All Articles About Retirement Planning

The Military Retirement System Military Reserve Retirement Pay Overview Setting Up a Retirement Plan for Your Small Business Managing Retirement Funds in Divorce 403b Retirement Plans: 5 Things You Should Know Difference Between a Single-Life Annuity and Joint-and-Survivor Annuity What is Longevity Insurance? Maxing Out Your Thrift Savings Plan Everything to Know about a 1035 Exchange The 457 Plan How Does Annuitization Work? What Is a Keogh Retirement Plan? Understanding the Penalties if You Surrender an Annuity How Do Indexed Annuities Work? What Is a Fixed Annuity? What Does a Pension Shortfall Mean for Your Retirement? How to Establish a Qualified Plan Making an In-Service Withdrawal on Your Retirement Understanding Pension Plan Rollover - What You Should Know Calculating the Value of a Pension Defined-Contribution vs Defined-Benefit Pension Plans What Is a Self Directed Retirement Account? SEP IRA vs 401k for the Self-Employed Thrift Savings Plan Rollover Options Tax Treatment of Immediate Annuities The Annuity Tax on Lump-Sum vs Annuitized Distributions 3 Ways to Make an Annuity Withdrawal Pension Plans: How Does Vesting Work? Maximizing Your Social Security Using Spousal Benefits Expected Savings from Retirement Plan Services Overview of the Thrift Savings Plan Loan Program An Introduction to VEBA Plans A Look at the Teacher Retirement System (TRS) Retirement Planner The Registered Retirement Savings Plan (RRSP) Canada Pension Plan (CPP) Benefits and Risks of a Conduit IRA Retirement Lump Sum: Is it Right for You? What Is a Conduit IRA? How a 529 College Savings Plan Affects Financial Aid 412i Plans Home Buyers' Plan (HBP) 457 Retirement Plan Eligibility Requirements Pension Plan Retirement Hurdles for the Self-Employed Small Business Retirement Plans: 401(k) or IRA? Preparing for Income Tax in Retirement SEP IRA or 401k for Your Small Business? SIMPLE IRA vs 401k 3 Signs Your Retirement Investment Plans Are Off Track Pension Fund Small Business 401k Eligibility Requirements Max Spending Retirement Plan What Are Social Security Spouse Benefits? What Is a Testamentary Trust? The Supplemental Executive Retirement Plan Substantially Equal Periodic Payments What Is the Saver's Tax Credit? QTIP Trust Requirements Definition of a Pour Over Will 4 Advantages of a Generation Skipping Trust What Is a Generation Skipping Trust? Overview of a Foreign Plan What Is a DB(k) Plan? Definition of Cliff Vesting What Are Catch Up Contributions? Explanation of 419e Plans 408k Plans Pros and Cons of a Defined Benefit Pension Plan 4 Advantages of a Defined Contribution Plan Defined Benefit Pension Plans The Tradeoffs of Different Equity Annuity Indexing Methods How to Find the Best Payout Annuities Present Value Variable Annuity Formula How to Calculate the Present Value of an Annuity Investing for Retirement: Start Today 5 Factors that Affect Immediate Annuity Terms Can You Lose Money Investing in Equity Annuities? Is the Future Value of an Annuity Worth It? How to Retire Wealthy Disability Determination Services 3 Factors in Getting a Good Fixed Annuity Rate The Grantor Retained Annuity Trust (GRAT) The Federal Retirement Thrift Investment Board What Is a 401a Plan? What Constitutes a Qualified Retirement Plan? Civil Service Retirement System Requirements 4 Retirement Plans for Self Employed Individuals Benefits of Participating in a 401a Plan Retirement Insurance Benefits (RIB) The Basics of the Railroad Retirement Board Overview of the Congressional Pension Plan Pros and Cons to a Keogh Plan Contract Features of a Fixed Indexed Annuity Pension Shortfall Getting a Late Start on Your Retirement Savings Who Typically Ends Up Working after Retirement? 4 Bad Reasons to Tap Your Retirement Plan Following the Asset Allocation Rule of Thumb Deciding on Your Asset Allocation in Retirement Adjusting Your Asset Allocation over Time Pitfalls of the 4% Rule The 4% Rule: Live off Your Money Forever Social Security Benefits: Determining Your Full Retirement Age The Employee Retirement Income Security Act Luxury Retirement Communities: Could You Afford Them? Common Fees Associated with an Immediate Fixed Annuity Preparing Your Invesment Policy Statement (IPS) Retirement Risk Is for the Young What Happens When You Disclaim Retirement Assets? Tips for Monitoring Your Capital Gains Treatment Understanding Your Equity Index Annuity's Index Method The Impact of the Capital Gains Tax on Your Retirement Banks Offering Annuities: Conflict of Interest? How to Balance Annuity and Life Insurance Investments How to Lower Costs for a Variable Annuity The Federal Employee Retirement System (FERS) Rolling Over a Deferred Annuity Payout Options for Variable Annuities How to Avoid a High-Cost Equity-Indexed Annuity The Indexed Annuity: 3 Key Terms Defined How Do Fixed Index Annuities Protect Your Investment? Pension Plans: What if You Leave the Company before You Retire? 