Health Insurance - Viagra

Erectile dysfunction is a condition that affects more than half of the men in America over the age of 40, and with some types of health insurance, Viagra may be covered to help men obtain the drug at affordable prices to help with the condition. Viagra was approved by the Federal Drug Administration in 1998 and many health care plans offer coverage for the prescription of the drug.

Why Some Companies Do and Some Companies Don’t

While some health insurance plans cover prescriptions for Viagra, just as many policies refuse to pay claims for the drug. This is because sometimes the use of the drug is considered a lifestyle choice rather than as a necessary medication. Other policies may not pay for the drug simply because the policy does not include adequate prescription drug coverage. In most cases, however, plans that have substantial prescription drug benefits will usually cover the cost of a Viagra prescription – at least partially. Also, some states prohibit health insurance companies from excluding the drug from coverage if they cover other prescription drugs.

Other Options for Viagra with No Coverage

If you do not have a health plan that covers Viagra, and you need the drug, you should contact the Pfizer, the company that produces the pill, directly. Pfizer has several programs in place to help men that need the drug obtain it at a discount if they don’t have a health plan that covers the drug. Ask your doctor for more information.

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