Your overall financial health starts, like everything else, at the beginning. There's very little point in attempting to formulate a retirement-, investment-, or any other type of long-term plan if your day-to-day finances are out of control. So, how good of a money manager are you? Are you balancing your personal accounts faithfully and knowing to the penny how much you have on deposit? Are you aware of the fees that your bank regularly imposes on you? How much do you spend visiting your local ATM machines? If you're unsure of the answers to any of the above questions, then you're in the right place. With the basics of everyday money management under control, you'll be in a much more stable position to begin successfully implementing a solid and workable plan for your financial future.
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