3 Top Early Retirement Destinations What's the "Right" Age to Start Social Security? 3 Ways Equity Indexed Annuities Limit Returns Understanding IRS Form 1099-R 5 Things You Need to Know about ERISA Contract Features of Equity Indexed Annuities 5 Key Definitions in Variable Annuities Slash Taxes and Fees on Your Retirement Portfolio Spousal Social Security Retirement Benefits Eligibility How to Read a Variable Annuities' Contract Retirement Benefits Planning For Your Last Ten Years Early Retirement: Is Receiving Social Security Early Worth It? Retire Early: 3 Tips for People in Their 60s Retire Early: 5 Tips for People in Their 40s Social Security Retirement Benefits: The Basics 3 Tips for Determining Annuity Suitability Lower Your Retirement Expenses by Looking for Discounts Health Care in Retirement: How Much Will It Cost? Payout Options for Equity Indexed Annuities How to Read an Equity Indexed Annuities' Contract How to Factor Fees and Expenses into Annuities' Rates How Secure Is Your Fixed Annuity Principal? Inheriting a Retirement Plan: Death After the RBD Inheriting a Retirement Plan: Death Before the RBD Inherited Retirement Plan Deadlines to Know Separate Accounting for Retirement Plan Beneficiaries What is an Immediate Annuity? Is a Cash-Balance Plan Better than a Pension? How to Scrutinize Immediate Annuities' Contracts Payout Options for Fixed-Rate Annuities Preparing for Retirement: the COBRA Question Retirement Planning Software: What Can It Do for You? Understanding the Burdens of an Immediate Annuity Understanding Death Benefit Provisions for Lifetime Annuities Understanding Annuity Payout Options 3 Options for a Tax-Deferred Annuity Life Annuities: 3 Ways to Limit Inflation 3 Annuity Marketing Techniques that Mislead You A Look at the Employee Savings Plan 3 Retirement Tools that Can Make Planning Easier Choosing the Right Early Retirement Age Early Retirement Financial Planning 3 Common Early Retirement Mistakes Common Variable Annuity Fees and Charges Retire Early: 3 Tips for People in Their 50s 4 Drawbacks of Purchasing a Fixed Immediate Annuity Retirement Health Insurance Options 4 Steps to Determining How Much Money You Need to Retire 4 Things to Think about when Planning on Retirement at 55 Understanding Variable Annuity Bonus Credits How to Retire Early Investing for Early Retirement Pros & Cons of a Variable Immediate Annuity Pension Plans: 4 Advantages to Taking a Lump Sum Self-Employed Retirement Plan Options Pros & Cons of Longevity Insurance Guide to Estimating Your Retirement Expenses Retirement: No-Income-Tax States Not Always Best Deal Use Catch-Up Contributions to Fill Out Your Retirement The Impact of Inflation on Your Retirement Portfolio Immediate Annuities vs Deferred Annuities Advantages and Disadvantages of a Defined Benefit Plan Where to Retire for a Low Cost of Living An In-Depth Look at Stable Value Funds What is a Deferred Annuity? Find a Retirement Planner You're Comfortable With Comparing the Thrift Savings Plan with the 401k The Thrift Savings Plan vs Roth 401k 4 Popular Features of the Thrift Savings Plan Tax Benefits of the Thrift Savings Plan 10 Investment Opportunities of the Thrift Savings Plan Thrift Savings Plan: The Government's 401k Explore Your Many Retirement Options The Pros and Cons of Variable Annuities How Does Supplemental Security Income (SSI) Work? Getting a Golden Boot into Retirement: What's Next? Top 3 Ways of Saving for Retirement 4 Ways to Reduce Retirement Expenses Fixed vs Variable Annuities: What to Consider 3 Tips for Choosing Your Variable Annuity A Guide to Equity-Linked CDs Variable Annuities: Asking the Right Questions Advantages of the Variable Annuity The Private Annuity The Pension Benefit Guaranty Corporation (PBGC) Guarding Your Retirement Portfolio against Market Swings Preparing Your Investment Objective The Conduit IRA The Advantages of an Annuity Contract The Employee Stock Purchase Plan Exploring the Tax Advantages of a Private Annuity How Does an Annuity Contract Work? 4 Reasons to Invest in Your Employee Stock Purchase Plan Who Should Seek Fixed Annuities? 