDate></item><item><title><![CDATA[Real Estate - Taking a Cash Out Refinance Mortgage]]></title><link>http://www.finweb.com/real-estate/real-estate---taking-a-cash-out-refinance-mortgage.html</link><description><![CDATA[ When you own real estate, taking a cash out refinance can provide you with many benefits. Your home's equity can be a valuable source of emergency, here are a few things to consider about cash out refinances.&amp;nbsp; Keep Tax Advantage When you are close to paying off your mortgage you are losing a valuable tax advantage. The interest that you pay on your mortgage can be deducted from your taxable income on your tax return. By refinancing and taking cash out, you gain back your tax advantage. You get the cash and you save money on your taxes thereby...]]></description><pubDate>December  2, 2009  3:56 PM</pubDate></item><item><title><![CDATA[3 Best Towns for Senior Citizens]]></title><link>http://www.finweb.com/real-estate/3-best-towns-for-senior-citizens.html</link><description><![CDATA[ Senior citizens should look to grow old in areas where their money will go the furthest, allowing them to continue to enjoy a high quality of life despite a decreased income. Weather may also be a concern for many individuals. #1 Palm Beach County, Florida Palm Beach tends to be very pricey, and a small condo can run over a half a million dollars. However, if you can afford this price, then you will be well taken care of. The location offers a number of hospitals and a lot of senior services. Year-round warm weather encourages grandchildren to come...]]></description><pubDate>December  1, 2009  3:53 PM</pubDate></item><item><title><![CDATA[What are General Causes of Declining Property Values?]]></title><link>http://www.finweb.com/real-estate/what-are-general-causes-of-declining-property-values.html</link><description><![CDATA[ Declining property values are the main cause of concern for many homeowners because it can lead to &amp;ldquo;upside down&amp;rdquo; mortgages. The drop in value can leave a loan amount that higher than what the home is worth. Here are three causes of declining property values: Foreclosures When your property is in a location where several properties are being foreclosed, your property value will decline. Foreclosures are usually sold at very low prices, bringing down the property of your home because appraisers use comparable neighborhood sales when establishing a value. Disasters Your property value will decline if it suffers from...]]></description><pubDate>December  1, 2009  3:50 PM</pubDate></item><item><title><![CDATA[Assessing Economic Concerns to Your Property Market]]></title><link>http://www.finweb.com/real-estate/assessing-economic-concerns-to-your-property-market.html</link><description><![CDATA[ Your property market is not immune to the greater swings in the economy of your area and nationwide. Some markets are more resilient to poor economic performance. Other areas, however, are more subject to boom and bust swings. Depending on where you are located, you will learn your property value is either relatively stable or very vulnerable. Vacation or Resort Towns The areas experiencing the biggest drops in a bad economy are those places where many residents are vacationers or second-home owners. When the economy slows, many of these property owners will attempt to either rent out or sell...]]></description><pubDate>December  1, 2009  3:49 PM</pubDate></item><item><title><![CDATA[A Homestead Guide]]></title><link>http://www.finweb.com/real-estate/a-homestead-guide.html</link><description><![CDATA[ There was a time when homesteading meant getting land for free from the federal government in exchange for building on it and making the land productive. Today, homesteading is synonymous with living off the land to some degree. No longer do you have to live in remote areas to homestead. Many people are going to the suburbs to grow gardens, raise animals and live the homesteading life. Why Homestead? There are many reasons why people are fascinated with and try homesteading, but one of the primary reasons is to improve their family economy. Homesteaders reduce their utility and grocery...]]></description><pubDate>December  1, 2009  3:39 PM</pubDate></item><item><title><![CDATA[How to Find Foreclosure Tax Liens]]></title><link>http://www.finweb.com/real-estate/how-to-find-foreclosure-tax-liens.html</link><description><![CDATA[ Foreclosures and tax liens are public information, and there are several ways to find foreclosure tax liens in your local area. &amp;nbsp; The County Recorder Anytime a tax lien is filed by a taxing authority such as the Internal Revenue Service (IRS), state tax boards, or county property tax board, the lien is recorded at the county offices in which the property exists. The same is true with foreclosure notices, and their precursor, the notice of default (NOD).&amp;nbsp;To find a list of these properties visit the recorder's office for your county and ask for a list of defaulted properties...]]></description><pubDate>December  1, 2009  3:38 PM</pubDate></item><item><title><![CDATA[A Quick Guide to Understanding Mortgage Arrangements]]></title><link>http://www.finweb.com/real-estate/a-quick-guide-to-understanding-mortgage-arrangements.html</link><description><![CDATA[ There are very few people who can actually claim complete understanding of mortgage arrangements because of their complicated nature. In fact, mortgage brokers often attend special classes and gain advanced degrees in order to fully understand the legal implications of the mortgage arrangement process. There is a basic understanding, though, that all persons signing a mortgage should have. Mortgage Arrangement Fees The process of mortgage arrangement entails the actual drawing up and signing of contracts. Background checks and credit checks will be required. As such, there is a mortgage arrangement fee, or an origination fee, to have the loan...]]></description><pubDate>November 28, 2009  3:38 PM</pubDate></item><item><title><![CDATA[5 Tips to Avoid a Second Default]]></title><link>http://www.finweb.com/real-estate/5-tips-to-avoid-a-second-default.html</link><description><![CDATA[ If you have defaulted on a previous loan, then avoiding a second default is crucial. Two defaults of any type will be detrimental to your credit report; in particular, defaulting on two mortgages will generally prevent you from securing another mortgage in the future. Consider these tips to avoid default: Create a budget. It sounds simple, but most of us do not budget our money. Start by tracking every expense, including cash, for 6 months. From there, eliminate unnecessary expenses in the future. Set up automatic payments. This way, even if you are out of town, sick or just...]]></description><pubDate>November 28, 2009  3:31 PM</pubDate></item><item><title><![CDATA[3 Tips to Repairing a Past Foreclosure]]></title><link>http://www.finweb.com/real-estate/3-tips-to-repairing-a-past-foreclosure.html</link><description><![CDATA[ If you have a past foreclosure, you will need to take steps to repair your credit in order to get a new home loan. While time is the greatest cure for credit woes, there are some things you can do to expedite the repair of your financial standing. Close Loans Successfully You should aim to close the majority of your installment loans prior to seeking a new home loan. It is good to have some open credit lines, but close any debts you can do without. Instead of modifying, settling or consolidating, pay the loans off on time so...]]></description><pubDate>November 27, 2009  4:01 PM</pubDate></item><item><title><![CDATA[How to Know when to Refinance Your Mortgage]]></title><link>http://www.finweb.com/real-estate/how-to-know-when-to-refinance-your-mortgage.html</link><description><![CDATA[ When you are considering a mortgage refinance, there are many options to consider. You are looking for the best rate and you want to save money. However, if you refinance at the wrong time, it could end up costing you more money in the long run. Choosing the proper time to refinance is essential. Here is how you can tell when to refinance your mortgage. You Have Equity The first thing that you need to assess is your current mortgage situation. Typically, you will need to pay on your mortgage for several years before you have enough equity built...]]></description><pubDate>November 27, 2009  3:55 PM</pubDate></item><item><title><![CDATA[When Should You Pay Off a Mortgage Early?]]></title><link>http://www.finweb.com/real-estate/when-should-you-pay-off-a-mortgage-early.html</link><description><![CDATA[ As counter-intuitive as it is, paying off a mortgage early is not always a good idea. Early payoffs rarely pays off financially for a number of reasons: While you have cash in hand, you can invest it and earn interest. If you turn over all of your liquidity to your lender to payoff the loan, you will only have equity in your home instead of diversified in a number of investments. Early payoffs come with fees and penalties. You may find paying to loan off on schedule is actually cheaper than paying all of these financing fees. Early payoffs...]]></description><pubDate>November 27, 2009  3:53 PM</pubDate></item><item><title><![CDATA[Real Estate- How to find Quality Foreclosures]]></title><link>http://www.finweb.com/real-estate/real-estate--how-to-find-quality-foreclosures.html</link><description><![CDATA[ Finding the best deal on a foreclosure can be a bit challenging. The foreclosure industry has become much more competitive in recent years. With all of the attention from late night commercials and gurus, it is easy to see why so many investors have gotten involved. If you want to find the good foreclosures, you're going to have to dig a little bit.&amp;nbsp; Real Estate Brokers Real estate brokers are some of the best sources you could have for foreclosures. You will need to develop a friendship with a few different brokers if you want to find the best...]]></description><pubDate>November 27, 2009  3:44 PM</pubDate></item><item><title><![CDATA[Coping Strategies when Facing Foreclosure]]></title><link>http://www.finweb.com/real-estate/coping-strategies-when-facing-foreclosure.html</link><description><![CDATA[ When you are facing foreclosure, you are usually feeling overwhelmed and exhausted. Losing your home is no easy task and can bring an enormous amount of stress. While foreclosure can be a financially and emotionally tough time, there are a few strategies that you can use to cope. You Are Not Alone The first thing that you need to realize is that you are not alone. Millions of people face foreclosure every single year. A foreclosure rates have risen over the last few years and is nothing to be embarrassed about. In fact, you probably know someone that has...]]></description><pubDate>November 27, 2009  3:42 PM</pubDate></item><item><title><![CDATA[3 Ways to Avoid Foreclosure]]></title><link>http://www.finweb.com/real-estate/3-ways-to-avoid-foreclosure.html</link><description><![CDATA[ If you are trying to avoid foreclosure you should know that you are not alone. Millions of people face foreclosure every single year and it is nothing to be ashamed of. While many people give up, it is not the only option. In fact, there are several ways that you can avoid foreclosure if you are willing to do some work. Here are some of the best ways to keep your house and your good credit.&amp;nbsp; 1. Loan Modification Many people do not understand that their lender may still be willing to work with them after they receive a...]]></description><pubDate>November 27, 2009  3:36 PM</pubDate></item><item><title><![CDATA[What is a Section 8 Home?]]></title><link>http://www.finweb.com/real-estate/what-is-a-section-8-home.html</link><description><![CDATA[ The Housing Choice Voucher Program is commonly known as Section 8 housing. As part of the US Housing Act of 1937, Section 8 offers vouchers or subsidized housing for low-income families. The vouchers are issued by the local Public Housing Agency (PHA) which receives funding from the Housing and Urban Development (HUD) to cover the vouchers and the cost of administration. You find more information about Section 8 on hud.gov. Section 8 Eligibility In order to be eligible for Section 8 housing vouchers, applicants must be a US citizen or must possess an eligible immigration status. Family size and...]]></description><pubDate>November 23, 2009  3:33 PM</pubDate></item><item><title><![CDATA[Real Estate Valuations and Property Location]]></title><link>http://www.finweb.com/real-estate/real-estate-valuations-and-property-location.html</link><description><![CDATA[ When performing a real estate valuation, the first thing an appraiser does is to evaluate the property location. A property value is determined by the property's form, function and most importantly, its location. &amp;nbsp; Public Services Properties located in close proximity to important public services will always be valued higher than similar properties further away from those services. &amp;nbsp;For instance, a single family home with access to major public transportation, good schools and shopping areas will be valued higher than the a similar home in a rural area many miles from those same features.. Geographic Landscape Some geographic locations...]]></description><pubDate>November 21, 2009  3:42 PM</pubDate></item><item><title><![CDATA[How to Conduct a Property Value Search]]></title><link>http://www.finweb.com/real-estate/how-to-conduct-a-property-value-search.html</link><description><![CDATA[ If you are wondering whether the asking price on a home is fair, you may consider a property value search to determine if it is priced competitively. Many real estate agents will do this for you. Recent Home Sales The first step is to research recent sales in the area you are looking to purchase. It is not important to immediately compare the specifications of the homes. Instead, you should simply be looking for an appropriate price range for the neighborhood. Market Comparables The next step is to actually compare homes with similar specifications to yours from the original...]]></description><pubDate>November 21, 2009  3:39 PM</pubDate></item><item><title><![CDATA[3 Unconventional Ideas to Avoid Foreclosure]]></title><link>http://www.finweb.com/real-estate/3-unconventional-ideas-to-avoid-foreclosure.html</link><description><![CDATA[ When your house has gone into default, you want to avoid foreclosure as much as possible. To make matters worse, your credit score will be negatively affected as well. While most people think there is not much you can do in the event of an impending foreclosure, there are some last-ditch, unconventional efforts that can be made to try to hold on to your investment. 1. Hard Money Lenders Hard money lenders are not quite as strict as loan sharks, but they work in a similar way. They regularly loan money to those that are in distressed situations. Foreclosure...]]></description><pubDate>November 21, 2009  3:34 PM</pubDate></item><item><title><![CDATA[Do All Foreclosed Homes go on Foreclosure Listings?]]></title><link>http://www.finweb.com/real-estate/do-all-foreclosed-homes-go-on-foreclosure-listings.html</link><description><![CDATA[ The foreclosure list does not include all foreclosed homes available. The foreclosure list is a snap shot of those homes that are being sold by the lien holder because the homeowner could not continue to make mortgage payments. However, depending on the list you are using, you may only see a glimpse of the foreclosed homes for sale in your area. Private Foreclosure listings When you research a foreclosure list, either in print or online, you should take a look at who is responsible for creating that list. For example, if there is a bank's emblem on the top...]]></description><pubDate>November 21, 2009  3:31 PM</pubDate></item><item><title><![CDATA[How to Value a Neighborhood - Real Estate Investing]]></title><link>http://www.finweb.com/real-estate/how-to-value-a-neighborhood---real-estate-investing.html</link><description><![CDATA[ When looking at a neighborhood in real estate investment, there are several things that you'll want to consider because the neighborhood a house is in will affect its value. You have to take several things into consideration when it comes to neighborhood. Condition of Other Houses Regardless of how nice the house looks that you are considering buying, you have to look at the houses around it as well. Are&amp;nbsp;all of the other homes run down and need repairs? If the neighbor's house looks like they never mow the yard and there is junk all over the yard, you...]]></description><pubDate>November 20, 2009  4:24 PM</pubDate></item><item><title><![CDATA[What is the Obama Loan Relief Plan?]]></title><link>http://www.finweb.com/real-estate/what-is-the-obama-loan-relief-plan.html</link><description><![CDATA[ Under President Obama's &quot;Making Home Affordable&quot; plan, loan relief is available to approximately 9 million homeowners across the country. The plan was designed to help stabilize the struggling real estate industry. It essentially offers aid for many Americans to lower their monthly mortgage amount to one more affordable. There are two main loan relief assistance programs under this plan: Home Affordable Refinancing and Home Affordable Modification. Home Affordable Refinancing The Home Affordable Refinancing program is for those homeowners who pay their mortgage on time but are unable to refinance due to a decrease in the value of their home....]]></description><pubDate>November 20, 2009  4:17 PM</pubDate></item><item><title><![CDATA[How to Estimate Your Homes Value]]></title><link>http://www.finweb.com/real-estate/how-to-estimate-your-homes-value.html</link><description><![CDATA[ Estimating your home's value is something that a lot of people need to do to fill out credit applications or listing their home for sale. There are a number of ways to determine home value and some of them are free. Here are a few things that you can do to estimate your house value.&amp;nbsp; Comparative Market Analysis One of the easiest ways to estimate the value of your home is to have a free comparative market analysis done. Real estate agents can provide a free service for you. They will be more than happy to offer you one...]]></description><pubDate>November 20, 2009  4:11 PM</pubDate></item><item><title><![CDATA[3 Tips for Mortgage Refinancing in a Recession]]></title><link>http://www.finweb.com/real-estate/3-tips-for-mortgage-refinancing-in-a-recession.html</link><description><![CDATA[ Mortgage refinancing in a recession works a little bit differently than refinancing in a strong economy. If you have good credit, you are in a position of strength during a recession. The best thing you can do is recognize that your business is very important. Shop around for the best deal and find the lender that has the best rates, terms and service. 1. Shop For the Best Deal The first thing that you'll want to do is shop around for the best deal on&amp;nbsp;a refinance. Visit a few of your local banks and ask them what they can...]]></description><pubDate>November 20, 2009  4:10 PM</pubDate></item><item><title><![CDATA[How does Remortgage Loan Investment Work?]]></title><link>http://www.finweb.com/real-estate/how-does-remortgage-loan-investment-work.html</link><description><![CDATA[ Remortgage loans are essentially a second loan against your existing property. In most cases, they are used to pay off the first mortgage in order to refinance or secure a better mortgage option. If you take a second loan against your home, you can elect to do so at a higher rate than your prepayment quote, meaning you will have extras cash on hand. In this case, you can invest the money. Advantages of Remortgage Loan Investment The main advantage of this option is to pull equity out of your home, which may be appreciating at a slow pace,...]]></description><pubDate>November 20, 2009  4:03 PM</pubDate></item><item><title><![CDATA[3 Last-Ditch Efforts to Stop Home Foreclosure]]></title><link>http://www.finweb.com/real-estate/3-last-ditch-efforts-to-stop-home-foreclosure.html</link><description><![CDATA[ Trying to stop home foreclosure is something that millions of people face every year. The thought of losing your home is not something that anyone likes to deal with; however, circumstances may force you to deal with it. The foreclosure process can be a little confusing for some people and many do not realize that there are several things you can do to try and keep your home. Here are a few things to try if you are faced with the task of stopping foreclosure on your home.&amp;nbsp; 1. Negotiate Contrary to what you might believe, you are still...]]></description><pubDate>November 20, 2009  3:55 PM</pubDate></item><item><title><![CDATA[3 Tips for a Financial Hardship Foreclosure Letter]]></title><link>http://www.finweb.com/real-estate/3-tips-for-a-financial-hardship-foreclosure-letter.html</link><description><![CDATA[ Here are 3 Tips for writing a Financial Hardship Foreclosure Letter that will show your lender you are interested in remaining in your home. If you are facing foreclosure and want your lender to modify your loan terms so you can stay in the home you'll need to convince them that doing so is in their best interest. Employment Status -&amp;nbsp;Changes in employment are the number one cause for financial hardship. If your income has been reduced because you've lost your job or your hours were cut back you need to let the bank know. It's not enough to...]]></description><pubDate>November 20, 2009  3:53 PM</pubDate></item><item><title><![CDATA[Comparing Costs Between Renting &amp; Buying Property]]></title><link>http://www.finweb.com/real-estate/comparing-costs-between-renting-buying-property.html</link><description><![CDATA[ The cost of renting versus buying is more complex than simply comparing a rental payment versus a mortgage payment. Ultimately, the payments you invest in your home are an investment, while paying rent will always be a payment. When you pay a mortgage, you are building wealth. The following factors affect the cost of owning a home: Property taxes - When you own a home, you owe taxes to the local, state and federal government. The costs of the taxes vary based on where you live. There are no additional taxes for renters. Insurance costs &amp;ndash; Home insurance is...]]></description><pubDate>November 20, 2009  3:46 PM</pubDate></item><item><title><![CDATA[Larger Residential Investment Properties]]></title><link>http://www.finweb.com/real-estate/larger-residential-investment-properties.html</link><description><![CDATA[Once you've gotten your investment feet wet in single- or multifamily homes, you may ready to move up ladder to larger residential property investments. These opportunities come in a wide variety of sizes (from small apartment buildings to major complexes with hundreds of units) and price ranges. Equally diverse is the tenant population of such properties; in them you're likely to find singles, newlyweds (possibly with their first child), retirees, and empty nesters. The one thing that these people have in common is that, though for individually different reasons, they don't want the headaches and responsibilities of home ownership and...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Some Handy Rental Real Estate Tips]]></title><link>http://www.finweb.com/real-estate/some-handy-rental-real-estate-tips.html</link><description><![CDATA[Be very wary of the so-called real estate gurus who promise you'll make tens of thousands of dollars annually from the moment that you begin investing with their course. If it were that easy, they'd likely be doing it themselves instead of selling get-rich-quick seminars on the subject, and everyone else would be doing it as well. Building substantial wealth in real estate is virtually always accomplished over time.The tax records for all real estate are in the public domain. Therefore, if you're willing to spend the time and effort, there's no reason that you won't be able to find...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Commercial Investment Property: Stores and Office Buildings]]></title><link>http://www.finweb.com/real-estate/commercial-investment-property-stores-and-office-buildings.html</link><description><![CDATA[The term commercial investment property refers to any type of improved real estate (other than residential investment property) where some form of business or commerce is conducted. Shopping centers and malls, office buildings, manufacturing plants, warehouses and public storage facilities, restaurants, gas stations, movie theaters, and other enterprise locations have their place in this category. For the purpose of brevity, this discussion will focus primarily on the first two entries of that list: shopping centers (both anchored centers and strip malls) and office buildings. The &amp;quot;anchored&amp;quot; shopping center is typically characterized by an indoor or outdoor mall complex that also...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Net Leases]]></title><link>http://www.finweb.com/real-estate/net-leases.html</link><description><![CDATA[In essence, a net lease is simply a form of land ownership in which the owner of a strategically placed parcel of property (for example, at a busy intersection) leases rather than sells it to a user. A net lease is one in which the user – the tenant – agrees to pay all costs (including real estate taxes), carry insurance for the benefit of the land owner, make all repairs and replacements to any construction that he or she builds and operates, and keep the property in good condition. Typical deals that use net leases are those involving office...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Profiting from Investment Real Estate]]></title><link>http://www.finweb.com/real-estate/profiting-from-investment-real-estate.html</link><description><![CDATA[Unlike stocks or bonds that may fluctuate in value daily (or even hourly), real estate is a tangible asset with intrinsic value. It's an asset that, in addition to the ability to generate spendable cash now, can also provide a very effective means of long-term appreciation. Down through the years, real estate has proven time and time again to be a solid method of investing money, and it is the fundamental source of financial security for countless individuals and families both new and old. In addition to its capacity for increasing basic cash flow, real estate also offers a number...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Commercial Real Estate Success Tips]]></title><link>http://www.finweb.com/real-estate/commercial-real-estate-success-tips.html</link><description><![CDATA[ From Day One of your real estate investment career, put and keep yourself in the mindset that all fees (read, all) are negotiable items - whether brokerage commission or fees for other professionals, such as accountants, attorneys, engineers, and special consultants. Never be hesitant to request a lower fee; after all, the most that they can do is refuse. Usually, however, as a business relationship is forged, the service provider will become more amiable to the idea of a reduction in his or her fee in order to guarantee ongoing future business. And because of the typically large amounts...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Group Real Estate Investing]]></title><link>http://www.finweb.com/real-estate/group-real-estate-investing.html</link><description><![CDATA[Group investing, or purchasing investment real estate with one or more additional people, can often be a great way to get started in the market or to buy a more expensive property than you could normally afford alone. Each investor contributes a part of the required down payment and shares proportionately in the property's expenses and profits. But there are potential pitfalls to consider, especially when the partners are family members or friends (both of which have been known to not mix well with money issues). If you're considering this route, it's advisable to hire an attorney to help you...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Analyzing Properties and Areas]]></title><link>http://www.finweb.com/real-estate/analyzing-properties-and-areas.html</link><description><![CDATA[When analyzing properties and weighing alternatives for long-term investment you must diligently seek out all available information to aid your decision-making process. One of the first things to consider for any real estate purchase is location. The area's local chamber of commerce can be invaluable in this regard. They'll be privy to information on any planned future developments - whether public or private in nature - and will likely also have studies concerning the community's future growth, as well.As a general rule, people usually make money by dealing in areas where they understand both values and prevailing trends in a...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Getting Started in Real Estate]]></title><link>http://www.finweb.com/real-estate/getting-started-in-real-estate.html</link><description><![CDATA[The current economy is shaky at best and money is tight. Most people are trying to save and build themselves a nest egg, but with banks paying such a low rate of interest on deposited funds, money is growing at only a snail's pace. As such, real estate investing is something that more and more people are becoming interested in. Many are choosing to invest in real property as a vehicle to make their money grow faster. The current state of the market notwithstanding, real estate rarely depreciates, and even when it does it typically rebounds to new heights. Recent...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Lease-Purchase Q&amp;A]]></title><link>http://www.finweb.com/real-estate/lease-purchase-q-a.html</link><description><![CDATA[Q. What's the difference between a lease-purchase agreement and the more frequently mentioned lease-option? A. Both are simply what their respective names imply. A lease-option is a property lease with an added option to buy it, which the optionee is not obligated to exercise. Only if he or she chooses to exercise the option to purchase the property is a sales contract initiated. A lease-purchase, on the other hand, is already a purchase. It's drafted on a purchase and sales agreement and is merely awaiting the fulfillment of a term or condition before it culminates in a closing (the date...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Real Estate Contracts]]></title><link>http://www.finweb.com/real-estate/real-estate-contracts.html</link><description><![CDATA[Like any other contractual agreement, a properly executed real estate contract is a binding legal document. Regardless of whether you seek the services of a real estate professional, or you choose to sell (or buy) a property yourself, you'll need to have a legal contract as a basis of the transaction. Although varying in looks and amendments, in order to meet the requirements of law a standard real estate contract must include (at least) the following sections:Names of the parties to the contract. Needless to say, the names of the property's seller and buyer must both be annotated on the...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Mortgage-Backed Securities - Pools of Mortgages]]></title><link>http://www.finweb.com/real-estate/mortgage-backed-securities-pt2.html</link><description><![CDATA[Part 2: Pools of MortgagesThe creation of a pool of mortgages begins with a mortgage originator who grants mortgage loans to homebuyers. Assuming that the mortgage meets the agency&amp;rsquo;s criteria (please see Part 1 of this article series), the agency then either buys the mortgages or extends guarantees for them. The pool of mortgages is then purchased by a securities firm which subsequently resells &amp;ldquo;undivided interests&amp;rdquo; in the pool to investors. An undivided interest means that the investor who purchases a 5% interest, for example, in the pool owns 5% of 100% of the mortgages in the pool, as opposed...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Some Resources for Real Estate Investment Capital]]></title><link>http://www.finweb.com/real-estate/some-resources-for-real-estate-investment-capital.html</link><description><![CDATA[Savings accounts - Banks and credit unions hold billions of dollars of investors' excess capital. People place their money in these institutions because it's easy, safe and the interest that's earned is guaranteed. However, you're probably already aware just what's happening to the potential estate-building power of those funds if you're using one or more of these institutions as your primary investment vehicle. It's likely that you're acutely conscious of the fact that the few percentage points of interest (which, by the way, is taxable) you're receiving doesn't even come close to keeping up with the real rate of inflation...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Determining Fair Market Value of Investment Property]]></title><link>http://www.finweb.com/real-estate/determining-fair-market-value-of-investment-property.html</link><description><![CDATA[ {%adsense:display_custom_ads?caption=180x150} No one wants to pay too much for something, especially an investor seeking solid returns on his or her money. So, if you're looking for good investment real estate, how can you determine what a prospective property is worth? Some say that value is determined by the deal. But how can you make a truly good deal without first having some idea of the property's value? Inexperienced investors often tend to confuse the concepts of &quot;fair market value&quot; and &quot;market price.&quot; Your objective as a savvy investor should be to estimate a property's fair market value as accurately...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Single-Family Homes as Investments]]></title><link>http://www.finweb.com/real-estate/single-family-homes-as-investments.html</link><description><![CDATA[Although real estate is an illiquid investment that doesn't convert readily to cash, single-family homes are generally considered to be the most liquid of all real property investments. They typically can be sold in a significantly shorter amount of time than other types of real estate, and their equity can commonly be used as collateral for loans and in refinancing. A single-family home is also one of the most easily rentable types of investment real estate, since everyone certainly needs housing. As such, the sheer abundance of homes is an advantage for the potential investor; new opportunities can present themselves...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Mortgage-Backed Securities - The Role of the Mortgage Agencies]]></title><link>http://www.finweb.com/real-estate/mortgage-backed-securities.html</link><description><![CDATA[Part 1: The Role of the Mortgage AgenciesOne of the largest fixed income markets is the mortgage-backed securities market. Mortgage-backed securities are backed by mortgage loans which, in turn, are backed by liens against real property. However, individual mortgages have a number of characteristics that tend to hinder their liquidity and appeal as potential investments. For one, assessing the credit risk of mortgage loans can be somewhat expensive. When lenders consider mortgage loan applications, they normally have several reports prepared so that they&amp;rsquo;ll have the necessary information to evaluate the credit quality of those loans. Property appraisals, credit reports, verifications...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Basics of Residential Real Estate Investing]]></title><link>http://www.finweb.com/real-estate/basics-of-residential-real-estate-investing.html</link><description><![CDATA[If you’re interested in investing in residential real estate, you’ve probably made a wise choice. Approximately 98 percent of the world’s millionaires made their fortunes in real property. And the old saying still goes: “They ain’t making any more land!” As the world’s population continues to rise, it stands to reason that real estate will continue to be a solid investment. Even with the industry’s period peaks and valleys, the need for housing will inevitably continue to rise.But just like any other investment, you must study and learn the market if you want to be successful. So, how do you...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Real Estate Investment Trusts (REITs)]]></title><link>http://www.finweb.com/real-estate/real-estate-investment-trusts.html</link><description><![CDATA[Real estate investment trusts (REITs) are funds which buy and manage real estate and mortgages. They provide individual investors the opportunity to invest in real estate without having to actually own and manage properties. REITs were extremely popular in 2001 and 2002 when the stock market declined, and investors turned to them as safe-haven investments.A REIT is a type of closed-end mutual fund, in that it invests the proceeds received from an initial sale of shares. The proceeds are used to buy, develop, and manage real estate properties; the income from rents and mortgages is passed on to the shareholders...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Gas or Electric: Which Is Cheaper?]]></title><link>http://www.finweb.com/real-estate/gas-or-electric-which-is-cheaper.html</link><description><![CDATA[Choosing between gas or electric appliances and facilities for your home will impact your costs in the future. Typically, gas is more expensive than electricity. However, because it tends to be more efficient for some appliances, it makes sense to choose gas sometimes. Water heater - Gas water heaters are more efficient but more expensive. If you have only one water heater for a multi-bathroom home, then you may want to opt for gas. New water heaters that do not store hot water but heat it as it is used are the most efficient and least costly to operate. Kitchen...]]></description><pubDate>April  6, 2011  7:13 PM</pubDate></item><item><title><![CDATA[6 Cheap Home Improvement Projects to Increase Home Value]]></title><link>http://www.finweb.com/real-estate/6-cheap-home-improvement-projects-to-increase-home-value.html</link><description><![CDATA[ There are a number of cheap home improvement projects that you could take on in order to increase the value of your home. Here are some of the best home improvement projects for you to pursue that will potentially add value. 1. Decorative Numbers You might want to consider installing some decorative house numbers to the side of your house. This is a very small project, but many people will prefer to have nicer numbers on the side of the house. This project is going to take you only a short amount of time, but it could add a...]]></description><pubDate>December 24, 2010  4:04 AM</pubDate></item><item><title><![CDATA[Improve Your Home Sale Price: A Little Paint Goes a Long Way]]></title><link>http://www.finweb.com/real-estate/improve-your-home-sale-price-a-little-paint-goes-a-long-way.html</link><description><![CDATA[ Painting is inexpensive and can raise your home sales price. Buyers want instant gratification when they decide to purchase a house. Painting creates an environment where buyers will want to move right in. Painting a house will not break your budget, and it can be completed by most homeowners themselves. Most rooms in a house can be painted in a few hours. Painting over Wallpaper We have all visited somebody&amp;#8217;s house and been struck by a room that has antiquated wallpaper. The design of the wallpaper might have been in fashion at one point, but the problem is that...]]></description><pubDate>September 11, 2010  4:05 AM</pubDate></item><item><title><![CDATA[Exterior Renovations for Your Home to Boost Home Value]]></title><link>http://www.finweb.com/real-estate/exterior-renovations-for-your-home-to-boost-home-value.html</link><description><![CDATA[ Exterior renovations for your home can significantly increase its value. If you are interested in attracting buyers who are willing to pay a premium for your home, you need to complete exterior renovation projects that will make your property look new and more attractive. Here are six exterior beautification projects that can boost the value of your property:1. Exterior PaintingPainting the exterior of your home will make it look cleaner and more attractive to buyers. A new paint job will also increase the curb appeal of your home. Many buyers are willing to pay higher prices for homes that...]]></description><pubDate>June 27, 2010  4:06 AM</pubDate></item><item><title><![CDATA[Kitchen Improvements to Boost Home Value]]></title><link>http://www.finweb.com/real-estate/kitchen-improvements-to-boost-home-value.html</link><description><![CDATA[ Investing in kitchen improvements can be a great way to add value to your home. There are many different improvements that can be added to your kitchen. Some improvements will not add to the value of your home more than others. Here are a few kitchen improvements that you can add some value to your house. Replacing the Cabinets One of the most common kitchen improvements is replacing cabinets. When you replace the cabinets, you will dramatically change the overall look of the kitchen. Depending on what type of cabinets you select, you will be able to make the...]]></description><pubDate>June 27, 2010  4:04 AM</pubDate></item><item><title><![CDATA[Home Improvement Tips to Boost Home Value: The Floors and Walls]]></title><link>http://www.finweb.com/real-estate/home-improvement-tips-to-boost-home-value-the-floors-and-walls.html</link><description><![CDATA[ There are simple home improvements tips that can boost the market value of your property. Top priority home improvement projects should be the floors and the walls because they will change the overall look of your home. Before you decide to begin, be sure to take a look around your neighborhood and the existing and be sure the property prices in your area support the investment. Many old homes have carpeting, especially period homes of the &amp;lsquo;40s. The carpeting is likely to be old and worn out, so the best solution is to get rid of it. What&amp;rsquo;s under...]]></description><pubDate>June 27, 2010  4:02 AM</pubDate></item><item><title><![CDATA[10 Ways to Improve Your Home Using Your Income Tax Refund]]></title><link>http://www.finweb.com/real-estate/10-ways-to-improve-your-home-using-your-income-tax-refund-1.html</link><description><![CDATA[If you&amp;#8217;re getting some money back on your tax returns, one great way to spend that money might be to do some simple home repairs.&amp;nbsp; Many household projects that can have a big impact are actually relatively cheap and easy to do.&amp;nbsp; And by spending a little money towards improving the look of your home - you can really increase your home&amp;#8217;s perceived value when it comes time to sell!&amp;nbsp; So, if you&amp;#8217;re among the millions of Americans who are getting money back on their tax returns, here are ten great ways you can use part of that towards improving...]]