Internet Banking Login: Securing Your Identity

The Internet banking login process builds in multiple levels of access protection to be certain you and only you can log-in to your account online. Your online bank safeguards your personal data by encrypting the information shared by your personal computer with the bank, and by building in layers of identity confirmation during the internet banking login process before anyone, including you, can access your bank account. But there are steps you, as well as your bank, can take to be certain you are not the victim of a banking scam, nor tricked into sharing your confidential Internet banking login information. You, as well as your online bank, need to secure your identity and protect your bank account from cyber-thieves.

Internet Banking Login: Securing Your Identity

First, do not respond to "phishing" emails. These very common, authentic-seeming emails can appear to be from a legitimate bank or business, but they are from criminals attempting to trick you out of sharing your confidential internet banking login information, such as your user name, account number or password. Your online bank will never ask you for your confidential information in an email. And never click on any links or attachments in a phishing email.

Always scrutinize your online statements and transaction reports and notify your bank immediately if you see any activity report you don't understand.

Never use a publicly shared computer for your online banking. Install security patches and keep your personal computer protection up-to-date with firewall and anti-virus software.