Financial Web
> A Structured Prepayment System that Works
> Selling your Home via Auction
> Selling Your Home? Don't Neglect the Yard
> Understanding Assumptions
> Discussing Mortgage Delinquency
> Know Your Home's Worth
> Market Aggressively for a Quicker Sale
> FSBO Selling Tips
> Prep Your Home for Sale
> Balloon Mortgages
> Interest-Only Mortgages
> Mortgage Forgiveness Debt Relief Act of 2007
> Pre-Qualifying and Pre-Approval
> Tips to Increase your Home's Value
> Advertise your Home Thoroughly
> Tips to get the Best Mortgage Rate
> To FSBO, or Not to FSBO?
> Negotiating your Home's Selling Price
> Mortgage Payment Problems?
> Adjustable Rate Mortgages (ARMs)
> All about Prepayment
> An Examination of Discount Points
> A few Home-Buying Fast Facts
> A Mortgage Primer
> Buydowns and Rate Locks
> Buying a Home as a Long-Term Investment
> Buying a Home? Don't Forget the Insurance
> Blended Rates
> Choosing the Right Lender
> Conventional Loan Disclosures
> Conventional Loans: Pros and Cons
> Closing Expenses
> Common ARM Indexes
> Don't be Victimized by Mortgage Scams
> Evaluating the Housing Bubble
> For First-Time Home Buyers: First Things First
> FHA and VA Loans
> Foreclosure
> Financing Your Home Renovation
> Forestalling the Foreclosure
> Fixed Rate or ARM?
> Glossary of Mortgage Loan Terms
> How to Save BIG Money on Your Mortgage
> Home Equity Lines of Credit (HELOCs)
> Home Equity Conversion Mortgage (HECM)
> HUD Foreclosure Homes
> Home-Buying Offer Strategies
> Interest-Only Loans: Good or Bad?
> More FHA Loan Programs
> Making Your Offer
> Mortgage Loan Underwriting
> Need a Mortgage but have Bad Credit?
> Negotiating with the Seller
> PMI - Do You Need It?
> Pros and Cons of FHA Loans
> Pros and Cons of Prepaying
> Paying off Your Mortgage Early
> Rent vs. Buy: How Should I Live?
> Reverse Mortgages
> Real Estate Financing Instruments
> Seller Financing
> So What Is a Mortgage, Exactly?
> Subprime and Hard Money Lenders
> Surviving the Closing
> Some HELOC Fast Facts
> Should You Buy with Cash or with a Mortgage?
> Some Mortgage Myths
> Special Mortgage Loan Programs
> Special Mortgage Loan Programs - Part 2: The Rural Development Guaranteed Housing Loan
> Some Helpful Tips when Applying for a Mortgage
> The FHA 203(k) Rehab Loan
> Ten Home-Buying Tips
> To Refinance or Not to Refinance?
> The Loan Application Process
> The Secondary Market
> Truth-in-Lending Act (TILA) - Real Estate Settlement Procedures Act (RESPA)
> The Energy-Efficient Mortgage (EEM)
> The Top 6 Types of Mortgages
> The Components of Your House Payment
> Turned Down for the Loan?
> Take Note of 'Bad Mortgage' Warning Indicators
> The Self-Employed Homebuyer
> There are Plenty of Ways to Buy
> The Perils of Interest-Only Mortgages
> Which Mortgage is Best for You?
> What's Good about Reverse Mortgages?
> When should you opt for an Adjustable-Rate Mortgage?
> Your Credit Health

Selling Your Home? Don't Neglect the Yard

What's the first thing that you typically see when you go to someone's home? Unless it's dark outside (and even then your attention may still be drawn to it), the first thing that you notice is the yard. How many times have you wished that your yard looked better than it does? Don't worry; you're not alone in that sentiment. And, if you're trying to sell your home, you'd be wise to make sure that it's in tip-top shape, because the yard is a major part of the total package.

Buyers look at everything. And, if they do miss something, the agent accompanying them (if they've hired one) most certainly will not. The land surrounding your home, no matter how small in acreage, is too big to ignore. A buyer won't think twice about passing your property by if the yard is not up to par.

Of course, this is not to imply that you need to have a five-star Disney World-type lawn with shrubs clipped in the shapes of squirrels and other woodland creatures. Each and every blade of grass doesn't have to be the deepest, darkest shade of green to be healthy and acceptable. But, the lawn must be dressed as well as the home for the potential buyer to accept the full package. A poorly kept lawn can lower your property value and, therefore, the total worth of your home. Your neighbors won't appreciate that and neither will you when you see the offers that come in (or don't come in) as a result. Investors may see a substandard yard as an opportunity to lowball you. If they're successful, they'll then turn around and do what you could have easily done, and sell the house for a profit.

The overall appearance of your yard is very important. A ragged lawn creates an eyesore. A property with curb appeal, on the other hand, will induce buyers to stop and look instead of just speeding past. Furthermore, buyers don't want to have to dig out their rake and shovel as soon as they move in. A lawn with problems is generally not something that they'll want to tackle, even if the house is top notch – unless, of course, they bought the property at a steep discount (again, something you won't be very pleased about).

If you don't want to get your hands dirty bringing your yard up to specs, consider hiring a landscaper or yard service. Landscapers don't just plant shrubs and trees; they're able to create designs that will complement your yard. They can also recommend practical changes – such as privet hedges if your yard doesn't have a fence, or the right types of plants and trees to use on hilly property to prevent land erosion. A yard service company can to tell you how to get your lawn back in shape. If you've had problems growing grass (or you've been very successful in growing weeds or bald spots), your yard will need the attention that a gardening professional can provide. When it comes to selling your home, their services will be worth the price.