></description><pubDate>April 23, 2010  3:46 PM</pubDate></item><item><title><![CDATA[Understanding Residential Energy Property Credits]]></title><link>http://www.finweb.com/real-estate/understanding-residential-energy-property-credits.html</link><description><![CDATA[ The government has put into place a Residential Energy Property Credit program to benefit taxpayers. It was designed to help ease the transition to &quot;green&quot; sources of energy. Here are the basics of the residential energy property credit program. Residential Energy Property Credits When you invest in alternative energy sources for your home, the government is will provide you with a tax credit. You should be able to deduct as much as 30% of the cost associated with switching over. This can be based on the price of the new system as well as the cost to install it....]]></description><pubDate>February 26, 2010  4:04 AM</pubDate></item><item><title><![CDATA[Painting Your Way to a Higher Home Value]]></title><link>http://www.finweb.com/real-estate/painting-your-way-to-a-higher-home-value.html</link><description><![CDATA[ Paint can provide a very high increase in home value compared to the cost of repainting. Not all paint jobs add value, though, so it is important to proceed with caution and consider the value you are adding before making a change. Exterior Paint Exterior paint jobs can serve a few key purposes: to make a house look newly finished, to increase a home's curb appeal or to make a home stand out on a block. Before selling your home, consider investing in a paint job that will do all three of these things. Pick a fresh, modern color...]]></description><pubDate>February  6, 2010  4:00 PM</pubDate></item><item><title><![CDATA[Rehab Houses: 3 Tips to Making a Profit]]></title><link>http://www.finweb.com/real-estate/rehab-houses-3-tips-to-making-a-profit.html</link><description><![CDATA[ Many real estate investors turn to rehab houses to make a profit. Rehabbing a house can provide a substantial return on your investment if you know what you are doing. However, if you do it incorrectly, you could be throwing money away. Here are a few tips to making a profit with a rehab house.&amp;nbsp; 1. Make Your Money on the Purchase Good investors make their money on the purchase of the house instead of the sale. No matter what you do to a house, you can not increase the value very much on your own. Your job is...]]></description><pubDate>January 24, 2010  4:49 PM</pubDate></item><item><title><![CDATA[How to Increase Storage Space in a Small House]]></title><link>http://www.finweb.com/real-estate/how-to-increase-storage-space-in-a-small-house.html</link><description><![CDATA[ Increasing small house storage is not a challenging task. There are a few simple steps to take to create an overall organized home despite small spaces. Use Built In Storage Having a number of built-ins can maximize the storage in any closet or cubby. Many home goods stores will show you how to install prepackaged built-ins yourself. Otherwise, ask a closet consultant to custom build storage for the spaces in your home. Efficiency is more important than space in most closets and cupboards. Elevate Furniture Storing items underneath furniture is a commonly used trick to gain more storage space....]]></description><pubDate>January 23, 2010  4:16 PM</pubDate></item><item><title><![CDATA[Redesign Your Kitchen for the Highest Investment Returns]]></title><link>http://www.finweb.com/real-estate/redesign-your-kitchen-for-the-highest-investment-returns.html</link><description><![CDATA[ If you redesign kitchen layout plans, you could potentially get more money back out of your house when you sell it. The kitchen is usually the focal point of the house. Everyone hangs out in the kitchen and it is usually the first place prospective buyers want to look. Therefore, you need to pay special attention to how your kitchen looks if you are trying to get the highest return on your investment. Here are a few tips to redesigning your kitchen to get the highest return on your investment.&amp;nbsp; Fix the Flooring The flooring is an area that...]]></description><pubDate>January 19, 2010  4:46 PM</pubDate></item><item><title><![CDATA[Real Estate Foreclosures - How to Fix Electrical Issues]]></title><link>http://www.finweb.com/real-estate/real-estate-foreclosures---how-to-fix-electrical-issues.html</link><description><![CDATA[ Dealing with a real estate foreclosure&amp;nbsp;can be a challenging time if you have never done it before. Foreclosures can be in pretty bad shape and they require quite a bit of work. One area that must be addressed is the electrical system. The electrical system in the house is one of the most important components and if it is not repaired correctly, it can be dangerous. Here are a few tips to fixing electrical issues in a real estate foreclosure. Assess the Damage The first thing that you need to do is assess the damage to the electrical system....]]></description><pubDate>January 19, 2010  4:02 PM</pubDate></item><item><title><![CDATA[Updating Your Home Electrical Network]]></title><link>http://www.finweb.com/real-estate/updating-your-home-electrical-network-1.html</link><description><![CDATA[ Having an updated electrical home network can be a real selling feature for you in the future. Many older houses have significant problems when it comes to the electrical system that they have. An outdated electrical system could eventually cause a fire or some other problem. Here are a few things to consider about updating your home electrical network. Have a Professional Do the Work Dealing with electricity is no game for novices. Making a mistake with electrical wiring only has to happen once to have devastating effects. Therefore, it is usually in your best interest to let someone...]]></description><pubDate>January 13, 2010  4:56 PM</pubDate></item><item><title><![CDATA[How to Replace Broken Locks on a Foreclosure]]></title><link>http://www.finweb.com/real-estate/how-to-replace-broken-locks-on-a-foreclosure.html</link><description><![CDATA[ Replacing broken locks on a foreclosure is essential to keep that home safe.&amp;nbsp;Just follow the simple steps that follow and your foreclosure will be protected. Removing the Broken Locks Before you remove broken locks, you want to confirm that the&amp;nbsp;door frame&amp;nbsp;is sturdy.&amp;nbsp;New locks will be worthless without a strong door frame to support them. Remove all the components of the broken lock by removing all the screws.&amp;nbsp;Pay close attention as you remove each piece of the old lock because this will give you a good idea of how to put the new one in place. Installing New Locks in...]]></description><pubDate>January 12, 2010  4:16 PM</pubDate></item><item><title><![CDATA[Is Your New Home Insulation Costing You Money?]]></title><link>http://www.finweb.com/real-estate/is-your-new-home-insulation-costing-you-money.html</link><description><![CDATA[ Home insulation should be inspected prior to purchase in order to determine if a home is energy efficient. Inspectors can use infrared technology to determine if there are gaps in insulation. If you suspect your home may not be property insulated, the cost of keeping the home heated and cooled can rise dramatically. Role of Insulation The role of insulation is to keep the climate inside a home relatively stable. A poorly insulated home will have more temperature swings, both hot and cold, according to the environment. Homes in areas with more challenging climates need better insulation than those...]]></description><pubDate>January 12, 2010  3:58 PM</pubDate></item><item><title><![CDATA[Updating Your Home Electrical Network]]></title><link>http://www.finweb.com/real-estate/updating-your-home-electrical-network.html</link><description><![CDATA[ Your electrical home&amp;nbsp;network is one of the most important parts of your home. If your electrical network is not up to par, you could find yourself in a number of negative situations. There are several reasons that you should consider updating your home electrical network. Here are some things to consider if you are in need of an electrical update.&amp;nbsp; Old Houses One of the biggest groups of people that could benefit from an improvement in their home network are those that live in older houses. If you live in an old house, your electrical network could be completely...]]></description><pubDate>January  9, 2010  3:33 PM</pubDate></item><item><title><![CDATA[Tips on Exploring Home Improvement Marketing &amp; Advertising]]></title><link>http://www.finweb.com/real-estate/tips-on-exploring-home-improvement-marketing-advertising.html</link><description><![CDATA[ Using home improvement marketing&amp;nbsp;can be a great way to build your business. If you are in the home improvement business, there are many tactics that you can use to build business. The home improvement business is very competitive and there will undoubtedly many potential clients. With smart and consistent marketing and advertising, you can steadily build your business. Here are a few tips on exploring home improvement marketing and advertising.&amp;nbsp; Internet Power If you really want to make a difference in your local market, you need to focus on internet marketing. The internet is the most powerful marketing tool...]]></description><pubDate>January  8, 2010  3:54 PM</pubDate></item><item><title><![CDATA[Investing in Energy Efficient Windows]]></title><link>http://www.finweb.com/real-estate/investing-in-energy-efficient-windows.html</link><description><![CDATA[ In the past few years, energy efficient windows have become increasingly popular because windows significantly impact a home&amp;rsquo;s heating and cooling costs. Efficient windows are the key to lowering your monthly electric bill. Old Windows Leak Costly Air Older, poorly constructed windows leak out up to 30% of the cold air produced by your air conditioner during summer months, and can cause frigid outdoor air to seep in during the winter. This unwanted air leakage can cost homeowners over $200 a year on their energy bill. Efficient Windows Drastically Reduce Your Energy Bill Energy efficient windows, however, offer better...]]></description><pubDate>January  7, 2010  3:37 PM</pubDate></item><item><title><![CDATA[Costs and Benefits of Solar Panels for Your Home]]></title><link>http://www.finweb.com/real-estate/costs-and-benefits-of-solar-panels-for-your-home.html</link><description><![CDATA[ A great way to save hundreds of dollars on your electric bill each year is to buy solar panels for your home. Solar panels use energy from the sun to power your home. This renewable energy resource will eliminate your home&amp;rsquo;s electric expenses and also help the environment&amp;nbsp; How Much Do Solar Panels Cost? Solar panels require a moderate one-time investment; however, they usually pay for themselves in three years or less. Due to their increase in popularity, installation expenses have decreased by 30% in the past few years. The cost of rooftop solar panels depends on the size...]]></description><pubDate>January  7, 2010  3:33 PM</pubDate></item><item><title><![CDATA[Knowing Your Home Improvement Costs]]></title><link>http://www.finweb.com/real-estate/knowing-your-home-improvement-costs.html</link><description><![CDATA[ Knowing your home improvement costs is essential to any home improvement project. When looking to make home improvements, be sure you sit down and create a budget. After setting your budget, walk through your home and make a list of what you may need such as paint or wall paper, plaster to patch the walls, or outlets and plates for electrical sockets and fixtures. You can then walk through a hardware store to get your pricing. Some of the most overlooked, but common, home improvements consist of a new roof, windows and siding for your home. &amp;nbsp; Roof At...]]></description><pubDate>January  7, 2010  3:30 PM</pubDate></item><item><title><![CDATA[Valuable Home Insulation Tips]]></title><link>http://www.finweb.com/real-estate/valuable-home-insulation-tips.html</link><description><![CDATA[ For those who are looking for a way to save money on heating and cooling costs, home insulation can be a great way to do it. While it will cost money upfront for materials, time, and labor, the savings on the monthly utility bills and the available tax credits will be worth it in the end. Take a look at these five home insulation tips to help you save money, sometimes as much as 30% per year.Look to the AtticIf your home has an attic, chances are you are losing a lot of valuable heat or air through it....]]></description><pubDate>January  4, 2010  3:33 PM</pubDate></item><item><title><![CDATA[Increasing the Value of Your Home with Deck Design]]></title><link>http://www.finweb.com/real-estate/increasing-the-value-of-your-home-with-deck-design.html</link><description><![CDATA[ One popular way to increase the value of your home is the use of a great deck design. Homebuyers love a good deck, there is something welcoming about sitting outdoors, on the deck, and enjoying your home. Here are a few things that you will want to consider about your deck design before you start building. Neighborhood While no one wants to be exactly like their neighbor, when it comes to decks, you should try to keep the deck design similar to the other designs in your area. Do not overdo it. Your home value is affected greatly by...]]></description><pubDate>December 21, 2009  3:39 PM</pubDate></item><item><title><![CDATA[An Introduction to Home Design and Planning Software]]></title><link>http://www.finweb.com/real-estate/an-introduction-to-home-design-and-planning-software.html</link><description><![CDATA[ Using home design and planning&amp;nbsp;software can be a valuable resource if you are considering building a home. With so many different ideas for new homes, it can be a little overwhelming and confusing. Home design software allows you to zero in on exactly what you want in your house. Here are a few things that you can do with home design and planning software. Start With Basics When you first start out using home design and planning software, you might want a little help. Most of the programs out there actually come with thousands of designs that you can...]]></description><pubDate>December 18, 2009  3:43 PM</pubDate></item><item><title><![CDATA[Solar Panels: A Sunny Home Improvement?]]></title><link>http://www.finweb.com/real-estate/solar-panels-a-sunny-home-improvement.html</link><description><![CDATA[ If you are trying to decide whether or not to use solar panels in your home, there are several things to consider. Though they sound as though they may a good investment, it is important to think about the purchase from a financial perspective before spending the money. Solar panels are a large investment, so knowing how long it will take you to save the money in energy costs is key to knowing if they are worth it or not.&amp;nbsp; How much money will I save? The amount of money solar panels will save on your power bill will...]]></description><pubDate>December 18, 2009  3:30 PM</pubDate></item><item><title><![CDATA[New Home - Utilities Set Up]]></title><link>http://www.finweb.com/real-estate/new-home---utilities-set-up.html</link><description><![CDATA[ Setting up home utilities&amp;nbsp;is always an important part of moving to a new home. Everyone has to go through this essential step of moving into a house, however, many people are unfamiliar with how you do it. If you are planning on moving to a new home in the near future, here are some things to keep in mind in regards to setting up your utilities. Assess Your Needs First, you will need to look at your new house and determine exactly what utilities you need. Every house is going to need electricity, water and refuse collection. Depending on...]]></description><pubDate>December 17, 2009  4:22 PM</pubDate></item><item><title><![CDATA[An Overview of New Home Construction Costs]]></title><link>http://www.finweb.com/real-estate/an-overview-of-new-home-construction-costs.html</link><description><![CDATA[ New home construction is a great option for people who would like to build a home to their exact specifications. New homes tend to be the most energy efficient, cheapest to maintain and safest of all construction. Unfortunately, though, it is very common to underestimate the time and cost of building a home. This can leave many people wishing they had chosen a simpler option.&amp;nbsp; Land Surveying The first cost that will hit your pocketbook is the cost to survey and purchase land for the home. The land must be reviewed to assure there are no problems with how...]]></description><pubDate>December 17, 2009  4:18 PM</pubDate></item><item><title><![CDATA[Save Electricity with These Home Improvements]]></title><link>http://www.finweb.com/real-estate/save-electricity-with-these-home-improvements.html</link><description><![CDATA[ With so many ways to go green around your home, it&amp;rsquo;s never been easier to save electricity and lower your electric bill. By using less electricity each month, you can save you money and help protect the planet. Read below to learn four eco-friendly appliances and/or home additions that can help you save electricity while also doing your part to help the environment. When it comes to making your home a green-living residence, the end result certainly justifies the means. Install Solar Panels One of the best ways to save electricity is to purchase solar panels for your home....]]></description><pubDate>December 16, 2009  3:33 PM</pubDate></item><item><title><![CDATA[Increase Home Value - Window Replacements]]></title><link>http://www.finweb.com/real-estate/increase-home-value---window-replacements.html</link><description><![CDATA[ If you want to find ways to increase your home&amp;rsquo;s value,&amp;nbsp;there are many potential things that you could do. One easy way to boost the value of your home is to think about replacing the windows. Putting in new windows can help your home in a number of ways. With the advancements in windows over the last few years, there are a number of benefits to replacing your outdated windows with current ones. Here are a few things to consider when looking at replacing your windows.&amp;nbsp; Tinted Windows Tinted windows can provide several helpful benefits for you and your...]]></description><pubDate>December 15, 2009  4:17 PM</pubDate></item><item><title><![CDATA[Subsidizing Your Home Improvements]]></title><link>http://www.finweb.com/real-estate/subsidizing-your-home-improvements.html</link><description><![CDATA[ Finding ways to pay for home improvements&amp;nbsp;is at the top of many people's priorities list. Improving your house is a great way to add value and home equity. With the rising costs of home improvements these days it is easy to rack up thousands of dollars in bills. If you pay for everything out of your own pocket, you could easily become strapped for cash. However, there are ways to subsidize the improvements. Here are a few ways to subsidize home improvements.&amp;nbsp; Tax Cuts One way that you can help to subsidize your home improvements is through tax cuts....]]></description><pubDate>December 15, 2009  3:40 PM</pubDate></item><item><title><![CDATA[How to Upgrade your Home Before a Sale]]></title><link>http://www.finweb.com/real-estate/how-to-upgrade-your-home-before-a-sale.html</link><description><![CDATA[ If you are looking for a way to upgrade home value and increase your selling price, there are many things that you could potentially do. Selling your home for top dollar will usually take a lot of work on your part. You have to stage the house just right and you have to make the necessary upgrades. While it might sound simple, finding the necessary upgrades can sometimes be difficult. Here are a few things that you need to keep in mind when upgrading your home before a sale.&amp;nbsp; Kitchen On the inside of the house, the most important...]]></description><pubDate>December  8, 2009  4:40 PM</pubDate></item><item><title><![CDATA[3 Steps to Mold Removal]]></title><link>http://www.finweb.com/real-estate/3-steps-to-mold-removal.html</link><description><![CDATA[ Dealing with&amp;nbsp;mold removal&amp;nbsp;is an issue that a lot of homeowners have to worry about these days. With concerns growing over toxic mold, more and more people are worried about mold in their homes. Mold can cause a lot of serious health complications especially if someone in your house has a respiratory problem. Therefore, getting rid of the mold is something that should be high on your priority list. Here are a few steps to help you get on top of the mold. 1. Locate the Problem The first thing that you need to do is locate the problem. You...]]></description><pubDate>December  8, 2009  3:43 PM</pubDate></item><item><title><![CDATA[How to Make Appropriate Home Improvements for Appraisal]]></title><link>http://www.finweb.com/real-estate/how-to-make-appropriate-home-improvements-for-appraisal.html</link><description><![CDATA[ As a result of home improvements, appraisal&amp;nbsp;values can increase on a house. If you own a house and you are trying to increase the value, there are a number of things that you can do. However, many people end up doing the wrong things and believing that they have made the value of their house increase. If you want to invest money into the improvement of your house, you will want to make sure that you are getting some type of return on your dollars. Here is how to make appropriate home improvements for an upcoming appraisal. Ineffective Improvements...]]></description><pubDate>December  7, 2009  3:46 PM</pubDate></item><item><title><![CDATA[How to Plan a New Home Design]]></title><link>http://www.finweb.com/real-estate/how-to-plan-a-new-home-design.html</link><description><![CDATA[ Planning a new home design&amp;nbsp;can be a very exciting time in your life. The ability to build the house you want from the ground up can help you create your dream home and you should look at it as a great opportunity and plan everything carefully. Here are a few tips to plan a new home design. List Features The first thing that you need to do is list all of the features that you want in your house. Put down how many bedrooms, how many bathrooms and any other general features. Then get very specific with what you...]]></description><pubDate>December  6, 2009  3:59 PM</pubDate></item><item><title><![CDATA[Increasing Your Homes Value with Laminate Flooring]]></title><link>http://www.finweb.com/real-estate/increasing-your-homes-value-with-laminate-flooring.html</link><description><![CDATA[ With laminate flooring&amp;nbsp;you can create a beautiful look in your house without the big cost associated with other floors. In today's real estate market, you have to stay up to date with everyone around you. With more and more people choosing laminate flooring for their homes, it might be time to strongly consider installing some. Here are a few benefits of laminate flooring and how it can help your home. Easy to Maintain Laminate floors are one of the easiest floors on the market to maintain. To clean them you can simply use a dust mop and a spray...]]></description><pubDate>December  2, 2009  3:49 PM</pubDate></item><item><title><![CDATA[The Benefits of Energy Efficient Doors]]></title><link>http://www.finweb.com/real-estate/the-benefits-of-energy-efficient-doors.html</link><description><![CDATA[ Using energy efficient doors in your home can help you in a number of different ways. These days everyone is looking for a good way to save some money. If you can spend a little bit of money for energy efficient doors and make back your investment, it makes sense. Here are a few ways that energy efficient doors can help you. Cut Energy Costs Getting energy efficient doors can really cut down on your energy bills. According to recent estimates, you can save between 7 and 24% on your annual energy bills. The savings can be substantial, especially...]]></description><pubDate>December  2, 2009  3:37 PM</pubDate></item><item><title><![CDATA[Knowing Your Home Improvement Loan Options]]></title><link>http://www.finweb.com/real-estate/knowing-your-home-improvement-loan-options.html</link><description><![CDATA[ Home improvement loans can give you the ability to do a lot of different things. When you own a house, there are many different types of repairs you may want to make like install a new roof, new flooring, extra room or a number of other things. As long as you own the house, you will most likely want to fix certain things about it. This is when home improvement loans can come in very handy. When you are looking to take out a home improvement loan, you have a number of options. Here are a few of the...]]></description><pubDate>November 29, 2009  3:56 PM</pubDate></item><item><title><![CDATA[FAQ for Personal Home Construction]]></title><link>http://www.finweb.com/real-estate/faq-for-personal-home-construction.html</link><description><![CDATA[ When you are constructing your home, a homeowner may have a few questions. The most common three questions are: 1. What is my first step to building my own home? The first thing to do is put together a book of ideas for your home. Write down basic things like number of bedrooms/bathrooms, etc. Describe each room and what features you want them to have. Collect pictures of homes that you like. 2. Is it expensive to build my own home? The answer depends on your financial situation and the type and size of the home you want built....]]></description><pubDate>November 27, 2009  4:03 PM</pubDate></item><item><title><![CDATA[Foreclosures Hidden Fees]]></title><link>http://www.finweb.com/real-estate/foreclosures-hidden-fees.html</link><description><![CDATA[ Bank owned foreclosures often look like the best deals on the real estate market. The banks are so anxious to unload the debts; they are willing to sell the properties far under market value. If you are considering purchasing a short sale or foreclosure property, be aware of hidden fees that may drive up the cost. Deferred Maintenance Foreclosed properties are usually sold &quot;as is,&quot; and this is of primary concern when it comes to deferred maintenance. If the previous owner could not afford a mortgage, the owner likely also could not afford to maintain the home properly. You...]]></description><pubDate>November 27, 2009  3:47 PM</pubDate></item><item><title><![CDATA[Reducing Your Heating and Cooling Expenses]]></title><link>http://www.finweb.com/real-estate/reducing-your-heating-and-cooling-expenses.html</link><description><![CDATA[ Reducing heating and cooling costs is a popular question in a difficult economy because everyone needs to figure out ways to stretch their money. Once you reduce your heating and cooling costs, you will be able to save money that are needed for other areas of your life. There are many ways to save on your heating and cooling expenses. Some of the most common are routine maintenance, utilizing a thermostat, using energy saving products and shutting off lights or appliances when not in use. Routine Maintenance In lowering your costs, routine maintenance is extremely effective. It is important...]]></description><pubDate>November 25, 2009  3:35 PM</pubDate></item><item><title><![CDATA[Saving Money with Kitchen Remodeling]]></title><link>http://www.finweb.com/real-estate/saving-money-with-kitchen-remodeling.html</link><description><![CDATA[ Saving money while remodeling your kitchen is ideal for most homeowners. There are many ways to do this in order to avoid getting into debt. When you remodel think about establishing a&amp;nbsp; budget. Think about what you will need to take into&amp;nbsp;consideration, cost effective changes and&amp;nbsp;what tasks you can accomplish yourself. Budget Understanding and structuring your budget is essential when planning to remodel your kitchen as costs can get out of control. The average kitchen remodel can cost upwards of $40,000 to $50,000 dollars when you figure in materials and&amp;nbsp;labor. If you are planning to sell your house at...]]></description><pubDate>November 25, 2009  3:33 PM</pubDate></item><item><title><![CDATA[Does Investing in New Carpet or Flooring Pay Off?]]></title><link>http://www.finweb.com/real-estate/does-investing-in-new-carpet-or-flooring-pay-off.html</link><description><![CDATA[ Many people think that by replacing their carpet or putting in new flooring, they can get a good return on their investment, but that is not always the case. It depends on what you replace. Floor Covering vs. Flooring There are different levels of flooring available. Some floors will permanently be affixed to the subfloor, which will make it part of the structure. This is called flooring and it will add to the value of your home. These types of floors include hardwood and tile.&amp;nbsp; Floor covering is when you simply cover the floor with something that is not...]]></description><pubDate>November 24, 2009  4:08 PM</pubDate></item><item><title><![CDATA[Can a Plumbing Upgrade Increase My Home Value?]]></title><link>http://www.finweb.com/real-estate/can-a-plumbing-upgrade-increase-my-home-value.html</link><description><![CDATA[ Not all improvements will actually increase your home value. Whether or not your value goes up depends on several factors including your homes current value, the value of comparable homes in your area and the given real estate market. However, on the whole, improvements to the functionality of the home will cause the value to climb. Functional Improvements Functional improvements do include plumbing upgrades. For these upgrades to pay off, though, they should be done to market requirements and not personal interests. For example, improving plumbing to meet the city code, insurance requirements for your home or prevent floods...]]></description><pubDate>November 24, 2009  4:06 PM</pubDate></item><item><title><![CDATA[Is a Home Generator Worth the Expense?]]></title><link>http://www.finweb.com/real-estate/is-a-home-generator-worth-the-expense.html</link><description><![CDATA[ Home generators are usually installed as backup power supplies to a house in case of a power outage or blackout, rather than as a primary power source. Costs of a Home Generator If you have an average-sized house with average power needs, expect to spend at least $4,000 for the initial purchase and installation of a standby home generator. After installation, maintenance costs are limited to an annual routine inspection and oil change, similar to changing the oil in a car or riding mower. The main operating expense is the fuel. Fuel costs depend on whether the generator uses...]]></description><pubDate>November 24, 2009  4:04 PM</pubDate></item><item><title><![CDATA[Kitchen Remodeling to Increase the Value of Your Home]]></title><link>http://www.finweb.com/real-estate/kitchen-remodeling-to-increase-the-value-of-your-home.html</link><description><![CDATA[ Kitchen remodeling is a subject that many families think about. They want to remodel their kitchen, but they have no idea how to do it. If you are ever planning on selling your house, the kitchen will be a large area of priority. Buyers look at the kitchen before they think about any other room in the house. Many times, it is the kitchen that ends up selling the house. Therefore, the kitchen can add a lot of value to the total price of your home. Remodeling your kitchen in a way that creates value is critical. Here are...]]></description><pubDate>November 24, 2009  4:03 PM</pubDate></item><item><title><![CDATA[Remodeling Your Bathroom to Add Value to Your Home]]></title><link>http://www.finweb.com/real-estate/remodeling-your-bathroom-to-add-value-to-your-home.html</link><description><![CDATA[ Remodeling a bathroom is a fantastic way to add value to your home as a whole. The two most important rooms in the house for creating value are the kitchen and the bathroom. This is where those that may potentially buy your house are looking. Therefore, if you are thinking about remodeling your bathroom, there are a few things that you will want to consider. Here are some tips to help you remodel your bathroom and add value. Flooring The flooring that you put in your bathroom can do a lot as far as adding value to your home....]]></description><pubDate>November 24, 2009  4:01 PM</pubDate></item><item><title><![CDATA[How Energy Efficient Lighting Can Save You Money]]></title><link>http://www.finweb.com/real-estate/how-energy-efficient-lighting-can-save-you-money.html</link><description><![CDATA[ Installing energy efficient lighting can save you hundreds of dollars a year on your electric bill. This does not just mean changing out your light bulbs for compact fluorescent bulbs, though these lights do last longer. There are many ways to save money through smart lighting decisions. Use lamps wisely - Lamps generally use less electricity than overhead lights. When you need lighting for a task, such as reading or studying, it makes more sense to use only one light bulb to provide immediate lighting to the area you are working in than to pay to light an entire...]]></description><pubDate>November 24, 2009  4:00 PM</pubDate></item><item><title><![CDATA[Taking Advantage of &quot;Energy Efficent&quot; Tax Credits]]></title><link>http://www.finweb.com/real-estate/taking-advantage-of-energy-efficent-tax-credits.html</link><description><![CDATA[ Energy efficient tax credits offer a great way to transform your home into an eco-friendly living space without breaking the bank. Green living not only helps the environment, but it can also save you lots of money Examples of Energy Efficient Tax Credits Here are a few of the most popular energy efficient additions that can result in generous tax credits: Solar power panels Energy-saving appliances Energy-efficient skylights Eco-friendly air conditioner Energy-efficient water heater A Cost Analysis of Green Living The amount you can save on an eco-friendly home depends on the state in which you live. Most states...]]></description><pubDate>November 24, 2009  3:58 PM</pubDate></item><item><title><![CDATA[Unrewarding Home Improvements to Avoid]]></title><link>http://www.finweb.com/real-estate/unrewarding-home-improvements-to-avoid.html</link><description><![CDATA[ Many home improvements end up costing more than they are worth when it comes time to sell the home. Unnecessary upgrades can cause your home to &quot;out price&quot; the neighborhood, meaning you will receive no return for the investment. Although you may think that the improvement is a valuable addition to a home, be wary about certain projects. Spa or Pool Installations The number one money trap for many home owners is installation of a pool or spa. Very few residents are actually willing to pay the cost to own and maintain a pool in their home. When these...]]></description><pubDate>November 24, 2009  3:56 PM</pubDate></item><item><title><![CDATA[Home Improvements to Cut Your Water Costs]]></title><link>http://www.finweb.com/real-estate/home-improvements-to-cut-your-water-costs.html</link><description><![CDATA[ With the economic situation pulling at the purse strings of many home owners, more people are looking toward home improvements that can be made to reduce water costs. Saving money on water is both helpful for the budget and helpful for the environment. Making simple home improvements will save money in the long run and they will pay for themselves in no time.&amp;nbsp; Fix the Toilets A leaky toilet can waste 2 gallons of water a minute, which will quickly make the water bill sky rocket. Don't let toilets run more than they have to, because a &quot;silent&quot; leak...]]></description><pubDate>November 24, 2009  3:55 PM</pubDate></item><item><title><![CDATA[Save on Your Electric Bill with Home Improvements]]></title><link>http://www.finweb.com/real-estate/save-on-your-electric-bill-with-home-improvements.html</link><description><![CDATA[ There are a myriad of home improvements that can be made to help save money on your electric bill. The list can range from those that are relatively inexpensive to major upgrades that will take months to years before the net effect is felt. When considering each of the home improvements discussed below, an individual homeowner should weigh the immediate cost against the longer-term impact. Also, keep in mind that many of the upgrades can be considered green updates and are also environmentally responsible repairs. Straightforward Upgrades Starting with one of the easiest and least expensive changes that one...]]></description><pubDate>November 24, 2009  3:53 PM</pubDate></item><item><title><![CDATA[Valuable Home Improvement Investments]]></title><link>http://www.finweb.com/real-estate/valuable-home-improvement-investments.html</link><description><![CDATA[ Not all home improvements add value to your home. Some improvements, in fact, can detract from your home's marketability. When you are looking to increase the value of your home, keep the rules of real estate in mind. Aim for improvements that increase your home's safety and energy efficiency. Next, take on projects in kitchens and bathrooms. Avoid any improvements that are customized, and keep the market value in mind as you go. Safety and Efficiency Improvements If your home is not up to building code in any way, then it is wise to make adjustments to the safety...]]></description><pubDate>November 24, 2009  3:52 PM</pubDate></item><item><title><![CDATA[Can a Pool Increase the Value of Your Home?]]></title><link>http://www.finweb.com/real-estate/can-a-pool-increase-the-value-of-your-home.html</link><description><![CDATA[ If you are considering adding a pool to your home, there are many things to consider. While the value of a pool differs from one pool to the next, the important thing is whether or not it can add value to your home. Pools in themselves should not be considered investments. They should only be constructed in your yard if you plan on using them frequently. Here are a few things to consider when building a pool. Local Market Consideration Whether or not a pool can add value to your home depends greatly on the neighborhood and market in...]]></description><pubDate>November 24, 2009  3:50 PM</pubDate></item><item><title><![CDATA[How to Research House Improvement Grants in Your Area]]></title><link>http://www.finweb.com/real-estate/how-to-research-house-improvement-grants-in-your-area.html</link><description><![CDATA[ House improvement grants are available in most cities across the country. With some research you can find improvement grants for adding square footage to your home, making necessary safety upgrades, bringing your house up to local building code, and installing handicap accessible features. Most house improvement grants are offered through the federal government's Department of Housing and Urban Development, also known as HUD. You should start your research at the HUD Home Improvement website, http://hud.gov/improvements, and link over to the specific website for your state. Once you are at your state specific page, browse the housing assistance websites and...]]></description><pubDate>November 20, 2009  4:08 PM</pubDate></item><item><title><![CDATA[How to Collect Rent from Your Tenants]]></title><link>http://www.finweb.com/real-estate/how-to-collect-rent-from-your-tenants.html</link><description><![CDATA[Collecting rent is one of the most important tasks of a landlord. The rent should be collected on time, it is a fairly easy job if handled properly. The best plan will be when you discuss the lease terms to go over the amounts of rent and the date the rent is due. Be sure to focus on the importance of paying the rent on time and late payment charges. Basic Ground Rules How much is the rent? When is it due, is it weekly or monthly? What is included? For example, utilities, gardener, etc. If payment is by check,...]]></description><pubDate>April  6, 2011  9:03 PM</pubDate></item><item><title><![CDATA[How to Renegotiate Lease Terms]]></title><link>http://www.finweb.com/real-estate/how-to-renegotiate-lease-terms.html</link><description><![CDATA[Landlords typically do not want to change lease terms if the new terms are less favorable for them. As a result of this reluctance, you will need to provide adequate reasons to argue for your side of the issue. Here are some examples: Negotiate for lower rent only after you have studied the market and compiled comparable options. If your landlord sees you are truly considering moving because you think rents have gone down in the area, the landlord may reconsider and want to keep you as a tenant. Typically, even if you stay at a lower price, the landlord...]]></description><pubDate>April  6, 2011  7:38 PM</pubDate></item><item><title><![CDATA[5 Tips to Breaking your Apartment Lease]]></title><link>http://www.finweb.com/real-estate/5-tips-to-breaking-your-apartment-lease.html</link><description><![CDATA[Most landlords will not be happy if you attempt to break your apartment lease. In fact, the vast majority will say &quot;no&quot; if you ask. In order to break the lease, you will need to be prepared to work hard for a resolution. #1 Review your Contract Your contract includes all of the important details about your legal obligation to stay in the property. You may find out your lease is actually month-to-month, meaning you have to notify your landlord 15 or 30 days ahead and then can move out. On the other hand, you may find you have a...]]></description><pubDate>April  6, 2011  7:34 PM</pubDate></item><item><title><![CDATA[Job Relocation and Your Lease]]></title><link>http://www.finweb.com/real-estate/job-relocation-and-your-lease.html</link><description><![CDATA[ If you are stuck in a lease and dealing with a job relocation, there are several options to consider. Three of the most common strategies for breaking a lease due to a job relocation include: talking with your landlord, paying the fee, and asking your employer to cover the expense. Talk to your LandlordIf you have a good relationship with your landlord, they may allow you to break your lease without a fee. You will usually be required to provide evidence that you are relocating for a new job. Break your Lease and Pay the PriceReview your lease contract...]]></description><pubDate>December 26, 2010  4:36 AM</pubDate></item><item><title><![CDATA[How to Rent an Apartment with Bad Credit]]></title><link>http://www.finweb.com/real-estate/how-to-rent-an-apartment-with-bad-credit.html</link><description><![CDATA[ If you want to rent an apartment with bad credit there are several steps that you will need to take. It is much more difficult to rent when you have bad credit. There are several ways to improve your situation in order to find yourself on the path to renting an apartment. The best way to rent an apartment with bad credit is to find a landlord who does not run a check on potential tenants. As you search for an apartment, ask the landlord which requirements they use to qualify tenants. There are a few other things you...]]></description><pubDate>December 22, 2010  4:20 AM</pubDate></item><item><title><![CDATA[Can I break my lease if I am in the military?]]