The best credit card company is a company that meets your needs with the terms, level of customer service, and reliability of your credit card. 

Terms and Conditions

The terms and conditions of your credit card are the details of the agreement between you and the company for the money you are using. Good credit card companies have clear, easy to understand terms and fair practices with their customers.

Interest Rates

Interest rates determine how much the money you are using is going to cost you in the long run. The lower the interest rate, the less expensive the money will be.

Rewards and Incentives

Credit card companies offer points, frequent flyer miles, cash back incentives and other rewards for the purchases you make on their credit cards. Choose a reward program that gives you rewards you will actually use.

Protection

Some credit card companies offer special services like credit monitoring and added protection against identity theft. Be sure to take these services into consideration when choosing a credit card.