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Knowing the credit agency address information for each company is important in order to obtain your credit history. Experian, Equifax, and Trans Union are the three main credit bureaus. When contacting them about your credit history, you will need to verify your identity. All three agencies will ask you for your full legal name, social security number, and current address.
The Big Three:
Experian
P. O. Box 9595, Allen, TX 75013-9595 (see note)
Tel: 888-397-3742
Other information requested: date of birth; your previous address(es) of the last five years; spouse’s name. Visit them online: http://www.experian.com
Note: Experian tends to change their mailing address often
Equifax
P. O. Box 740241, Atlanta, GA 30374-0241
Tel: 800-685-1111
Other information requested: recent previous address. Visit them online: http://www.equifax.com
Trans Union
P. O. Box 1000, Chester, PA 19022
Tel: 800-888-4213
Other information requested: date of birth; previous address(es) of the last two years; current employer; phone number. Visit them online: http://www.transunion.com
You are entitled to one free credit report per year from each agency. If you are not eligible for a free credit report, each agency will charge you a nominal charge for a copy.
