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Trip holiday insurance safeguards the traveler from incurring unexpected expenses should an emergency happen while on vacation or before the would-be traveler is out the door. When you plan a vacation, consider your holiday insurance options.
Common Policy Coverage
Make sure your trip holiday insurance covers the following:
- emergency medical treatment – Should you become hospitalized due to an accident or a sudden illness, your hospital bills will be covered by your holiday insurance.
- theft and damage – If your vehicle, luggage, or possessions are stolen or damaged, you will be reimbursed the fair value.
- trip cancellation – If you must cancel your trip at the last minute or leave early, you will be reimbursed for non-refundable travel and accommodation fees.
There’s no “one size fits all” trip holiday insurance policy. Inquire about the following optional policy terms to get the best coverage for you.
- Multi trip insurance – If you travel more than once a year, you can save by covering both trips at once. Or, if you tend to extend your vacations unplanned, multi trip will cover the extra days you stay.
- Backpackers insurance – If you’re going camping or backpacking, inquire about travel insurance designed especially for the outdoor traveler.
- Accidental death coverage – Although no one likes to think about dying while on vacation, this coverage can cover the hospitalization, funeral, and cancellation expenses involved in the accidental death of a traveler, saving the traveler’s loved ones from additional grief and anguish.
