Provisions of Veterinary Liability Insurance

Veterinary liability insurance is the only way to protect your veterinary practice from malpractice suits and injuries. Here are some things to consider:

• Malpractice – The possibility exists that you make a professional mistake, perhaps the wrong prescription or during surgery, which could result in a loss to your business from a malpractice suit. You will want veterinary professional liability insurance; it provides protection covering defense costs (no matter who’s at fault), judgment, and court costs.
• Injuries to Animals, Owners or Public – When in a strange environment (the veterinary office), animals get nervous, making injuries to themselves, their owners, or the general public possible. The insurance will cover expenses for medical and legal fees when you’re legally responsible.
• Staff Injuries – To handle this contingency, veterinary stop-gap liability insurance is advised.
• Unexpected Pet Death – If something unexpected happens while a pet is in the veterinarian’s care and it dies, the insurance will be able to cover any expenses should the owner brings a suit against you for negligence.
• Food or Animal Care Products – If you sell products or food for animals at your veterinary practice, there’s also coverage for this under general veterinary liability insurance.