></title><link>http://www.finweb.com/real-estate/can-i-break-my-lease-if-i-am-in-the-military.html</link><description><![CDATA[ The answer to the question, &quot;Can I break my lease if I am in the military?&quot; is &quot;Yes&quot;.&amp;nbsp; Some lease agreements will explicitly state so, but if not, landlord and tenant laws in all jurisdictions allow for early termination without penalty. You have to show orders to report to active duty or proof of recent entry into the military. The landlord cannot hold you liable for any financial loses because you break your lease early due to military service. It's a risk that landlords take when they enter into a lease agreement with military service members....]]></description><pubDate>December 22, 2010  4:18 AM</pubDate></item><item><title><![CDATA[Can I break my lease because I lost my job?]]></title><link>http://www.finweb.com/real-estate/can-i-break-my-lease-because-i-lost-my-job.html</link><description><![CDATA[ If you're wondering, &quot;Can I break my lease because I lost my job?&quot; the answer is &quot;No&quot;. While it's a difficult time for you and your family, your landlord is not entitled to release you from the promise that you made to pay rent in the lease agreement. With that said, you should still ask your landlord to terminate the lease early. Some landlords may show mercy and release you from all obligations under the lease. Get any release in writing, and make sure that you're not liable to the landlord for damages under the release....]]></description><pubDate>December 22, 2010  4:16 AM</pubDate></item><item><title><![CDATA[How to Break a Lease Without Breaking the Law]]></title><link>http://www.finweb.com/real-estate/how-to-break-a-lease-without-breaking-the-law.html</link><description><![CDATA[ You are able to break a lease in any rental situation, but you may owe the landlord damages if you do not have a legal right to do so. There are circumstances where the law is on your side, and you can break a lease with no liability. You should know what those are before you leave your rental unit and stop paying rent. Otherwise, you may find yourself in a legal mess. Negotiate with Your Landlord If you have to break a lease, then you should negotiate an early termination with your landlord. Detail the reasons why you...]]></description><pubDate>December 10, 2010  4:20 AM</pubDate></item><item><title><![CDATA[Rental Investments: When are Additional Fees Justified?]]></title><link>http://www.finweb.com/real-estate/rental-investments-when-are-additional-fees-justified.html</link><description><![CDATA[ The best way to make money from your rental investments is to charge fees to tenants. There are times when additional fees are justified beyond what you charge for rent. Here are 2 examples:Late FeesIf you don't charge late fees for rent, then you have to be willing to live with the fact that you may not receive rent payments on time. Charging late fees is justified, because you'll deter late paying tenants and avoid paying late fees for the bills that you owe. Check with your local laws to ensure that you're not charging an excessive amount.Pet FeesMore...]]></description><pubDate>November 18, 2010  4:00 AM</pubDate></item><item><title><![CDATA[What deductions from your security deposit are not permitted?]]></title><link>http://www.finweb.com/real-estate/what-deductions-from-your-security-deposit-are-not-permitted.html</link><description><![CDATA[ Security deposit regulations are usually comprised in a States Landlord Tenant Act. In most cases, security deposits may be used only for damage caused by the tenant within the confines of the living space. For instance, even if a tenant were to damage something in a common area, the cost of repairs would have to be billed separately. It could not be withheld from the security deposit. Any normal wear and tear or damage during normal use is generally excluded. Excepting some clauses for carpet cleaning and so forth, if it wasn't damaged through neglect or abuse by the...]]></description><pubDate>October 24, 2010  4:00 AM</pubDate></item><item><title><![CDATA[Rental Investments: 3 Tips to Searching through Ads]]></title><link>http://www.finweb.com/real-estate/rental-investments-3-tips-to-searching-through-ads.html</link><description><![CDATA[ You can use Internet searches to find rental investments for sale if you know what you are doing. This is one of the most overlooked ways of finding a great investment property. Here are three tips to searching through ads to find your next rental investment: 1. Look for keywords indicating that the owner may be willing to sell the property. This could include things such as &amp;ldquo;best offer,&amp;rdquo; &amp;ldquo;open for negotiations&amp;rdquo; and &amp;ldquo;immediate availability.&amp;rdquo; These keywords show that the owner is willing to speak with investors, such as yourself. 2. Find those that are offered at a discount...]]></description><pubDate>August  5, 2010  4:00 AM</pubDate></item><item><title><![CDATA[How to Estimate Likely Mini Storage Insurance Costs]]></title><link>http://www.finweb.com/real-estate/how-to-estimate-likely-mini-storage-insurance-costs.html</link><description><![CDATA[ Estimating mini storage insurance costs is something to consider before you rent a space. This way, you know exactly what costs are involved and how much you will be paying per month for both the unit and coverage for your belongings. Find the Right Insurance Companies Once you find several companies that sell mini storage insurance, you should be able to request quotes. In turn, you will quickly get a better idea of how much you will have to spend for the amount of coverage needed. Details that Affect the Premium There are many details that will affect how...]]></description><pubDate>July 20, 2010 12:30 PM</pubDate></item><item><title><![CDATA[Rental Investment Tips: Interior]]></title><link>http://www.finweb.com/real-estate/rental-investment-tips-interior.html</link><description><![CDATA[ When you put money into a rental investment, you are going to have to fix up the interior of the property in most cases. Here are some tips on what you should do with the interior of a rental investment property. Flooring One of the most important things that you should focus on is the condition of the flooring. The flooring is going to be one of the first things that people see when they come in to the property. If you have carpet that is stained or torn, you need to consider cleaning it or replacing it. Lighting...]]></description><pubDate>June 13, 2010  4:23 AM</pubDate></item><item><title><![CDATA[Rental Investment Tips: Exterior]]></title><link>http://www.finweb.com/real-estate/rental-investment-tips-exterior.html</link><description><![CDATA[ When you get involved with a rental investment, you are going to have to evaluate many different factors. One aspect that you will have to deal with is the exterior of the property.&amp;nbsp; Landscaping Whenever you are fixing up your rental property to try and rent it out, you might want to consider the landscaping. You can add quite a bit to the overall look of the property by landscaping. You do not have to create the most elaborate landscaping that is possible, but you should consider adding some type of landscaping to the property. Fencing You might also...]]></description><pubDate>June 13, 2010  4:20 AM</pubDate></item><item><title><![CDATA[Doing a Cash-Flow Analysis for a Rental Investment]]></title><link>http://www.finweb.com/real-estate/doing-a-cash-flow-analysis-for-a-rental-investment.html</link><description><![CDATA[ Before purchasing a rental investment, savvy investors complete a cash-flow analysis to assess its profitability. A simple-cash flow analysis using rent projections and expenses is very effective for small properties. Projecting realistic rents is the key to an accurate and successful cash-flow analysis. If you purchase the property and cannot get the rents you thought you would, then you are stuck with a cash-sucking investment.&amp;nbsp; Compare the rental units with others nearby. Note the characteristics of the properties and the overall market: Size of each unit Condition of each unit In-apartment and common area amenities Applicable rent regulations Market...]]></description><pubDate>June 13, 2010  4:18 AM</pubDate></item><item><title><![CDATA[Doing a Comparable Sales Analysis for a Rental Investment]]></title><link>http://www.finweb.com/real-estate/doing-a-comparable-sales-analysis-for-a-rental-investment.html</link><description><![CDATA[ If you are considering making a rental investment, there are a number of things that you are going to need to evaluate properly. In order to determine if the property is a good investment, you might want to consider utilizing a comparable sales analysis. Here are the basics of the comparable sales analysis for rental investments. Comparable Sales Analysis A comparable sales analysis is a process in which you will be able to determine the fair market value of a piece of property. If you are getting ready to buy a rental property, this is going to tell you...]]></description><pubDate>June 13, 2010  4:16 AM</pubDate></item><item><title><![CDATA[Using Scouts to Find Rental Investments]]></title><link>http://www.finweb.com/real-estate/using-scouts-to-find-rental-investments.html</link><description><![CDATA[ If you are interested in getting started with rental investments, you might want to consider utilizing a property scout to help you. Here are the basics of using scouts to find rental investments. What Scouts Do Property scouts can fulfill a number of roles for you as a property investor. They will save you quite a bit of time by getting background information on potential rental properties. For example, they are going to check the general condition of the rental house. They will also give you details as to the property location and what type of neighborhood the property...]]></description><pubDate>June 13, 2010  4:13 AM</pubDate></item><item><title><![CDATA[Rental Houses - Conducting Appropriate Financial Analysis]]></title><link>http://www.finweb.com/real-estate/rental-houses---conducting-appropriate-financial-analysis.html</link><description><![CDATA[ When trying to analyze rental houses, there are a number of financial factors that you should consider. Here are the basics of how to conduct appropriate financial analysis on rental houses. Market Rent You need to start out by comparing your house to the market rent in the area. In order to determine the market rent, you are going to need to look at some other rental properties. You can look online or call around to some different rental properties to determine how much they charge in rent. You can also get the square footage of the property and...]]></description><pubDate>June 13, 2010  4:11 AM</pubDate></item><item><title><![CDATA[Modifying Lease Terms: What Can Be Changed?]]></title><link>http://www.finweb.com/real-estate/modifying-lease-terms-what-can-be-changed.html</link><description><![CDATA[ Lease terms are the contractual obligations that you and your landlord agreed to follow when you signed your paperwork. Usually, those terms remain the same for the duration of the lease. However, these terms can be changed if you or your landlord choose. It's a complicated process that includes many rules and regulations, and it won't be complete until you and your landlord both sign off on the changes. Understanding Lease Terms The lease is a mutually binding contract between you and the landlord. If either you or your landlord don't follow it's terms, the lease is canceled. While...]]></description><pubDate>June 10, 2010  4:42 AM</pubDate></item><item><title><![CDATA[Landlord Liabilities: Environmental Hazards]]></title><link>http://www.finweb.com/real-estate/landlord-liabilities-environmental-hazards.html</link><description><![CDATA[ When you are a landlord, you are going to have to make sure that you keep your rental property in livable conditions. You have to make sure that the property is free from environmental hazards. Here are a few things to consider about what would constitute an environmental hazard. Lead If you have an older rental property, there is a chance that there could be lead in the paint or in the water. You need to make sure that you test the paint and the water to make sure that it is free from lead.&amp;nbsp; Asbestos Asbestos is another...]]></description><pubDate>June  9, 2010  4:42 AM</pubDate></item><item><title><![CDATA[Landlord Liabilities: Protecting Yourself Financially]]></title><link>http://www.finweb.com/real-estate/landlord-liabilities-protecting-yourself-financially.html</link><description><![CDATA[ As a landlord, you are taking on a large amount of financial responsibility. Here are a few steps that you might want to take in order to protect yourself financially as a landlord. Insurance Whenever you are renting out a property, you want to make sure that you have the proper amount of insurance coverage. You will need to purchase a landlord insurance policy on the property. This is going to cover physical damage to the property as well as liability against injuries. If one of your tenants is injured on the property, this insurance policy is going to...]]></description><pubDate>June  9, 2010  4:40 AM</pubDate></item><item><title><![CDATA[Landlord Liabilities: What Constitutes Negligence?]]></title><link>http://www.finweb.com/real-estate/landlord-liabilities-what-constitutes-negligence.html</link><description><![CDATA[ As a landlord, you have certain responsibilities when it comes to protecting your tenants and property. Environmental Hazards If you have any environmental hazards in your property and you do not take the necessary steps to remove them, this could be considered negligence. For example, if you have lead paint, asbestos, mold, or something similar in your property, you are going to need to remove this before putting tenants in the property. Structural Issues You should also make sure that the building does not have any significant structural issues. You need to make sure that the building meets all...]]></description><pubDate>June  9, 2010  4:38 AM</pubDate></item><item><title><![CDATA[Landlord's Duties: What Are Your Responsibilities?]]></title><link>http://www.finweb.com/real-estate/landlords-duties-what-are-your-responsibilities.html</link><description><![CDATA[ If you are considering becoming a landlord, you will want to make sure that you understand all of the potential responsibilities that you will take on. There are a number of tasks that you will have to complete regularly as a landlord. Here are some of the responsibilities that you should expect. Prepare the Property Before you can become a landlord, you are going to have to make sure that your rental property is in working order. You will have to facilitate any repairs that are necessary on the property. You may have to replace the flooring, paint the...]]></description><pubDate>June  9, 2010  4:35 AM</pubDate></item><item><title><![CDATA[Rental Investments: Establishing a Pet Deposit]]></title><link>http://www.finweb.com/real-estate/rental-investments-establishing-a-pet-deposit.html</link><description><![CDATA[ When dealing with rental investments, you are going to have to spend some time thinking about how you will handle pets. One of the best ways to protect yourself is to establish a pet deposit. Here are a few things to consider about establishing a pet deposit. Amount You need to spend some time considering how much money you should charge for the pet deposit. You want to try to think of all of the damage that could possibly be done in your rental property by a pet. Think about how much money it is going to cost to...]]></description><pubDate>June  9, 2010  4:33 AM</pubDate></item><item><title><![CDATA[Landlords: 3 Tips for Dealing with Unpaid Rent]]></title><link>http://www.finweb.com/real-estate/landlords-3-tips-for-dealing-with-unpaid-rent.html</link><description><![CDATA[ Unpaid rent is one of the most significant issues that landlords face. As a landlord, you expect your tenant to pay what he owes. In the event that he fails to do so, you have several options for dealing with the unpaid rent. Ask NicelyNo one likes to deal with a threatening landlord, and it is possible that paying the rent merely slipped your tenant&amp;rsquo;s mind--especially if he moved in recently. Call your tenant and mention that you didn&amp;rsquo;t receive his rent payment for the month. Let the Tenant Work Off the RentIf you know your renter is facing...]]></description><pubDate>June  9, 2010  4:31 AM</pubDate></item><item><title><![CDATA[Landlords: What Constitutes Normal Wear and Tear?]]></title><link>http://www.finweb.com/real-estate/landlords-what-constitutes-normal-wear-and-tear.html</link><description><![CDATA[ Landlords typically stipulate that a renter&amp;rsquo;s security deposit won&amp;rsquo;t be used to cover normal wear and tear on an apartment or rental home. Normal wear and tear encompasses everything from stuck windows to faded curtains.Damage That Falls under &amp;ldquo;Normal Wear and Tear&amp;rdquo;Carpet and paint are two items commonly included in a lease&amp;rsquo;s &amp;ldquo;wear and tear&amp;rdquo; clause. A renter has little to no control over how quickly paint may fade or carpet may fray. If the home or apartment suffers from general plumbing or wiring problems that are no fault of the renter but appeared during the tenancy, these issues...]]></description><pubDate>June  9, 2010  4:29 AM</pubDate></item><item><title><![CDATA[Landlords: Cleaning and Repairing after Move Out]]></title><link>http://www.finweb.com/real-estate/landlords-cleaning-and-repairing-after-move-out.html</link><description><![CDATA[ Landlords have a lot of responsibility when it comes to their rental properties and after a tenant moves out is one of the most important times for them. Here are a few things to consider about cleaning and repairing after a tenant moves out. Repairing You will need to make the necessary repairs in order to get the property back up to a livable condition. This part can get expensive depending on how much damage was done from the previous tenants. Hopefully, you charged the previous tenant enough in the form of a security deposit to cover the cost...]]></description><pubDate>June  9, 2010  4:27 AM</pubDate></item><item><title><![CDATA[Landlords: Move-Out Inspection]]></title><link>http://www.finweb.com/real-estate/landlords-move-out-inspection.html</link><description><![CDATA[ Landlords have a variety of responsibilities when it comes to working with tenants. One responsibility that they have is to handle the move-out inspection with their tenant. Here are a few things to consider about conducting a move-out inspection.&amp;nbsp; Move-Out Inspection The move-out inspection is a process that you can go through in the presence of your tenant. If done correctly, you will be able to avoid a lot of the potential problems that often come up between tenant and landlord. During this process, you will want to make sure that you have an inspection form. Most of the...]]></description><pubDate>June  9, 2010  4:24 AM</pubDate></item><item><title><![CDATA[Landlords: The Move-Out Letter]]></title><link>http://www.finweb.com/real-estate/landlords-the-move-out-letter.html</link><description><![CDATA[ Landlords have a number of responsibilities when it comes to a tenant moving in or out. Whenever a tenant is moving out, you will need to provide them with a move-out letter. Here are the basics of the move-out letter and what it does. The Move-Out Letter This is a letter that is provided to the tenant in order to tell them what should happen when they move out. You are going to go over a number of different things that have to do with how the property should be left. You are going to tell them what should...]]></description><pubDate>June  9, 2010  4:22 AM</pubDate></item><item><title><![CDATA[Rental Investments: Increasing Rent]]></title><link>http://www.finweb.com/real-estate/rental-investments-increasing-rent.html</link><description><![CDATA[ One of the most difficult areas of rental investments is figuring out how to increase rent. Here are a few things to consider about increasing rent on a rental property. Increasing Rent Many landlords are hesitant to increase rent on their properties. They feel like it would anger the tenant and potentially cause them to lose business. Because of this, many landlords lose out on potential profits that they could be earning. Changing Tenants When a tenant moves out, this gives you a prime opportunity to increase the rent. This way, the new tenant will have no idea how...]]></description><pubDate>June  9, 2010  4:20 AM</pubDate></item><item><title><![CDATA[Rental Investing: Charging NSF Fees]]></title><link>http://www.finweb.com/real-estate/rental-investing-charging-nsf-fees.html</link><description><![CDATA[ In the area of rental investing, many landlords charge NSF fees to their tenants. Here are a few things to consider about whether you should charge NSF fees or not. NSF Fees In some cases, landlords charge NSF fees to their renters if the rent check does not clear. This is done because the landlord is counting on receiving the money in a reasonable amount of time. If the rent check does not clear the bank, the landlord is going to have to wait longer than anticipated in order to receive the money for the rent. When the check...]]></description><pubDate>June  9, 2010  4:18 AM</pubDate></item><item><title><![CDATA[Rental Investments: Charging Late Fees]]></title><link>http://www.finweb.com/real-estate/rental-investments-charging-late-fees.html</link><description><![CDATA[ When you get involved in rental investments, you need to make sure that you consider all of the financial implications. One thing that you will want to consider is whether you plan on charging late fees to your tenants if they do not pay the rent. Here are a few things to consider in regards to charging late fees. Late Fees In most situations, a landlord is going to charge a late fee whenever a tenant does not pay the rent on time. When you are a landlord, you need to determine at what point a late fee is...]]></description><pubDate>June  9, 2010  4:16 AM</pubDate></item><item><title><![CDATA[Rental Investments: Partial Payments]]></title><link>http://www.finweb.com/real-estate/rental-investments-partial-payments.html</link><description><![CDATA[ When you get involved in rental investments, there are a number of things that you are going to have to deal with. One of these issues is whether you should accept partial payments. Here are a few things to consider about partial payments on rental investments. Partial Payments Sometimes when you are a landlord, you are going to run across tenants that have trouble paying the rent. When this happens, some of them are going to try to offer you a partial payment of what they owe instead of the full amount. They will usually ask you if they...]]></description><pubDate>June  9, 2010  4:14 AM</pubDate></item><item><title><![CDATA[Rental Investments: What Is 'Retaliation'?]]></title><link>http://www.finweb.com/real-estate/rental-investments-what-is-retaliation.html</link><description><![CDATA[ Rental investments come with more challenges than many other property investment. As the owner of the rental property, you are the landlord, and, as such, you are responsible for the welfare of your tenants while they stay inside the buildings. There are a number of local, state and federal laws that are designed to protect tenants if the landlord abuses his or her power. One legal concept you must be especially weary of is retaliation. What Is Retaliation Retaliation occurs when a landlord punishes the tenant if the tenant made a legal complaint against the landlord. The exact nature...]]></description><pubDate>June  9, 2010  4:11 AM</pubDate></item><item><title><![CDATA[General Tenants Lease Rights]]></title><link>http://www.finweb.com/real-estate/general-tenants-lease-rights.html</link><description><![CDATA[ Basic&amp;nbsp;general tenants' lease rights are guaranteed by most states' landlord tenant laws. Quiet Enjoyment Tenants have the right to live without disturbance from the landlord or his agents. Landlords must give reasonable notice before entering for inspection or repair, except in case of emergency, and cannot intrude on or dictate the tenant's lifestyle choices or use of the apartment. Landlords cannot place cameras or listening devices in tenants' apartments. Tenants can sue for invasion of privacy in civil court. Landlords must attempt to evict nuisance tenants who are engaging in illegal activities. In addition, landlords must try to abate...]]></description><pubDate>June  2, 2010  4:00 AM</pubDate></item><item><title><![CDATA[How to Give Your Landlord a 30-Day Notice]]></title><link>http://www.finweb.com/real-estate/how-to-give-your-landlord-a-30-day-notice.html</link><description><![CDATA[ Most landlords will require 30 days' notice of your intention to leave your current property. This applies only if you are in a month-to-month lease arrangement. If you have an existing rental contract that has not expired, you will have to go through a separate process to attempt to break that lease. However, if you are permitted to leave at any point, simply providing notice of your intent to leave will be sufficient to absolve you of your obligation to pay rent to your current landlord. Step One: Provide Written Notice of Intent You will need to provide notice...]]></description><pubDate>May 30, 2010  4:06 AM</pubDate></item><item><title><![CDATA[How to Break an Apartment Lease]]></title><link>http://www.finweb.com/real-estate/how-to-break-an-apartment-lease.html</link><description><![CDATA[ Breaking lease is the act of breaking any term of your lease before it expires. Usually, this means that you stopped paying your rent. Your lease a two-way binding contract between you and your landlord. If either one of you breaks it, the lease is rendered null and void. If you break the lease, your landlord has a right to charge you a penalty fee. However, you may be able to reduce the penalty under certain specific conditions. Who Breaks&amp;nbsp;the Lease If you want to break the lease, you can either get the process started yourself or stop paying...]]></description><pubDate>May 30, 2010  4:02 AM</pubDate></item><item><title><![CDATA[What Is a 30-Day Notice?]]></title><link>http://www.finweb.com/real-estate/what-is-a-30-day-notice.html</link><description><![CDATA[ Before a tenant may vacate a rental home or apartment, he must often notify his landlord of his intentions via a 30 day notice. A 30 day notice gives the landlord time to find another renter before the original tenant leaves. Length of Notice Depends on Lease While many leases state that a tenant has only to give a 30 day notice to his landlord, some require 60 and even 90 day notices. Still others do not allow the tenant the opportunity to break his lease at all. Don&amp;rsquo;t just assume that giving your landlord a 30 day notice...]]></description><pubDate>May 29, 2010  4:37 AM</pubDate></item><item><title><![CDATA[What to Do when You've Received an Eviction Notice]]></title><link>http://www.finweb.com/real-estate/what-to-do-when-youve-received-an-eviction-notice.html</link><description><![CDATA[ Receiving an eviction notice is something that no one ever wants to have to deal with. However, eviction notices are commonly served and if it happens to you, you will have to know how to deal with this process. Here are a few things that you might want to do when you've received an eviction notice. Not Paying the Rent If you are being evicted because you have not paid the rent, there are a few different things that you can do. Nonpayment of rent is one of the most common types of eviction notices that is delivered. First...]]></description><pubDate>May 29, 2010  4:11 AM</pubDate></item><item><title><![CDATA[What is an Eviction?]]></title><link>http://www.finweb.com/real-estate/what-is-an-eviction.html</link><description><![CDATA[ The only legal way to get a tenant out of a rental unit, is to file an eviction action against them. The act of &quot;kicking them out&quot; is an eviction. The lease agreement should explain the grounds for an eviction, but eviction clauses that violate state laws aren't enforceable by law. Eviction Notice The first step to an&amp;nbsp;eviction is a written notice sent by the landlord to the tenant. The tenant has 14 or 30 days to respond, depending on state laws. The tenant can&amp;nbsp;leave or fix&amp;nbsp;the violations identified in the notice. The tenant doesn't always have the option...]]></description><pubDate>May 27, 2010  4:52 AM</pubDate></item><item><title><![CDATA[How to Negotiate a Lower Apartment Rent]]></title><link>http://www.finweb.com/real-estate/how-to-negotiate-a-lower-apartment-rent.html</link><description><![CDATA[ Your apartment rent should be set according to the value of your rental on the current market. If you feel the value has changed, you can argue for a lower rent. There are several reasons the value of your apartment can change. You must start by proving the value is not congruent with the current rent. Then, you must provide your landlord with incentive to lower your rent. Finally, you must re-write your contract with the new price. Step One: Argue for Reduction Based on Market Factors You will need proof your rental is not worth the current value...]]></description><pubDate>May 27, 2010  4:41 AM</pubDate></item><item><title><![CDATA[Landlord Advice: 4 Things to Include in a Lease Agreement]]></title><link>http://www.finweb.com/real-estate/landlord-advice-4-things-to-include-in-a-lease-agreement.html</link><description><![CDATA[ If you are becoming a landlord, the following advice can help you avoid many of the mistakes that new landlords make. When you are composing a lease agreement, there are a number of things that you are going to need to keep in mind. Here are a few things to include in a lease agreement. 1. Rent&amp;nbsp; One of the main things that you need to include in a lease agreement is information about the rent. You need to clearly spell out how much the rent is and when it is due. You also need to include information about...]]></description><pubDate>May 27, 2010  4:05 AM</pubDate></item><item><title><![CDATA[Legal Limitations of an Eviction Procedure]]></title><link>http://www.finweb.com/real-estate/legal-limitations-of-an-eviction-procedure.html</link><description><![CDATA[ Understanding the legal limitations of the eviction procedure can help you avoid any confusion when an eviction is imminent. Here are some of the legal aspects of an eviction for you to consider. Notice Contrary to what many people might believe, a landlord cannot simply put a lock on your door and tell you that you are evicted. This is against the law. The landlord has to provide a tenant with a written notice that he is on the verge of being evicted before actually evicting him. Lawsuit If the tenant does not resolve the matter with the landlord,...]]></description><pubDate>May 18, 2010  4:00 AM</pubDate></item><item><title><![CDATA[What to Expect from Your Property Manager]]></title><link>http://www.finweb.com/real-estate/what-to-expect-from-your-property-manager.html</link><description><![CDATA[ Hiring a property manager can provide you with numerous benefits if you own rental property. Property managers can perform many different tasks for you that will make your job as a rental property owner much easier. Here are the basics of what you should expect from your property manager. Maintenance One of the biggest responsibilities of a property manager is taking care of maintenance on the rental property. If you are going to own rental property, you are going to have to address the issue of maintenance on the property somehow. If you do not maintain the property properly,...]]></description><pubDate>May 14, 2010  4:23 AM</pubDate></item><item><title><![CDATA[The Importance of Credit History in a Tenant Screening]]></title><link>http://www.finweb.com/real-estate/the-importance-of-credit-history-in-a-tenant-screening.html</link><description><![CDATA[ During a tenant screening, a landlord will often run a credit check on the prospective tenant. Here are a few things to consider about the importance of credit history in a tenant screening. Credit Score A credit score is calculated using a complex formula that was developed by the credit bureaus. One of the biggest factors in determining a credit score is whether an individual regularly pays his bills. If a credit score is high, you know that you are dealing with an individual who always pays his bills on time. Getting the rent payment is going to be...]]></description><pubDate>April 30, 2010  4:04 AM</pubDate></item><item><title><![CDATA[How to Rent Your House]]></title><link>http://www.finweb.com/real-estate/how-to-rent-your-house.html</link><description><![CDATA[ Many homeowners are looking to renting out their house, either to avoid foreclosure, or to buy another property without selling their home. You need to know how to rent your house to be sure that you are making a good financial move. Their are many aspects to consider other than how much your mortgage is, you need to think about legal issues, advertising and repairs. Renting your house makes you an immediate landlord, and there are many things to consider before jumping in. Preparing Your Home You need to prepare your home for rental in a similar fashion as...]]></description><pubDate>April 29, 2010  5:13 AM</pubDate></item><item><title><![CDATA[Landlord's Liability Insurance Explained]]></title><link>http://www.finweb.com/real-estate/landlords-liability-insurance-explained.html</link><description><![CDATA[ Landlord's liability insurance is an insurance policy that helps the landlord cover the expenses that result from lawsuits brought on by their tenants. If the tenant is injured on the property and can prove that the injury resulted from the landlord's negligence, he or she has a right to sue for damages. If the landlord has liability insurance, the insurance company will help the landlord to pay those damages. Liability insurance can be either a separate insurance policy or one of the components of a more comprehensive landlord insurance policy. This document will focus on the former, though many...]]></description><pubDate>April 28, 2010  5:10 AM</pubDate></item><item><title><![CDATA[The Eviction Process for Landlords]]></title><link>http://www.finweb.com/real-estate/the-eviction-process-for-landlords.html</link><description><![CDATA[ When you are a landlord, you will have to go through the eviction process. While no one enjoys doing this, it is a necessary part of the job. Here are the basics of the eviction process and how it works. Eviction When a tenant fails to pay the rent, eventually you will have to evict them. You will be required to follow strict procedures. You cannot simply put a lock on the door and sell their possessions. Start by referring back to the signed lease and proceed according to the terms. Most of the time, the lease will outline...]]></description><pubDate>April 27, 2010  4:08 AM</pubDate></item><item><title><![CDATA[Outlining Landlord Financial Responsibilities]]></title><link>http://www.finweb.com/real-estate/outlining-landlord-financial-responsibilities.html</link><description><![CDATA[ Understanding landlord responsibilities is important before you decide to purchase rental property. While there are many different types of responsibilities, landlords have numerous financial responsibilities to be concerned with. Here are some of the financial responsibilities of landlords. Property Taxes When you purchase rental property, you are going to be responsible for any property taxes. In most cases, the county in which you live will charge property taxes. The amount of property tax that you pay will be determined by the county assessors office. Insurance You will also need to make sure that you take out insurance on the...]]></description><pubDate>April 17, 2010  4:02 AM</pubDate></item><item><title><![CDATA[Renting Your Property: A Guide for Landlords]]></title><link>http://www.finweb.com/real-estate/renting-your-property-a-guide-for-landlords.html</link><description><![CDATA[ This guide for landlords will help landlords like you manage their property in a way that can earn them a nice, steady income and not drain their finances. Being a landlord is not just a way to earn some money off your property--it's a responsibility. You are responsible for enforcing rental policies, paying for the upkeep and repairs, and generally, responding to tenant requests and complaints in a timely manner. Furthermore, you have to pay taxes on your rental property and the money you earn from renting it out. All those financial obligations can be challenging, but so long...]]></description><pubDate>April 10, 2010  4:06 AM</pubDate></item><item><title><![CDATA[How to Deal with a Tenant's Late Rent Payments]]></title><link>http://www.finweb.com/real-estate/how-to-deal-with-a-tenants-late-rent-payments.html</link><description><![CDATA[ Late rent payments are commonplace, unfortunately, whenever you are leasing to a third party. Even those individuals with every intention to pay can be forgetful. While most landlords are forgiving of an occasional payment that is just a few days late, you may find issues with a client who is delayed in payments for weeks at a time. The key to dealing with this problem is anticipating it. Plan ahead with a proper rental contract, and use the contract whenever you need a solution. Set a Payment Date The key to avoiding late payments is including in the rental...]]></description><pubDate>April  8, 2010  4:35 AM</pubDate></item><item><title><![CDATA[Security Deposit Guidelines for Rental Properties]]></title><link>http://www.finweb.com/real-estate/security-deposit-guidelines-for-rental-properties.html</link><description><![CDATA[ As a landlord, you will need to determine how much you are going to charge for a security deposit. You need to put a lot of thought into how much you are going to charge, as it can influence whether you have tenants. Here are a few things to consider about choosing a security deposit amount. Covering Damages You should consider how much money you could potentially have to come up with if the tenant damages the property. Go through the property and determine what is likely to be damaged. Then you need to come up with some estimates...]]></description><pubDate>April  8, 2010  4:33 AM</pubDate></item><item><title><![CDATA[Becoming a Landlord: 3 Common Financial Questions]]></title><link>http://www.finweb.com/real-estate/becoming-a-landlord-3-common-financial-questions.html</link><description><![CDATA[ The process of becoming a landlord can provide you with some financial benefits. However, there are also some financial responsibilities involved. Here are a few common financial questions that most landlords want to know before getting involved. 1. How Much Cash Flow Can I Expect? One of the most important things to determine before becoming a landlord is how much cash flow you could generate with a property. As a landlord, you want to know how much money you can expect in rent from your tenants each month. This will help you when determining how big of a property...]]></description><pubDate>April  8, 2010  4:31 AM</pubDate></item><item><title><![CDATA[Renting vs Selling Your Vacation Home]]></title><link>http://www.finweb.com/real-estate/renting-vs-selling-your-vacation-home.html</link><description><![CDATA[ When you own a vacation home, you might have to choose between renting it or selling it at some point. Both options present you with some pros and cons that you will have to consider. Here are a few things that you need to think about in regards to renting or selling your vacation home. Renting Many vacation home owners choose to rent out their homes when they are not staying in them. The great thing about this strategy is that it can provide you with some significant cash flow. If you have a house and a prime vacation...]]></description><pubDate>April  8, 2010  4:27 AM</pubDate></item><item><title><![CDATA[A Guide to Renting Out a Vacation Property]]></title><link>http://www.finweb.com/real-estate/a-guide-to-renting-out-a-vacation-property.html</link><description><![CDATA[ Vacation property is a house or any other type of property that you can use for vacations. Normally, this is something reserved for you and your loved ones. But if you can't use your vacation property this particular season, that doesn't mean the property should go to waste. Renting it out will allow you to earn some extra income while the tenants get to enjoy a pleasant vacation. While the process does have a few wrinkles, you can make it enjoyable for everyone involved if you take a few simple steps. Figure Out Your Rent Duration Figure out for...]]></description><pubDate>April  8, 2010  4:24 AM</pubDate></item><item><title><![CDATA[A Guide to Renting Out Your Primary Residence]]></title><link>http://www.finweb.com/real-estate/a-guide-to-renting-out-your-primary-residence.html</link><description><![CDATA[ Many homeowners choose to rent out their primary residence. Whether this occurs because of a work relocation or for other reasons, this scenario does happen frequently. If you are looking at this as an option, there are several things that you will need to consider. Hire a Management Team If you will be living in a different area, you will need to consider hiring a management team to maintain the property. A good management team will be able to handle repairs, mow the lawn, and make any other necessary maintenance on the property. They will be able to collect...]]></description><pubDate>April  8, 2010  4:22 AM</pubDate></item><item><title><![CDATA[How to Conduct a Condominum Inspection]]></title><link>http://www.finweb.com/real-estate/how-to-conduct-a-condominum-inspection.html</link><description><![CDATA[ Condominium inspections should cover the interior of the sale unit and the common elements of the building. Use a qualified home inspector with experience in condominium inspections. Walk through the condominium inspection with the inspector. Don't be afraid to ask questions. Common elements include the roof, facade, boiler, elevator, plumbing mains, gas meters and master breakers. The condominium association performs maintenance of common elements and systems using funds (HOA fees or common charges) collected from the individual condominium owners.&amp;nbsp; If common elements need repair, check the condominium association's financial documents. Be certain that funds are being set aside on...]]></description><pubDate>March 15, 2010  4:00 AM</pubDate></item><item><title><![CDATA[When Should You End-of-Lease-Option Purchase?]]></title><link>http://www.finweb.com/real-estate/when-should-you-end-of-lease-option-purchase.html</link><description><![CDATA[ Rent-to-own options may allow you to elect a lease option purchase at the end of your contract. This can reduce the buy-in price of an otherwise large purchase. Choosing an end-of-lease option is not always a good idea, though, and the benefits will depend on several factors with your lease.