All Articles About Mortgage Loan Education

Residential Mortgage Application: Considering Mortgage Points Top 3 Things to Know about a Reverse Mortgage What Is an Adjustable-Rate Mortgage? 2 Instances When Closing Costs Are Paid by Seller When Should You Get a Convertible Mortgage? 2 Dangers of a Buydown Mortgage Is an adjustable rate mortgage good for the long term? Uses for a Commercial Second Mortgage How much can an adjustable rate mortgage increase? Calculating How Big a Mortgage You Can Afford 4 Reasons 15 Year Mortgages Are Better 3 Mortgage Quitclaim Situations What Is a Multifamily Mortgage? Pros and Cons of an Interest Only Commercial Mortgage Pros and Cons of a Commercial Second Mortgage What is a 10 year adjustable rate mortgage? Should you refinance your balloon loan? How does a 5 year adjustable rate mortgage work? How does a 3/1 adjustable rate mortgage work? How Does a Reaffirmation Agreement Work? Using a Quitclaim in Divorce The Quitclaim Process Explained Pros and Cons of 15 Year Adjustable Rate Mortgages Getting a Mortgage after Bankruptcy The Appeal of 40 Year Mortgage Loans What is a 40 year interest only mortgage? Is a 15 or 30 year mortgage cheaper? Residential Mortgage Application: Locking a Low APR How Does a Reverse Mortgage Work after the Owner Dies? Understanding Your Commercial Mortgage Terms What is a 5/1 adjustable rate mortgage? The Pros and Cons of Balloon Mortgages 3 Facts About Reverse Annuity Mortgage How is the new rate on adjustable rate mortgages calculated? Can you pay down the principal on balloon mortgage loans? Getting a Bad Credit Commercial Mortgage What Are Semi Commercial Mortgages? The Telltale Signs of Reverse Mortgage Scams Commercial Mortgage Solutions How soon can you obtain a mortgage loan after bankruptcy? What is a hybrid adjustable rate mortgage? What is a 7 year adjustable rate mortgage? What is a 5 year balloon mortgage? Your Residential Mortgage Application: Considering Taxes Life Cap Hybrid Arm Residential Mortgage Application: Spotting Loan Fraud Residential Mortgage Application: 3 Things to Avoid Residential Mortgage Application: The Broker vs The Officer Residential Mortgage Application: Loan Origination Fees Residential Mortgage Application: Your Rental History Residential Mortgage Application: The Acceleration Clause Residential Mortgage Application: Getting Pre-qualified Residential Mortgage Application: Considering No Doc Loans Residential Mortgage Application: 3 Questions for Your Broker Residential Mortgage Application: Stated Income Applications Residential Mortgage Application: Is a Broker Really Necessary? Residential Mortgage Application: Up-front vs Conventional Brokers Residential Mortgage Application: Avoiding a Bad Deal A Guide to Bad Credit Mortgage Lending Residential Mortgage Application: 3 Key Terms Your Residential Mortgage Application: After Bankruptcy Filling Out a Residential Mortgage Application for a Foreclosure Residential Mortgage Application: 3 Factors in Choosing a Cosigner Residential Mortgage Application: Considering Payments Residential Mortgage Application: Choosing the Right Lender Residential Mortgage Application: Closing Costs Residential Mortgage Application: The Required Documentation Residential Mortgage Application: 3 Key Factors to Qualification Residential Mortgage Application: Your APR Mortgage Application Rejected? What to Do Now 3 Questions to Ask about Your Loan Assumption Clause Where to Find the Cheapest Fixed Mortgages How to Get a Preapproved Mortgage Get a Bigger Loan with an Energy Efficient Mortgage (EEM) What Is an Energy Efficient Mortgage (EEM)? Who is Eligible for a Mortgage Loan Modification? 30 Fixed Mortgage Rates – Common Mistakes People Make Loan Modification: How Much Will Payments Be Lowered? What Is a Jumbo Mortgage? Delaying Foreclosure through Bankruptcy Big Savings with a 15-Year Mortgage What Is a Mortgage Rate Lock? What Is a Super Jumbo Mortgage? What Is a Variable-Rate Mortgage? 5 Ways to Receive Payments from a Reverse Mortgage Do You Qualify for a Jumbo Mortgage? Difference Between a Reverse Mortgage and Bank Home Equity Loan What is a 5/1 ARM Mortgage? ARM Mortgage Types Explained Who Should Consider an Adjustable-Rate Mortgage? LTV (Loan to Value) Ratio What is a Reverse Mortgage? What Is a 10/1 ARM? 7/1 ARM Defined Is an Option ARM Mortgage Good for Anyone? Pros & Cons of an Option ARM Mortgage 3/1 ARM Mortgage Explained 4 Things to Watch Out for with an Option ARM Mortgage Adjustable-Rate Mortgages: Things to Watch Out For The Problem with a Negative Amortization Mortgage Mortgage Loan Help: Speeding up Stimulus Programs 5 Factors to Help You Estimate Closing Costs 3 Options for Financing Your Closing Costs 5 Important Facts before You Buy a Short Sale What is a Piggyback Mortgage Loan? Is it Possible to Add a Borrower to an Existing Mortgage? How to Lower Your Monthly Mortgage Payment How First-Time Home Buyers are Affected by a Slow Economy The Benefits of Getting a Mortgage as a Married Couple What are Assumable Loans? Who are the Best Home Lenders? What Are Typical Closing Costs on a Mortgage? 3 Ways to Deal with Seller Closing Costs Can Financial Hardship Assistance Prevent Bankruptcy? 