Financial Web
> A Structured Prepayment System that Works
> Selling your Home via Auction
> Selling Your Home? Don't Neglect the Yard
> Understanding Assumptions
> Discussing Mortgage Delinquency
> Know Your Home's Worth
> Market Aggressively for a Quicker Sale
> FSBO Selling Tips
> Prep Your Home for Sale
> Adjustable Rate Mortgages (ARMs)
> All about Prepayment
> An Examination of Discount Points
> A few Home-Buying Fast Facts
> A Mortgage Primer
> Buydowns and Rate Locks
> Buying a Home as a Long-Term Investment
> Buying a Home? Don't Forget the Insurance
> Blended Rates
> Choosing the Right Lender
> Conventional Loan Disclosures
> Conventional Loans: Pros and Cons
> Closing Expenses
> Common ARM Indexes
> Don't be Victimized by Mortgage Scams
> Evaluating the Housing Bubble
> For First-Time Home Buyers: First Things First
> FHA and VA Loans
> Foreclosure
> Financing Your Home Renovation
> Forestalling the Foreclosure
> Fixed Rate or ARM?
> Glossary of Mortgage Loan Terms
> How to Save BIG Money on Your Mortgage
> Home Equity Lines of Credit (HELOCs)
> Home Equity Conversion Mortgage (HECM)
> HUD Foreclosure Homes
> Home-Buying Offer Strategies
> Interest-Only Loans: Good or Bad?
> More FHA Loan Programs
> Making Your Offer
> Mortgage Loan Underwriting
> Need a Mortgage but have Bad Credit?
> Negotiating with the Seller
> PMI - Do You Need It?
> Pros and Cons of FHA Loans
> Pros and Cons of Prepaying
> Paying off Your Mortgage Early
> Rent vs. Buy: How Should I Live?
> Reverse Mortgages
> Real Estate Financing Instruments
> Seller Financing
> So What Is a Mortgage, Exactly?
> Subprime and Hard Money Lenders
> Surviving the Closing
> Some HELOC Fast Facts
> Should You Buy with Cash or with a Mortgage?
> Some Mortgage Myths
> Special Mortgage Loan Programs
> Special Mortgage Loan Programs - Part 2: The Rural Development Guaranteed Housing Loan
> Some Helpful Tips when Applying for a Mortgage
> The FHA 203(k) Rehab Loan
> Ten Home-Buying Tips
> To Refinance or Not to Refinance?
> The Loan Application Process
> The Secondary Market
> Truth-in-Lending Act (TILA) - Real Estate Settlement Procedures Act (RESPA)
> The Energy-Efficient Mortgage (EEM)
> The Top 6 Types of Mortgages
> The Components of Your House Payment
> Turned Down for the Loan?
> Take Note of 'Bad Mortgage' Warning Indicators
> The Self-Employed Homebuyer
> There are Plenty of Ways to Buy
> The Perils of Interest-Only Mortgages
> Which Mortgage is Best for You?
> What's Good about Reverse Mortgages?
> When should you opt for an Adjustable-Rate Mortgage?
> Your Credit Health

Mortgage Loan Education

Valuable Resources to Help You Save Money

So, you’re interested the American dream - buying a home complete with backyard, fence, and a mortgage? Great! But be careful. It can be a dream, but without proper planning and good information, it could turn into a nightmare. You certainly don’t want to see more of your hard-earned money leave every month than is absolutely necessary. How can you combat this? Well, the first thing that you can do is educate yourself because knowledge is power.

For most people, buying a home is the largest purchase and investment that they will make in their lives. Unless your pockets are extremely deep, you’re probably going to have to obtain a mortgage to facilitate that purchase. One of the wisest decisions that you could make would be to educate yourself on the entire home-buying process before you dive into it. Our focus is in the area of mortgage loan education, and hopefully, that’s why you’re here.

Whether you’re a first-time home buyer, looking to refinance your existing mortgage, or in the market for a second home or investment property, the mortgages that you have to choose from are many and varied. The mortgage loan education articles listed to the left cover a wide range of topics. We encourage you to read through all of them. The information contained therein can help greatly to educate you and give you a solid foundation from which to proceed.

Remember, as the saying goes, ‘knowledge is power.’ In this case, knowledge can also be money saved!