&amp;nbsp; Quality of Rental If you have been leasing an automobile, you will know best the quality of care you provided to that vehicle. For example, you will know if you maintained regular oil changes and services. The same is true for nearly any rental: you will know the quality...]]></description><pubDate>February 23, 2010  4:02 AM</pubDate></item><item><title><![CDATA[Pros and Cons of a Rent Lease Option]]></title><link>http://www.finweb.com/real-estate/pros-and-cons-of-a-rent-lease-option.html</link><description><![CDATA[ A rent lease option is a leasing arrangement in which part of the rent gets deducted and applied towards the purchase of the home or condominium the landlord is renting out. It provides a path to home ownership for renters who may not be able to afford to buy a house any other way. This arrangement has become especially popular in the wake of the 2008 real estate crisis. While the rent lease option offers numerous benefits to renters and landlords alike, it also comes with some noteworthy downsides. Benefits of the Rent Lease Option For a homeowner, the...]]></description><pubDate>February  5, 2010  4:09 PM</pubDate></item><item><title><![CDATA[Legal Tactics to Recover Non Payment Rent]]></title><link>http://www.finweb.com/real-estate/legal-tactics-to-recover-non-payment-rent.html</link><description><![CDATA[ The non payment of rent is one of the greatest headaches of a landlord. In this a situation a tenant fails to pay rent and the landlord has the right to seek legal services to recover it. How&amp;nbsp;to Recover Rent The law obligates the tenant to pay rent according to the terms of the rental or lease agreement. Failure to pay the debt is illegal. Unfortunately for the landlord, they can only sue the client under this agreement after six months. Legal tactics provide exclusion of this provision to allow the landlord formerly demand unpaid rent. A demand letter...]]></description><pubDate>January 29, 2010  4:09 PM</pubDate></item><item><title><![CDATA[How to Make Extra Income Offering House Storage]]></title><link>http://www.finweb.com/real-estate/how-to-make-extra-income-offering-house-storage.html</link><description><![CDATA[ Offering house storage&amp;nbsp;for rent is a unique way to make some extra money. If you have some extra space in your house, you can try renting it out to friends or family for a little extra income. Many people are turning to this strategy as a way to supplement their income. If you are considering doing so, there are a few things that you need to keep in mind.&amp;nbsp; Be Professional You should try to make the experience as professional as possible. You should install some sort of storage units that can be locked and are very secure. This...]]></description><pubDate>January 24, 2010  4:52 PM</pubDate></item><item><title><![CDATA[How to Write an Ironclad Apartment Lease Contract]]></title><link>http://www.finweb.com/real-estate/how-to-write-an-ironclad-apartment-lease-contract.html</link><description><![CDATA[ Writing a good apartment lease contract&amp;nbsp;is an important part of the process of being a landlord. When you do not write a good, legally binding contract, you could find yourself in a lot of trouble down the road. Therefore, you will want to do your best when trying to write an ironclad apartment lease contract. Here are a few tips on doing just that.&amp;nbsp; Be Very Detailed When you are writing a lease contract, you will want to be extremely detailed. Tell the tenant exactly what to expect. Cover every possible contingency that you can think of. Tell them...]]></description><pubDate>January 24, 2010  4:45 PM</pubDate></item><item><title><![CDATA[Real Estate Possibilities: Converting Your House into Self Storage]]></title><link>http://www.finweb.com/real-estate/real-estate-possibilities-converting-your-house-into-self-storage.html</link><description><![CDATA[ House self storage&amp;nbsp;is probably not something that you have ever considered. However, many people are starting to convert their homes into self storage businesses successfully. If you have been looking for something to do with a house, converting it into self storage could be something to look into. Here are a few tips for converting your house into self storage.&amp;nbsp; Determine Cost Converting your house into self storage will require some investment on your part. You will have to put in the proper equipment to make it usable as a self storage. There are a number of ways that...]]></description><pubDate>January 23, 2010  4:13 PM</pubDate></item><item><title><![CDATA[How to Decide Your End of Lease Options]]></title><link>http://www.finweb.com/real-estate/how-to-decide-your-end-of-lease-options.html</link><description><![CDATA[ Assessing your end of lease options&amp;nbsp;can sometimes be a little tricky. You usually have a few different options and you want to make sure that you make the right decision. If you are nearing the end of your lease or have already reached it, here are a few options that you may want to consider.&amp;nbsp; Renew Your Lease One option that you may have is to renew your lease for another year or similar term. Ask yourself if you enjoyed the time in your current residence. Determine whether or not you were comfortable with the landlord and whether or...]]></description><pubDate>January 22, 2010  5:08 PM</pubDate></item><item><title><![CDATA[When are Lease Option Homes Your Best Decision?]]></title><link>http://www.finweb.com/real-estate/when-are-lease-option-homes-your-best-decision.html</link><description><![CDATA[ Lease option homes&amp;nbsp;have been popular since the 1970's and are a unique way to convey the use of a property to another. Lease option agreements can be very beneficial in certain situations. If you are considering getting involved with a lease option, here are a few things that you will want to consider: Lease Option Basics You need to first understand how a lease option works. Basically, you are renting the house for a certain period of time, and then buying it. At the beginning of the term, the buyer pays the seller an option to purchase the home....]]></description><pubDate>January 22, 2010  5:00 PM</pubDate></item><item><title><![CDATA[How to Start a New Mini Storage Business]]></title><link>http://www.finweb.com/real-estate/how-to-start-a-new-mini-storage-business.html</link><description><![CDATA[ Starting a new mini storage&amp;nbsp;business could be a good business investment. The storage business is usually steady, because people are always going to have items that they do not have room for. With this in mind, you may be able to make a nice return by starting a mini storage business. If you are considering getting into the storage business, there are a few things that you need to consider.&amp;nbsp; Education The first thing that you need to do is get educated on the mini storage business. There is a lot to know and before you get involved, you...]]></description><pubDate>January 22, 2010  4:53 PM</pubDate></item><item><title><![CDATA[How to Estimate Prospective Mini Storage Rental Income]]></title><link>http://www.finweb.com/real-estate/how-to-estimate-prospective-mini-storage-rental-income.html</link><description><![CDATA[ The mini storage rental&amp;nbsp;business can be very lucrative, if it is done correctly. If you are planning on getting into the mini rental storage business, there are several things that you will have to do. Coming up with the proper facts and figures during the planning stage is essential. You need to estimate everything that you could run into and try to get as realistic of a projection as possible. You will need to accurately estimate prospective income from your proposed mini storage rental unit.&amp;nbsp; Assess Market Rent The first thing that you will need to do is determine...]]></description><pubDate>January 22, 2010  4:49 PM</pubDate></item><item><title><![CDATA[How to Find Discount Mini Storage Facilities]]></title><link>http://www.finweb.com/real-estate/how-to-find-discount-mini-storage-facilities.html</link><description><![CDATA[ Trying to find good deals on discount mini storage&amp;nbsp;is something that a lot of people look for. Finding a good mini storage place is important for a lot of people. Sometimes, you just have more things than you have room for in your house. Here are a few things to consider when looking for discount mini storage facilities.&amp;nbsp; Referrals One of the best ways to find discount mini storage facilities is to ask around. When you live in an area long enough, you start to learn where the best deals are. If you are new to an area, you...]]></description><pubDate>January 22, 2010  4:45 PM</pubDate></item><item><title><![CDATA[4 Factors to Evaluating a Lease Option]]></title><link>http://www.finweb.com/real-estate/4-factors-to-evaluating-a-lease-option.html</link><description><![CDATA[ A lease option comes at the end of a lease contract. You may be able to extend the lease, stop the lease, or even purchase the home you are renting. You cannot decide on this important question without considering outside financial factors. Maintenance Record Since you have been inhabiting the property for at least a year, you are the biggest expert on how well the home has been maintained. You will be able to consider the problems you know exist in the property before extending a lease. You can ask a landlord to correct those problems before moving forward...]]></description><pubDate>January 22, 2010  4:09 PM</pubDate></item><item><title><![CDATA[How to Contact NYC's Rent Guidelines Board]]></title><link>http://www.finweb.com/real-estate/how-to-contact-nycs-rent-guidelines-board.html</link><description><![CDATA[ If you are a tenant, an owner of rental properties or someone who is looking for an apartment in New York City, the Rent Guidelines Board (RGB) is the right group to get in touch with. The Board is in-charge of various administrative functions in line of the real estate rental business all over NYC. Moreover, it provides huge resources about the city's housing information like apartment guides, rental regulations and tenant-landlord codes. If you have some questions in connection with rental matters, you can contact the NYC's Rent Guidelines Board through the following methods:Telephone and FaxThe fastest way...]]></description><pubDate>January 21, 2010  4:49 PM</pubDate></item><item><title><![CDATA[What are the Responsibilities of a Condo Board?]]></title><link>http://www.finweb.com/real-estate/what-are-the-responsibilities-of-a-condo-board.html</link><description><![CDATA[ Many people considering buying a condominium often ask what the condo board does. Understanding what role they play in the process can help you understand the condo process and life a little better.&amp;nbsp; Reserve Amount One of the biggest things that the condo board has to do is determine the reserve amount for the condominiums. The reserve amount is the amount of money that needs to be saved in a fund for repairs and maintenance throughout the year. They have to make sure that the amount is high enough that it covers all of the maintenance, but is not...]]></description><pubDate>January 19, 2010  4:39 PM</pubDate></item><item><title><![CDATA[How to Find Timeshare Condos for Cheap]]></title><link>http://www.finweb.com/real-estate/how-to-find-timeshare-condos-for-cheap.html</link><description><![CDATA[ Buying timeshare condos&amp;nbsp;can provide a great alternative to a normal vacation. Instead of renting a unit whenever you need a vacation or buying a vacation home, you can go somewhere in between. You will have your own vacation home for one week out of the year. The benefits of a timeshare can be well worth the investment. However, when you are shopping for one, you need to make sure that you get the best deal. Prices for timeshares vary wildly and you need to make sure that you do not overpay. Here are a few ways to get your...]]></description><pubDate>January 19, 2010  4:31 PM</pubDate></item><item><title><![CDATA[Projecting Revenues from Turning Your House into a Timeshare]]></title><link>http://www.finweb.com/real-estate/projecting-revenues-from-turning-your-house-into-a-timeshare.html</link><description><![CDATA[ If you are considering starting a house timeshare, there are many things to think about first. Turning your house into a timeshare definitely has some potential as a business model. However, if you do not look at all the angles, you may be disappointed. One thing that you need to do before you turn your house into a timeshare is to project potential revenues from the process. If you accurately do this, you can help decide whether or not it is profitable. Here are the basics of projecting revenues from your new timeshare. Sales Price The first thing that...]]></description><pubDate>January 19, 2010  4:28 PM</pubDate></item><item><title><![CDATA[Should You Agree to a Tenancy at Will Arrangement?]]></title><link>http://www.finweb.com/real-estate/should-you-agree-to-a-tenancy-at-will-arrangement.html</link><description><![CDATA[ As a landlord, there is a chance that you will be presented with the opportunity to go into a tenancy at will&amp;nbsp;agreement. With this type of agreement, there is no lease in place. The tenancy can be terminated at any time by either party. If you are presented with the chance to do a tenancy at will agreement, here are a few things that you should think about.&amp;nbsp; Unknown Variable The big problem with a tenancy at will agreement is that you will not have any continuity. When you allow someone to come into your property and live there...]]></description><pubDate>January 19, 2010  4:16 PM</pubDate></item><item><title><![CDATA[3 Tips for Finding Campground Timeshares]]></title><link>http://www.finweb.com/real-estate/3-tips-for-finding-campground-timeshares.html</link><description><![CDATA[ Campground timeshares&amp;nbsp;can provide your family with a guaranteed vacation every year. When you own a campground timeshare, you do not have to worry about making reservations or finding a place to go. You have a week out of the year that you can go to your campground timeshare and enjoy nature. If you are looking for a good campground timeshare, there are a few places you could look. Here are some tips for finding campground timeshares. 1. Timeshare Websites One of the easiest ways to find a campground timeshare is to visit one of the many timeshare websites that...]]></description><pubDate>January 18, 2010  5:07 PM</pubDate></item><item><title><![CDATA[What does the Rent Stabilization Association Do?]]></title><link>http://www.finweb.com/real-estate/what-does-the-rent-stabilization-association-do.html</link><description><![CDATA[ The Rent Stabilization Association, or RSA, is a real estate group which membership is composed of property owners in New York City. Known to be the largest real estate trade alliance in the United States, RSA offers a wide array of benefits and real estate services to its members who operate businesses in the rental housing market.Roles of the RSAThe Rent Stabilization Association plays a number of important functions to its rental property owner members. RSA does the following: Acts as the lobbyist before the state and the city government legislative bodies when it comes to the support or...]]></description><pubDate>January 18, 2010  4:29 PM</pubDate></item><item><title><![CDATA[How to Handle Your Rent Receipts]]></title><link>http://www.finweb.com/real-estate/how-to-handle-your-rent-receipts.html</link><description><![CDATA[ Rent receipts are an important part of the relationship between landlord and tenant, and there are a few basic guidelines to follow. A rent receipt protects the tenant because it provides proof of payment. It also protects landlords, who may be required to produce these documents for tax purposes. Information On Rent Receipts Rent receipt forms can be bought from most stationary stores and are relatively inexpensive. However, they must always provide the date, the name and address of the tenant, the amount paid and contains both the signature of the tenant and the landlord. Necessity&amp;nbsp;of Rent Receipts It...]]></description><pubDate>January 18, 2010  4:25 PM</pubDate></item><item><title><![CDATA[A Guide to Rental Security Deposit Litigation]]></title><link>http://www.finweb.com/real-estate/a-guide-to-rental-security-deposit-litigation.html</link><description><![CDATA[ Tenants can take landlords to court if their rental security deposit is not returned within 30 days after vacating an apartment in good condition. Some state laws allow tenants to collect additional penalties if they successfully sue landlords for failure to return a rental security deposit. Most rental security deposit litigation is handled in county small claims court in the county where the property is located. Attorneys are not necessary for small claims court. &amp;nbsp;Your state judiciary's website lists the appropriate location and paperwork to file.&amp;nbsp; When initiating the lawsuit, use the landlord's address for notices that is listed...]]></description><pubDate>January 18, 2010  4:14 PM</pubDate></item><item><title><![CDATA[Proper Maintenance of Pet-Friendly Homes for Rent]]></title><link>http://www.finweb.com/real-estate/proper-maintenance-of-pet-friendly-homes-for-rent.html</link><description><![CDATA[ If you own pet-friendly homes for rent&amp;nbsp;there is a lot of work that will have to be done. As the landlord of a pet-friendly home, you will have to stay on top of things in order to consistently rent it out. No one wants to stay in a run-down rental property, even if they do have pets. Therefore, you will have to perform some basic maintenance on the property in order to accommodate your potential renters. Here are a few maintenance tips if you have a pet-friendly home.&amp;nbsp; Flooring You will want to install the proper type of flooring...]]></description><pubDate>January 17, 2010  4:28 PM</pubDate></item><item><title><![CDATA[3 Tips for Finding Reliable Overseas Management]]></title><link>http://www.finweb.com/real-estate/3-tips-for-finding-reliable-overseas-management.html</link><description><![CDATA[ Looking for overseas management&amp;nbsp;is not something that many people ever worry about. However, if you own a house overseas, there is a good chance that you will have to find someone to maintain the property for you. Property, whatever the location, will require a little bit of maintenance and management. Therefore, you will need to do your best to identify someone that is reliable and trustworthy. Here are a few tips for finding reliable overseas management for your property.&amp;nbsp; 1. Ask the Neighbors Many times, when you own a house overseas, it will be located in an area with...]]></description><pubDate>January 15, 2010  4:50 PM</pubDate></item><item><title><![CDATA[About Rental Security Deposit Laws]]></title><link>http://www.finweb.com/real-estate/about-rental-security-deposit-laws.html</link><description><![CDATA[ Many landlords and tenants forget there are actual security deposit laws governing how the process of placing a deposit on a residence can legally occur. These laws are designed to protect both the landlord and the borrower. They are handled on a state-by-state basis, but the standard provisions are universal. Items Covered During a Walk-Through A walk-through is a visual inspection of the condition of the apartment. During a walk-through, the tenant and landlord should agree upon the general state of the apartment and its features. A checklist should be prepared so both are aware of the agreed terms....]]></description><pubDate>January 15, 2010  4:47 PM</pubDate></item><item><title><![CDATA[How to Write a Security Deposit Receipt]]></title><link>http://www.finweb.com/real-estate/how-to-write-a-security-deposit-receipt.html</link><description><![CDATA[ A security deposit receipt may be required by a renter as a means of security. Without this receipt, there is no official record of deposit, and the landlord can then simply deny the deposit was ever made. It is best to ask for a receipt when you are the one writing the check. Even landlords will benefit from the receipt, though, as they will have more protection from any questions in the future. Information on the receipt is fairly standard. It should include: Date of the transaction Reason for the transaction (i.e., &quot;security deposit for apartment&quot;) Amount of the...]]></description><pubDate>January 15, 2010  4:43 PM</pubDate></item><item><title><![CDATA[3 Tips for a Successful Apartment Walkthrough]]></title><link>http://www.finweb.com/real-estate/3-tips-for-a-successful-apartment-walk-through.html</link><description><![CDATA[ An apartment walkthrough gives a landlord and tenant the chance to assess the condition of an apartment before moving in. The apartment must be returned in this condition, with the exception of any &quot;normal wear and tear.&quot; Each state defines wear and tear differently, but all recommend a walkthrough as a way to assess damage. 1. Get a Template You can download a walkthrough template from most state rental law websites. If you are not having luck finding a state-specific list, you can use this one from ConsumerAffairs.com.&amp;nbsp; 2. Write it Down Do not simply verbally confirm the condition...]]></description><pubDate>January 15, 2010  4:32 PM</pubDate></item><item><title><![CDATA[Should You Use a Rental Application Template?]]></title><link>http://www.finweb.com/real-estate/should-you-use-a-rental-application-template.html</link><description><![CDATA[ As a landlord, using a rental application template will help you prioritize your goals for a new tenant. The template will give you insight into common considerations for locating a tenant and you can adjust the template from there according to your unique situation. Templates Offer Financial Guidelines The main concern with most tenants is their ability to pay. Many landlords, especially inexperienced landlords, will be uncomfortable addressing this question directly. A rental application template will ask for information on employment and credit history so you do not have to ask. This is easier for you and potential renter...]]></description><pubDate>January 15, 2010  4:29 PM</pubDate></item><item><title><![CDATA[How Useful are Rental Security Deposit Bags?]]></title><link>http://www.finweb.com/real-estate/how-useful-are-rental-security-deposit-bags.html</link><description><![CDATA[ Security deposit bags are used in armored cars and banks to protect high valued papers. These bags can resist fire and water, and they are also tamper resistant. In some cases, a rental security deposit bag will be useful, but in others it is not necessary. Cash Deposit Most landlords will not accept a cash deposit on a property. If a cash deposit is provided, the deposit bags will be a valuable asset because they are an excellent means of protecting the cash while the tenant is occupying the residence. Some landlords will accept cashier's checks or money orders....]]></description><pubDate>January 15, 2010  4:18 PM</pubDate></item><item><title><![CDATA[How to Plan Your Rent Escalation]]></title><link>http://www.finweb.com/real-estate/how-to-plan-your-rent-escalation.html</link><description><![CDATA[ Rent escalation can be assessed if a property is improved or if inflation has increased. Rent escalation is intended to adjust the payments to a current fair market value. As such, any landlord who is looking to raise rent should be able to show the current value of the apartment or home is greater than the current rent. Research Comparable Rents Comparable rents are the best way to assess the market value of a property. Look for listings that have the same number of bedrooms and bathrooms in the same neighborhood. It is rare to find a completely comparable...]]></description><pubDate>January 14, 2010  5:12 PM</pubDate></item><item><title><![CDATA[3 Steps to Terminate a Tenancy]]></title><link>http://www.finweb.com/real-estate/3-steps-to-terminate-a-tenancy.html</link><description><![CDATA[ You cannot terminate a tenancy if you have a contract with a landlord. However, there may be options if the contract was broken, or if certain circumstances are present. Follow these three steps before terminating your lease. #1 Check Your Lease Agreement Your contract is the most important document to look over before you make a plan to move out. There should be a section regarding lease termination that explains when the tenant has a right to terminate the lease. This typically can only occur if a landlord has broken the agreement first. Some landlords allow termination due to...]]></description><pubDate>January 14, 2010  4:54 PM</pubDate></item><item><title><![CDATA[3 Actions a Tenant can Take Against You]]></title><link>http://www.finweb.com/real-estate/3-actions-a-tenant-can-take-against-you.html</link><description><![CDATA[ When you are dealing with a troublesome tenant, you will have to learn how to be flexible because if the problems escalate, more problems can arise. If the tenant is not willing to work with you to resolve problems, they may result to legal tactics. Here are a few actions that a tenant could take against you.&amp;nbsp; 1. File a Complaint The first thing that they could potentially do to you is file a complaint against you. There are a number of organizations accept tenant-landlord complaints. Some areas have an apartment association or a housing authority that can severely...]]></description><pubDate>January 13, 2010  4:52 PM</pubDate></item><item><title><![CDATA[3 Factors to a Quality Tenancy-in-Common Investment]]></title><link>http://www.finweb.com/real-estate/3-factors-to-a-quality-tenancy-in-common-investment.html</link><description><![CDATA[ Entering into an investment under a tenancy-in-common&amp;nbsp;arrangement is very common in the commercial market. It is usually a successful arrangement that deals with people owning separate and distinct portions of a property. For example, one person could put up more money to buy a property and therefore, own a bigger percentage of the property as a result. If you are going to successfully go through with a tenancy-in-common investment, there are a few things to keep in mind.&amp;nbsp; Clearly Define Assets When you are dealing with a tenancy-in-common arrangement, you need to clearly define everything. Make sure that all...]]></description><pubDate>January 13, 2010  4:49 PM</pubDate></item><item><title><![CDATA[Understanding Fair Rent Policies]]></title><link>http://www.finweb.com/real-estate/understanding-fair-rent-policies.html</link><description><![CDATA[ Fair rent policies are municipal government policies that are designed to prevent landlords from charging rents that are significantly higher than the average rental rates for similar properties. Unlike rent control policies, they don't place a cap on how amount of the rental rate, instead they limit the rate the rent can be increased. The details of rental control policies vary between municipalities, so landlords and tenants should check to see which fair rent policies apply in their area. Fair Rent Policies Basics Different municipalities with fair rent policies impose different rules and restrictions on tenants and landlords. They...]]></description><pubDate>January 13, 2010  4:41 PM</pubDate></item><item><title><![CDATA[How are Prudent Condo Reserve Fund Amounts Determined?]]></title><link>http://www.finweb.com/real-estate/how-are-prudent-condo-reserve-fund-amounts-determined.html</link><description><![CDATA[ If you live in a condo, you understand how important the condo reserve amount is. As a condo owner, you have to contribute to the reserve fund each year in order to make sure that the building is properly maintained. Most condo properties have a lot of common areas that have to be maintained. If you want to maintain the building properly, you have to make sure that there is enough money in the reserve. Determining a prudent amount for the condo reserve is not an easy task. Here are the basics of how a condo reserve amount is...]]></description><pubDate>January 10, 2010  4:30 PM</pubDate></item><item><title><![CDATA[3 Appropriate Responses to Your Tenants Lease Violation]]></title><link>http://www.finweb.com/real-estate/3-appropriate-responses-to-your-tenants-lease-violation.html</link><description><![CDATA[ If you feel your tenant has committed a lease violation, you have a legal right to act accordingly. Since it is important to keep a residence occupied in order to generate income, ensure you are responding appropriately and avoiding negative consequences. #1 Verbal Warning Depending on the violation, a small verbal warning may be appropriate. For example, you may have a rule against making noise in the building after a certain time of day. Though you should document the violation in writing, a verbal warning may be all it takes to solve the issue. #2 Written Request for Correction...]]></description><pubDate>January 10, 2010  4:26 PM</pubDate></item><item><title><![CDATA[How does a Condo Reserve Study Affect You?]]></title><link>http://www.finweb.com/real-estate/how-does-a-condo-reserve-study-affect-you.html</link><description><![CDATA[ A condo reserve study&amp;nbsp;is one reason that living in a condo is much different than living in a regular home. A condo reserve study is a process that is conducted by architects or engineers on a building. These building experts look at the condition of the building and try to make an accurate assessment of what it would take to fix the building. While it may seem like something that does not apply to you as an individual, it can affect you if you are planning on buying a condo.&amp;nbsp; Reserve Fund When you buy into a condo, you...]]></description><pubDate>January  8, 2010  4:56 PM</pubDate></item><item><title><![CDATA[Who Suffers as a Result of Rent Control?]]></title><link>http://www.finweb.com/real-estate/who-suffers-as-a-result-of-rent-control.html</link><description><![CDATA[ In large cities, you often run into areas that are subject to rent control. As a result of rent control, certain groups of people are helped by it, and others are hurt. There are two main groups that are hurt by rent control in a particular area.&amp;nbsp; Potential Renters New renters that are willing to move in and pay a premium to find a place to live are hurt by rent control. When there are only so many apartments, those that were lucky enough to be in the apartments when rent control started do not want to leave. Therefore,...]]></description><pubDate>January  8, 2010  4:52 PM</pubDate></item><item><title><![CDATA[How to Research Potential Timeshare Rentals]]></title><link>http://www.finweb.com/real-estate/how-to-research-potential-timeshare-rentals.html</link><description><![CDATA[ Researching timeshare rentals&amp;nbsp;is one of the most important parts in the process of buying a timeshare. A timeshare is designed to be something that is owned by you for life. With such a long-term investment you will need to do your due diligence to make sure that the investment is worth your time. In order to be sure that you will like it, you need to research the potential timeshare rental before you buy. Here are a few tips for researching timeshares. Research the Parent Company There are many different timeshare companies doing business today. With that being said,...]]></description><pubDate>January  8, 2010  4:45 PM</pubDate></item><item><title><![CDATA[Is Your Timeshare Rent Going at a Fair Price?]]></title><link>http://www.finweb.com/real-estate/is-your-timeshare-rent-going-at-a-fair-price.html</link><description><![CDATA[ If you are going to rent timeshare&amp;nbsp;property, you want to know that you are making as much money as possible because there is a good chance that you are not setting the rents properly. If you rent it out, you can take advantage of the timeshare without always having to go there yourself. Here are a few tips to make sure that you are getting the most out of your timeshare rental. Look Through Ads There are specific ad types that advertise timeshare rentals. You can find them online, in classified ads or even certain magazines. With this information,...]]></description><pubDate>January  8, 2010  4:31 PM</pubDate></item><item><title><![CDATA[How to Fight for a Security Deposit Return]]></title><link>http://www.finweb.com/real-estate/how-to-fight-for-a-security-deposit-return.html</link><description><![CDATA[ There is a proper way to fight for a security deposit return. Many landlords tend to find a reason to keep the security deposit, whether they are justified or not. If you have lived in the property and maintained it properly, there may be no reason that they need to keep the deposit. Here are a few tips to make it more likely that you get your deposit back.&amp;nbsp; Get Justification If you are fighting for your security deposit back, you need to make sure that your claim is justified. It helps if you have something in writing on...]]></description><pubDate>January  8, 2010  4:08 PM</pubDate></item><item><title><![CDATA[How to Find Pet-Friendly Cabins for Rent]]></title><link>http://www.finweb.com/real-estate/how-to-find-pet-friendly-cabins-for-rent.html</link><description><![CDATA[ If you are looking for pet-friendly cabins for rent&amp;nbsp;there are many different places you could go. Bringing your pet along on the family vacation can be very exciting and it allows you some good bonding time with the animal. It also may be more convenient than trying to find somewhere for them to stay while you are gone. Therefore, it may be necessary to for you to find a cabin that allows pets to stay with you. Here are a few ways to help you find a pet-friendly cabin for rent.&amp;nbsp; Pet Forums One great place for you to...]]></description><pubDate>January  8, 2010  4:02 PM</pubDate></item><item><title><![CDATA[The Important Parts of a Commercial Rental Application]]></title><link>http://www.finweb.com/real-estate/the-important-parts-of-a-commercial-rental-application.html</link><description><![CDATA[ Filling out a commercial rental application&amp;nbsp;is a necessary part of the process of getting your own place of business. Leasing a property can be a great way to run your business. It can improve cash flow and reduce liability. While it definitely has its benefits, it will require you to find a place to rent and apply for the opening. Filling out a commercial rental application is a little different than filling out an application for a residential property. Here are some of the important parts of a commercial rental application. Business History When a landlord is considering who...]]></description><pubDate>January  8, 2010  3:58 PM</pubDate></item><item><title><![CDATA[How to Compare Free Rental Application Forms]]></title><link>http://www.finweb.com/real-estate/how-to-compare-free-rental-application-forms.html</link><description><![CDATA[ Using a free rental application&amp;nbsp;is something that a lot of landlords do with regularity. They go online to a generic form website and pull up a free rental application. While this may be the easiest and quickest route to take, it may not always be in your best interest. If you are going to do this, you need to make sure that you get one of the highest quality forms available. Here are a few tips for comparing free rental application forms.&amp;nbsp; Detailed While you are getting a generic form, you need to make sure that you get one...]]></description><pubDate>January  8, 2010  3:56 PM</pubDate></item><item><title><![CDATA[How to Write a Security Deposit Demand Letter]]></title><link>http://www.finweb.com/real-estate/how-to-write-a-security-deposit-demand-letter.html</link><description><![CDATA[ Writing a security deposit demand letter&amp;nbsp;is something that no one wants to do. However, in the world of renting, sometimes you deal with an unscrupulous landlord that does not want to return your deposit. If you want to get it back, you will have to take some action. Doing nothing will only result in a lost security deposit in most cases. Writing a security deposit demand letter will sometimes help you get the money back in a timely manner. Here are a few tips when writing a security deposit demand letter.&amp;nbsp; Be Direct When writing the letter, try to...]]></description><pubDate>January  8, 2010  3:52 PM</pubDate></item><item><title><![CDATA[Landlord Tenant Security Deposit: Dealing with Carpet Damage]]></title><link>http://www.finweb.com/real-estate/landlord-tenant-security-deposit-dealing-with-carpet-damage.html</link><description><![CDATA[ The landlord tenant security deposit&amp;nbsp;is designed to keep the tenant from destroying the rental property. The landlord holds the deposit in order to pay for damages after the tenant moves out. The security deposit is designed to cover many things that can go in the property. One of the most common areas that uses the security deposit money is the carpet in the unit. Here are some things to consider about carpet damage and the deposit.&amp;nbsp; Cleaning With some of the newer methods that are used to clean carpet these days, you can get almost any stain out. Even...]]></description><pubDate>January  8, 2010  3:50 PM</pubDate></item><item><title><![CDATA[When Can You Not Recover a Lease Security Deposit?]]></title><link>http://www.finweb.com/real-estate/when-can-you-not-recover-a-lease-security-deposit.html</link><description><![CDATA[ Your security deposit could amount to a large sum of money, depending on the unit that you are renting. With this in mind, it would be nice to be able to get that money back. However, giving your security deposit back is not always in the best interest of the landlord.&amp;nbsp; Substantial Damage When you live in a property for an extended period of time, there is going to be some damage. A little bit of basic wear and tear on a property is to be expected. However, when you substantially damage a property, the landlord is going to...]]></description><pubDate>January  8, 2010  3:48 PM</pubDate></item><item><title><![CDATA[How to Invest a Security Deposit for Interest]]></title><link>http://www.finweb.com/real-estate/how-to-invest-a-security-deposit-for-interest.html</link><description><![CDATA[ Some landlords take the security deposit and put it away in a safe place. The money just sits there and does not do anything for the entire length of the lease. If you have money just sitting somewhere, you might as well be earning interest on it. Here are a few ways that you can invest a security deposit for interest.&amp;nbsp; High Yield Savings There are a number of banks out there that are now offering high yield savings accounts. With these savings accounts you can earn as much as 5% per year on your money. With these savings...]]></description><pubDate>January  8, 2010  3:44 PM</pubDate></item><item><title><![CDATA[3 Options for Investigating Tenant-Pet Violations]]></title><link>http://www.finweb.com/real-estate/3-options-for-investigating-tenant-pet-violations.html</link><description><![CDATA[ Dealing with tenant-pet violations&amp;nbsp;is something that you may have to do as a landlord. If you do not allow pets in your properties, inevitably, someone will try to break the rules. Tenants trying to sneak pets into their unit is a very common practice. Some landlords just look the other way and do not worry about it. However, if there is damage to the unit as a result, you could be talking about some serious problems. As a landlord, there are a few ways that you can investigate a tenant-pet violation. 1. Witness Statements Many times when a pet...]]></description><pubDate>January  8, 2010  3:37 PM</pubDate></item><item><title><![CDATA[3 Reasons to Reject a Rental Application]]></title><link>http://www.finweb.com/real-estate/3-reasons-to-reject-a-rental-application.html</link><description><![CDATA[ In order to reject rental application processes, you usually need to have a good reason. You can not just reject everyone that comes along when you are a landlord. You need to make sure that your property stays filled and rejecting most of the applicants is no way to do so. There are a few basic reasons to issue rejections, here are some reasons that you should consider rejecting a rental application. 1. No Employment When you let someone in one of your properties, you want to make sure that they have the ability to pay the rent. If...]]></description><pubDate>January  8, 2010  3:30 PM</pubDate></item><item><title><![CDATA[How to Deal with a Belligerent Resident Manager]]></title><link>http://www.finweb.com/real-estate/how-to-deal-with-a-belligerent-resident-manager.html</link><description><![CDATA[ Dealing with a belligerent resident &amp;nbsp;manager&amp;nbsp;is not something that anyone wants to have to worry about. However, when you are renting, it is something that is very common. At some point, there is a good chance that you will have to deal with a property manager that is not very pleasant. It might seem like they are angry all the time and never want to help you with anything. If that is the case, here are a few tips to keep in mind when dealing with them.&amp;nbsp; Kindness If you have ever heard the expression &quot;kill them with kindness,&quot;...]]></description><pubDate>January  7, 2010  4:26 PM</pubDate></item><item><title><![CDATA[How to Request a Commercial Rent Extension]]></title><link>http://www.finweb.com/real-estate/how-to-request-a-commercial-rent-extension.html</link><description><![CDATA[ When you rent a commercial building, sometimes you will need to request a rent extension&amp;nbsp;in order to keep doing business successfully. The commercial real estate business is run a little differently than the residential one. Therefore, you may be unfamiliar with the process if you have never dealt in commercial rentals before. Here are a few tips to keep in mind when you need a rent extension. Contact Your Landlord The first step in the process is to contact your landlord. If you are renting from an individual landlord, then the process will usually be pretty simple. You can...]]></description><pubDate>January  7, 2010  4:23 PM</pubDate></item><item><title><![CDATA[How to Interact with a Tenants' Union]]></title><link>http://www.finweb.com/real-estate/how-to-interact-with-a-tenants-union.html</link><description><![CDATA[ Dealing with a tenants' union&amp;nbsp;is usually not the most enjoyable experience for a landlord. As a landlord, you might feel like you are being bullied around to give up profit. While this may be the case, tenants' unions are sometimes unavoidable and you will have to deal with them. If you are forced to deal with a union at some point, here are a few tips to keep in mind.&amp;nbsp; Respect No matter how much you do not want to deal with them, you still need to respect them. If you treat them with respect, they will be much...]]