You may by pleasantly surprised by the credit union online banking options that your credit union offers. Most credit unions today offer as wide a variety of online service options as do most major online banks.
A brief outline of online banking options your credit union may offer is as follows:
Balances & Transaction History
Most credit unions will offer the ability to view account, loan and credit card balances online and the ability to view transaction history related to all accounts. You are also likely to have check image requests available as part of the offered services.
Reconciliation & Budgeting
Most credit unions will allow you to download transaction history for at least the last year in a format that is compatible with most accounting software and spreadsheet programs. You can use these to track your expenditure and reconcile expenses for personal and tax purposes.
Transfers & Bill Payments
Credit unions will typically allow you to transfer funds between your own accounts as well as to credit cards offered through the credit union. Most credit unions will also allow linking common bills such as utility bills, telephone bills etc. for automatic bill payment directly through your bank account.
Personal Information Changes
Credit unions will allow you to make changes to your billing or mailing addresses, as well as update your contact information using the online interface.
Your Credit Union and Online Banking Options

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