3 Reasons Banks Raise Fixed Mortgage Loan Rates The Costs of a Fixed Interest Only Mortgage What is a Loan Modification? 3 Reasons to Hire a Loan Modification Attorney What You Can Do if You've Been Denied for a Loan Modification Loan Modifications: What are Considered Hardships? What Is Financial Hardship Assistance? Financial Hardship Assistance: Do You Qualify? What to Include in a Financial Hardship Letter How to Compare Variable and Fixed Mortgage Loans 3 Instances When You Shouldn't Take a Fixed Mortgage 3 Ways Mortgage Closing Costs Can Mislead You Negotiating Closing Costs in a Buyer's Market How to Minimize Reverse Mortgage Closing Costs How to Spot Inflated Home Closing Costs Reducing Mortgage Closing Costs Comparing Current 30 Year Fixed Mortgage Rates with Historical Norms How to Foresee Changes to 30 Year Fixed Mortgage Rates Shopping for the Best Fixed Rate Mortgage 4 Factors to Getting the Best Home Mortgage The Best Home Lender for First Time Buyers How Do Interest Only Mortgage Loans Get Resolved? Do Borrowers Benefit: Interest Only Home Mortgage ARM Interest Only Mortgage: Beware Lender Sales Tactics 3 Instances When an Interest Only Mortgage Makes Sense How is Your Interest Only Mortgage Rate Determined? Where to Find the Best Home Loans 30 Year Fixed Rate Mortgage: Is it the Safest Option? Comparing a 30 and 15 year Fixed Rate Mortgage Common Misperceptions of an Interest Only Fixed Mortgage Advantages of a 15 Year Fixed Mortgage Interest Only Mortgage Loan or Rent Payments? When is Owner Finance for a Mortgage Common? 3 Reasons to Avoid Interest Only Mortgage Loans 4 Downsides of Loans with No Closing Costs 3 Ways to Reduce Buyer Closing Costs When Does a Loan Have no Closing Costs? 3 Unorthodox Sources of Help with Your Mortgage 3 Options for Mortgage Help with Bad Credit How to: Mortgage Help from Your Financial Institution 3 Significant Mortgage Mistakes to Watch out for 12 Different Mortgage Types to Know and Understand 2 Important Details of the Mortgage Bailout Plan 3 Steps to Mortgage Help Negotiating your current Mortgage Staging can make the Difference Home Warranties Tips to get the Best Mortgage Rate Tips to Increase your Home's Value Balloon Mortgages Hiring a Realtor to Sell your Home Short-Term Mortgages Home Sellers and Buyers: Tips for Both Upgrade your Home with Landscaping Is Manufactured Housing for You? Money-Saving Kitchen Remodeling to Upgrade your Home Pre-Qualifying and Pre-Approval Contact your Lender before it's too Late Shopping for a New Home? Create a Wish List! Interest-Only Mortgages Mortgage Forgiveness Debt Relief Act of 2007 Selling the Property Yourself Prep Your Home for Sale Advertise your Home Thoroughly FSBO Selling Tips To FSBO, or Not to FSBO? Discussing Mortgage Delinquency Selling Your Home via Auction Mortgage Payment Problems? Selling Your Home? Don't Neglect the Yard Understanding Assumptions Buy or Build? Take Advantage of Online Marketing to Sell your Home A Structured Prepayment System that Works Know Your Home's Worth Help for Delinquent Borrowers Negotiating your Home's Selling Price Making Your Offer HUD Foreclosure Homes Fixed Rate or ARM? Real Estate Financing Instruments There are Plenty of Ways to Buy A Mortgage Primer The Perils of Interest-Only Mortgages Paying off Your Mortgage Early Blended Rates Buying a Home? Don't Forget the Insurance What's Good about Reverse Mortgages? Forestalling the Foreclosure Financing Your Home Renovation When should you opt for an Adjustable-Rate Mortgage? Closing Expenses Home-Buying Offer Strategies Mortgage Loan Underwriting Pros and Cons of Prepaying A few Home-Buying Fast Facts Common ARM Indexes Evaluating the Housing Bubble Conventional Loans: Pros and Cons Negotiating with the Seller Home Equity Conversion Mortgage (HECM) Some Helpful Tips when Applying for a Mortgage The Loan Application Process Take Note of 'Bad Mortgage' Warning Indicators Some Mortgage Myths Pros and Cons of FHA Loans Special Mortgage Loan Programs Should You Buy with Cash or with a Mortgage? Surviving the Closing Special Mortgage Loan Programs - Part 2: The Rural Development Guaranteed Housing Loan Conventional Loan Disclosures The Self-Employed Homebuyer Buydowns and Rate Locks An Examination of Discount Points Reverse Mortgages Glossary of Mortgage Loan Terms Need a Mortgage but have Bad Credit? The Components of Your House Payment Turned Down for the Loan? Buying a Home as a Long-Term Investment Don't be Victimized by Mortgage Scams Interest-Only Loans: Good or Bad? Some HELOC Fast Facts More FHA Loan Programs The Energy-Efficient Mortgage (EEM) Subprime and Hard Money Lenders Truth-in-Lending Act (TILA) - Real Estate Settlement Procedures Act (RESPA) The Secondary Market The Top 6 Types of Mortgages How to Save BIG Money on Your Mortgage Which Mortgage is Best for You? FHA and VA Loans Foreclosure All about Prepayment Rent vs. Buy: How Should I Live? To Refinance or Not to Refinance? The FHA 203(k) Rehab Loan Adjustable Rate Mortgages (ARMs) PMI - Do You Need It? Seller Financing Ten Home-Buying Tips Your Credit Health Choosing the Right Lender So What Is a Mortgage, Exactly? Home Equity Lines of Credit (HELOCs) For First-Time Home Buyers: First Things First Mortgage Loan Education