></description><pubDate>January  7, 2010  3:54 PM</pubDate></item><item><title><![CDATA[How to Secure Legal Help in a Tenant Dispute]]></title><link>http://www.finweb.com/real-estate/how-to-secure-legal-help-in-a-tenant-dispute.html</link><description><![CDATA[ Dealing with a tenant dispute&amp;nbsp;can be a trying time for you as a landlord. If you ever run into a really negative battle with a tenant, it may be necessary to call in some outside help. If it ever gets to the point that someone threatens to sue, you will need to get some legal help on your side. While no one wants to let it get to that point, sometimes it is unavoidable. Here are a few tips to securing legal help in a tenant dispute. Specializing Lawyers Lawyers like to specialize in certain areas. You will find...]]></description><pubDate>January  7, 2010  3:51 PM</pubDate></item><item><title><![CDATA[Advice for the Upkeep of Overseas Rental Property]]></title><link>http://www.finweb.com/real-estate/advice-for-the-upkeep-of-overseas-rental-property.html</link><description><![CDATA[ Dealing with rental property overseas&amp;nbsp;can be a little trickier than dealing with it in your own back yard. Anytime you put a great deal of space between you and your rental property, things become a little bit more difficult to handle. With that being said, it can still be done if you know how to manage it correctly. Here are a few things that you should keep in mind when trying to upkeep your overseas rental property. Come Up With Plan When you buy a property overseas, the first thing that you need to do is come up with...]]></description><pubDate>January  6, 2010  4:16 PM</pubDate></item><item><title><![CDATA[How to Determine Extent of a Security Deposit Refund]]></title><link>http://www.finweb.com/real-estate/how-to-determine-extent-of-a-security-deposit-refund.html</link><description><![CDATA[ As a landlord, you will have to deal with the subject of a security deposit refund more than you would like to. Every time a tenant leaves, you will have to deal with the security deposit refund with them. They will more than likely want the entire deposit back although that is rarely realistic. You want to be fair, but you want to cover yourself financially as well. There is a happy medium that you have to find with security deposit refunds. Here is how to determine the extent of a security deposit refund. Lease AgreementThe first thing that...]]></description><pubDate>January  6, 2010  4:13 PM</pubDate></item><item><title><![CDATA[Advice on Filling Out a Standard Rental Application]]></title><link>http://www.finweb.com/real-estate/advice-on-filling-out-a-standard-rental-application.html</link><description><![CDATA[ A standard rental application will include brief questions regarding the most relevant facts about you as a renter: your ability to pay, your responsibility with previous contracts and your basic living habits.Ability to PayYou will need to list a salary. Most landlords will not require you verify the salary with your employer through a written statement, but some will. If your salary is below the threshold required by a landlord, you will need a co-signer to get the apartment or home.Tenant ResponsibilityYour landlord will typically require references from previous landlords. They will be checking to see that you made...]]></description><pubDate>January  6, 2010  4:06 PM</pubDate></item><item><title><![CDATA[3 Reasons for Denying a Home Rental Application]]></title><link>http://www.finweb.com/real-estate/3-reasons-for-denying-a-home-rental-application.html</link><description><![CDATA[ As a landlord, you will have many potential tenants fill out a home rental application. You will have to filter through all of these applications and decide when to allow someone to rent from you. While you would like to approve almost everyone that you come in contact with, there are a few reasons that you should probably avoid doing so. 1. Poor Credit File When you have someone apply for a rental of yours, you should look into pulling their credit file as well. You can only do this if they allow you to. Once you pull the...]]></description><pubDate>January  6, 2010  4:02 PM</pubDate></item><item><title><![CDATA[How to Read a Tenant Credit Check]]></title><link>http://www.finweb.com/real-estate/how-to-read-a-tenant-credit-check.html</link><description><![CDATA[ For most landlords, a good way to ensure excellent renters is to check tenant credit. While checking a tenant's credit will cost money, it is an expense the landlord can safely pass on to the renter. For most renters, paying an application fee is not a problem, and those who are not willing to pay will likely not qualify. Offering the application for free while still conducting a check will likely cause a slew of applications not worthy for the rental property anyway. A tenant credit check can be conducted through the traditional means of contacting the credit bureaus....]]></description><pubDate>January  6, 2010  3:59 PM</pubDate></item><item><title><![CDATA[Three Ways to Resolve a Tenant-to-Tenant Dispute]]></title><link>http://www.finweb.com/real-estate/three-ways-to-resolve-a-tenant-to-tenant-dispute.html</link><description><![CDATA[ In big cities,&amp;nbsp;tenant to tenant disputes can be a nuisance.&amp;nbsp;Usually, many such disputes are worked out by the tenants independently. But if you are the landlord for both parties,&amp;nbsp;and the tenants aren't able to resolve matters,&amp;nbsp;one of them&amp;nbsp;may come to you for help.&amp;nbsp;Here are&amp;nbsp;three ways to resolve the situation. Work With Both&amp;nbsp;Tenants Make sure you get both sides of the story. For example, if one tenant complains that a neighbor&amp;nbsp;plays loud music, don't simply tell the other tenant to turn their music down - visit to see just how loud the music actually is. You may find that it's...]]></description><pubDate>January  6, 2010  3:48 PM</pubDate></item><item><title><![CDATA[How to Maximize Rent for Mobile Homes]]></title><link>http://www.finweb.com/real-estate/how-to-maximize-rent-for-mobile-homes.html</link><description><![CDATA[ If you are a landlord and rent mobile homes, you likely are not going to get the monthly rent you would be able to get if the same property was a stick built home. This still should not discourage you from using your mobile homes as a source of rental income, but there are some things you can do to increase the maximum rent value of the mobile home.&amp;nbsp; Make sure the property is ready to rent.&amp;nbsp; Don&amp;rsquo;t list the property in the paper or through other outlets until the unit is completely ready to move into. This means...]]></description><pubDate>January  4, 2010  4:18 PM</pubDate></item><item><title><![CDATA[Assessing the True Cost of a Timeshare]]></title><link>http://www.finweb.com/real-estate/assessing-the-true-cost-of-a-timeshare.html</link><description><![CDATA[ When you are trying to assess timeshare cost&amp;nbsp;you might get a little bit confused. Timeshares can be a very complex investment if you have never dealt with them before. When you are comparing the costs of a timeshare, you need to look at the entire picture as a whole. Here are a few things that you need to consider before you sign up for a timeshare. Initial FeeMost timeshares will always have some sort of an initial fee or down payment that you have to pay. This could be as much as a few thousand dollars or as little...]]></description><pubDate>January  4, 2010  4:08 PM</pubDate></item><item><title><![CDATA[How to Read Your Rent Contract]]></title><link>http://www.finweb.com/real-estate/how-to-read-your-rent-contract.html</link><description><![CDATA[ Before moving into a rental property, chances are you will have to sign a rent contract. Understanding the details of this rent contract before signing it and moving into a property is very important for all the tenants who will be living in the home. Even though all rental contracts will be slightly different, the basic information contained in all of them will be nearly the same. Additional clauses may be offered for special circumstances, and these clauses should be discussed in detail with the landlord to be sure the understanding is mutual before any signatures are added to...]]></description><pubDate>January  4, 2010  4:01 PM</pubDate></item><item><title><![CDATA[3 Ways a Landlord Can Take a Security Deposit]]></title><link>http://www.finweb.com/real-estate/3-ways-a-landlord-can-take-a-security-deposit.html</link><description><![CDATA[ Most think that when they pay a landlord security deposit on a rental property they will never get it back. However, there are only a few reasons a landlord can actually keep your deposit. The landlord must provide you with an itemized statement explaining how your deposit was used. Then, once you move out, the deposit plus interest must be returned to you. The deposit must be returned within 30-60 days, depending on the law in your area. There are a few things that a landlord can deduct from your deposit: If you fail to give the agreed required...]]></description><pubDate>January  2, 2010  3:36 PM</pubDate></item><item><title><![CDATA[What is a Winter Lease Expiration?]]></title><link>http://www.finweb.com/real-estate/what-is-a-winter-lease-expiration.html</link><description><![CDATA[ A winter lease expiration is a lease with an expiration date which falls during the winter. These types of leases are unusual, since most tenants usually begin their leases in the late spring or summer. Problems with a Winter Lease Expiration The demand for rental properties is highest in the late spring, when graduates are shopping for their first apartments, or late summer, when students are heading back to school. Even long-term renters tend to schedule moves during the summer, when the milder weather does not cause any difficulties with the move. But in the winter, very few people...]]></description><pubDate>January  1, 2010  4:01 PM</pubDate></item><item><title><![CDATA[3 Tips to Writing a Custom Rental Application Form]]></title><link>http://www.finweb.com/real-estate/3-tips-to-writing-a-custom-rental-application-form.html</link><description><![CDATA[ A custom rental application form will help you select a tenant that best fits the desired profile you have in mind. Note: you cannot discriminate on the basis of a number of different factors, such as race or disability, by law, and you should not include this information on your application form.#1 Cover Legal Bases Make sure you have all legal information required of your tenant on the application. If you house a person with an outstanding warrant, for example, you could be legally liable. Make sure you collect enough information to make sure you do not have this...]]></description><pubDate>December 30, 2009  4:54 PM</pubDate></item><item><title><![CDATA[A Guide to Conducting an Online Tenant Check]]></title><link>http://www.finweb.com/real-estate/a-guide-to-conducting-an-online-tenant-check.html</link><description><![CDATA[ Conducting an online tenant check is an important way to protect against tenant problems. Your online tenant check will reveal whether or not the potential tenant has lied on their application, which may indicate a willingness to break the rent agreement with you. The Verification Process When you conduct the verification, you should check the tenant's credit as well as their eviction history. Although credit issues may not indicate an inability to pay rent, it can be telling if the credit report indicates a pattern of avoiding responsibility. Be sure you have the potential tenant complete a rental application...]]></description><pubDate>December 30, 2009  4:50 PM</pubDate></item><item><title><![CDATA[Costs Associated with a Tenant Background Check]]></title><link>http://www.finweb.com/real-estate/costs-associated-with-a-tenant-background-check.html</link><description><![CDATA[ A tenant background check is a procedure that allows landlords to screen their potential tenants. By screening their tenants, landlords can reduce the likelihood that their tenants will default on their rent or be involved in criminal activities. Tenant background checks are usually made up for two parts - credit check and criminal history check. In many cases, it will include rental history check. If landlords have the means and the time, they may opt to do more detailed background checks that include things like eviction records, national warrant lists and terrorist watch lists. There are a number of...]]></description><pubDate>December 30, 2009  4:47 PM</pubDate></item><item><title><![CDATA[When Should You Get Back a Security Deposit?]]></title><link>http://www.finweb.com/real-estate/when-should-you-get-back-a-security-deposit.html</link><description><![CDATA[ You should get back a security deposit if the only difference between apartment condition upon your exit is normal wear and tear. Anything that represents abnormal damages can be counted against the deposit. Normal wear and tear includes: Noticeable changes in the carpet, excluding any large stains, that may be corrected with a simple carpet cleaning Any reasonable amount of wear to windows, doors, kitchen appliances and other features of the home Damages that would prevent you from regaining your deposit should be corrected while you are still a tenant at no expense to you. This include: Roof leaks...]]></description><pubDate>December 30, 2009  4:40 PM</pubDate></item><item><title><![CDATA[Tips to Negotiating Your Apartment Security Deposit]]></title><link>http://www.finweb.com/real-estate/-tips-to-negotiating-your-apartment-security-deposit.html</link><description><![CDATA[ Paying an apartment security deposit is a necessary expense when moving to a new home. It assures the landlord that their property is protected. There are two types of security deposits. The first type of security deposit is a damage deposit, which is money put into a fund to cover the cost of cleaning and returning the property to the condition it was in before you rented. The other type is a last month's rent deposit, which protects landlords against renters who skip out on the lease. While the cost of a security deposit can seem high, you can...]]></description><pubDate>December 30, 2009  4:36 PM</pubDate></item><item><title><![CDATA[2 Options for Dealing with Residential Rental Vacancies]]></title><link>http://www.finweb.com/real-estate/2-options-for-dealing-with-residential-rental-vacancies.html</link><description><![CDATA[ Residential rental vacancies are a burden on a landlord because they don't bring in any income and the landlord still has to spend money to maintain them. That is why landlords will try their best to attract tenants to their vacant property as quickly as possible. But they can also use the vacancies as an opportunity to make those spaces more attractive to potential tenants. Improving Rental Units There are a number of things landlords can do to make their rental units more attractive to tenants. This can include small improvements such as adding digital cable access and setting...]]></description><pubDate>December 30, 2009  4:33 PM</pubDate></item><item><title><![CDATA[Is Renting to Friends a Good Idea?]]></title><link>http://www.finweb.com/real-estate/is-renting-to-friends-a-good-idea.html</link><description><![CDATA[ If you are a landlord, there is a good chance that you will consider renting to friends&amp;nbsp;at some point. You will come across either a friend or family member asking to rent from you or someone else might suggest it. How you choose to handle the issue could directly affect your relationship as well as your pocketbook. Here are a few things to consider before you rent to your friends. Finances When you rent to friends, it could negatively affect your finances. You got into being a landlord so that you could eventually make money. If you end up...]]></description><pubDate>December 30, 2009  4:29 PM</pubDate></item><item><title><![CDATA[Seven Things to Check on a Rental Walk Through]]></title><link>http://www.finweb.com/real-estate/seven-things-to-check-on-a-rental-walk-through.html</link><description><![CDATA[ A rental walk through ensures that a property is in good condition. If you find preexisting conditions, you can make a note of them so that your landlord can&amp;rsquo;t hold you responsible for them later.&amp;nbsp; Here are seven important things to look for:&amp;nbsp; Walls: Make sure there are no holes or dents. Check the paint or wallpaper &amp;ndash; are there chips or peels? Check the ceiling for stains from any leaks.&amp;nbsp; Floors: Are the floors level? If the floors are hardwood, are there any scratches? Are any tiles broken, chipped or loose? If there&amp;rsquo;s carpeting, check for holes or...]]></description><pubDate>December 30, 2009  4:26 PM</pubDate></item><item><title><![CDATA[How to Check Out a Potential Tenant Applicant]]></title><link>http://www.finweb.com/real-estate/how-to-check-out-a-potential-tenant-applicant.html</link><description><![CDATA[ Evaluating potential tenants&amp;nbsp;is one of the most important parts of your job as a landlord. When you own rental property, the biggest part of your success depends on the quality of tenants that you keep. If you consistently have bad tenants, you will consistently lose money along the way. Therefore, you need to do everything that you can to prevent bad tenants from coming into your property. Here are a few things to remember when checking out a potential tenant.Check ReferencesMost landlords have their prospective tenants fill out a rental application. When they fill out this application, they are...]]></description><pubDate>December 30, 2009  4:22 PM</pubDate></item><item><title><![CDATA[How to Determine Reasonable Security Deposit Fees]]></title><link>http://www.finweb.com/real-estate/how-to-determine-reasonable-security-deposit-fees.html</link><description><![CDATA[ As a landlord, at some point you will have to determine what your security deposit fees&amp;nbsp;are. The security deposit gives you assurance that your property will be taken care of. If it is not taken care of, you can help alleviate the financial burden with the deposit fee. It is designed to keep everyone in the agreement honest. Sometimes, it is difficult to determine how much your security deposit should be. Here are a few tips to keep in mind when you are setting your security deposits. Market Rate One of the first things that you should look at...]]></description><pubDate>December 30, 2009  4:19 PM</pubDate></item><item><title><![CDATA[Landlord-Tenant Privacy Rights]]></title><link>http://www.finweb.com/real-estate/landlord-tenant-privacy-rights.html</link><description><![CDATA[ Renting a home is often the only feasible means of affording the cost of living for many people. However, just because you are renting your home and not a homeowner does not mean you have no tenant privacy rights. As a&amp;nbsp; tenant of the property, you have a reasonable right to privacy as well as a right to be notified prior to entry. It is important to be aware of your rights. Illegal entry can be both frustrating and frightening. The law protects renters from unlawful intrusion. Landlords must have the tenant's permission to enter the property, and the...]]></description><pubDate>December 30, 2009  3:51 PM</pubDate></item><item><title><![CDATA[How to File a Claim at Small Claims Court]]></title><link>http://www.finweb.com/real-estate/how-to-file-a-claim-at-small-claims-court.html</link><description><![CDATA[ Filing a claim in Small Claims Court allows consumers and individuals to resolve issues without having to resort to the costly expense of hiring a lawyer. Whether you have an issue with a contractor or a neighbor, small claims is a way to seek a lawful and binding resolution. To file your claim, you must go to the clerk's office in the county where the person against whom you are filing the claim resides or has his or her place of business. The filing fee is typically less than $50 and the most you can sue for in small...]]></description><pubDate>December 30, 2009  3:47 PM</pubDate></item><item><title><![CDATA[How to Charge Tenants for Damages]]></title><link>http://www.finweb.com/real-estate/how-to-charge-tenants-for-damages.html</link><description><![CDATA[ If you feel that you have the right to charge tenants for damage that they have caused, there is a way to resolve the matter. Your lease or rental agreement should state that the tenant is responsible for maintaining the property and that all repairs and damages should be reported. Make sure that you include a clear clause that states your right to charge tenants for damages that they cause to the property. In the event that a tenant causes damage, you should first assess the damage. You may want to get a quote for the repairs if you...]]></description><pubDate>December 29, 2009  4:36 PM</pubDate></item><item><title><![CDATA[A Guide to Property Management Software]]></title><link>http://www.finweb.com/real-estate/a-guide-to-property-management-software.html</link><description><![CDATA[ If you are in the real estate and property management business, you will need the proper property management software to help you run your business. Usually, the need for software comes from a feasibility study or a management review. The software can increase the professionalism of your company. Assess your Requirements Selecting a proper property management system is not a job that should be taken lightly. The plethora of products available can make you dizzy. The first thing that you need to do is assess your own needs and functions that you expect from the software. You must be...]]></description><pubDate>December 28, 2009  4:27 PM</pubDate></item><item><title><![CDATA[How Necessary is a Tenant Criminal Check?]]></title><link>http://www.finweb.com/real-estate/how-necessary-is-a-tenant-criminal-check.html</link><description><![CDATA[ As a landlord, you should complete a tenant criminal check to protect yourself from various liabilities. A tenant with a criminal record can place you at a unique risk for losses and lawsuits. Losses on the Property There is no guarantee a person with a criminal record will repeat the crime. However, you may find a person with a history of criminal activity. These people often associate with other criminals, and they tend to damage to the properties they inhabit. For example, a person with a criminal history of drug possession may keep the home in disrepair or may...]]></description><pubDate>December 25, 2009  3:35 PM</pubDate></item><item><title><![CDATA[How to Research State Rental Agreement Laws]]></title><link>http://www.finweb.com/real-estate/how-to-research-state-rental-agreement-laws.html</link><description><![CDATA[ State rental agreement laws are typically set and monitored by a consumer affairs department. Each of these departments has a website for you to easily access the laws governing your property. If you cannot find the information online, you can go to your city council to ask for a copy of the handbooks. Here is a quick look at how to access information: Go to your State Department of Consumer Affairs website. Many states call this department by a slightly different name. If you are unsure what the department is called in your area, then you can run a...]]></description><pubDate>December 23, 2009  3:32 PM</pubDate></item><item><title><![CDATA[A Guide to Short-Term Real Estate Rentals]]></title><link>http://www.finweb.com/real-estate/a-guide-to-short-term-real-estate-rentals.html</link><description><![CDATA[ Short-term real estate rentals can save you money over staying in a hotel if you plan on traveling for more than a few nights. Since these rentals are not full-service like a hotel, though, it can be a challenge to get the same enjoyment. Follow these guidelines to make sure you get the most of your vacation while still saving dollars.&amp;nbsp; Opt for Full-Service Locations Even though you are not staying in a hotel, you should look for a location that has some services. It is best to have a service team on site or nearby. You should also...]]></description><pubDate>December 17, 2009  4:35 PM</pubDate></item><item><title><![CDATA[3 Things to Know About a Rental Property Lease]]></title><link>http://www.finweb.com/real-estate/3-things-to-know-about-a-rental-property-lease.html</link><description><![CDATA[ When you are dealing with a rental property lease&amp;nbsp;there are several things that you will want to make sure that you understand. A rental property lease is a binding agreement that can tie you to a property for several months. Therefore, you will want to make sure that everything is clear before you sign on the dotted line. Here are some things that you will need to be aware of.&amp;nbsp; 1. Length of Lease Make sure that you understand exactly how long the lease is for. A common lease term is 12 months for many properties. If you think...]]></description><pubDate>December 17, 2009  4:28 PM</pubDate></item><item><title><![CDATA[How to Compare Online Apartment Ads]]></title><link>http://www.finweb.com/real-estate/how-to-compare-online-apartment-ads.html</link><description><![CDATA[ Looking at online apartment&amp;nbsp;ads can be a great way to find your future home. With the technological advancements that we have experienced, you can practically visit the apartment from the comfort of your own home. They have many pictures, virtual tours, and a number of other tools to help you decide whether you would like to live there. Here are a few tips to keep in mind when comparing online apartment ads. Remember the Basics When looking at apartments online, many people forget the basics of what they were looking for. They get excited about all of the amenities...]]></description><pubDate>December 17, 2009  4:25 PM</pubDate></item><item><title><![CDATA[Lease vs Rental Agreement Compared]]></title><link>http://www.finweb.com/real-estate/lease-vs-rental-agreement-compared.html</link><description><![CDATA[ Many people think that a lease or rental agreement&amp;nbsp;are the same thing. While they are both very similar, there are a few key differences. Therefore, if you are in the market for a piece of property, you will want to make sure that you understand the difference between them. Here are a few things to keep in mind with leases and rental agreements.&amp;nbsp; Rental Agreements The main thing to remember about rental agreements is that they are more short-term arrangements. With most rental agreements, they are set up as a month-to-month commitment. If nothing changes, the agreement renews at...]]></description><pubDate>December 17, 2009  4:11 PM</pubDate></item><item><title><![CDATA[Are you a Victim of Housing Discrimination?]]></title><link>http://www.finweb.com/real-estate/are-you-a-victim-of-housing-discrimination.html</link><description><![CDATA[ Persons with disabilities, minorities and low income individuals are often victim to housing discrimination. Landlords are not permitted to discriminate on any of these grounds according to legal protections in each state. Income Discrimination This is the hardest type of discrimination to prove. A landlord may claim your income was not high enough to provide assurance you could meet rent each month. To prove you were victim to discrimination, you will have to show other landlords approved you for similar or lesser rents.&amp;nbsp; Race and Gender Discrimination When you are denied the opportunity to rent form a landlord, you...]]></description><pubDate>December 16, 2009  4:35 PM</pubDate></item><item><title><![CDATA[A Guide to Disability Rental Units]]></title><link>http://www.finweb.com/real-estate/a-guide-to-disability-rental-units.html</link><description><![CDATA[ When you are looking for a disability rental, you should remember you have the same rights as any other potential renter. If you feel you have been denied a rental due to your disability, you can contact your local department of Housing and Urban Development to file a complaint. The HUD is also a good place to start asking about rentals in your area that suit people with disabilities. You may also consider: Research independent living facilities - Though these locations get a bad reputation as nursing home alternatives, many independent living communities offer excellent services for the disabled....]]></description><pubDate>December 16, 2009  4:29 PM</pubDate></item><item><title><![CDATA[4 Ways to Profit From Your Unused Lot]]></title><link>http://www.finweb.com/real-estate/4-ways-to-profit-from-your-unused-lot.html</link><description><![CDATA[ If you have an unused lot, you are missing out on potential profit. Missing out on profit carries with it a high opportunity cost as you could be using that money that you are missing out on elsewhere. You might even have a payment on the lot that you are still making. Therefore, it might become necessary to get creative with your lot in order to bring in some income. Here are four potential ways to profit from your unused lot.&amp;nbsp; 1. Used Car Lot Many empty lots are frequently used as a place where people can park cars...]]></description><pubDate>December 15, 2009  4:33 PM</pubDate></item><item><title><![CDATA[How to Change the Names on a Lease]]></title><link>http://www.finweb.com/real-estate/how-to-change-the-names-on-a-lease.html</link><description><![CDATA[ Changing the name on an apartment or home lease is considered a contract modification. Depending on the policies your landlord has, this process may either be very easy or impossible to do, without breaking the contract. Modifying a Contract The first and easiest option is to modify your lease contract with the landlord. You can do this by informing the landlord another person will be taking over the lease. The landlord will traditionally require a background check on the new tenant. The existing rental contract can then be modified or amended to show the change. Breaking a Contract If...]]></description><pubDate>December 11, 2009  4:09 PM</pubDate></item><item><title><![CDATA[How to Prepare a Residential Lease Form]]></title><link>http://www.finweb.com/real-estate/how-to-prepare-a-residential-lease-form.html</link><description><![CDATA[ A residential lease form contains all the vital information and agreement provisions of the leased property. Therefore, it is imperative that the preparation in making one should be carefully done and reviewed before presenting it to the potential tenant, and sealing the contract with your signatures. How to Prepare the Paperwork If you do not have any idea about the basics and how to a residential lease form, the internet is the most convenient tool that can provide you samples of lease forms for free. Once you got a sample of the document, consider these tips to create the...]]></description><pubDate>December 10, 2009  3:49 PM</pubDate></item><item><title><![CDATA[4 Tips for Competing with Your Neighbors - Condo Rentals]]></title><link>http://www.finweb.com/real-estate/4-tips-for-competing-with-your-neighbors---condo-rentals.html</link><description><![CDATA[ Condo rentals have become increasingly common in the wake of the 2006 collapse of the real estate bubble. Many property owners found themselves owning condominiums that nobody wanted to buy. Rather than let them sit idle, some of those owners chose to rent them out, allowing them to earn at least some income on their property and qualify for some tax breaks in the process. If you are a condo owner who wants to rent out a condo, there are a number of things that you will have to do that the process is a success for everyone involved....]]></description><pubDate>December  9, 2009  4:02 PM</pubDate></item><item><title><![CDATA[How to Keep your Tenants Happy and Cooperative]]></title><link>http://www.finweb.com/real-estate/how-to-keep-your-tenants-happy-and-cooperative.html</link><description><![CDATA[ Keeping your tenants happy and cooperative takes some effort on your part as a landlord. However, the benefits you'll reap are tremendous, such as rents paid on time and the proper upkeep of your rental. If tenants remain unhappy, then the exact opposite will occur. You could end up wasting time and money going to court to resolve disputes or to evict tenants. Make Repairs On Time The biggest area of concern to tenants besides the cost of rent, is the repairs needed from time to time. When you get a request from a tenant to fix a broken...]]></description><pubDate>December  8, 2009  4:36 PM</pubDate></item><item><title><![CDATA[3 Red Flags in a Tenant's Credit Report]]></title><link>http://www.finweb.com/real-estate/3-red-flags-in-a-tenants-credit-report.html</link><description><![CDATA[ As a landlord, you be required to evaluate the credit report of your prospective tenants. It is important that landlords closely examine credit reports when evaluating a tenant, so that good decisions are made. Here are a few red flags that landlords will look at in a credit report. 1. Bankruptcy The biggest red flag in a credit report is definitely bankruptcy. While a bankruptcy may not cause a landlord to deny the property to a renter, they will most likely charge a higher deposit because of it. If they are choosing between a tenant with a bankruptcy and...]]></description><pubDate>December  8, 2009  4:33 PM</pubDate></item><item><title><![CDATA[How to Verify Prospective Tenant References]]></title><link>http://www.finweb.com/real-estate/how-to-verify-prospective-tenant-references.html</link><description><![CDATA[ As a landlord, you will have to ask for tenant references&amp;nbsp;when you have a rental that you need to fill. With so much uncertainty associated with new tenants, you never really know what to expect. You might luck into the best tenant that you could ever ask for or you could get a terrible one that ruins your rental. Tenant references are designed to give you an idea of what to expect from prospective renters once they move into your home. Here is how you can verify their references and increase your odds of success as a landlord. Require...]]></description><pubDate>December  8, 2009  4:30 PM</pubDate></item><item><title><![CDATA[3 Things to Check: for the Prospective Tenant]]></title><link>http://www.finweb.com/real-estate/3-things-to-check-for-the-prospective-tenant.html</link><description><![CDATA[ Prospective tenants&amp;nbsp;usually have a lot on their minds. They are in the middle of transitioning to a new place to live and usually have a lot of other changes going on as well. With so much to do, they can often overlook some important things along the way. If you are a prospective tenant of a particular rental property, here are a few things that you need to keep in mind. 1. Deposits As a prospective tenant the first thing that you need to know is the amount of the deposit required for rental. Depending on the property that...]]></description><pubDate>December  8, 2009  4:23 PM</pubDate></item><item><title><![CDATA[3 Ways to Deal with a Bad Landlord]]></title><link>http://www.finweb.com/real-estate/3-ways-to-deal-with-a-bad-landlord.html</link><description><![CDATA[ A bad landlord is a landlord nonetheless. You are contracted to work with this person until your lease expires. The most important thing to be aware of during this period is any potential legal violation, either on your part or the landlord's, so you are protected. #1 Watch Your Contract Your lease governs your arrangement. If you fail to keep your end of the bargain, such as missing a rent payment, then you will lose all bargaining power with your landlord and with any legal authority. Similarly, if your landlord breaks your lease, you have a legal basis to...]]></description><pubDate>December  8, 2009  4:12 PM</pubDate></item><item><title><![CDATA[A General Guide to Renting Your Home]]></title><link>http://www.finweb.com/real-estate/a-general-guide-to-renting-your-home.html</link><description><![CDATA[ In the midst of tough economic times, you may be thinking about renting your home to earn additional income, or as a way to have someone present while you&amp;lsquo;re away for an extended period of time. Finding renters and signing a lease agreement can be safe and easy. Place an Ad on Craigslist Take advantage of the free advertising available to you on www.Craigslist.com. It's a well known site to prospective tenants in search of renting a home. You're sure to get calls if you list your home for rent. Run Criminal and Financial Background Checks One important step...]]></description><pubDate>December  6, 2009  4:30 PM</pubDate></item><item><title><![CDATA[The Minimum Requirements for Rental Property Management]]></title><link>http://www.finweb.com/real-estate/the-minimum-requirements-for-rental-property-management.html</link><description><![CDATA[ Rental property management is a person or a company that manages a rental property on the behalf of its owner. They must be able to attract tenants, manage the property's books, coordinate with contractors, and be able to anticipate problems and address them in quick and efficient manner. Proper Certification If the rental property manager is working in a public sector, such as federally subsidized housing or federal senior housing, he should have a certification from the Institute of Real Estate Management and/or the National Organization of Home Builders. If the rental property manager is working in the private...]]></description><pubDate>December  6, 2009  4:26 PM</pubDate></item><item><title><![CDATA[3 Reasons a Landlord can Keep Rental Deposits]]></title><link>http://www.finweb.com/real-estate/3-reasons-a-landlord-can-keep-rental-deposits.html</link><description><![CDATA[ Rental deposits&amp;nbsp;can be a sore subject between landlords and renters. However, they are a necessary measure for landlords to protect themselves against damage. There are several instances where a landlord can keep a rental deposit. Here are some circumstances where a landlord can keep the deposit. 1. Destroying the Flooring Destroying the flooring is a very common reason that landlords keep the deposit. It may not cost you as much as losing your entire deposit, but damage beyond &quot;wear and tear&quot; to carpeting, hardwood floors, etc. can take a big chunk out of your deposit. This can result from...]]></description><pubDate>December  6, 2009  4:23 PM</pubDate></item><item><title><![CDATA[When Should You Choose to Rent Your Home?]]></title><link>http://www.finweb.com/real-estate/when-should-you-choose-to-rent-your-home.html</link><description><![CDATA[ Looking at a home for rent is something that many people do even when they are in the market to buy. Deciding whether to buy or rent can be a tough choice for anyone. Both renting and buying present you with advantages and disadvantages. Here are a few things that you should think about when deciding whether to rent or not. Time Frame When you are moving somewhere, you need to strongly consider how long you will be there. If you plan on being there for less than three years, you should most likely rent a house. When you...]]></description><pubDate>December  6, 2009  4:19 PM</pubDate></item><item><title><![CDATA[3 Tips to Maintain Your Rental]]></title><link>http://www.finweb.com/real-estate/3-tips-to-maintain-your-rental.html</link><description><![CDATA[ If you want to properly maintain your rental&amp;nbsp;there are many things that you will have to do. Owning rental property can be a lot of work and maintaining them takes up some time. If you do it correctly, you will be able to save time and money along the way. Here are a few tips that will help you maintain your rental property. 1. Hire a Property Manager Using a good property management company can really take the burden off of you. They can handle all of the necessary repairs and maintenance issues that come with owning rental property....]]></description><pubDate>December  6, 2009  3:45 PM</pubDate></item><item><title><![CDATA[How to Advertise Luxury Vacation Homes for Rent]]></title><link>http://www.finweb.com/real-estate/how-to-advertise-luxury-vacation-homes-for-rent.html</link><description><![CDATA[ Owning luxury vacation homes can be very convenient when you are ready to travel. You just show up and the house is always there and ready for you. Owning a luxury vacation home can completely change the way that you travel. Although they are great for your own use, they can also be a fantastic source of income. Instead of just letting the house sit there empty while you are away, renting out the home can help you make the payment or recoup some of the cost. If you are considering renting out your vacation home, there are a...]]></description><pubDate>December  6, 2009  3:42 PM</pubDate></item><item><title><![CDATA[When is a Lease-Option on a House Appropriate?]]></title><link>http://www.finweb.com/real-estate/when-is-a-lease-option-on-a-house-appropriate.html</link><description><![CDATA[ A lease option can be a good solution for buyers who cannot purchase a house right away. Whether it's the market, a tight budget or the need for more time to make a final decision, a lease option can give the buyer a chance to live in the house they want with the option to buy it in the future. The seller also benefits from the lease because they make money during the lease option. Restricted by Finances If the buyer is unable to purchase the house right away because of many financial reasons, then pursuing a lease-option is...]]></description><pubDate>December  6, 2009  3:35 PM</pubDate></item><item><title><![CDATA[How to Resolve 2 Common Landlord-Tenant Disputes]]></title><link>http://www.finweb.com/real-estate/how-to-resolve-2-common-landlord-tenant-disputes.html</link><description><![CDATA[ If you're a renter, you may have to face landlord-tenant disputes from time to time. These often occur as a result of one of the parties not fulfilling their obligations as agreed in the lease agreement. When these disputes go on for some time without resolution, someone ends up taking the matter to court, which is not the best way to resolve common disputes. Landlord-Tenant Disputes over Repairs The best thing to do when a dispute arises regarding repairs is to put it in writing. Document in as detailed a way as possible the problems and the events leading...]]></description><pubDate>December  6, 2009  3:32 PM</pubDate></item><item><title><![CDATA[3 Things a Landlord Wants to Know]]></title><link>http://www.finweb.com/real-estate/3-things-a-landlord-wants-to-know.html</link><description><![CDATA[ As a landlord your job can be challenging. You have to fill up your rental property as full as possible without compromising your rental standards. One of the most important parts of a landlord's job is tenant selection. As such an important part of the process, you can rest assured that they have certain things that they look for in a prospective tenant. If you are in the market to rent a property, there are a few things that you will want to make sure that the landlord knows. Here are a few things that landlords want to know...]]></description><pubDate>December  5, 2009  4:37 PM</pubDate></item><item><title><![CDATA[A Checklist of Technical Inspections for your Apartment]]></title><link>http://www.finweb.com/real-estate/a-checklist-of-technical-inspections-for-your-apartment.html</link><description><![CDATA[ You will not likely get the chance to perform inspections on your apartment prior to renting the place. However, you can make small notes as you tour the property. Additionally, if you have a professional inspection and find a problem later, you may be able to break your lease. Always check these items: Water heater - The life expectancy of a water heater is only 8 to 15 years. Most apartments have out of date heaters. If there is a crack in the heater, it needs replaced immediately.