TRICARE is a federal government health care program dedicated to provide the medical care needs of the members of the U.S. Department of Defense. The health support is also extended to the family members and dependents of personnel actively serving in any branch of the military.
Types of TRICARE Coverage
TRICARE provides an extensive medical care support to its beneficiaries. Some of the health care coverage that a TRICARE member can receive are:
- Inpatient and outpatient care
- Pharmacy services - includes prescription drugs, 90 days supply of medications with low co-payment, order of prescription refills through mail, phone, or online which will be delivered 14 days after order is received
- Dental care programs - accommodates diagnostic exams, X-rays, cleaning, oral surgery, prosthodontics, etc.
- Extended care health option - renders financial support to beneficiaries with certain mental or physical disabilities and other benefits not covered by the basic TRICARE health plan
- Transitional health care coverage - a temporary health care program offered to members who left the military service
For a member to receive health care benefits from TRICARE, his registration in the Defense Enrollment Eligibility Reporting System (DEERS) is required or else he will be denied benefits. Besides, he must also provide a valid uniformed services identification card to prove his membership.
Does TRICARE cover emergency contraception?
Tricare will not cover emergency contraception medication in most cases. This type of drug uses an over-the-counter medication that does not require a prescription. Tricare coverage is designed to provide coverage only for drugs that are obtained with a prescription. If it is an over-the-counter drug, you will not be able to use your Tricare benefits to pay for it. The only type of over-the-counter item that Tricare will generally cover is prenatal vitamins. Everything else, like weight loss supplements, fluoride preparations, food supplements and homeopathic or herbal preparations, are not covered by Tricare coverage.
Is robotic assisted surgery covered by TRICARE?
If you have TRICARE, it should cover robotic assisted surgery. If you need surgery, it does not matter if you have a robot in the operating room with the surgeon. It is still considered to be a necessary surgery, and you can get it paid for with TRICARE. TRICARE is a comprehensive medical plan that is available for military personnel and their family members. If one of them needs some type of surgery, TRICARE will step in and pay for it. Some of the military medical facilities are now using this type of surgery regularly.
Does TRICARE accept preexisting conditions?
TRICARE should cover any preexisting conditions that you might have. If TRICARE would normally pay for a procedure or treatment, they will still pay for it even if it is determined that you have a preexisting condition. If you have a private insurance plan, you will still have to file the claim with your insurance company first. Then, even when your primary insurance provider rejects the claim or pays part of it, the TRICARE coverage will kick in, with TRICARE paying their portion of the bill. This makes it possible for all military personnel to get medical coverage.
Does TRICARE pay for chiropractic services?
TRICARE coverage does not pay for chiropractic services. This type of coverage applies only to traditional medical treatments that can be administered in a hospital or doctor's office. However, this does not necessarily mean that you do not have access to covered chiropractic services if you are a member of the military. They have another program called the Chiropractic Health Care Program that you can use. This program pays for chiropractic care for members of the military. It is not available for family members of the military member as TRICARE benefits are available to them.