4 Different Types of Fixed Income Annuities The Variable Annuity: 4 Special Features to Consider Variable Annuities: Understanding Your Investment Choices 4 Questions to Ask When Buying an Annuity 3 Factors that Determine the Best Index Annuities Indexed Annuities: Comparing Them to Fixed and Variable Potential Downsides of a Variable Rate Annuity 3 Tips on Comparing Equity Indexed Annuity Options How to Open a Single Premium Annuity 4 Pros and Cons of Annuities Who Are Fixed Annuities Best For? 4 Factors in Picking a Deferred Variable Annuity 3 Benefits of a Fixed Deferred Annuity How Does the Pension Protecton Act of 2006 Affect You? Variable Annuities: 3 Reasons Investors Lose Money Does a Variable Annuity Suit Your Needs? 4 Questions to Ask a Variable Annuities Agent 3 Considerations in Comparing Fixed Annuity Rates Equity Index Annuities: 3 Reasons to Hesitate How to Compare Lifetime Annuity Options Index Annuity: How to Grill Your Agent before Purchase How Does a Deferred Annuity Compare to Other Options? How Do Deferred Annuities Work? How to Choose the Best Fixed Annuity for You How Do Flexible and Single Premium Deferred Annuities Compare? Comparing a CD Annuity with a Normal CD How to Decide on an Annuity Payment Option Pros and Cons of CD Type Annuities Introductory Guide to Understanding Annuities Understanding Substantially Equal Periodic Payment (SEPP) Retirement States: How to Choose the State for You FAQs about CD Annuities Introduction to the Individual Retirement Annuity A Matching Contribution: The Best Investment Around How to Use SEPP and Not Destroy Your Retirement Small Business Owner Retirement Options The Cash Balance Pension Plan Advantages and Disadvantages of the Term Certain Annuity Straight Life Annuities: Significant Benefits and Drawbacks A Unified Managed Account May Be Your Best Bet for Retirement Getting Financial Assurance with the Guaranteed Investment Fund Ease the Transition with Phased Retirement When You "Pay Yourself First," You Win Work after Retirement: 3 Industries to Look Into 3 Types of Retirement Plans Your Option of 4 Small Business Retirement Plans How does a SIMPLE Retirement Plan Work? When Is an SEP Retirement Plan the Smartest Option? Retirement Strategies for Late Starters Introduction to Software for Retirement Planning Retirement Savings 401k - Keeping Your Standard of Living 3 Tips to Diversifying Your Retirement Savings 3 Pitfalls of Using Retirement Planning Software 5 Retirement Investment Decisions Generally Not Recommended Retirement Income Planning: Annuities, Stocks or Something Else? Retirement Income Investment: 3 Tips to Investing Post-Retirement 3 Signs Your Pension is in Trouble 3 Ways to Maximize a Public Service Pension Ways to Protect and Boost Your Pension Reading a Pension Annual Report: Is It Underfunded? Find and Collect Pension Funds from Unclaimed Pensions Veteran Aid and Attendance Application Requirements Simplified Employee Pension Plans - Pros and Cons How Pensions and Life Insurance Plans Differ Pay-As-You-Go versus Fully Funded Pensions Basic Pension Terminology Explained Pension Taxes: Filling Out a 1099-R Pension Taxes - What To Expect 2 Ways to Lower Taxes on Pension Benefits Establishing a Simplified Employee Pension Plan Step-by-Step Applying for the Veterans Pension Program Finding the Best Pension Annuity Rates - 4 Tips How the Veterans Aid and Attendance Pension Works 11 U.S. States That Don't Tax Pensions How Pension Plans Work - a Simple Explanation How to Determine if your Pension is Safe 5 Things to Ask Your Pension Provider Lump Sum Retirement vs Monthly Pension - What's Better? 3 Alternatives to Pension Plans The Benefits and Drawbacks of Pension Plans Could you accept an Employer Buyout? Protecting Your Retirement Savings from Tax: 12 Tips Retirement Tax Facts Every Senior Should Know Need A Retirement Plan? Is Tax Deferred For You? You'll need More than just Social Security Early Retirement? Think Retirement Early! Calculating your Needs for Retirement CDs as a Viable Retirement Option Investing for Your Future Retirement no Longer on the Horizon for Many Retirement Planning And Tax Facts: Prepare For Your Future Is Early Retirement for You? A few Tips for Retirement Saving Retirement Tips for the Self-Employed Supplemental Security Income (SSI) Your Retirement Benefits Checklist Using Life Settlements to Fund Retirement Defined Contribution Plans Retiring after age Sixty-Five Pensions - Structure and the PBGC The Importance of Investing for Retirement Pensions - Vesting and Distribution Options Various types of Retirement Plans Will Your Nest Egg be enough?