&amp;nbsp; Water damage - You should not be overly concerned with the...]]></description><pubDate>December  5, 2009  4:33 PM</pubDate></item><item><title><![CDATA[When Should You Increase Rent?]]></title><link>http://www.finweb.com/real-estate/when-should-you-increase-rent.html</link><description><![CDATA[ The decision to increase rent on your income property should be made based on financial factors and not personal factors. If you make the decision to price your property based on personal factors, you will find a higher turnover of tenants and a higher rate of vacancy. Financial Considerations Rental market -&amp;nbsp;The cost of comparable rental units in your area will give you an idea of the going market rate for your property.&amp;nbsp; Maintenance costs - If property taxes and other fixed costs rise on your rental property, then you can justify a hike in rent to your tenants....]]></description><pubDate>December  5, 2009  4:30 PM</pubDate></item><item><title><![CDATA[How to be a Good Landlord]]></title><link>http://www.finweb.com/real-estate/how-to-be-a-good-landlord.html</link><description><![CDATA[ It doesn't take much to be a good landlord. As long as you pay attention to and address your tenants needs and concerns in a timely manner, most tenants will consider you good. Good landlords do not hassle the tenants about anything without good reason to do so, and always provide warning or express concern calmly before pursuing more serious action. Don't be unreasonable with your demands and expectations of your tenants. Always make sure to get signed contracts that show the tenants agree to whatever your expectations are, to ensure they are completely aware of them and know...]]></description><pubDate>December  5, 2009  4:11 PM</pubDate></item><item><title><![CDATA[Evictions 101]]></title><link>http://www.finweb.com/real-estate/evictions-101.html</link><description><![CDATA[ Evictions are not pleasant for the landlord or the tenant. Even if one party or both are happy to part ways, eviction proceedings can get nasty and costly. Both the landlord and tenant will need to pay for the eviction proceedings. State laws govern all aspects of evictions and they vary from state to state. However, the basics are: Notice to Evict The landlord is often required by state law and pursuant to a lease agreement to notify the tenant of an eviction. Whether it's a 5, 15 or 30 day notice, the landlord must send a notice in...]]></description><pubDate>December  5, 2009  4:01 PM</pubDate></item><item><title><![CDATA[A Guide to a Successful Apartment Sublet]]></title><link>http://www.finweb.com/real-estate/a-guide-to-a-successful-apartment-sublet.html</link><description><![CDATA[ Opting for an apartment sublet over signing a lease from scratch can bring the benefits of convenience and affordability. Tenants often sublet their apartments when they've signed a lease but can't stay for the full term and subletters take their place, often without paying many of the upfront costs such as realtor fees. Subletting an individual room from an entire apartment is a great option if you don't have the means to live alone but can't find roommates to bring onboard for a lease. Either way, subletting can pose a certain degree of uncertainty, so be sure to take...]]></description><pubDate>December  5, 2009  3:47 PM</pubDate></item><item><title><![CDATA[How to Boost Your Rental Apartment Value]]></title><link>http://www.finweb.com/real-estate/how-to-boost-your-rental-apartment-value.html</link><description><![CDATA[ When you take the steps necessary to boost your rental apartment value, you'll have the opportunity to charge higher rent. This means more money for you on a monthly basis, and a higher asking price should you decide to sell your rental. Here are two ways to make your property more valuable: Remodel the Kitchen Having a nice kitchen is important to tenants. They have to cook and eat there most days, and having a kitchen that's an eyesore won't encourage them to pay you any more rent. In addition to the appeal to tenants, a remodeled kitchen does...]]></description><pubDate>December  5, 2009  3:43 PM</pubDate></item><item><title><![CDATA[Renting - Going Over a Tenant's History]]></title><link>http://www.finweb.com/real-estate/renting---going-over-a-tenants-history.html</link><description><![CDATA[ As a landlord, looking at a tenant history&amp;nbsp;can provide you with valuable information that can help you make decisions. If you are considering a prospective tenant, knowing their history as a tenant can help you decide if you should extend them an invitation to rent your property. Here are a few things that a landlord will want to look at before they let someone rent their property. Former Landlord References One of the most valuable pieces of information for a landlord is the opinion of a previous landlord. A good endorsement from a previous landlord can go a long...]]></description><pubDate>December  2, 2009  4:03 PM</pubDate></item><item><title><![CDATA[How to Arrange a Rent-to-Own]]></title><link>http://www.finweb.com/real-estate/how-to-arrange-a-rent-to-own.html</link><description><![CDATA[ Arranging a rent-to-own agreement with your landlord may be the best option for a tenant who needs time to get to know the property or get their finances in order before making a purchase. In the agreement, the landlord gets paid higher than market rent payments as an incentive to give the tenant one, two or three years to purchase the property. The difference between the higher rent and market rent gets applied towards the tenant's &quot;down payment&quot; for the future purchase of the property. How to Draw up Agreement The best way to arrange a rent-to-own agreement is...]]></description><pubDate>December  1, 2009  3:52 PM</pubDate></item><item><title><![CDATA[Real Estate - A Guide to Pet Rentals]]></title><link>http://www.finweb.com/real-estate/real-estate---a-guide-to-pet-rentals.html</link><description><![CDATA[ Tenants with dogs or cats often will not consider renting a home that does not allow for pets. Rentals that are pet-friendly will have a better chance of gaining a loyal tenant. Landlords can still protect their investment by requiring a pet deposit. However, the more open the landlord is to allowing the tenant to keep a pet on the premises without hassle, the longer the tenant is likely to stay and gladly pay rent. Lease Agreement Your lease agreement should contain a clause regarding pets. It should state all costs associated with having your pet on the premises,...]]></description><pubDate>December  1, 2009  3:47 PM</pubDate></item><item><title><![CDATA[4 Tips For Effectively Managing Your Rental Property]]></title><link>http://www.finweb.com/real-estate/4-tips-for-effectively-managing-your-rental-property.html</link><description><![CDATA[ You can minimize or prevent the possible problems of a rental property by effectively managing it. Here are a few tips to help you effectively manage your rental property.&amp;nbsp; 1. Outsource Some Work If you only have one or two rental properties, and you're handy, then you can do some repairs yourself. If you have several rental properties, it's unlikely you'll do a good job handling them all on your own. Do some research and find a good &quot;handyman&quot; to take the burden of overwork off your shoulders. 2. Get a Good Accountant Dealing with the tax implications of...]]></description><pubDate>November 28, 2009  3:30 PM</pubDate></item><item><title><![CDATA[A Guide to Rental Advertising]]></title><link>http://www.finweb.com/real-estate/a-guide-to-rental-advertising.html</link><description><![CDATA[ It is important to remember that rental advertising is written and determined by individuals who treat the property like a business. Income properties, as they are called, can generate huge amounts of additional salary for landlords and owners. When your browse rental advertising, you need to take note of the nature of this business and use a discerning eye. Where to Find Rental Ads The local paper is always a good place to start. However, today, most people want to look for their rental units through online services. This is a fine option, but it is very easy to...]]></description><pubDate>November 27, 2009  4:18 PM</pubDate></item><item><title><![CDATA[How to Qualify for Federal Low Income Housing]]></title><link>http://www.finweb.com/real-estate/how-to-qualify-for-federal-low-income-housing.html</link><description><![CDATA[ Low income housing, also known as affordable housing, is rental housing that is provided specifically to aid low income families. It can be divided into two categories: subsidized housing and public housing. The former is private rental housing where the US government pays a portion of the low-income individual's rent, allowing them to live in apartments that they would otherwise be unable to afford. The latter is run and financed entirely by the government. The individuals who live there still have to pay rent, but the government keeps them reasonably affordable. Low-Income Housing Requirements In order to be eligible...]]></description><pubDate>November 27, 2009  3:50 PM</pubDate></item><item><title><![CDATA[3 Tips for Finding an Apartment Mover]]></title><link>http://www.finweb.com/real-estate/3-tips-for-finding-an-apartment-mover.html</link><description><![CDATA[ Finding quality apartment movers can seem challenging from time to time. When you have someone that you do not know moving your things, it can be a scary proposition. You might be thinking that you don't want someone that is unqualified to move your things. Choosing the wrong moving company can cause you a lot of headaches and money. Here are a few tips to find the right apartment mover for you.&amp;nbsp; 1. Ask Around One of the easiest ways to find a reputable moving company is to ask around. Asking your friends and family if they have had...]]></description><pubDate>November 27, 2009  3:34 PM</pubDate></item><item><title><![CDATA[An Overview of Lease Rental Property Laws]]></title><link>http://www.finweb.com/real-estate/an-overview-of-lease-rental-property-laws.html</link><description><![CDATA[ Lease or rental property work in the same way. Property is owned by a landlord and the landlord allows a tenant to reside in the residence. Regardless of whether the lease is a residential or commercial arrangement, the state sets rules regarding how the landlord and tenant should interact. Without these formalized rules, common law would create a conflict of interest, favoring one party over the other unnecessarily. Your exact property laws depend on the state you live in, but a few items are universal: Lease agreement protects the rights of both parties - You will sign a formal...]]></description><pubDate>November 21, 2009  3:36 PM</pubDate></item><item><title><![CDATA[Top 6 Benefits of Rent to Own Houses]]></title><link>http://www.finweb.com/real-estate/top-6-benefits-of-rent-to-own-houses.html</link><description><![CDATA[ For those who cannot buy a home through conventional means, rent to own houses are a viable option to home ownership. The rent to own method brings the dream of home ownership to people who may have otherwise thought it was impossible. Rent Money Becomes an Investment In most situations, rent money goes into the landlord's pocket, to pay the mortgage on the home, to supplement his or her income, and does nothing more for the renter. With rent to own houses, a portion of the rent money goes toward the purchase of the home, making it an easier...]]></description><pubDate>November 20, 2009  4:20 PM</pubDate></item><item><title><![CDATA[House Investment Options - Rent to Own]]></title><link>http://www.finweb.com/real-estate/house-investment-options---rent-to-own.html</link><description><![CDATA[ Entering a rent to own agreement with a landlord is an option for buying property when you can't afford to purchase a home right away. There are many reasons why you might go this route, such as to buy more time to save for the total purchase price, or to get to know the area before making a final decision. Not only do you benefit from having the option to purchase the home before it's offered to someone else, the landlord benefits from making money on the property, because they usually charge a higher rent. It's also a great...]]></description><pubDate>November 20, 2009  4:19 PM</pubDate></item><item><title><![CDATA[How to Identify Areas for a Rental House]]></title><link>http://www.finweb.com/real-estate/how-to-identify-areas-for-a-rental-house.html</link><description><![CDATA[ If you are a real estate investor or are thinking about becoming a land lord there are several steps you should take in identifying areas for a rental house. Go Where the Renters Are It's always best to start your search for rental housing in areas that have high a concentration of renters. You do not want to place a rental house in an area that is comprised of mostly owners. &amp;nbsp;These inhabitants usually have stable incomes and own their homes, therefore they have no need to rent. You can determine the ratio of renters to homeowners by visiting...]]></description><pubDate>November 20, 2009  4:15 PM</pubDate></item><item><title><![CDATA[Tenant Rights with Mold]]></title><link>http://www.finweb.com/real-estate/tenant-rights-with-mold.html</link><description><![CDATA[ Landlords must protect tenants from mold risks. There are rental laws in each state that govern the safety standards imposed on a rental property, and mold is a substantial safety hazard. If you believe you have mold in your rental property, look into your options to have the situation prepared or to exit your lease. Look over your rental contract. Check for assurances that the apartment or house is up to code in the state. Go to your Department of Consumer Affairs website for your state. There should be a document explaining tenant rights, and this document will let...]]></description><pubDate>November 20, 2009  3:50 PM</pubDate></item><item><title><![CDATA[Your Roomate's Eviction Rights]]></title><link>http://www.finweb.com/real-estate/your-roomates-eviction-rights.html</link><description><![CDATA[ Eviction rights are tenant rights that come into play when you want to have your roommate evicted.&amp;nbsp;So long as the lease is in force, he or she can't be removed without proper cause. If the proper cause can be proven, your roommate had a right to challenge the eviction. So if you want to evict your roommate, you would have to be ready to make a good case and you would have to prepare for the possibility that it won't work. Getting Your Roommate Evicted A landlord cannot evict a tenant before the lease runs out unless a tenant...]]></description><pubDate>November 20, 2009  3:41 PM</pubDate></item><item><title><![CDATA[Renting vs. Selling Your Home]]></title><link>http://www.finweb.com/real-estate/renting-vs-selling-your-home.html</link><description><![CDATA[Occasionally a house just doesn't sell. You may have done everything correctly, but the market was simply unfavorable for you at that time. There's no need to give up on the property altogether, though. It might be worth your while to consider renting out your home as opposed to trying to sell it.Being a landlord, however, can be a scary proposition for many people. You may typically think of a greasy and grimy individual (whose blue jeans are riding just a tad too low) that won't fix anything, but bangs on your door incessantly for the rent. Not all landlords...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Finding Good Rental Properties and Tenants]]></title><link>http://www.finweb.com/real-estate/finding-good-rental-properties-and-tenants.html</link><description><![CDATA[If your long-range plan is a career in real estate investing, it's likely that at some point you'll own rental properties and be a landlord. It will be up to you to find and screen tenants, collect rents, clean up when they move out, and maintain and repair your properties (unless, of course, you hire a full-time management company to take care of such duties for you). How well you perform these tasks can go a long way toward determining how well you succeed in real estate. There are a number of clues to look for that will help you...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[An Introduction to the Realtor Commission]]></title><link>http://www.finweb.com/real-estate/an-introduction-to-the-realtor-commission.html</link><description><![CDATA[If you are about to sell your house, you need to have a basic understanding of how Realtor commission works and what you should expect to pay. Here are a few things to consider about Realtor commission. Standard Commission If you are going to list your property exclusively with an agent, you are going to sign a listing agreement with her. If that Realtor ends up selling your house on her own, you are going to pay her a full commission. In most areas, this commission is going to be approximately 6 percent of the sale price.&amp;nbsp; Split Commission In...]]></description><pubDate>April  6, 2011 10:47 PM</pubDate></item><item><title><![CDATA[Selling Your Home: List over the Holidays?]]></title><link>http://www.finweb.com/real-estate/selling-your-home-list-over-the-holidays.html</link><description><![CDATA[ When you are selling your home, timing is an important factor. Home sales require the right buyer in addition to a great home. It is wise to choose a time of year when the right buyer is likely to be looking, and it is also wise to make sure the home shows well during the specific period. Remember: most home sales are based on a first impression, and you get only one chance at that. If you are considering listing over the holidays, think about these factors. What Is Winter Like? The most important factor is likely what your...]]></description><pubDate>February 26, 2011  4:04 AM</pubDate></item><item><title><![CDATA[How to Sell Property Abroad]]></title><link>http://www.finweb.com/real-estate/how-to-sell-property-abroad.html</link><description><![CDATA[ If you want to sell property abroad there are several things that you must do to ensure a smooth transaction. There are many differences between selling in your home country, and selling in another country. Be sure to hire an agent, or broker, if you are going to sell property abroad. Hire a Real Estate Agent An agent is important because you do not live in the area and will find it difficult to sell on your own. When choosing an agent, make sure you explain your situation including what you are hoping they can offer. This way, they...]]></description><pubDate>December 26, 2010  4:38 AM</pubDate></item><item><title><![CDATA[How does a reverse 1031 exchange work?]]></title><link>http://www.finweb.com/real-estate/how-does-a-reverse-1031-exchange-work.html</link><description><![CDATA[ If an opportunity comes your way to buy property, but you haven't sold yours yet, a reverse 1031 exchange may be the best resolution for tax planning purposes. In a regular 1031 exchange, you can exchange the property you own for another property, and defer taxes on the gains. When you end up buying another property first, the 1031 is reversed. If you follow the rules, you can still enjoy tax benefits. How it Works in General When you find a property and want to exchange with your old property for tax purposes, you can use the reverse 1031...]]></description><pubDate>December 25, 2010  4:20 AM</pubDate></item><item><title><![CDATA[1031 Exchange Rules and Exceptions]]></title><link>http://www.finweb.com/real-estate/1031-exchange-rules-and-exceptions.html</link><description><![CDATA[ Understanding 1031 exchange rules, prior to making an exchange, is important to avoid legal and tax problems. There are many benefits to 1031, or like kind exchanges. One of the biggest benefits is the ability to defer any taxes on the gains. In order to benefit from the tax advantages, you need to know what the rules and exceptions are, so that you can apply them correctly. Here are the major ones you should be aware of: Rule # 1 - Time Limit to Identify Replacement Property According the Internal Revenue Service (IRS), you have 45 days to identify...]]></description><pubDate>December 25, 2010  4:18 AM</pubDate></item><item><title><![CDATA[5 Popular 1031 Exchange Uses]]></title><link>http://www.finweb.com/real-estate/5-popular-1031-exchange-uses.html</link><description><![CDATA[ While tax savings is the number one goal of a 1031 exchange, the options for its uses can play a key part in an investment or business strategy. The rules for 1031 exchanges allow capital gains taxes that are due immediately in a traditional sale to be deferred. Primary residences are not qualified exchange properties, and therefore, the popular uses for these exchanges often revolve around business and investment uses. Here are 5 popular 1031 exchange options. Use #1-More Money to Invest in Replacement Property The property that&amp;#8217;s exchanged is the relinquished property, and the new property acquired is...]]></description><pubDate>December 25, 2010  4:16 AM</pubDate></item><item><title><![CDATA[Can I make a 1031 exchange with my primary residence?]]></title><link>http://www.finweb.com/real-estate/can-i-make-a-1031-exchange-with-my-primary-residence.html</link><description><![CDATA[ You cannot make a 1031 exchange with your primary residence. The tax rules are designed specifically for investment properties only. If you do make an exchange with your primary residence, you would have to pay taxes on the capital gains for the tax year when your home was sold. You can only defer the taxes under 1031 rules if your find an investment property, which can include vacant land. Publication 544 published by the Internal Revenue Service is an excellent resource for the rules regarding a 1031 exchange, primary residence exceptions and more....]]></description><pubDate>December 21, 2010  4:25 AM</pubDate></item><item><title><![CDATA[6 Steps You Can Take to Get the Best Home Appraisal]]></title><link>http://www.finweb.com/real-estate/6-steps-you-can-take-to-get-the-best-home-appraisal.html</link><description><![CDATA[ When home values are soaring or are down in the dumps, it&amp;#8217;s important to take the necessary steps to obtain the best home appraisal as possible. Whether you want to sell or refinance your home, your home appraisal is critical to determining whether you will receive financing. The appraisal is based on the sale of other comparable homes in your community and it&amp;#8217;s in your best interest as a homeowner to keep those numbers high.Homeowners&amp;nbsp;can take several steps toward obtaining the best home appraisal as possible. Some aspects may involve home improvement, whereas others play into who you choose...]]></description><pubDate>December 16, 2010  4:07 AM</pubDate></item><item><title><![CDATA[Types of Real Estate Encumbrances]]></title><link>http://www.finweb.com/real-estate/types-of-real-estate-encumbrances.html</link><description><![CDATA[ A real estate encumbrance is a restriction placed on the use of a property. If you have an encumbrance on your property, it may restrict your ability to transfer the title. Here are the types of encumbrances that can be placed on real property. LiensA lien can be placed on a house to obtain a financial obligation from the homeowner. For example, a mortgage is the most common form of a lien between a homeowner and a lender. The lien will stay on the property until the mortgage is paid in full. Liens that are forced on the property...]]></description><pubDate>November 30, 2010  4:55 AM</pubDate></item><item><title><![CDATA[How to Sell a Timeshare Fast]]></title><link>http://www.finweb.com/real-estate/how-to-sell-a-timeshare-fast.html</link><description><![CDATA[ If you are trying to figure out how to sell a timeshare fast, there are a number of ways that you could approach the task. Timeshares are regularly sold on the secondary market, and there are a number of buyers that are always interested. Here are a few different strategies that you can use to sell a timeshare fast. Hire a Broker One of the best ways to unload your timeshare quickly is to hire a timeshare broker. There are many companies out there that specialize in selling timeshares on the secondary market. This broker will take a commission...]]></description><pubDate>November 19, 2010  4:49 AM</pubDate></item><item><title><![CDATA[Can You Donate Your Timeshare?]]></title><link>http://www.finweb.com/real-estate/can-you-donate-your-timeshare.html</link><description><![CDATA[ You can donate timeshare and help others at the same time by getting rid of an investment that may not have worked out for you. Many people view the donation option as a last resort, but you can benefit from donating sooner rather than later. Here's what you need to know about charitable donations and timeshares: Benefits of Donating a Timeshare Your options for getting rid of a timeshare are to sell it or donate it. Renting it can be hard, and most people prefer not to deal with the hassles associated with being a long distance landlord. You...]]></description><pubDate>November 19, 2010  4:46 AM</pubDate></item><item><title><![CDATA[5 Reasons to Hire Listing and Selling Agents]]></title><link>http://www.finweb.com/real-estate/5-reasons-to-hire-listing-and-selling-agents.html</link><description><![CDATA[If you are looking to sell your current home in order to purchase another, you may consider hiring two separate agents to represent your needs: a listing agent and a selling agent. A listing agent works on your behalf to help sell your existing property. He or she will market your property to bring in potential clients. A selling agent works to help find the new property. He or she works to bring potential properties to your attention. Having both a listing agent and selling agent to assist you will allow you to manage your transactions and meet all of...]]></description><pubDate>July 29, 2010  6:01 PM</pubDate></item><item><title><![CDATA[The Pros and Cons of Bridge Loan Financing]]></title><link>http://www.finweb.com/real-estate/the-pros-and-cons-of-bridge-loan-financing.html</link><description><![CDATA[ Bridge loan financing is interim financing that is generated using a bridge loan. A bridge loan is a short-term loan that is designed to provide temporary financing until a more permanent form of financing can be obtained. Bridge loans are usually used to finance the purchase and/or renovations of real estate properties. While bridge loan financing has it's benefits, it suffers from several drawbacks that borrowers should be aware of before they take out a bridge loan. Benefits of Bridge Loan Financing One of the biggest benefits of bridge loans is that the financing they provide is strictly short-term....]]></description><pubDate>July 12, 2010  4:09 AM</pubDate></item><item><title><![CDATA[What to Look for in Your Listing Agent]]></title><link>http://www.finweb.com/real-estate/what-to-look-for-in-your-listing-agent.html</link><description><![CDATA[ Finding the right listing agent can help you sell your property quickly and efficiently. It can be difficult to find the right listing agent because of the many choices. The first thing that you are going to be able to notice about your listing agent is the desire to get your business. When you hire a listing agent, you are going to want to hire one that really wants to get your property and go to work selling it. Desire Some real estate agents will not act as if they really care if they get your business, one way...]]></description><pubDate>July 10, 2010  4:43 AM</pubDate></item><item><title><![CDATA[Combine Your Listing and Selling Agent to Save]]></title><link>http://www.finweb.com/real-estate/combine-your-listing-and-selling-agent-to-save.html</link><description><![CDATA[ Many states will not permit for the commission of the selling agent and listing agent to be combined in order for a reduction. Every state determines their own laws about realtor commission structures. If you happen to live in a state that does permit the combination of listing and selling agents into one, you may be able to reduce the cost of your real estate transaction by lowering the total commission paid. Consider many different scenarios to determine if this is right for you. Differences between Real Estate Agents It is important to first understand that the term &quot;buyer's...]]></description><pubDate>July 10, 2010  4:41 AM</pubDate></item><item><title><![CDATA[Real Estate Terminology: Listing Agent vs Selling Agent]]></title><link>http://www.finweb.com/real-estate/real-estate-terminology-listing-agent-vs-selling-agent.html</link><description><![CDATA[ If you are going to be involved in a real estate transaction, there is a good chance that you will deal with a selling agent and a listing agent. Both of these agents are similar but they do perform different duties. Here are the basics of the listing and selling agent and how they are different. Listing Agent The listing agent is also sometimes referred to as the seller's agent. This is a real estate agent that is going to work exclusively with a seller. A seller will contact them and let them know that they want to sell...]]></description><pubDate>July 10, 2010  4:38 AM</pubDate></item><item><title><![CDATA[Negotiating Real Estate Commissions]]></title><link>http://www.finweb.com/real-estate/negotiating-real-estate-commissions.html</link><description><![CDATA[ Real estate commissions are the most expensive part of selling a piece of property. These commissions are going to eat into your profit substantially. Because of this, it could be in your best interest to negotiate the commissions. Here are a few things to consider about negotiating real estate commissions. When You Can Negotiate Typically, real estate commissions are not something that you can negotiate throughout the entire process. In most cases, you are going to want to do this on the front end of a listing. When you are looking for a real estate agent, this is the...]]></description><pubDate>July 10, 2010  4:36 AM</pubDate></item><item><title><![CDATA[What Is Dual Agency?]]></title><link>http://www.finweb.com/real-estate/what-is-dual-agency.html</link><description><![CDATA[ Dual agency is a term that is used when a real estate agent is representing the two parties involved in a transaction. In some cases, a real estate agent will represent both the buyer and the seller in a real estate transaction. When this happens, the real estate agent has to try to keep in mind what is best for both parties. Dual agency can be unethical and is illegal in certain states. Fiduciary duties are the core problem with dual agency because although the agent has a responsibility to both parties, that can be impossible under certain situations....]]></description><pubDate>July 10, 2010  4:34 AM</pubDate></item><item><title><![CDATA[Real Estate Agent Commission Breakdown: Where Does the Money Go?]]></title><link>http://www.finweb.com/real-estate/real-estate-agent-commission-breakdown-where-does-the-money-go.html</link><description><![CDATA[ Real estate agent commission is something that no one enjoys paying. While it can seem very expensive, it is a necessary expense if you want to sell your house without having to do all of the work yourself. Here are a few things to consider about where your money for a real estate commission goes. Split The first thing that you need to understand is that the commission is usually split, between real estate brokers. If you are working with a real estate agent, most of the time, they work for a real estate broker. The broker owns the...]]></description><pubDate>July 10, 2010  4:32 AM</pubDate></item><item><title><![CDATA[Discount Real Estate Brokers: How Do They Cut Costs?]]></title><link>http://www.finweb.com/real-estate/discount-real-estate-brokers-how-do-they-cut-costs.html</link><description><![CDATA[ The discount real estate broker is becoming more common in today's market. There are typically several discount brokers for you to choose from in any market. Here are a few things to consider about why discount brokers are cheaper and how they work. The idea behind the discount broker concept is that they believe they can make up for the money, with more volume. By discounting their prices, they hope that more customers will come to them and they will be able to sell more houses than they would otherwise. Most discount brokers do not spend as much time...]]></description><pubDate>July 10, 2010  4:29 AM</pubDate></item><item><title><![CDATA[The Discount Real Estate Broker]]></title><link>http://www.finweb.com/real-estate/the-discount-real-estate-broker.html</link><description><![CDATA[ Working with a discount real estate broker can be a good way to save money on the sale of your house. If you are thinking about going with a discount real estate broker, there are several things that you will need to consider first. Discount Real Estate Brokers In the world of real estate, many real estate agents would like you to believe that commissions are non-negotiable. They want you to pay the standard 6 or 7 percent, or whatever is common in your particular market. While they might want you to believe this, it is simply not the...]]></description><pubDate>July 10, 2010  4:27 AM</pubDate></item><item><title><![CDATA[What Is a Multiple Listing Service (MLS)?]]></title><link>http://www.finweb.com/real-estate/what-is-a-multiple-listing-service-mls.html</link><description><![CDATA[ The multiple listing service is a tool that is used by Realtors to list properties that are for sale. It is more commonly referred to as the MLS. The multiple listing service is a database of property that is for sale. There are many multiple listing services across the world. Every region usually has their own multiple listing service filled with properties that are for sale in that area. What Information Is Included? When a real estate agent puts information about a property that is for sale on the multiple listing service, they include many details about the property....]]></description><pubDate>July 10, 2010  4:25 AM</pubDate></item><item><title><![CDATA[Full-Service Real Estate Agents]]></title><link>http://www.finweb.com/real-estate/full-service-real-estate-agents.html</link><description><![CDATA[ Discounted service agents are a dime in a dozen; however, finding a good full-service real estate agent could mean a lifetime of savings. Real estate agents who offer full services believe in long-term relationships that could span decades and generations. Whether it is buying or selling your first home, to investment properties, to rental properties to vacation homes, the right real estate agent can be a shrewd business partner to have on hand. MLS and Internet Marketing Multiple Listing Service (MLS) helps real estate agents to network by having a unified database of up-to-date information that agents can access...]]></description><pubDate>July 10, 2010  4:22 AM</pubDate></item><item><title><![CDATA[Understanding the Realtor Code of Ethics]]></title><link>http://www.finweb.com/real-estate/understanding-the-realtor-code-of-ethics.html</link><description><![CDATA[ As a Realtor, ethics are going to play a large role in your business dealings. Many people might think that all real estate professionals are obligated to follow a code of ethics. However, this is simply not the case. If you are a real estate agent, that does not necessarily mean that you have a code of ethics to live by. There is a difference between real estate agents and Realtors. Realtors belong to the National Association a Realtors. This means that they have to go through additional training and pay a membership fee. This means that Realtors are...]]></description><pubDate>July 10, 2010  4:20 AM</pubDate></item><item><title><![CDATA[Real Estate Agent vs Realtor: What's the difference?]]></title><link>http://www.finweb.com/real-estate/real-estate-agent-vs-realtor-whats-the-difference.html</link><description><![CDATA[ Both a real estate agent and Realtor can sell real estate. However, there are some key differences between the real estate agent and the Realtor. The difference between a real estate agent and a Realtor is that the Realtor is a member of the National Association of Realtors. This is a national group that sets forth standards that must be adhered to by real estate professionals that join. This means that Realtors are held to a higher standard than a traditional real estate agent. What It Means to You If you are considering hiring a Realtor, you are going...]]></description><pubDate>July 10, 2010  4:18 AM</pubDate></item><item><title><![CDATA[Listing Agents and Experience: How Much Is Enough?]]></title><link>http://www.finweb.com/real-estate/listing-agents-and-experience-how-much-is-enough.html</link><description><![CDATA[ When you are looking into the resume of a potential listing agent for your home, experience will be a key factor. Experience does not just mean gray hairs, however. Look for factors that are relevant to the sale of your specific property in order to make a good judgment. Licensing and Classes Your real estate agent must be licensed in your state. If they received the license some time ago, check for recent renewals and other classes for continuing education. Finding an agent that is constantly updating their licensing and real estate education can be a great asset. This...]]></description><pubDate>July 10, 2010  4:16 AM</pubDate></item><item><title><![CDATA[The Highest Suggested List Price Can Spell Doom]]></title><link>http://www.finweb.com/real-estate/the-highest-suggested-list-price-can-spell-doom.html</link><description><![CDATA[ As a home seller, you are going to have a lot of things to think about when you list your home. One of those things is the list price of your house. When you interview real estate agents, they are all going to have their own opinions as to how much money you can get for your house. They are going to evaluate your house and compare it to other houses that have sold recently. You might be tempted to give your listing to the real estate agent that has the highest projected sales price. Although this can be...]]></description><pubDate>July 10, 2010  4:13 AM</pubDate></item><item><title><![CDATA[Choose a Listing Agent by Their Commission and Pay the Price]]></title><link>http://www.finweb.com/real-estate/choose-a-listing-agent-by-their-commission-and-pay-the-price.html</link><description><![CDATA[ You will be responsible for paying your listing agent a commission (SAC) upon the sale of your home. If you are using a company to find your agent, you may not have a choice over this commission. But, if you are working with an independent agent, you may be able to name your price. Picking the lowest price, though, will not always end up giving you the highest profit. Attracting a Good Agent The best agents are not likely to work for low commissions. When you ask an agent to accept a low commission, you will only attract those...]]></description><pubDate>July 10, 2010  4:11 AM</pubDate></item><item><title><![CDATA[Choosing a Listing Agent: 5 Mistakes to Avoid]]></title><link>http://www.finweb.com/real-estate/choosing-a-listing-agent-5-mistakes-to-avoid.html</link><description><![CDATA[ When you are choosing a listing agent for the sale of your home, carefully evaluate the professionalism of the agent and the company for which they work. Avoid the common pitfalls of mistaking low commission for a good deal, high list price for higher profit potential and the previous success of the agent as guaranteeing success for you. The following five tips on mistakes to avoid can help you find the right listing agent and avoid the wrong one. No. 1 - Mistaking Low Commission With &amp;ldquo;Good Deal&amp;rdquo; In most cases, the commission a real estate agent will earn...]]></description><pubDate>July 10, 2010  4:09 AM</pubDate></item><item><title><![CDATA[Home Seller Guide: What Will My Realtor Have Me Sign?]]></title><link>http://www.finweb.com/real-estate/home-seller-guide-what-will-my-realtor-have-me-sign.html</link><description><![CDATA[ As a home seller, you are going to have to sign some documents when working with your Realtor. Here are the basics of what you should expect to sign when you list your property. Agency Disclosure One of the documents that you will have to sign is the agency disclosure. This is a document that says who the real estate agency is going to represent. Sometimes, they will represent only you, while other times, they will reserve the right to represent a buyer at the same time. Listing Agreement You are also going to have to sign a listing...]]></description><pubDate>July 10, 2010  4:06 AM</pubDate></item><item><title><![CDATA[Home Seller Guide: Top 4 Questions for Your Realtor]]></title><link>http://www.finweb.com/real-estate/home-seller-guide-top-4-questions-for-your-realtor.html</link><description><![CDATA[ If you are a home seller, you will have many questions for your Realtor to be sure you understand the process. Here are some of the top questions to make sure that you ask your Realtor. 1. How Much Experience Do You Have? Before you get involved with a Realtor, you are going to want to make sure that they are very experienced. While there is nothing wrong with a new real estate agent, you do not necessarily want them representing you for this deal. In most cases, you are going to want to hire someone that has been...]]></description><pubDate>July 10, 2010  4:04 AM</pubDate></item><item><title><![CDATA[Your Realtor Checklist: Do They Have What It Takes?]]></title><link>http://www.finweb.com/real-estate/your-realtor-checklist-do-they-have-what-it-takes.html</link><description><![CDATA[ When looking at your Realtor checklist, you want to see several things that your Realtor has to offer. You want to sell your house in a timely manner and for the best price. That is going to be affected greatly by your Realtor's skills. Here are a few things to include on your Realtor checklist. Experience One of the most important things that you will want to look for is experience. Experience can provide you with a lot when it comes to selling your house. You need someone that has seen it all and done it all before. Someone...]]></description><pubDate>July 10, 2010  4:02 AM</pubDate></item><item><title><![CDATA[Selling Your Home: Establish a Marketing Plan]]></title><link>http://www.finweb.com/real-estate/selling-your-home-establish-a-marketing-plan.html</link><description><![CDATA[ The process of selling your home should be approached with the same discipline as any business sale. You are looking to make a profit for your financial future, and the timing and price of the sale will determine this profit. Therefore, you should ask the right questions of your realtor to make sure your plan is focused. How Will you Set the List Price? Perhaps the most important part of marketing your home is determine the price of your listing. Your price will speak directly to a certain demographic, and you need to make sure that demographic will find...]]