Financial Web
> Saving for that Summer Vacation
> Financial Tips for College Students
> Penny-Wise or Penny-Pincher?
> Spending too much at the Grocery Store?
> Clipping Coupons: A Smart Move
> A Daily Savings Plan
> Rack up on Freebies
> Inexpensive Family Fun
> The One-Income Household
> Saving on your Utilities
> Shopping for Clothes in the Off-Season
> Strrrretching your Money
> Don't Let Family Debt Worry your Children
> Money-Saving Clothes-Shopping Tips
> Couples, Talk about Your Finances!
> Can't Afford a Summer Getaway?
> Frugal Tips for your Household
> Frugal Tips for your Kitchen and Cupboard
> How much should you Save?
> Save a Ton Buying Used
> Smart Talk about the Kids' Allowance
> Use your Laundry to Save
> Garage Sales: Diamonds in the Rough?
> Used Books – A Smart Buy All the Way Around
> Keeping your Vehicle Healthy will Save you Money
> Don't Get Taken In!
> Do your own Repairs
> Budgeting Software Basics
> Break the 'Paycheck-to-Paycheck' Habit
> Adjust your Attitude to adjust your Finances
> Budgeting Basics
> Common Financial Mistakes to Avoid
> Don't Underestimate Your Worth
> Evaluate Your Spending to Save
> Get Out, and Stay Out, of Debt!
> Give your Savings a Boost
> Getting the Upper Hand over Debt
> Getting through Christmas Debt-Free
> Kids can help with the College Bill
> Need More Money? Be Creative!
> Nuggets of Truth to keep you Healthy, Wealthy, and Wise
> Pay Yourself First!
> Prudent Planning to Combat Debt
> Saving for College? Consider a 529
> Saving is Essential
> Save Money by Making Your Home Energy-Efficient
> Spend Smart, Live Well!
> Some College-Funding Methods
> Small Changes can add up to Big Savings
> Saving vs. Investing
> Saving Money – Basically!
> Squeezing Extra Money out of your Paycheck
> The Importance of Budgeting
> Types of IRAs
> The Importance of an Emergency Savings Fund

Money-Saving Clothes-Shopping Tips

Buying clothing is a very popular pastime for many, many people. In fact, you might say that some enjoy it so much they could easily make a career of it. However, the dollars spent on this joyful pursuit can add up all too quickly. So, in keeping with our theme of 'living well while spending wisely,' here are a few helpful tips for saving money on your clothing excursions:

  • First, determine what clothes you really need. Do you have outfits that can be mixed and matched with just a few new clothing items? If so, only buy those clothes that will add to the wardrobe you already have. It may not take more than a few accessories such as scarves, belts, or tops to greatly enhance an outfit.
  • When you go to the mall, do not take your credit cards. (For you shopaholics, yes, you read that correctly!) By doing so you'll only be able to spend what you have in cash, and you won't be tempted to buy an outfit you can't afford and don't need. (Well, you may still be tempted, but you won't be able to act on it, and that's the most important thing.)
  • Check out the local thrift shops. You'll likely be surprised at the quality of the clothes they sell. The outfits are cleaned and ready for viewing. You can save quite a bit of money there.
  • Don't forget about flea markets, most of which do not charge tax. Moreover, most don't accept credit cards, either (No groaning; that's a good thing.). You'll probably be able to find many items of clothing that are both trendy and affordable. You can also stock up on socks for the kids, underwear, hosiery and other essentials that you'd normally pay top dollar for.
  • Here's a common-sense tip: wait for sales. For example, Macy's, a pricey retailer, typically holds sales on Wednesdays. Or they may circulate discount coupons for special savings – such as a 15%-savings-all-day pass on most merchandise. Conversely, most department stores have giant sales during the summer months and after the holidays. This is usually a great time to buy for high-end clothing at steep discounts.
  • As a general rule, it's always recommended to buy clothing that's of high quality. They'll last longer – as long as you properly take care of them, that is.

The bottom line is that while every year we witness the latest fashions exhibited on TV and in the newspapers, it doesn't mean you have to spend a fortune to look your best. If you have a wardrobe that just needs a few items to change the look, then you're already ahead of the game. Grab those things on sale, and you'll feel as smart as you'll look.

These are just a paltry few ideas to help you stretch your clothing dollar; you can probably find a number of other great ways to reduce your clothing bill. Saving money while still looking great is the goal. The good news is that these two ideals are not mutually exclusive. They can both be obtained through intelligent and timely buying, and avoiding the use of that credit card.