></description><pubDate>July 10, 2010  4:00 AM</pubDate></item><item><title><![CDATA[10 Interview Questions for Real Estate Agents]]></title><link>http://www.finweb.com/real-estate/10-interview-questions-for-real-estate-agents.html</link><description><![CDATA[ If you are selling your home, there are 10 questions you need to ask during the real estate interview. &amp;nbsp;These questions will help you get to know the agent and to determine if he or she will be able to serve your needs. Whether you are looking for a listing agent, selling agent or both, being informed about his or her background and what he or she brings to the table can make a difference in how smoothly your real estate transaction will go. The following ten questions will assist in your selection of an agent. 1. How Long...]]></description><pubDate>July  9, 2010  4:54 AM</pubDate></item><item><title><![CDATA[How to Find a Real Estate Agent]]></title><link>http://www.finweb.com/real-estate/how-to-find-a-real-estate-agent.html</link><description><![CDATA[ You will need to find a quality real estate agent to list your home for sale. The experience, dedication and motivation of your personal agent will be a large factor in determining how quickly your home will sell and for what price. You may know what you're looking for in an agent, but getting started in knowing where to find that person can be the real challenge. Work with a Trusted Company One option presented to all home owners is to call up a local real estate company with a good reputation. For example, if you have worked with...]]></description><pubDate>July  9, 2010  4:51 AM</pubDate></item><item><title><![CDATA[Why You Need a Real Estate Agent]]></title><link>http://www.finweb.com/real-estate/why-you-need-a-real-estate-agent.html</link><description><![CDATA[ Whether buying or selling a home, you&amp;nbsp;need a real estate agent to help with the transaction. A real estate agent has access to information not available publicly that can help in pricing the home or determining if the asking price is fair. Additionally, an agent will help in dealing with potential buyers, marketing the home and handling the details of the sale or purchase.&amp;nbsp; Proprietary Knowledge In most communities, homes for sale appear in a locally-produced publication called the Multiple Listing Service. While much of the information on homes in the MLS can be found on the Internet, not...]]></description><pubDate>July  9, 2010  4:45 AM</pubDate></item><item><title><![CDATA[When to Reduce Your Home Sales Price]]></title><link>http://www.finweb.com/real-estate/when-to-reduce-your-home-sales-price.html</link><description><![CDATA[ Your home's sales price is one of the most important factors in your real estate listing. If the price is right, it is going to sell pretty quickly in most cases. Sometimes, you might feel as if you need to reduce the price in order to be competitive. Here are a few things to consider about when to reduce the sales price on your home. Home Sales Price The sales price is typically the first thing that potential buyers look at. When they are doing a search on the multiple listing service (MLS), they are going to search for...]]></description><pubDate>July  9, 2010  4:42 AM</pubDate></item><item><title><![CDATA[5 Steps to Picking the Right Home Sales Price]]></title><link>http://www.finweb.com/real-estate/5-steps-to-picking-the-right-home-sales-price.html</link><description><![CDATA[ Determining the right home sales price is a combination of knowing the strengths and weaknesses of your home, comparing the home to other homes for sale locally, adjusting for trends in the market and vetting your findings with professionals in the industry. Step 1--A Realistic Appraisal Home sellers often overestimate the positives of their property and underestimate the negatives. The first step in establishing the right home sales price is to dispassionately inventory your home&amp;rsquo;s strengths and weaknesses. The location of the property is a prime consideration, and it is very unlikely that a home sales price that is...]]></description><pubDate>July  9, 2010  4:40 AM</pubDate></item><item><title><![CDATA[4 Alternatives to Reducing Your Home Sale Price]]></title><link>http://www.finweb.com/real-estate/4-alternatives-to-reducing-your-home-sale-price.html</link><description><![CDATA[ Your home sale price can play a large role in how quickly you sell your home. When a house sits on the market for several months, sellers tend to want to lower the price. Even though this might help, there are some other options that you might want to consider. Here are a few alternatives to reducing your home sale price. 1. Examining the Sales Process Before you start to lower your sales price, you might want to examine the current sales process. Ask yourself if everything has already been done to sell the home at its current price...]]></description><pubDate>July  9, 2010  4:37 AM</pubDate></item><item><title><![CDATA[4 Reasons Your Realtor Overpriced Your Listing]]></title><link>http://www.finweb.com/real-estate/4-reasons-your-realtor-overpriced-your-listing.html</link><description><![CDATA[ Your Realtor works to get you the best offer on your home. With that being understood, you may become confused as to why he or she is listing your property for more than its value. It may concern you that the property will not move due to the overpricing. Rest assured that Realtors use this tactic as a means to bring potential buyers to the table. Here are the top four reasons a Realtor overprices a home.&amp;nbsp; 1. You Have an Improved Property Realtors tend to look for improvements that will set your home apart from similar properties in...]]></description><pubDate>July  9, 2010  4:34 AM</pubDate></item><item><title><![CDATA[Pricing Your Home to the Market]]></title><link>http://www.finweb.com/real-estate/pricing-your-home-to-the-market.html</link><description><![CDATA[ Pricing your home at the time of sale is as important as any other consideration you will make for your financial future. Your home's listing price will affect multiple considerations including the potential buyers that view your house and the ultimate profit you earn from the sale. There are many factors to discuss with your real estate agent during the pricing process. These include the state of the current market, the approximate value of your home and personal considerations you may be facing with the home's sale. Seller's vs. Buyer's Market If you are currently experiencing a seller's market...]]></description><pubDate>July  9, 2010  4:31 AM</pubDate></item><item><title><![CDATA[3 Tips for Your Real Estate Agent Search]]></title><link>http://www.finweb.com/real-estate/3-tips-for-your-real-estate-agent-search.html</link><description><![CDATA[ When you start your real estate agent search, there are a lot of different factors that you are going to have to consider. Here are a few tips to keep in mind when you begin this search. 1. Look at Results When you begin your search, you should take the time to compare the different Realtors in your area. You do not want to simply pick the first one that you find in the phone book. You want to look at information about different Realtors and talk to some of them. You want to find a real estate agent...]]></description><pubDate>July  9, 2010  4:28 AM</pubDate></item><item><title><![CDATA[Why Under-pricing Your Home Can Be Wise]]></title><link>http://www.finweb.com/real-estate/why-under-pricing-your-home-can-be-wise.html</link><description><![CDATA[ When you are pricing a home, there are a lot of factors that you will need to think about. For example, you might want to think about under-pricing your home. Here are a few reasons that under-pricing your home can be wise. Attract Buyers Everyone loves to get a deal, and when you under-price your home, you are going to be able to attract a lot of buyers. If you over-price your home, you might sit there for months or years without anyone looking at your house.&amp;nbsp; Bidding War In order to sell your house quickly, you want to...]]></description><pubDate>July  9, 2010  4:25 AM</pubDate></item><item><title><![CDATA[5 Qualities You Find in the Best Realtor]]></title><link>http://www.finweb.com/real-estate/5-qualities-you-find-in-the-best-realtor.html</link><description><![CDATA[ Choosing the best Realtor for your home purchase or sale involves finding the real estate agent with the right qualifications for your needs. Your best Realtor will be affiliated with a good company, focused on your best interests, experienced in the type of home you&amp;rsquo;re interested in, able to meet your reasonable expectations and attentive to details. Has the Right Affiliations By definition, the trademarked term Realtor means the real estate agent you are considering is a member of the National Association of Realtors. But go beyond that. Your best Realtor should be a member of the local Realtor...]]></description><pubDate>July  9, 2010  4:22 AM</pubDate></item><item><title><![CDATA[How Much Is Your Home Worth? Compare Local Listings]]></title><link>http://www.finweb.com/real-estate/how-much-is-your-home-worth-compare-local-listings.html</link><description><![CDATA[ Trying to determine how much your home is worth is something that you are going to need to do before you sell it. Here are the basics of how to compare local listings to determine how much your property is worth. Sold Listings When you are getting ready to determine how much your property is worth, you want to see what homes have recently sold for. There are numerous websites out there that will give you access to information about homes that have recently been sold in your area. Looking at sold listings is going to be one of...]]></description><pubDate>June 28, 2010  4:15 AM</pubDate></item><item><title><![CDATA[The Advantages of Selling Your Home before Buying]]></title><link>http://www.finweb.com/real-estate/the-advantages-of-selling-your-home-before-buying.html</link><description><![CDATA[ Selling your home before buying a new one is highly recommended by mortgage counselors and financial advisers. If you buy a new home without first selling your old one, you may end up having two mortgages. This can be hard to maintain, especially if you are raising a family or you have other obligations and debts to pay. Although you risk being homeless if you decide to sell before you buy a new house, it can be easily remedied by renting an apartment temporarily. Here are the biggest benefits of selling before buying a new house.Allows Easy Budgeting for...]]></description><pubDate>June 28, 2010  4:11 AM</pubDate></item><item><title><![CDATA[Selling Your House in the Spring]]></title><link>http://www.finweb.com/real-estate/a-home-for-every-season-selling-your-house-in-the-spring.html</link><description><![CDATA[ Spring is the best season for selling your house.Here are a few things to consider about selling your house in the spring. Exterior of the Home Now that the weather is good, you should be able to spend some time outside focusing on the condition of your house. For example, you might want to take a pressure sprayer and use it to spray the exterior of the house. You will be able to potentially remove layers of dirt that have been piling up on the outside of the house over the course of the winter months. Landscaping During the...]]></description><pubDate>June 28, 2010  4:09 AM</pubDate></item><item><title><![CDATA[Selling Your House in the Winter]]></title><link>http://www.finweb.com/real-estate/a-home-for-every-season-selling-your-house-in-the-winter.html</link><description><![CDATA[ Selling your house in the winter is going to be different than trying to sell it in any other season. Here are a few special considerations for when you are trying to sell your house during winter. Online Marketing During the winter months, buyers are not going to want to get out in the cold weather as much. Because of this, you are going to have to rely on other methods of marketing your house besides people coming in for tours. You will want to try to utilize online marketing techniques as much as you can. In conjunction with...]]></description><pubDate>June 28, 2010  4:06 AM</pubDate></item><item><title><![CDATA[5 Cost-Effective Tweaks for Home Sellers]]></title><link>http://www.finweb.com/real-estate/5-cost-effective-tweaks-for-home-sellers.html</link><description><![CDATA[ There are many things that home sellers can do to improve the appearance of their homes before selling. When you are selling, it is important to not put too much money into the property before you do. Here are a few of the most cost-effective tweaks for home sellers. 1. Fresh Paint One of the most cost effective things you can do for a house is to apply fresh paint to certain parts of it. You do not have to paint the entire exterior or interior of the house. However, if you will be selective with the process, you...]]></description><pubDate>June 28, 2010  4:04 AM</pubDate></item><item><title><![CDATA[Selling Your Home: 3 Things to Remember]]></title><link>http://www.finweb.com/real-estate/selling-your-home-3-things-to-remember.html</link><description><![CDATA[ If you are selling your home, there are a number of things that you are going to want to keep in mind. Here are a few things to remember whenever you are selling your home. 1. De-Personalize Your Home Many people that are selling their homes forget to de-personalize them before putting them on the market. They keep up all of the family pictures and other personal memorabilia all over the house. Potential buyers do not like to see a lot of personal things all over the house because they have trouble visualizing themselves in the property. 2. Attention...]]></description><pubDate>June 28, 2010  4:02 AM</pubDate></item><item><title><![CDATA[Boost Your Home's Curb Appeal]]></title><link>http://www.finweb.com/real-estate/boost-your-homes-curb-appeal.html</link><description><![CDATA[ You have to boost your property&amp;rsquo;s curb appeal if you want to attract more home buyers. The term is used to denote the attractiveness or allure of the exterior parts of a residential or commercial property. Since many buyers tend to first check out the fa&amp;ccedil;ade, front lawn and backyard of a house before they even decide to view the interior, you need to ensure that your home has good exterior appeal. Below are tips that can enhance your home&amp;rsquo;s exterior attractiveness.Always Keep Surroundings CleanThe first step to improving the curb appeal of your home is by making sure...]]></description><pubDate>June 28, 2010  4:00 AM</pubDate></item><item><title><![CDATA[Selling Your Home? 4 Simple Cleaning Tips]]></title><link>http://www.finweb.com/real-estate/selling-your-home-4-simple-cleaning-tips.html</link><description><![CDATA[ Careful planning and some simple cleaning tips are all you need to prepare your home for sale. Prospective buyers are willing to buy homes for top dollar if such properties are in tiptop condition.&amp;nbsp; So, here are some tips to help you prepare and stage your home. Tip 1 &amp;ndash; Make Your House ShineBy far, the simplest tip that you must follow in preparing your home is to make sure that it is sparkling clean. Check out every corner and remove accumulated cobwebs. Vacuum the floors and apply polishing wax if necessary. Keep all furniture and fixtures free from...]]></description><pubDate>June 27, 2010  4:54 AM</pubDate></item><item><title><![CDATA[Getting the Best Price: 3 Steps to Attract a Home Buyer]]></title><link>http://www.finweb.com/real-estate/getting-the-best-price-3-steps-to-attract-a-home-buyer.html</link><description><![CDATA[ If you are trying to attract a home buyer, there are a number of different things that you could potentially do. In order to get the best price, you are going to have to put in some work and take the proper steps. Here are a few steps that you might want to take if you want to get the best price from a home buyer. 1. Hire a Good Realtor One of the first thing that you are going to need to do is put some time into finding a good Realtor work with. The Realtor is going...]]></description><pubDate>June 27, 2010  4:52 AM</pubDate></item><item><title><![CDATA[Selling Your Home in Divorce]]></title><link>http://www.finweb.com/real-estate/selling-your-home-in-divorce.html</link><description><![CDATA[ Selling your home in divorce is not the ideal situation that anyone considers in advance. However, in many cases, couples are forced to take this step at some point. Here are a few things to consider about selling your home in a divorce. Joint Decision Sometimes when a couple is able to communicate effectively during a divorce, they come to the decision that it would be best to sell their home. Many times, neither one of the members of the couple want to live in the house because it brings up painful memories for them. Because of this, they...]]></description><pubDate>June 27, 2010  4:50 AM</pubDate></item><item><title><![CDATA[4 Reasons Your Listing Expired]]></title><link>http://www.finweb.com/real-estate/4-reasons-your-listing-expired.html</link><description><![CDATA[ There are a number of different factors that could play into an expired listing on your home. Here are a few reasons that your listing could have expired without selling the property. 1. Overpriced One of the major factors in most real estate sales is the price. If you did not sell your property within the listing time period, there is a very good chance that your house is overpriced. You have to make sure that your house is priced according to similar houses in the market if you have any hopes of selling it. If it is overpriced,...]]></description><pubDate>June 27, 2010  4:47 AM</pubDate></item><item><title><![CDATA[Don't Drown Yourself in Expired Listings]]></title><link>http://www.finweb.com/real-estate/dont-drown-yourself-in-expired-listings.html</link><description><![CDATA[ Expired listings can become costly, and you should do what you can to avoid them. You can throw money out the window, and ultimately, you'll have to price your home much lower to make a sale.&amp;nbsp; Rather than drown yourself in expired listings, use these techniques to make sure that your home sells. Don't Overprice Yes, it's important to get as much as you can for the home, especially if it's mortgaged. Being upside down, which means the mortgage balance is higher than the purchase price, is horrible. You'll still have to pay the difference, which can be hard...]]></description><pubDate>June 27, 2010  4:45 AM</pubDate></item><item><title><![CDATA[Your Home Listing Expired: Now What?]]></title><link>http://www.finweb.com/real-estate/your-home-listing-expired-now-what.html</link><description><![CDATA[ When your home listing expires, it can be a very discouraging experience. When this happens, there are a number of things that you can do. Here are the basics of what you should do when your home listing expires. Why Did It Fail? When a home listing fails, it is usually a good idea to sit down and determine why your home did not sell. Try to look at your property from the perspective of a potential buyer. Ask yourself if you would have bought this house if you were in a buyer's shoes. After living in a house...]]></description><pubDate>June 27, 2010  4:43 AM</pubDate></item><item><title><![CDATA[Choosing a Home Sale Price Can Be Tricky]]></title><link>http://www.finweb.com/real-estate/choosing-a-home-sale-price-can-be-tricky.html</link><description><![CDATA[ The sale price is one of the things that home sellers find difficult to figure out. You want to have a sale price that is high enough to ensure that you get a good amount of net proceeds. But you cannot have a very high price without consequently driving potential buyers away. It is important to take time and proper care when establishing how much you want to sell your home for. Here are some aspects of your home that you need to consider when determining its sale price.Home ConditionOne of the most important factors that affect home sale...]]></description><pubDate>June 27, 2010  4:41 AM</pubDate></item><item><title><![CDATA[What to Consider before Firing Your Realtor]]></title><link>http://www.finweb.com/real-estate/what-to-consider-before-firing-your-realtor.html</link><description><![CDATA[ If your Realtor is not getting the job done for you, you may consider firing them, but before you do, you should take a good look at the property that they are trying to sell. Just because a property is not selling quickly, that does not necessarily mean that it is your real estate agent's fault. You need to determine if there are any significant problems with the property that you are trying to sell. Any Property Problems Sometimes, there will be a major problem with a property that is preventing it from being sold. If this is the...]]></description><pubDate>June 27, 2010  4:38 AM</pubDate></item><item><title><![CDATA[Selling a House in a Buyer's Market]]></title><link>http://www.finweb.com/real-estate/selling-a-house-in-a-buyers-market.html</link><description><![CDATA[ A buyer&amp;rsquo;s market, also known as soft market, simply means that the number of sellers exceeds the number of interested buyers. Under this market condition, selling your home at the price you want will be tougher. If you are planning to sell your home during this period in the real estate market, there are several things that you have to factor in to improve your chances of successfully disposing your property. Here are some very important considerations. Selling PricePrice is one of the most important factors that sellers need to determine when listing a house for sale during a...]]></description><pubDate>June 27, 2010  4:36 AM</pubDate></item><item><title><![CDATA[Choosing the Contract Length of Your Home Listing]]></title><link>http://www.finweb.com/real-estate/choosing-the-contract-length-of-your-home-listing.html</link><description><![CDATA[ Home listing, also known as property or seller listing, refers to the agreement between a property owner and a real estate agent. However, before you sign any listing agreement, it is important to choose the term of your listing contract properly. Here are common listing periods that you can apply in your listing agreement.30-Day ListingIf the market is hot, you may want to consider a month-long home listing agreement. In a seller&amp;rsquo;s market, properties usually sell within days or weeks after being listed. If you still have not received any serious offer on the thirtieth day, you can easily...]]></description><pubDate>June 27, 2010  4:34 AM</pubDate></item><item><title><![CDATA[Listing Agreement Considerations: What to Choose?]]></title><link>http://www.finweb.com/real-estate/listing-agreement-considerations-what-to-choose.html</link><description><![CDATA[ When you are preparing to sell your house, signing a listing agreement with a real estate agent is most likely going to be an important part of the process. You need to consider all of the different types of listing agreement options and choose the best one for you. Here are a few things to consider about each type of listing agreement. Exclusive Right to Sell Listing Agreement The most commonly used type of listing agreement in the real estate industry is the exclusive right to sell agreement. With this type of listing agreement, you are going to work...]]></description><pubDate>June 27, 2010  4:32 AM</pubDate></item><item><title><![CDATA[The Ins and Outs of an Open Listing]]></title><link>http://www.finweb.com/real-estate/the-ins-and-outs-of-an-open-listing.html</link><description><![CDATA[ Using an open listing is one option that you have when you are trying to sell your home. This type of listing can provide you with some unique advantages when compared to other types of listings. Most people are used to a certain type of system whenever they list a property with an agent. With a traditional real estate listing, you are going to work with a listing agent and they are going to represent you in the sale of your house. They are going to be your seller's agent and they will typically work in conjunction with buyers...]]></description><pubDate>June 27, 2010  4:29 AM</pubDate></item><item><title><![CDATA[Vital Characteristics of Your Listing Agreement]]></title><link>http://www.finweb.com/real-estate/vital-characteristics-of-your-listing-agreement.html</link><description><![CDATA[ When you are working on a listing agreement with a real estate agent, there are many different things that you will need to take into consideration. You need to make sure that all of the variables of the listing agreement are included. At the beginning of the listing agreement, there is going to be some basic information that needs to be included. For example, you are going to have to provide your name and your address to the real estate agent for this section. The real estate agent is also going to include their name on this part of...]]></description><pubDate>June 27, 2010  4:25 AM</pubDate></item><item><title><![CDATA[Understand the Terms of Your Listing Agreement]]></title><link>http://www.finweb.com/real-estate/understand-the-terms-of-your-listing-agreement.html</link><description><![CDATA[ The listing agreement is an essential part of selling your house with a real estate agent. Understanding the terms of your listing agreement is critical if you want to avoid any problems during the process. Here are a few things to consider about understanding your listing agreement. Basic Information At the beginning of your listing agreement, you should notice some basic information. You will typically see your name, the name of your real estate agent, the date that you entered into the contract and the address of the property that you are selling. This is very basic information, but...]]></description><pubDate>June 27, 2010  4:22 AM</pubDate></item><item><title><![CDATA[Prepare a Contingent Contract when Selling Your Home]]></title><link>http://www.finweb.com/real-estate/prepare-a-contingent-contract-when-selling-your-home.html</link><description><![CDATA[ If you are selling your home, you will need to explore every option that you have. If you cannot sell your house quickly, you might want to consider an offer of a contingent contract. A contingent contract is a real estate contract that will be enforced as long as a certain contingency is met. As long as this contingency is met, you should be able to close on the house as normal. This type of contract typically works in favor of the buyer because it allows them to make an offer on a house as long as certain conditions...]]></description><pubDate>June 27, 2010  4:20 AM</pubDate></item><item><title><![CDATA[Selling Your Home? You'd Better Have a Relocation Plan]]></title><link>http://www.finweb.com/real-estate/selling-your-home-youd-better-have-a-relocation-plan.html</link><description><![CDATA[ If you are selling your home, there are a number of different variables that you will need to take into consideration. One of the most important things to think about is a relocation plan. It is critical that you develop a relocation plan before you sell your existing home. Many homeowners decide to sell their homes but give no thought as to what they are going to do if the house sells. Sometimes a property can sit on the market for months without any interest. Then all of a sudden, someone comes along and they want to move into...]]></description><pubDate>June 27, 2010  4:18 AM</pubDate></item><item><title><![CDATA[How to Cancel a Real Estate Listing]]></title><link>http://www.finweb.com/real-estate/how-to-cancel-a-real-estate-listing.html</link><description><![CDATA[ In order to cancel a listing, you will need to make contact with your real estate agent. Many people that have listed a property for sale, decide not to sell and to stay in their current homes. When you are simply changing your mind about selling, it should not be an issue to get out of your contract with the real estate agent. They are going to need you to cooperate with them in order to sell the property anyway. Therefore, if you are no longer interested in selling, there is no reason for the real estate agent to...]]></description><pubDate>June 27, 2010  4:15 AM</pubDate></item><item><title><![CDATA[4 Reasons to Cancel a Real Estate Listing]]></title><link>http://www.finweb.com/real-estate/4-reasons-to-cancel-a-real-estate-listing.html</link><description><![CDATA[ The decision to cancel a listing in real estate can be a tough one but sometimes it is necessary. Here are a few reasons that you might want to consider canceling a real estate listing. 1. Change Realtors One of the most important aspects of a real estate transaction is the real estate agent. If you are working with a Realtor that is not doing their job, consider getting a new Realtor. It is up to the real estate agent to market your property as effectively as is necessary in order to get it sold. If they are not...]]></description><pubDate>June 27, 2010  4:13 AM</pubDate></item><item><title><![CDATA[Selling Your House for a Downgrade Can Save You a Fortune]]></title><link>http://www.finweb.com/real-estate/selling-your-house-for-a-downgrade-can-save-you-a-fortune.html</link><description><![CDATA[ Selling your house to downgrade to a smaller home can make a lot of financial sense. In fact, it could potentially save you a fortune over the long-term. Here are a few things to consider about selling your house for a downgraded home.&amp;nbsp; Downgrading By downgrading, you are going to be able to save quite a bit of money over the long-term. First, you are going to be able to get a much smaller mortgage payment. Considering that your mortgage payment is going to be your largest payment on a monthly basis, this can be a substantial source of...]]></description><pubDate>June 27, 2010  4:11 AM</pubDate></item><item><title><![CDATA[3 Reasons to Sell Your House]]></title><link>http://www.finweb.com/real-estate/3-reasons-to-sell-your-house.html</link><description><![CDATA[ If you are considering selling your house, there are many different factors that you will want to evaluate first. Here are a few reasons that you might want to consider selling your house. 1. Capture Equity If you have been in your house for a number of years, you may want to consider selling it so that you can capture equity. When you sell your house after living in it for at least five years, you are going to be able to keep all of the profit from the house without paying any capital gains taxes. This means that...]]></description><pubDate>June 27, 2010  4:09 AM</pubDate></item><item><title><![CDATA[Figuring Out the Terms to a Home Selling Contest]]></title><link>http://www.finweb.com/real-estate/figuring-out-the-terms-to-a-home-selling-contest.html</link><description><![CDATA[ A home selling contest allows a seller to accept entries to purchase a home for a fee. Then, the winner of the contest is awarded the home for a price at only the cost of the entry fee and taxes, where applicable. This model is used when a seller is having a difficult time finding a buyer for a property. The contest entices the public to enter because the potential reward is very high. The terms of the contest, though, will determine both whether it is lawful and whether it is successful. Contest Term Requirements Contest terms must meet...]]></description><pubDate>June 24, 2010  4:11 AM</pubDate></item><item><title><![CDATA[Common State and Federal Regulations for Home Auctions]]></title><link>http://www.finweb.com/real-estate/common-state-and-federal-regulations-for-home-auctions.html</link><description><![CDATA[ Home&amp;nbsp;auctions&amp;nbsp;provide some of the best deals for consumers. The thrill of being a part of bidding process can create an experience like no other. From the auctioneer calling out bids to winning the bid to walking away with the keys, the process is amazing. Home auctions are utilized to help unload foreclosed or distressed properties to the bidding public. Regulations that govern these auctions vary, depending on each state laws. However, there are common regulations, both federal and state, that are adopted across the board for home auctions. Federal Regulations The mortgage industry has undergone a complete overhaul. The...]]></description><pubDate>June 16, 2010  4:18 AM</pubDate></item><item><title><![CDATA[3 Tips for when Your Home Isn't Selling]]></title><link>http://www.finweb.com/real-estate/3-tips-for-when-your-home-isnt-selling.html</link><description><![CDATA[ Whenever your house is not selling, you may need to start looking for some good selling home tips that could bring in potential buyers. Here are a few tips to keep in mind when your home is not selling. 1. Staging Staging is a method that you can use to make your house more desirable for prospective buyers. This involves arranging the furniture properly and making the inside of the house look like it is lived in. If buyers cannot imagine living in your house, they are not going to make an offer. 2. Price Drop If you need...]]></description><pubDate>May 30, 2010  4:04 AM</pubDate></item><item><title><![CDATA[3 Top Home Seller Mistakes]]></title><link>http://www.finweb.com/real-estate/3-top-home-seller-mistakes.html</link><description><![CDATA[ If you are a home seller, there are a number of things that you can do in order to move your property quickly. If you want to sell your house within a reasonable period of time, you need to make sure that you avoid some important mistakes. Here are some of the top home seller mistakes to watch out for. 1. High Prices One of the biggest mistakes that you can make as a homeowner is to price yourself out of the market. If you want to sell your house, you need to price it reasonably so that people...]]></description><pubDate>May 29, 2010  4:24 AM</pubDate></item><item><title><![CDATA[3 Tips for Staging a Home to Sell Quickly]]></title><link>http://www.finweb.com/real-estate/3-tips-for-staging-a-home-to-sell-quickly.html</link><description><![CDATA[ When staging a home, there are a number of things that you will need to keep in mind. Home staging can significantly contribute to how quickly you sell your property. Here are a few tips for staging a home to sell quickly. 1. Eliminate Clutter One of the first thing sthat you should do is go through your house and eliminate the clutter. You do not want anything lying around that looks bad for potential buyers. Make sure that all of your clothes, shoes, books, videos, games, personal photographs and other small items are picked up and put somewhere...]]></description><pubDate>May 28, 2010  4:40 AM</pubDate></item><item><title><![CDATA[Is Your House a Good Choice for a Home Auction?]]></title><link>http://www.finweb.com/real-estate/is-your-house-a-good-choice-for-a-home-auction.html</link><description><![CDATA[ A home auction is one way to sell a property that is often overlooked. Here are a few things to consider about whether your home is a good candidate for a home auction. Urgency If you have had your house on the market for an extended period of time and it has not sold, you could consider doing an auction. If you need to sell your house quickly, the auction can be a great way to do this.&amp;nbsp; Similarity If your house is like a large number of houses that are already on the market, you might want to...]]></description><pubDate>May 24, 2010  4:23 AM</pubDate></item><item><title><![CDATA[Home Selling Tactics: Contests]]></title><link>http://www.finweb.com/real-estate/home-selling-tactics-contests.html</link><description><![CDATA[ Home selling can be a tricky business in a struggling economy. When the value of homes decreases, some homeowners turn to unique home selling methods, such as offering their houses as a prize in a contest.Types of Home Selling ContestsHome selling contests vary. Homeowners have been known to offer their homes in a random drawing, or require interested participants to write songs or essays that describe why they should be awarded the home. Entry FeeThe homeowner must collect an entry fee from each participant. The goal is to get enough entries to cover the sale price of the home....]]></description><pubDate>May 24, 2010  4:21 AM</pubDate></item><item><title><![CDATA[3 Things that Can Go Wrong with a Lease Option]]></title><link>http://www.finweb.com/real-estate/3-things-that-can-go-wrong-with-a-lease-option.html</link><description><![CDATA[ A lease option can be a great way to sell a property, and is beneficial for both the buyer and seller. However, there are a number of problems that you may encounter in this agreement, which can be costly and frustrating. 1. Tenants Don't Pay Rent If your tenant does not pay their rent, then you will have to file with the courts for an eviction , and usually have to wait thirty days for them to be evicted. Then you have to rent the home again. 2. Tenants Don't Want to Buy The Property After living in the...]]></description><pubDate>May 24, 2010  4:11 AM</pubDate></item><item><title><![CDATA[Home Auctions: Doing Due Diligence on an Auction House]]></title><link>http://www.finweb.com/real-estate/home-auctions-doing-due-diligence-on-an-auction-house.html</link><description><![CDATA[ If you are planning on trying to make a purchase through a home auction, you will need to make sure that you do your due diligence first. Here are a few things that you will want to consider doing before you place a bid. Visit the House One of the first things that you will want to do is visit the property that you plan on bidding on. Many of these auctions will have open houses so that potential bidders can visit the home in advance. You need to do this so that you can check out the condition...]]></description><pubDate>May 21, 2010  4:34 AM</pubDate></item><item><title><![CDATA[Lease Options: 3 Tips for Selecting a Buyer]]></title><link>http://www.finweb.com/real-estate/lease-options-3-tips-for-selecting-a-buyer.html</link><description><![CDATA[ If you are considering setting up a lease option, choosing the right buyer can be confusing. Here are a few tips when selecting a buyer for a lease option. 1. Credit Check Whenever you are considering working with someone on a lease option agreement, you need to make sure that you review their credit. If they are considering a lease option, there is a good chance that they will have less than perfect credit. Although imperfect credit is typical, you want to be sure the borrower does not have a foreclosure or bankruptcy on their credit. The lease period...]]></description><pubDate>May 21, 2010  4:32 AM</pubDate></item><item><title><![CDATA[3 Tips to Negotiating Lease Option Terms]]></title><link>http://www.finweb.com/real-estate/3-tips-to-negotiating-lease-option-terms.html</link><description><![CDATA[ Using a lease option can be a good way to sell a property that you are having difficulty moving. Here are a few tips to keep in mind when you are negotiating lease option terms with a buyer. 1. Purchase Price When you are negotiating, you need to put an emphasis on the eventual purchase price of the property. Since you are going to be selling the property at a date in the future, you need to make sure that the property is priced fairly. You do not want to discount the price of the property because it will...]]></description><pubDate>May 21, 2010  4:30 AM</pubDate></item><item><title><![CDATA[How to Protect Yourself in a Lease Option]]></title><link>http://www.finweb.com/real-estate/how-to-protect-yourself-in-a-lease-option.html</link><description><![CDATA[ If you are considering entering into a lease option for purchase with a buyer, there are a number of things that you need to consider doing in order to protect yourself. Here are the basics of how to protect yourself in a lease option. Qualify Your Tenants Do not enter into a lease option agreement without qualifications. You need to qualify your tenants and make sure that they can afford to make payments. You also need to find out if they have filed bankruptcy, been through foreclosure or have had any other serious issues. Setting Rent Whenever you set...]]></description><pubDate>May 21, 2010  4:28 AM</pubDate></item><item><title><![CDATA[3 Examples of Home Selling Incentives]]></title><link>http://www.finweb.com/real-estate/3-examples-of-home-selling-incentives.html</link><description><![CDATA[ Using home selling incentives can sometimes be the difference between selling your property quickly and having the property sit on the market for months. Here are some of the most effective home selling incentives that you could potentially use. 1. Points One of the biggest incentives involves purchasing points for the homeowner on their mortgage. By purchasing points, you will be able to buy down the interest rate for them on their loan. This has the the lasting impact of providing them with a lower monthly payment for the next 30 years. This is a very effective incentive that...]]></description><pubDate>May 17, 2010  4:17 AM</pubDate></item><item><title><![CDATA[Home Selling: Should You Offer Buyer or Agent Incentives?]]></title><link>http://www.finweb.com/real-estate/home-selling-should-you-offer-buyer-or-agent-incentives.html</link><description><![CDATA[ Home selling can present a tricky problem for sellers during a buyer&amp;rsquo;s market. You want your home to stand out enough to bring about a quick sale--but so does everyone else. Should you find yourself in this situation, you may consider offering incentives for the home buyer or the buyer&amp;rsquo;s agent.Buyer&amp;rsquo;s IncentivesWhen you offer incentives to a home buyer, you give the individual additional reasons to want your home. While incentives such as a one-year home warranty or a new carpet allowance are unlikely to attract buyers who wouldn&amp;rsquo;t otherwise be interested in your home, they can prompt an...]]></description><pubDate>May 17, 2010  4:15 AM</pubDate></item><item><title><![CDATA[3 Tips to Marketing a Home Selling Contest]]></title><link>http://www.finweb.com/real-estate/3-tips-to-marketing-a-home-selling-contest.html</link><description><![CDATA[ If you want to deviate from traditional home selling practices, consider finding a buyer for your home through a contest. Marketing your home selling contest properly is vital, however, since the number of entry fees you receive determines whether or not you&amp;rsquo;ll meet your asking price. Enlist the Aid of a Real Estate AgentJust because you&amp;rsquo;re marketing via a contest doesn&amp;rsquo;t mean that a real estate agent doesn&amp;rsquo;t have anything to offer. A good real estate agent can give your contest plenty of exposure by listing your contest details on her website, in real estate publications and on any...]]></description><pubDate>May 17, 2010  4:13 AM</pubDate></item><item><title><![CDATA[What if Your Tenant Walks out on the Lease Option?]]></title><link>http://www.finweb.com/real-estate/what-if-your-tenant-walks-out-on-the-lease-option.html</link><description><![CDATA[ A lease option allows an individual to rent a property for a predetermined period of time and, at the end of the time period, opt to purchase the property. Landlords often charge renters an additional fee to acquire a lease option. The Tenant is Under No Obligation to Buy Although you are legally bound to sell the property to the tenant at the end of the lease option, your tenant isn&amp;#8216;t legally bound to buy the home. Should the tenant decide that purchasing the home isn&amp;#8217;t a wise investment or cannot secure financing for the mortgage, he may walk...]]></description><pubDate>May 16, 2010  4:49 AM</pubDate></item><item><title><![CDATA[4 Reasons to Give a Lease Option]]></title><link>http://www.finweb.com/real-estate/4-reasons-to-give-a-lease-option.html</link><description><![CDATA[ Offering a lease option on a property can be beneficial to you a number of different ways. Here are a few reasons that you might want to consider giving a lease option. 1. Finding Buyers If you have a property that you are having trouble selling, you might want to consider offering a lease option. This will provide you with many more potential buyers to work with. Individuals that do not necessarily have money for a down payment or good credit might still be willing to purchase your house through a lease option agreement. 2. Income Another reason that...]]></description><pubDate>May 16, 2010  4:47 AM</pubDate></item><item><title><![CDATA[Home Selling: Using Buyer Incentives]]></title><link>http://www.finweb.com/real-estate/home-selling-using-buyer-incentives.html</link><description><![CDATA[ In the area of home selling, there are many different tactics that you could use to get your house sold quickly. One of the most common tactics is to offer buyer incentives. Here are the basics of buyer incentives and what they can do for you as a home seller. Buyer Incentives Buyer incentives are something that you are going to provide for free to the buyer of your house. Many times, sellers will include incentives as part of the advertisement of a property. This is designed to bring people in the door and get them looking at your...]]></description><pubDate>May  8, 2010  4:45 AM</pubDate></item><item><title><![CDATA[For Sale by Owner:  Do You Need an Attorney?]]></title><link>http://www.finweb.com/real-estate/for-sale-by-owner-do-you-need-an-attorney.html</link><description><![CDATA[ If your house is going to be for sale by owner, you might want to consider using an attorney. Although hiring an attorney for this transaction is not necessarily required, doing so can benefit you in a number of different ways. Here are a few reasons that you might want to consider using an attorney when selling your house. Title Company In order to sell your house, you are going to need to have a clean title to work with. Many states will conduct closing at a title company. It is going to be to your advantage to hire...]]></description><pubDate>May  5, 2010  4:04 AM</pubDate></item><item><title><![CDATA[For Sale By Owner:  Commission for the Buyer's Agent?]]></title><link>http://www.finweb.com/real-estate/for-sale-by-owner-commission-for-the-buyers-agent.html</link><description><![CDATA[ If you are listing your home as a for sale by owner, you are undoubtedly trying to save some money on real estate commissions. However, one area that you might have to deal with is if a client has a buyer's agent working with them. Here are a few things to consider about whether you have to pay commission to a buyers agent or not. Cooperating with Buyers Agents You are under no obligation to cooperate with a buyer's agent if you do not want to. When you list your home, you will undoubtedly have some real estate agents...]]></description><pubDate>April 30, 2010  4:16 AM</pubDate></item><item><title><![CDATA[Setting the Right Price when Selling Your Home &quot;For Sale by Owner&quot;]]></title><link>http://www.finweb.com/real-estate/setting-the-right-price-when-selling-your-home-for-sale-by-owner.html</link><description><![CDATA[ When you are conducting a home sale by owner, there are many things that you will need to consider. One of the most important parts of the process is deciding how much money to list your home for. Here are a few things to consider about setting the right price when selling your home without going through a real estate agent. Market Considerations You need to make sure that you do not overprice your house compared to the rest of the market. Each real estate market is different, and it is constantly changing. When trying to look at market...]]></description><pubDate>April 28, 2010  5:37 AM</pubDate></item><item><title><![CDATA[Advantages of Selling Your House &quot;For Sale by Owner&quot;]]></title><link>http://www.finweb.com/real-estate/advantages-of-selling-your-house-for-sale-by-owner.html</link><description><![CDATA[ If you are considering listing your home &quot;for sale by owner,&quot; there are several things that you will need to think about. This process can provide you with a number of benefits along the way. Here are some of the advantages of selling your house without the aid of a real estate agent. Avoid Agent Fees If you are planning on selling your house with a real estate agent, you will have to get used to the idea of paying the agent a large commission. She is going to take a certain percentage of the entire price of the...]]></description><pubDate>April 27, 2010  4:41 AM</pubDate></item><item><title><![CDATA[For Sale by Owner:  How to Sell Your Home Yourself]]></title><link>http://www.finweb.com/real-estate/for-sale-by-owner-how-to-sell-your-home-yourself.html</link><description><![CDATA[ If you are considering selling your home as &quot;for sale by owner,&quot; you could potentially reap several benefits. You will be able to save a substantial amount of your equity as well as make the process much more convenient. In order to do this, you need to understand the basics of how to sell your home by yourself. Get a Market Analysis When you are considering selling your home, one of the first things that you should do is get a comparative market analysis done. This is a report that can be generated by any real estate agent in...]]></description><pubDate>April 27, 2010  4:39 AM</pubDate></item><item><title><![CDATA[A Guide to Advertising Your Apartments Abroad]]></title><link>http://www.finweb.com/real-estate/a-guide-to-advertising-your-apartments-abroad.html</link><description><![CDATA[ If you deal in real estate and want to sell your property to a wider, overseas market, perhaps you need a short guide to advertising your apartments abroad. The Internet has made the world a much smaller place, and there are plenty of websites where you can advertise your property at little or no cost. There are always people who either are looking to emigrate to the United States or would like to own a holiday home somewhere like Florida. Sell Your Property Online The main thing that you need to concentrate on when you advertise your property for...]]></description><pubDate>April  2, 2010  4:00 AM</pubDate></item><item><title><![CDATA[3 Tips to Selling Used Timeshares]]></title><link>http://www.finweb.com/real-estate/3-tips-to-selling-used-timeshares.html</link><description><![CDATA[ Selling used timeshares&amp;nbsp;is a huge part of the timeshare industry as a whole. Here are a few tips on selling a used timeshare. 1. Mass Marketing When trying to sell a used timeshare, you need to expose it to as many people as possible. You should utilize one of the many timeshare resale websites available. These sites allow you to list a timeshare with pictures, a description, and contact information. This allows people that are looking for a timeshare in your area to locate it easily. 2. Price It Aggressively&amp;nbsp; When you prepare to list the timeshare, you need...]]></description><pubDate>February  5, 2010  4:02 PM</pubDate></item><item><title><![CDATA[Negotiating a Home Price from the Selling Side]]></title><link>http://www.finweb.com/real-estate/negotiating-a-home-price-from-the-selling-side.html</link><description><![CDATA[ When negotiating home price, you want to successfully keep the price as high as possible. When you are the seller, you have a lot invested in your house. Therefore, you do not want to just give it away to the first person that makes an offer. For this reason, you will have to negotiate the home price to the best of your ability. Here are a few tips for negotiating the home price from the seller's side. List High The first step to successfully negotiate a good price for your house is to list the property on the high...]]></description><pubDate>January 23, 2010  5:11 PM</pubDate></item><item><title><![CDATA[How to Market Your Timeshare for Sale by Owner]]></title><link>http://www.finweb.com/real-estate/how-to-market-your-timeshare-for-sale-by-owner.html</link><description><![CDATA[ Marketing your timeshare for sale by owner&amp;nbsp;could be the strategy that gets you the most return on your initial investment. It is well known in the industry that when you sell a timeshare, you will usually get a small percentage of what you initially paid for it. The return that you get will be even smaller if you decide to sell it through a timeshare reseller. They will try to buy your timeshare as cheaply as possible so that they can resell it again. Therefore, selling the timeshare yourself to another owner is going to be your best bet...]]></description><pubDate>January 21, 2010  4:42 PM</pubDate></item><item><title><![CDATA[How to Effectively Swap Your Timeshare]]></title><link>http://www.finweb.com/real-estate/how-to-effectively-swap-your-timeshare.html</link><description><![CDATA[ If you own a timeshare and are interested in a timeshare swap, there are a few things to bear in mind to accomplish this effectively. A timeshare in one part of the world can be exchanged for a timeshare in another part of the world, which would allow you the ability to vacation around the world. Decide when your timeshare is available for a swap, and when and where you wish to take your vacation. In order to accomplish your timeshare swap, it is probably easiest to join a timeshare exchange network, and list your timeshare and the dates...]]></description><pubDate>January 20, 2010  5:15 PM</pubDate></item><item><title><![CDATA[3 Qualities a Good Short Sales Specialist Should Have]]></title><link>http://www.finweb.com/real-estate/3-qualities-a-good-short-sales-specialist-should-have.html</link><description><![CDATA[ Dealing with a short sales specialist is not something that most people look forward to. No one thinks that they will ever have to go through a short sale. However, they do happen to a lot of people and some day you could find yourself in need of one. A good short sales specialist can make things a lot easier on you. Here are the qualities that you should look for in a short sales specialist. 1. ExperienceShort sales are not the easiest financial transaction to understand. If you are going to pay a short sale specialist a sum...]]></description><pubDate>January 19, 2010  4:42 PM</pubDate></item><item><title><![CDATA[Useful Tactics to Sell Your Home in a Buyers Market]]></title><link>http://www.finweb.com/real-estate/useful-tactics-to-sell-your-home-in-a-buyers-market.html</link><description><![CDATA[ During a buyers market home&amp;nbsp;sales can be tough for sellers. A buyers market puts sellers in a very tough position if they need to get rid of their house. Sellers are sometimes forced to sit on their homes for months without a sale. When times get tough, you sometimes have to take desperate measures to get the property sold. Here are a few things that you can try if you are desperate to sell your home in a down market.&amp;nbsp; Major Incentives When times are good, sellers can pretty much put their house on the market and expect to...]]></description><pubDate>January 18, 2010  5:14 PM</pubDate></item><item><title><![CDATA[3 Tips for Selling Your Overseas Property Quickly]]></title><link>http://www.finweb.com/real-estate/3-tips-for-selling-your-overseas-property-quickly.html</link><description><![CDATA[ Selling overseas property is not something that everyone has to worry about. However, if you have a piece of property overseas, there will most likely come a time when it has to be sold. If you need to sell the property quickly, there are a few things that you can do to speed up the process. Here are a few tips for selling your overseas property quickly.&amp;nbsp; 1. Maximum Exposure The key to selling a property quickly is to expose it to as many people as you possibly can. This may include a number of different resources. You will...]]></description><pubDate>January 17, 2010  4:32 PM</pubDate></item><item><title><![CDATA[Short Sales - How Does Commission Work?]]></title><link>http://www.finweb.com/real-estate/short-sales---how-does-commission-work.html</link><description><![CDATA[ Short sales&amp;nbsp;are a process that many people are not familiar with. With this type of transaction, you can actually move the house for less than what you owe against it. In order to complete a short sale transaction, you will need to have an accepted offer from a buyer and then have the lender sign off on it.&amp;nbsp; They may not always agree to it. If they do agree to the offer and the deal goes through, the commission on the sale is done a little bit differently than the usual transaction. Lender Pays The lender that is involved...]]></description><pubDate>January 17, 2010  4:03 PM</pubDate></item><item><title><![CDATA[3 Global Home Marketing Resources]]></title><link>http://www.finweb.com/real-estate/3-global-home-marketing-resources.html</link><description><![CDATA[ Selling a property overseas will result in the need for a few successful global home marketing. Marketing your home successfully globally is a lot different than marketing it successfully in one particular city location or neighborhood. The process can be intricate and if you have no experience in this area, it can seem a bit overwhelming. However, many people successfully market their home on a global basis every day. Here are a few resources that you will want to keep in mind if you need to sell your home globally.&amp;nbsp; 1. Global Agent You will want to hire the...]]></description><pubDate>January 15, 2010  4:25 PM</pubDate></item><item><title><![CDATA[How to Properly Close Your 1031 Real Estate Exchange]]></title><link>http://www.finweb.com/real-estate/how-to-properly-close-your-1031-real-estate-exchange.html</link><description><![CDATA[ 1031 real estate exchanges allow you to sell your property without incurring capital gains taxes. This is done by exchanging one property for another. This is called a 1031 tax exchange. The properties that are exchanged should be held for productive use in a trade or business, or used for investment. Stocks, bonds, and other properties are expressly excluded. Securitized properties, however, are not excluded. The exchanged properties must be similar. There is sound reasoning behind the 1031 real estate exchange. When an investor exchanges one property for another, there is no real gain, so it is not fair...]]></description><pubDate>January 12, 2010  4:09 PM</pubDate></item><item><title><![CDATA[3 Steps to Sell Your Timeshare]]></title><link>http://www.finweb.com/real-estate/3-steps-to-sell-your-timeshare.html</link><description><![CDATA[ If you want to sell timeshare obligations, there are a few important notes you should consider. You could need to sell your timeshare for any number of reasons. If you never use it or you can no longer afford it, it may be time to put it on the market. The timeshare resale market is a very large real estate market by itself. Here are a few steps that you can take to sell your timeshare.&amp;nbsp; 1. Understand What You Have You need to make sure that you understand exactly what you are trying to sell. You need to...]]></description><pubDate>January  8, 2010  4:34 PM</pubDate></item><item><title><![CDATA[How You Are Scammed in a Timeshare Sale]]></title><link>http://www.finweb.com/real-estate/how-you-are-scammed-in-a-timeshare-sale.html</link><description><![CDATA[ Timeshare sales&amp;nbsp;are one of the most notoriously unscrupulous practices in the travel industry. Many people have been through a timeshare presentation at some point. You can bet that a good percentage of those people feel like they were scammed or were close to being scammed. If you are going to go to a timeshare presentation, you need to make sure that you are not scammed. Here are a few ways that you can be scammed at a timeshare presentation, and how to avoid it.&amp;nbsp; Overpriced When you go to a timeshare presentation, you can rest assured that they are...]]></description><pubDate>January  8, 2010  4:27 PM</pubDate></item><item><title><![CDATA[Understanding How Timeshare Resales Work]]></title><link>http://www.finweb.com/real-estate/understanding-how-timeshare-resales-work.html</link><description><![CDATA[ Timeshare resales&amp;nbsp;can be a confusing topic, especially if you have never dealt with them before. The very nature of timeshares make them somewhat complex because you are sharing a piece of property with 51 other people. Then when you try to transfer ownership of that right to someone else, it takes on another form entirely. Here are a few things to keep in mind about how timeshare resales work.&amp;nbsp; Deeded Property vs. RTU Something that you need to understand in order to sell your timeshare is whether you have a deeded piece of property or a RTU. RTU describes...]]></description><pubDate>January  8, 2010  4:23 PM</pubDate></item><item><title><![CDATA[Common Legal Issues Associated with Overseas Property Sales]]></title><link>http://www.finweb.com/real-estate/common-legal-issues-associated-with-overseas-property-sales.html</link><description><![CDATA[ When dealing with overseas property sales you can find that you are confused. Think of it, selling a home with your local laws can be tricky, so, anytime you are dealing with a government that is not your own, there are also many issues. If you know what to look out for, the entire process can be manageable. Here are a few common legal issues that may come up with overseas property sales. Lending Issues One big issue that commonly comes up with overseas property sales is the lending. Depending on what country you are buying into, you may...]]></description><pubDate>January  8, 2010  4:06 PM</pubDate></item><item><title><![CDATA[3 Potential Snags when You Sell Overseas Property]]></title><link>http://www.finweb.com/real-estate/3-potential-snags-when-you-sell-overseas-property.html</link><description><![CDATA[ You may need to sell an verseas property and you will find that the process can be confusing. Selling property in another country is not the same as selling property in the United States. Depending on which country you are working with, you may have some very different laws to work with. Here are a few potential snags that you may run into when you sell overseas property.&amp;nbsp; 1. Mortgage Problems Something that you might run into is a mortgage problem with your potential buyer. If the buyer is from a different country and they try to get a...]]></description><pubDate>January  8, 2010  4:04 PM</pubDate></item><item><title><![CDATA[How to Create a Home Virtual Walk Through]]></title><link>http://www.finweb.com/real-estate/how-to-create-a-home-virtual-walk-through.html</link><description><![CDATA[ A great tool for helping sell your house is a virtual walk through. A virtual walk through will allow anyone that visits your website to see the house as if they were actually there. They can virtually walk through the entire house and see everything that they need to see. It will present you with a great way to showcase your home, before you even have a visitor. Here are the basics of creating your own virtual walk through effectively.&amp;nbsp; Photo and Video The first thing that you will have to do is take a lot of pictures of...]]></description><pubDate>January  8, 2010  4:00 PM</pubDate></item><item><title><![CDATA[When Should You Sublet a Timeshare?]]></title><link>http://www.finweb.com/real-estate/when-should-you-sublet-a-timeshare.html</link><description><![CDATA[ Many people sublet timeshare&amp;nbsp;rentals for a number of different reasons. While there are good times to do this, it may not always be in your best interest. Many people have bought a timeshare just to sublet it and ended up hurting financially as a result. Here are a few tips on deciding when to sublet your timeshare. Financially Profitable Certain markets are underdeveloped and as a result, they have more demand than supply on timeshares. If this is the case, you could profit from buying the timeshare just to sublet it. You have to run the numbers and make...]]></description><pubDate>January  8, 2010  3:33 PM</pubDate></item><item><title><![CDATA[Guide to an Online Timeshare Resell]]></title><link>http://www.finweb.com/real-estate/guide-to-an-online-timeshare-resell.html</link><description><![CDATA[ Dealing with a timeshare resell&amp;nbsp;is something that many timeshare owners have to do at some point. For one reason or another, you no longer have the need for a timeshare. Regardless of the reason, you want to sell your timeshare as quickly as possible for top dollar. Therefore, dealing with a timeshare resell company could be a great way to unload your timeshare. Here are a few things to keep in mind when selling your timeshare online.Reputable CompaniesThe timeshare industry is notorious for scamming people. If you are going to get involved with another company to resell your timeshare,...]]></description><pubDate>January  6, 2010  4:35 PM</pubDate></item><item><title><![CDATA[An Introduction to International Home Marketing]]></title><link>http://www.finweb.com/real-estate/an-introduction-to-international-home-marketing.html</link><description><![CDATA[ Dealing with international home marketing&amp;nbsp;might seem like a confusing topic. The thought of selling a home overseas may feel a little overwhelming. However, if you are in certain locations, your best chance of finding a buyer may come from another county. Therefore, marketing your house properly to the overseas market is essential to your success.&amp;nbsp; Hire a Good Agent If you want to sell your home overseas, you will need to hire a real estate agent that has experience in this area. There are many real estate agents out there that specialize in overseas sales and they really know...]]></description><pubDate>January  6, 2010  3:55 PM</pubDate></item><item><title><![CDATA[What to Include in a Hardship Letter]]></title><link>http://www.finweb.com/real-estate/what-to-include-in-a-hardship-letter.html</link><description><![CDATA[ If you ever have to write a letter of hardship&amp;nbsp;when selling your house through a short sale, there are a few things that you will want to include. If your lender is going to allow a short sale to go through, they are going to want to make sure that it is for a good reason. Not everyone is eligible for a short sale and hardship letter is a big part of the process. Here are a few things that you will want to include in your hardship letter.Details of HardshipMany people that write a hardship letter think that...]]></description><pubDate>January  4, 2010  4:14 PM</pubDate></item><item><title><![CDATA[3 Tips to Using a Home-Marketing Business]]></title><link>http://www.finweb.com/real-estate/3-tips-to-using-a-home-marketing-business.html</link><description><![CDATA[ Using a home marketing business&amp;nbsp;can be a great way to help sell your house. When you need to sell quickly, you have to get creative. You have to give your home exposure to the masses in order for it to sell in a timely manner. A good home-marketing business can help you do both of those things. While many people have heard of home-marketing businesses, they may have no idea how they work. If you want to sell your house in a timely manner, there are a few things that you will want to make sure your home-marketing business...]]></description><pubDate>January  4, 2010  3:37 PM</pubDate></item><item><title><![CDATA[3 Common Mistakes in New Home Marketing]]></title><link>http://www.finweb.com/real-estate/3-common-mistakes-in-new-home-marketing.html</link><description><![CDATA[ Many builders do not know the first thing about new home marketing. Without the knowledge that they need to undertake the marketing aspect of the job, they end up making mistakes and wasting money. If you are trying to market a new home, there are certain mistakes you need to avoid. Here are a few common mistakes that many people make in new home marketing.&amp;nbsp; Marketing Know-how Many builders are very proficient in new building methods, but do not know a thing about marketing. You have to stay up-to-date on all of the latest marketing methods. For example, if...]]></description><pubDate>January  2, 2010  3:30 PM</pubDate></item><item><title><![CDATA[Social Media Trends to Help Market Your House]]></title><link>http://www.finweb.com/real-estate/social-media-trends-to-help-market-your-house.html</link><description><![CDATA[ If you are trying to successfully market your house,&amp;nbsp;do not overlook social media sites. There are several different ways to advertise that your house is for sale, be sure to use a good mix for the best market exposure. One rapidly growing, cost-effective way to market your house is social media. You can reach a wide range of people with a minimal investment. Here are a few social media trends that can help you market your house.&amp;nbsp; Bulletins With the way most social media sites are set up, you are allowed to send out bulletins or mass messages to...]]></description><pubDate>January  1, 2010  3:57 PM</pubDate></item><item><title><![CDATA[How to use the Internet to Market Your Home]]></title><link>http://www.finweb.com/real-estate/how-to-use-the-internet-to-market-your-home.html</link><description><![CDATA[ Marketing a home on the internet is an effective and inexpensive way to reach a wide array of potential buyers. Almost 85 percent of home buyers use the internet in their home search. Several avenues are open to you for home internet marketing to reach these buyers. The following information details five ways to gain exposure by marketing a home on the internet. Broker Sites If you elect to list your home with a real estate broker, you will be paying on average 6 percent of the home&amp;rsquo;s sales price to the brokerage. Be certain to get your money&amp;rsquo;s...]]></description><pubDate>December 30, 2009  4:43 PM</pubDate></item><item><title><![CDATA[How to Close a Home Sale]]></title><link>http://www.finweb.com/real-estate/how-to-close-a-home-sale.html</link><description><![CDATA[ If you want to&amp;nbsp;close home sale&amp;nbsp;quickly, there are several things that you could do. Selling your house in a timely manner could be important for a number of different reasons. You might need to move quickly and you cannot afford two home payments. Therefore, you need to do everything that you can to close the sale quickly. Here are a few things that you can do to get the home sold quickly. Offer Incentives and be Flexible There are a number of incentives that you can offer along the way that may help speed up the process. Make these...]]></description><pubDate>December 16, 2009  4:22 PM</pubDate></item><item><title><![CDATA[5 Tips for Preparing an Estate Sale]]></title><link>http://www.finweb.com/real-estate/5-tips-for-preparing-an-estate-sale.html</link><description><![CDATA[ Having an effective estate sale is not something that many people deal with. This typically only happens when a loved one passes away, so most people do not have much experience in the matter. Although you might not know what you are doing yet, it is essential to have a good sale. Selling the majority of the possessions will make things a lot easier on you and the rest of your family. Therefore it is important to make sure that you have a good sale. Here are a few tips to prepare for an estate sale. 1. Go through...]]></description><pubDate>December 10, 2009  3:42 PM</pubDate></item><item><title><![CDATA[3 Factors to a Reliable Property Appraiser]]></title><link>http://www.finweb.com/real-estate/3-factors-to-a-reliable-property-appraiser.html</link><description><![CDATA[ When you are selling your home, you may come across the need for a property appraiser. While the value of a property will vary, you can get a good estimate of what the house would be worth in the present market. Here are a few things that you will need to look for in a reliable appraiser.&amp;nbsp; 1. Experience In order to locate a reliable appraiser, the first thing that you need to do is find one that has experience working in your local neighborhood. When you are working with real estate, values are very neighborhood-driven. An appraiser that...]]></description><pubDate>December  8, 2009  4:20 PM</pubDate></item><item><title><![CDATA[Real Estate - Advertising a Home in Newspaper Ads]]></title><link>http://www.finweb.com/real-estate/real-estate---advertising-a-home-in-newspaper-ads.html</link><description><![CDATA[ In the area of real estate advertising&amp;nbsp;there is a right way and a wrong way to do it. Putting your house listing in the newspaper can be a great way to gain exposure for your home. You need to take as many steps as possible to get the word out about your home. Here are a few things to remember when listing your home in the newspaper classified ads. Get a Picture Sometimes, you are given the option to pay a little extra and insert a picture into the listing. While it may cost a little bit more, this...]]></description><pubDate>December  8, 2009  3:49 PM</pubDate></item><item><title><![CDATA[Real Estate - Flat Fee MLS Listing Services]]></title><link>http://www.finweb.com/real-estate/real-estate---flat-fee-mls-listing-services.html</link><description><![CDATA[ A flat fee MLS listing service is a popular alternative to hiring a traditional real estate agent. Many homeowners want to save money because real estate agent commissions can be high. For this type of seller a flat fee MLS listing service could be the answer that they are looking for. While there are definitely some advantages to using this strategy, there are drawbacks as well. Here are a few things to consider about a flat fee MLS listing service before you sign up for one.&amp;nbsp; MLS Power Selling your house is about getting exposure. In the old days...]]></description><pubDate>December  7, 2009  3:38 PM</pubDate></item><item><title><![CDATA[3 Ways to Attract Potential Home Buyers]]></title><link>http://www.finweb.com/real-estate/3-ways-to-attract-potential-home-buyers.html</link><description><![CDATA[ Attracting potential home buyers&amp;nbsp;is essential if you want to successfully move your home. Selling your home in a crowded market means that you will have to differentiate yourself from other sellers. There are a number of ways that you can attract potential buyers to your home. 1. Add Incentives Adding an incentive to your home listing can generate a lot of interest. There are a number of incentives that you could throw in that will make a difference. Things like a home theater system, a pool table or new flooring are some popular choices for incentives. Be sure to...]]></description><pubDate>December  6, 2009  4:13 PM</pubDate></item><item><title><![CDATA[How to Stage and Promote an Open House]]></title><link>http://www.finweb.com/real-estate/how-to-stage-and-promote-an-open-house.html</link><description><![CDATA[ Having an open house&amp;nbsp;can be a great way to help you sell your home. When you need a quick sale, the best thing that you can do is give your house exposure. With an open house, you can get your home in front of more people. Buyers prefer a casual atmosphere to look at a house instead of making an official appointment. Therefore, you need to have an open house and promote it the right way. Here are some tips to stage and promote it properly. Remove Clutter You need to make sure that you do not have anything...]]></description><pubDate>December  6, 2009  4:06 PM</pubDate></item><item><title><![CDATA[What Makes For a Productive Open House?]]></title><link>http://www.finweb.com/real-estate/what-makes-for-a-productive-open-house.html</link><description><![CDATA[ Having a good open house can make the difference between selling your house quickly and sitting on it for months. Open houses are all about creating momentum. You want the people that visit your house to remember it and create a frenzy of activity. When people think that other people are interested in the same house, they will make an offer quickly. Therefore, you need to do everything that you can to have a productive open house. Here are a few tips to do just that. Remove the Clutter The first thing that you will want to do is...]]></description><pubDate>December  6, 2009  4:02 PM</pubDate></item><item><title><![CDATA[Home Sales - How to Strategically Say &quot;Yes!&quot;]]></title><link>http://www.finweb.com/real-estate/home-sales---how-to-strategically-say-yes.html</link><description><![CDATA[ Home sales negotiation is a game of strategy and most people are slightly uncomfortable with the process. Having a good realtor can assist with this issue. Ultimately, even when you are accepting an offer for your home, you should be vigilant of protecting your financial future. Signing Back an Offer You can engage a potential buyer without accepting the first offer. In all likelihood, the buyer has not offered their final price in the initial contract. This is a starting point, and you have the power to make the next move. Refusing an offer all together will drive away...]]></description><pubDate>December  5, 2009  4:20 PM</pubDate></item><item><title><![CDATA[How to Play the Home Sale Negotiation Game]]></title><link>http://www.finweb.com/real-estate/how-to-play-the-home-sale-negotiation-game.html</link><description><![CDATA[ If you are in the process of a home sale you will undoubtedly have to negotiate a little. Buyers usually want some kind of concession from the seller along the way. They need a reason to make them feel like they are getting a good deal. Therefore, you will have to negotiate with them in order to give them what they want and keep your profit as well. Here is how you can effectively play the home sale negotiation game.&amp;nbsp; Be Flexible But Not Easy When you are negotiating with someone, you have to be a little bit flexible....]]></description><pubDate>December  5, 2009  4:16 PM</pubDate></item><item><title><![CDATA[3 Tips When Deciding to Sell]]></title><link>http://www.finweb.com/real-estate/3-tips-when-deciding-to-sell.html</link><description><![CDATA[ Deciding to sell your home is a financial and personal decision. To make the wisest financial choice, consider these tips: #1 Look for Active Comparables A &quot;comparable&quot; is a home in your market that is very similar to your own. You will likely find a comp with a similar number of beds and bathrooms, though there will be differences in lot sizes, room sizes and floor plans. By touring these homes, however, you will learn what your competition looks like and how it is priced. #2 Stage Your Home Staging can make all the difference, particularly in an older...]]></description><pubDate>December  5, 2009  4:07 PM</pubDate></item><item><title><![CDATA[How to Respond to Changing Home Prices]]></title><link>http://www.finweb.com/real-estate/how-to-respond-to-changing-home-prices.html</link><description><![CDATA[ When home prices change, it can seem like a confusing time. If you are trying to sell your home, there are many approaches that you could take. While the market as a whole might be changing, that does not necessarily mean that it has to drastically affect your home. Selling a home is all about matching a buyer with a seller. If the right person comes along, your house could sell quickly. With that being said, you might have to adjust your strategy a little along the way. Here are a few things that you should keep in mind...]]></description><pubDate>December  5, 2009  3:54 PM</pubDate></item><item><title><![CDATA[3 Tips for a Quick Home Sale]]></title><link>http://www.finweb.com/real-estate/3-tips-for-a-quick-home-sale.html</link><description><![CDATA[ Getting a quick home sale might be easier said than done in a down market. You might need to sell your home quickly for a variety of reasons. However, if you do not take the proper steps to sell, your house may sit there for months. Here are a few tips to ensure a quick home sale. 1. Cosmetic Fixes There are many little things that you can do to make the house look nicer. When people buy a house quickly, it is usually because it looks great. They don't want to worry about a lot of work when...]]></description><pubDate>November 27, 2009  4:05 PM</pubDate></item><item><title><![CDATA[3 Selling Tips in a Down Market]]></title><link>http://www.finweb.com/real-estate/3-selling-tips-in-a-down-market.html</link><description><![CDATA[ Selling your house in a down market can be extremely challenging. You typically have a lot of supply and not enough demand to get things moving. Buyers are few and far between in this time period. Therefore, if you want to sell the house, you are going to have to be creative. Here are a few tips to sell your home in a down market. 1. Offer Incentives Give potential buyers some reason to buy your house instead of any of the others in the pack. You might include some unique incentives that other homes do not have. Include...]]></description><pubDate>November 27, 2009  3:41 PM</pubDate></item><item><title><![CDATA[4 Ways to Advertise Commercial Real Estate]]></title><link>http://www.finweb.com/real-estate/4-ways-to-advertise-commercial-real-estate.html</link><description><![CDATA[ Commercial real estate is all about exposure. If you expose your property to the most number of people and have it priced fairly, it will eventually sell. Therefore, as long as you feel good about the price, you need to do whatever you can to get your property in front many people. Advertising your property effectively is essential to exposing it to the masses. 1. Local Magazines Local publications are a great place for commercial real estate listings. You will see these real estate magazines all over the place, most notably in restaurants. You want your listing to have...]]></description><pubDate>November 27, 2009  3:37 PM</pubDate></item><item><title><![CDATA[3 Common Home Appraiser Mistakes]]></title><link>http://www.finweb.com/real-estate/3-common-home-appraiser-mistakes.html</link><description><![CDATA[ A home appraiser is utilized to assess the value of your home. Homeowners may hire an appraiser just to get an idea of what their home is worth. Banks use appraisal reports to establish the value of your home. While appraisers are useful, they can make mistakes. Here are a few of the most common appraiser mistakes to watch out for. 1. Missing a Room While you wouldn't think an appraiser would miss something so basic, they do. This is especially true if the room was added on later and is off of the main traffic areas of the...]]></description><pubDate>November 21, 2009  3:37 PM</pubDate></item><item><title><![CDATA[Staging Tips for Home Sellers]]></title><link>http://www.finweb.com/real-estate/staging-tips-for-home-sellers.html</link><description><![CDATA[Have you ever been to a home show? The whole house just seems to sparkle, and everything looks and even smells so fresh and clean. Every room seems to exude its own personality. Anyone who sees it wants to buy that house - furniture included. Welcome to the process of the home staging. Staging helps sellers get their home ready for showings and open houses. It's more than just a thorough super-cleaning. The house receives a complete makeover in order to pique the interest of prospective buyers. People who stage homes are actually artists, and you might think that some...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Market Aggressively for a Quicker Sale]]></title><link>http://www.finweb.com/real-estate/market-aggressively-for-a-quicker-sale.html</link><description><![CDATA[More and more individuals are trying their hand at selling their own home without the assistance of a real estate agent. For-sale-by-owner (FSBO) properties do sell, but owners must make a more concerted effort to bring about a successful sale. What comes naturally to a real estate agent probably won't be quite as easy for you. If you're thinking of selling on your own, here are some tips to help you market your property more effectively:1. Advertise in the newspaper. Yes, people still actually read newspapers on a daily basis. Be sure to place an ad in the Sunday edition...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Pricing your Property for Sale]]></title><link>http://www.finweb.com/real-estate/pricing-your-property-for-sale.html</link><description><![CDATA[Whether your personal home or investment property, if you're looking to sell, you must consider carefully what your property's worth in the current market. The price that you paid when you acquired the property – for most intents and purposes – is meaningless; nor may it bear much resemblance to the price that it might bring today. Value – especially with regard to real estate – is strongly dependent upon supply and demand. However, it must also be remembered that demand, no matter how strong, is itself meaningless without the ability to actually make the purchase. This is known as...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[For Sale By Owner (FSBO) Advertising Tips]]></title><link>http://www.finweb.com/real-estate/advertising-tips-for-fsbo-sellers.html</link><description><![CDATA[Even in the toughest of real estate markets (such as the one currently in place) there are still a number of things that you can do to promote the speedy sale of your home at a reasonably healthy price. In these tight economic times, more homeowners are choosing the &quot;For-Sale-by-Owner&quot; (or, &quot;FSBO&quot;) route to sell their homes than ever before. Certainly, it takes added time and effort on the owners' part, but the savings realized in commission fees can more than make up for those and other inconveniences.It all begins and ends with the home. But once you've gotten your...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item><item><title><![CDATA[Use a Realtor's Expertise]]></title><link>http://www.finweb.com/real-estate/use-a-realtors-expertise.html</link><description><![CDATA[Realtors serve a useful purpose in the world of home buying and selling. Selling a home can be difficult, especially in a buyer's market. A realtor in your corner can make the difference between a home that sells quickly and one that spends months on the market. Listed here are a few good reasons to use a realtor when selling your home:Realtors have the knowledge necessary to sell your home. They're trained and certified to work in the real estate profession. Many realty companies will not hire an agent unless he or she meets the highest of standards for education...]]></description><pubDate>October 20, 2009  6:20 PM</pubDate></item></rss>